PYMNTS

JULY 8, 2020

That includes paying for everything from clothes to restaurant deliveries through online and card-not-present transactions. But in an interview with PYMNTS, Scott Anderson , director of software product management and go-to-market, banking at Diebold Nixdorf , said that predictions of cash’s imminent demise are premature.

ATM 214

ATM Regional Mobile Payments 214

PYMNTS

DECEMBER 2, 2019

China has implemented a new policy requiring citizens who want new phone service to scan their faces to verify identities instead of simply presenting ID cards, according to a report in The Wall Street Journal. The law doesn’t say anything about nationality or mobile virtual network operators, which are in the business of reselling services.

Policies 130

Policies Mobile Maine Fraud 130

South State Correspondent

MARCH 16, 2022

To better learn how to position against it, we asked one of the top-performing lenders from a national bank how they sell against the declining balance prepayment provision. We want to share his strategy so that community banks can manage their marketing more effectively. This is by far the most common provision. Alternatively.

How To 195

How To Community Bank Community National 195

PYMNTS

JULY 22, 2019

“If a firm needs to digitally onboard someone and verify them, we can help that company do that fairly seamlessly,” Samer Atassi, regional director, Latin America and Caribbean for Jumio, told PYMNTS in a recent conversation. Opportunity, he noted, abounds.

Innovation 161

Innovation Payments Regional America 161

PYMNTS

SEPTEMBER 21, 2020

If the season is starting early as many retailers say it will, SMBs need to have a keen sense of planning as well as an agility to embrace opportunity as presented. 28), which is supported by American Express nationally. But the calendar is so full of events this year that the “when” might be more important than the how. Not this year.

Retail 169

Retail social media Marketing Branding 169

Abrigo

AUGUST 31, 2023

Critical KYC Asking uncomfortable questions: the personal touch Senior management may view KYC as a regulatory obligation that burdens the client experience, thus affecting the relationship. Uncommon client situations present themselves more often than they used to, and the circumstances presented may need more procedural guidance.

Compliance 195

Compliance Community Training System 195

PYMNTS

MAY 22, 2020

The digitized journey for Citi’s clients starts even before onboarding, through identifying specific needs such as making payroll payments, forecasting cash flow or managing supply chains (and, by extension, supply chain finance). Bose acknowledged that digitizing parts of client contingency situations presents a number of challenges.

Operations 233

Operations Data Digital Banking Management 233

BankBazaar

SEPTEMBER 7, 2022

Savings have stagnated or fallen secularly across demographics or regions. Let’s take a look at some highlights from BankBazaar’s® Aspiration Index 2022: The 2022 national Aspiration Index® is at 87.3. The East regained its crown of the most aspirational region, closely followed by the West. Borrowings are up.

Metro 78

Metro Regional Study Meeting 78

South State Correspondent

JANUARY 4, 2023

For any banker looking for clarity, we present five New Year’s resolutions, no matter your size, that provide a roadmap to accomplish both the short and long-term objectives of a top-performing bank. For 2023, banks need to prioritize interest rate risk management and credit accuracy as a top priority. Conclusion.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

AUGUST 29, 2019

Digital fraud is particularly threatening in Southeast Asia, despite the fact that the Association of Southeast Asian Nations’ (ASEAN) eCommerce market is projected to exceed $200 billion in value by 2025. Account takeovers (ATOs), identity theft and phishing were found to be the most common methods of attack in this region.

Fraud 158

Fraud blockchain System Cards 158

PYMNTS

JANUARY 9, 2020

as there is in the rest of the world,” said Stephanie Martz, senior vice president and general counsel of the National Retail Federation (NRF) , the world’s largest retail trade association. Europe was the first region to adopt EMV technology, and sees a transaction rate of more than 99 percent. Recent findings have shown that 76.7

Fraud 131

Fraud Cards Retail Security 131

PYMNTS

OCTOBER 23, 2018

-based merchants sell across borders, but that percentage lags behind other nations such as Germany and the United Kingdom, where half of merchants that sell goods and services online do so across borders. To capitalize on that aforementioned eCommerce growth in emerging markets and log sales in those regions, U.S. Villegas said.

Payments 164

Payments Regional Online America 164

Abrigo

SEPTEMBER 10, 2021

October 26 is now nationally recognized as BSA/AML Day.) Regulatory scrutiny became ever-present, knowing that the security of their homeland was at stake. The importantance of the BSA tole came to be paramount to the entrie risk management program and included as part of the federal safety and soundness examinations.

Training 195

Training Risk Management Pennsylvania Resources 195

PYMNTS

JULY 17, 2018

As Bloomberg reported, national banks are exempt from state-level dictates on usury limits. In the past (and the present), some online lenders have sought to help leverage that exemption as a way to avoid relatively lower interest rate limits. By way of example, the rate cap in NY on loans (less than $250,000) stands at 16 percent.

Fintech 100

Fintech Regulation New York Management 100

Gonzobanker

FEBRUARY 8, 2022

Maybe that’s why the special FinXTech presentations running alongside more traditional financial, legal, and risk sessions were jam packed with executives furiously scribbling notes. The grassroots of community and regional banking will no longer be vanilla operations geographically focused. Technology Management Breaking the Bank?

Fintech 165

Fintech Customer Experience Conference Technology 165

PYMNTS

JUNE 25, 2020

Alleviating The Pressures Of The Present . Unsurprisingly at present, he noted, people are looking around at their homes and realizing they need to invest in improving it and getting it up to the task of its current roster of duties. .

Las Vegas 255

Las Vegas Miami San Diego San Francisco 255

PYMNTS

JUNE 13, 2019

In early May, Mastercard , in partnership with SEDESSON, the Mexico state agency for social benefits, and Edenred Bank, announced a first-of-its-kind test in Mexico’s Sonora state – the first regional test of biometric card technology in national history. The Mastercard biometric card manages to clear that bar.

Cards 187

Cards Security United States Technology 187

NCR

AUGUST 29, 2016

per cent of card-present transactions used the technology over the 12-month period – jumping from 32 per cent in 2014. The region’s chip card adoption rate jumped to 52.3 There were 4.8 billion ‘chip-and-pin’ cards when the data was collected, and 35.8 per cent of cards issued, from 40.4

Cards 75

Cards Regional National America 75

Alex Jimenez

APRIL 7, 2024

Cost Management The myopia exhibited by organizations single threading their strategy is breathtaking. The reality is that organizations that are successful in innovating, and transforming their business models, include cost management in their main capabilities. A decade ago, I presented such an idea to my executive team.

Innovation 87

Innovation Management Strategy America 87

FICO

NOVEMBER 23, 2021

FICO has announced its panel of independent judges for the 2022 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. He has an MBA from the Indian Institute of Management.

Meeting 52

Meeting Analytics Risk Management Management 52

PYMNTS

MARCH 5, 2018

On the upside, this year’s Best Picture presenters, Warren Beatty and Faye Dunaway, managed to make the most of their second chance and got the winner’s name right the first time around. From there, the finalists are invited to their “Shark Tank” presentation, and the top three winners are picked by a mixed panel.

Regulation 108

Regulation Data Regional America 108

PYMNTS

SEPTEMBER 6, 2016

It may seem like global expansion for the expense management company, but according to CEO David Barrett, it’s simply a reflection of the already globalized operation of the company. In fact, he says, expense reporting and accounting management has always had to be capable of supporting international corporate spend.

Report 100

Report Management Technology Tools 100

FICO

AUGUST 3, 2022

FICO colleagues Andy Procter and Supriti Singh were on hand with their presentation Application Fraud – Rules, Models and Humans. One customer told how they had been able to deploy user defined variables in FICO Falcon Fraud Manager to track and understand payment velocities. Here’s an excerpt of what Adam reported: 1.

Fraud 52

Fraud Analytics Trends Innovation 52

Abrigo

JULY 18, 2016

MountainSeed is a national AMC that serves several hundred community, regional, national, and international financial institutions and credit unions, and today we will share what we’ve dubbed our “Common Deficiencies Greatest Hits,” or the most Common Deficiencies in backordered appraisals.

Analysis 150

Analysis Software National Examples 150

PYMNTS

NOVEMBER 14, 2016

Some national and regional markets are more willing to accept AR than others. Those numbers look pretty different by region. Pokémon Go’s creators didn’t anticipate the full scope of authentication challenges that the AR game would present — but there’s room to learn from past mistakes.

Security 100

Security Regional Data Examples 100

BankUnderground

JULY 16, 2021

Beyond national accounts aggregates and small-scale surveys, data on how SMEs have performed through the Covid-19 crisis have been sparse. There were some regional differences in the scale of the crisis, although much less than for sectors. Figure 4: Estimated impact of Covid-19 on growth by region.

US 124

US Data Comparison Regional 124

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. The community bank provided nearly 480,000 PPP loans totaling more than $13 billion to businesses across the nation. “I

Community Bank 196

Community Bank Community National Fresno 196

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Performance and multiples continue to be solid, outperforming most regional banks. Congrats to Randy and a great management team.

Fintech 142

Fintech Strategy Leadership Lending 142

Banking 2020

OCTOBER 30, 2014

We also refresh our overall marketing tactics from time to time and felt it was great to present a ubiquitous design experience in our online and offline marketing efforts. By focusing on client needs you can design marketing campaigns and websites to present a more client-centric experience. What makes Banner Bank unique?

Community Bank 95

Community Bank Branding Marketing Mobile 95

Bankelele

JANUARY 21, 2015

The local newspapers have an ad by QNB Group ( QNB - Qatar National Bank ). QNB is not in Kenya officially, but they are the largest investor at Ecobank (with 23.5%) who have a mid-size presence in Kenya (about No 20) – one of the 36 countries across the continent that Ecobank is present in. .

Regional 28

Regional National Capital Groups 28

PYMNTS

OCTOBER 18, 2017

Instead, Farmstead works through the same supply lines that local restaurants do when they are sourcing their perishable goods (and with national and local brands for non-perishables), hence they skew incredibly local, and are able to deliver extremely fresh food to their customers’ doors. And they deliver that food very fast.

San Francisco 109

San Francisco Regional Innovation US 109

Abrigo

DECEMBER 1, 2020

And even though both income and credit conditions remained weak in the third quarter, loan repayment rates improved from the second quarter, and farmland values “generally remained strong across all regions,” according to the Federal Reserve District Ag Credit Survey. Farm sector debt in 2020 is projected to rise 4% to $433.8

Lending 195

Lending Survey Operations Payments 195

MyBankTracker

FEBRUARY 2, 2021

However: There are many exclusions, caveats, and restrictions you should be aware of on these policies as you seek to insure a property in a hurricane-prone region. Wind damage can also affect power lines and knock out power grids in an affected region for days, weeks, or even months. States with Hurricane Deductibles. Connecticut.

Policies 52

Policies Rhode Island New Jersey Virginia 52

Fintech Labs Insights

MARCH 23, 2022

Positive Pay (aka Zifi Shield): Allows customers to authorize checks presented for payment (before the money leaves your account). Bid management tools. Customer management tools. Smart, albeit expensive, for a regional bank to create a national digital brand. Debit card. Invoicing tools. No invoice financing.

Seattle 15

Seattle United States Tools Branding 15

William Mills

FEBRUARY 28, 2017

which features highly relevant and timely fireside chats/presentations among a solid mix of bank and fintech attendees. ABA Risk Management Conference , March 26-28 in Indianapolis, Indiana, is a must-attend for risk professionals from banks of all sizes. One is the 6th annual Bank Innovation 2017 , March 6-7 in San Jose, Calif.,

Strategy 40

Strategy San Jose Conference Indianapolis 40

Fintech Labs Insights

MARCH 8, 2017

Check out company features and take a look at the previews from upcoming presentations. Check out these previews from upcoming FinDEVr New York presentations: ChartIQ. OutsideIQ teams up with Genpact to bring better risk management, KYC, and AML compliance solutions to banks. On FinDEVr.com. FinDEVr Feature — MapD.

Miami 15

Miami New York Dallas blockchain 15

Independent Banker

JANUARY 26, 2016

Cady, managing partner of CS Consulting Group LLC in San Diego, will help lead a Community Banking LIVE workshop on forces shaping the future of the community banking industry, titled “Future Forces: How to Thrive in a World of Digital Disruption.” State/Regional Partners Reception*. billion-asset community bank in Winter Haven, Fla.,

Community Bank 70

Community Bank Community San Diego Strategy 70