CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M Incumbents Play Catch-Up.

Retail 78

Retail Cards Millennials Mobile 78

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Retail Banking Customer Satisfaction Study from J.D. Or at least they should be. The 2016 U.S.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

FEBRUARY 5, 2020

And, Garg noted, as millennials and Gen Z consumers are aging into their prime spending years, he believes it will push them to an ever-greater global scale going forward. The funny statistic I hear is that 40 percent of millennials fear credit card debt – nearly as many as the 43 percent that fear car crashes,” he noted.

Cards 143

Cards Millennials Regulation United States 143

PYMNTS

JUNE 28, 2019

Restaurants have been taking two approaches: Larger, resource-rich chains are developing their own apps to capture revenue, while smaller, regional restaurants with tighter budgets are partnering with third-party platforms. One in five mobile users pre-order before going to a restaurant, and this figure jumps to 32 percent for millennials.

Mobile 138

Mobile Millennials Online Payments 138

PYMNTS

OCTOBER 1, 2018

Packaged goods often reach consumers’ hands after traveling across oceans and being shipped between manufacturers, distributors and retailers. Inventory transparency is critical to brick-and-mortar retailers hoping to compete in an increasingly omnichannel and fast-paced retail world.

Branding 155

Branding Retail Technology Data 155

PYMNTS

JANUARY 18, 2019

Instead of in-person appointments with medical professionals, smart cities could offer citizens access to certain healthcare services from unattended kiosks that could manage tasks like analyzing saliva, drawing blood or filling prescriptions. As the millennial population grows, the implementation of smart city technology will accelerate.

Millennials 198

Millennials Tools Wyoming Idaho 198

South State Correspondent

AUGUST 16, 2023

These are cash flow management tools that send a signal of future problems. This data is consistent across regions. Banks are currently reducing indirect auto financing growth and are managed by greater holdback and fewer exceptions. Gen Z and Millennials are now using credit on their cards which was not seen before 2020.

Trends 195

Trends Cards Capital Data 195

PYMNTS

OCTOBER 8, 2020

Case in point: Israeli startup Touchless.ai recently introduced a new intuitive voice management solution that turns any interactive kiosk into a touch-free, easy-to-use interface. The voice commerce category continues to find ways to be innovative. L’Oréal Speaks Up In APAC.

Google 161

Google Branding Millennials Technology 161

PYMNTS

FEBRUARY 19, 2020

And by the granular numbers, the picture looks even worse: Obesity among women has more than doubled in some regions over the last decade-and-a-half. But the market is changing and new players are entering – most notably Noom , a subscription weight management and fitness program that has been dubbed “Weight Watchers for millennials.”.

Marketing 131

Marketing Exercises Course Big Data 131

PYMNTS

JUNE 22, 2017

And while the cybercriminals of the world certainly have managed to capture our collective attention — not to mention our passwords, social security numbers and card data — it seems fair to remember that eCommerce is a big ecosystem and has room for thieves of all kinds. And, notably, not making those changes can cost online retailers.

Online 134

Online Fraud Retail Survey 134

NCR

OCTOBER 5, 2016

There are key reasons why customers continue to value face-to-face engagement with bank staff when managing their financial affairs, generally polarising around the reassurance of ownership, depth of knowledge and decision making agility, none of which can be advertised as benefits of the self-service channel. Striking a balance.

Customer Experience 100

Customer Experience ATM Strategy Millennials 100

Banking 2020

NOVEMBER 27, 2015

That’s why digital capabilities have revolutionized every industry from retail and healthcare to banking—if the same services can be had from half a world away, and for a lower cost, why not avail of them? No one understands this trend better than those pesky millennials. When we’re online, we can go anywhere, and surely do.

Millennials 40

Millennials Survey social media Online 40

FICO

JUNE 14, 2021

For these reasons, BNPL loans, which are convenient and fast, can be an excellent spend management tool. The company says that over half of Afterpay’s customers in the United States are millennials, aged 25 to 40 years old. BNPL providers lay out the money for consumer purchases so that retailers are paid in full upfront.

Fraud 52

Fraud Cards Millennials Utah 52

PYMNTS

MAY 30, 2016

To add insult to injury here, the Census Bureau’s accounting for online sales as a percentage of retail sales may not be keeping up with the reality of what consumers are doing. Individuals who may not have traditional access to credit — millennials, immigrants, the unbanked, etc. — Unattended Retail. Global Fraud Attacks.

Trends 100

Trends Retail Fraud Mobile 100

NCR

JUNE 24, 2016

Some of the challenges for the region were recently highlighted by the Federal Reserve Bank of Atlanta, in a feature outlining the organization’s predictions for the payments industry in 2016. While mobile is a wide-ranging area, it highlighted a few key sub-sectors that are set to be particularly prominent in the US this year.

Mobile 61

Mobile US Marketing Payments 61

PYMNTS

DECEMBER 31, 2016

The startup drew jealous ire from competitor Facebook/Instagram , success from millennials and confused befuddlement from baby boomers this year, along with a $1.81 Every year, Amazon somehow manages to outdo itself and finds more space in which to succeed. billion funding round back in May. It seems to be working for it. Oh, chatbots.

Apple 109

Apple Security social media Study 109

PYMNTS

JANUARY 31, 2020

As an ex-PayPal-er herself, Mielke noted that she is happy for PayPal — as having a partner like UnionPay paired with the payments license it managed to secure with the GoPay acquisition late last year are an incredibly powerful combination. It depends a little on how this plays out. If it goes on, it could have significant economic impacts.

Bitcoin 100

Bitcoin Payments Los Angeles blockchain 100

PYMNTS

MAY 3, 2016

Much has been written about those ultimately failed companies and whether their present-day descendants are fundamentally different (and better) because of mobile and the improvement in logistical management it inevitably brings with it. Those firms are considered higher-tech, more urban and more millennial-focused.

Software 100

Software Illinois Management Chicago 100

PYMNTS

MARCH 9, 2020

That said, some banking-like providers appear to be closing the primary banking services gap, particularly regional banks and credit unions (CUs). Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union. Seven percent (7.4) percent) or PayPal (3.2

How To 232

How To Millennials ATM Fintech 232

Banking 2020

DECEMBER 16, 2014

We’ll soon have four generations within the global workplace: next gens, millennials, gen X and traditionalists. A big part of this is moving from reactive to proactive talent management. Take Smart Risks: Managers generally hire people who walk and talk like everyone else on the team. Be ready to act fast.

Leadership 52

Leadership Regional America Industry 52

PYMNTS

APRIL 4, 2018

Consumers are changing jobs more often, or working a variety of gig economy jobs – and while that was once considered a millennial working habit, Crenshaw noted, it is increasingly becoming a tendency of American workers in general. That, we think, will be particularly useful for information for internal promotions.

System 115

System Tools Groups Millennials 115

CB Insights

OCTOBER 26, 2020

In the world of asset management, the biggest players are now dedicated firms like Vanguard. Total assets under management (AUM) at the top asset managers now dwarfs total AUM at the top banks. The disruption of asset management. Task management platform Asana went public via DPO in September 2020.

Management 78

Management Capital Company Marketing 78

PYMNTS

MAY 27, 2016

According to David Webber, Managing Director at U.K.-based Webber said the company has seen interest from some of their consumer finance and retail banking clients, but as of this writing they have not signed an agreement yet. Although Interact IoT will first integrate with the Pavlok wristband and the Nest Thermostat in the U.K.,

Technology 101

Technology Data Examples Security 101

Gonzobanker

DECEMBER 20, 2019

billion of assets under management. Hats off the Schools Financial’s board and management for acknowledging that even multi-billion dollar credit unions can drive value via merging with someone bigger. So many miles to go, retail bankers! SchoolsFirst Credit Union and Schools Financial Credit Union. Bank Acquisition of the Year.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

SEPTEMBER 4, 2019

Popular media coverage of millennials often fixates on the industries the generation is allegedly killing and their supposed fiscal irresponsibility. Some industries benefiting from millennials’ increased spending power, such as travel, reflect well-worn Gen Y tropes like the general preference for “experiences” over things.

Millennials 78

Millennials Industry Branding social media 78

PYMNTS

OCTOBER 11, 2019

Chief of Commercial Staff and General Manager of eCommerce Mike Sutter for short-term vacation rental service provider Vrbo has a prime view of all that action. It’s an option especially attractive to millennials and younger demographics,” Sutter said. That’s one way to keep an edge via payments. Long History. Visual Tools.

Course 124

Course Payments Innovation Tools 124

PYMNTS

DECEMBER 8, 2017

In an interview with PYMNTS’ Karen Webster and iATS Payments President Andrew Mosawi , the executive noted that, as iATS services over 10,000 clients globally with payment processing across credit card, direct debit and ACH conduits, one truism holds across the industry: Nonprofits are “quite complex in the way that they manage payments.”.

United States 101

United States Course Bitcoin Mobile 101

Fintech Labs Insights

JULY 16, 2015

Advisor Software uses APIs and apps in a hybrid cloud architecture to steer investment advisors away from traditional wealth management software that’s too rigid, difficult to integrate, expensive, and hard to scale. Hedgeable’s NEXT Partner Network makes private banking platforms available to millennials. See you there!

Company 12

Company Mobile Software Big Data 12

CB Insights

JUNE 17, 2020

Retail: Shopping goes even more online as grocery joins the e-commerce revolution. Now, with experts stressing the importance of rapid testing and tracking in managing the Covid-19 crisis, wearables and other health monitoring tech that enable diagnostics are taking center stage. Remote learning technology. 3D printing. Online grocery.

Industry 101

Industry Technology Online Video 101

Gonzobanker

FEBRUARY 7, 2018

These stories and personalities illustrate that entrepreneurship and value creation are alive and well in banking, especially in the mid-size space where banks are acting as both the consolidators and magnets for big bank talent who want a next turn at building the new regional banks. Commercial Real Estate. 3: Business Model.

Taxes 75

Taxes Video Analytics Arkansas 75

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on.

Utah 60

Utah System Community Marketing 60

CB Insights

MARCH 2, 2018

BRIEFING: Surviving the Retail Apocalypse. How are brick-and-mortar retailers surviving and adapting in the world of digital commerce? They also know how successful a retailer can be if it builds a leading e-commerce presence and brings a country into online retail. First Name.

Regional 68

Regional Retail Marketing Online 68

PYMNTS

SEPTEMBER 19, 2016

Will anything ever excite millennials about credit cards? Elizabeth Warren (D-MA), a group of Democratic senators has asked Wells’ chairman and CEO whether or not the bank intends to take some of that compensation back from executives and managers who allegedly supported the opening of those 2 million fraudulent accounts.

Millennials 100

Millennials Cards Fraud Online 100