South State Correspondent

OCTOBER 17, 2022

In a previous article ( HERE ), we discussed the concept of Funds Transfer Pricing (FTP), why systemically important banks and large regional banks incorporate FTP, and why community banks should also consider implementing FTP. The post How To Assign FTP Attribution to a Loan appeared first on SouthState Correspondent Division.

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South State Correspondent

AUGUST 21, 2022

Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. Like every vendor analysis, community banks must understand how to assess the vendor’s capabilities and the benefits and risks for the bank and borrower.

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ATM Marketplace

APRIL 11, 2023

To protect ATMs, businesses must fully understand the current global and regional-specific threats to both physical and digital bank property. As the technical capabilities of ATMs have increased, so has the sophistication of physical and digital attacks looking to access the cash and consumer data that ATMs store.

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Image Works Direct

MAY 21, 2024

According to a study from The Harris Poll, 58% of consumers prefer holding an account with their local or regional financial institution, which may be good news for you if one of your competitors is acquired by a bigger bank with weaker community ties.

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PYMNTS

SEPTEMBER 18, 2019

The card networks have essentially given us the roadmap on how to solve identity when they solved card payments.”. Consider the fact that traditional credit bureaus typically are not in place in those regions, which means traditional data sources have been lacking — and in some cases, birth certificates may not even exist.

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PYMNTS

OCTOBER 22, 2020

But, also a challenging one, OMNi Director of Mobility Liza Castillo told PYMNTS, a fact her firm knows from its experience in building digital infrastructure in the Central America and Caribbean (CAC) region and its efforts around developing super apps in new markets where digital is still nascent and super apps are nearly unheard of.

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PYMNTS

JUNE 29, 2020

Even consumers who do venture to stores are turning to touchless payment methods to avoid virus-related potential health risks, thus accelerating an ongoing shift toward contactless payments in certain regions. Such transactions have been popular in the U.K. s Financial Conduct Authority (FCA), explained in a recent interview with PYMNTS.

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PYMNTS

JANUARY 30, 2019

What’s more, companies must also work to remain compliant with the laws in place across the different regions where they operate. How can they rest assured that their trading partners are trustworthy and who they claim to be? Here are some of the latest developments from the AML/KYC space. News From The AML/KYC Ecosystem .

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PYMNTS

FEBRUARY 14, 2020

directive has its challenges in a world where, so far, there are no global or even regional standards as to what data can be collected to create, maintain or verify identities. In today’s digital age, the concept of “identity” is changing on the global stage, especially when it comes to eCommerce.

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PYMNTS

FEBRUARY 4, 2019

The region has faced 83 separate AML-related fines imposed by 17 regulators in the past decade, with total penalties valued at approximately $1.7 Another is adopting a more aggressive approach to rooting out bad actors, a top goal in places like Europe where money laundering continues to be a significant problem.

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ATM Marketplace

OCTOBER 23, 2020

ATM Marketplace spoke with Mike Lemberger, senior vice president and regional risk officer for Visa, North America, on ways Visa is helping disrupt fraud before it attacks customer data. With holidays right around the corner, retailers are trying to capture customer spend earlier than Black Friday.

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FICO

NOVEMBER 20, 2020

As big banks pull back new credit offers, many credit unions and regional banks are now asking, How can I ride the wave of this trend and win customers from big banks? How can I reach the right customers with the right offers? How to win customers from large banks. How to win customers from large banks.

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Abrigo

JUNE 20, 2017

Economic Impacts: Regional, National, and Global factors that are or may impact the business (i.e. Additional Resources: eBook: Building Value: The 5 Keys for Achieving Success Checklist: How to Embrace Technology and Grow Your Firm. Agendas at a minimum should include: 1. commodity prices, transportation, growth, etc.)

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FICO

JULY 9, 2021

For credit unions and smaller banks in North America, the challenge of how to compete with their bigger counterparts is a constant and pressing matter.

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PYMNTS

MARCH 28, 2018

A digital fiat currency and government-issued mobile money platform could transform the Sub-Saharan African economy, according to nanopay CEO Laurence Cooke , who recently visited East Africa to explore opportunities in the region and has returned with some key insights.

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FICO

MAY 27, 2021

These typically reference the largest of the local delivery companies or even the central mailing services within the attack region. These scams are very successful — here’s how they work: 1. How to Fight Back. All of this takes time, often several weeks, all the while the fraudsters continue to defraud more and more victims.

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Perficient

JANUARY 20, 2021

To make a direct impact on your digital efforts, you may need to hyperfocus on how to best target and reach each specific audience based on individual factors. Creating personas representing different racial, ethnic, national, regional, age, or gender audiences will help you to better target and increase your reach.

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PYMNTS

JULY 2, 2019

Just last week, the Nordic region — an area that includes Denmark, Sweden, Norway and Finland — took real-time payments up a level through an initiative led by the P27 Nordic Payments Platform , which is owned by Danske Bank, Handelsbanken, Nordea, OP Financial Group, SEB and Swedbank. Regional Change. Business Investment.

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PYMNTS

OCTOBER 13, 2020

And in Brazil, the company was fifth behind MercadoLibre and other big names in that region like B2W , Via Varejo and Magazine Luiza , according to the news report. MercadoLibre was founded in 1999 and has seniority in the region, with a wide seller base and a greater understanding of how to succeed in that area of the world.

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South State Correspondent

NOVEMBER 29, 2023

Most national and regional banks allocate marketing resources to recently acquired customers to get them to build deposit balances and purchase other products, while most community banks do not. ” This article explores the recency trap and discusses how to prevent it. Many banks fall into the “recency trap.”

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TheGuardian

MARCH 17, 2023

SVB was supposed to be a regional player whose failure would be unlikely to have profound ramifications – but then a longstanding set of problems at Credit Suisse, a far more consequential institution, turned into an emergency. First, the collapse of Silicon Valley Bank in the US caused jitters in markets that spread across the world.

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PYMNTS

FEBRUARY 2, 2020

In addition, the music is in 20 regional languages, including “auto-tuned Punjabi-language pop ballads, Hindi hip-hop and devotional tunes for the Hindu monkey god, Hanuman,” the WSJ said. No other music service has the scope of region-specific Indian songs that Gaana offers. billion people.

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Perficient

AUGUST 4, 2023

With Envision, we can quickly see exactly where a business stands compared to hundreds of their competitors to determine where gaps exist and how to close them.” Envision Online builds on Perficient’s industry IP to help clients reach strategic decisions faster and speed time to market.

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South State Correspondent

JUNE 30, 2023

The real issue for many banks is that managers cannot easily identify and measure the service level or correctly measure granular returns at the customer, product, branch, region, or supervisor level. Some banks do not have a tool to accurately measure profitability at the relationship, product, branch, region, or supervisor level.

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PYMNTS

AUGUST 10, 2017

For example, we were the first in the Middle East region in 2006 to close the loop by sending back a text alert to the remitter that the beneficiary had collected the money. What they pay for is not merely for the service; they’re also paying for the convenience it offers and for relieving them of their anxiety.

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Perficient

JANUARY 5, 2021

Walmart converted its regional distribution centers, primarily meant to replenish its stores, into centers where the company could fulfill online commerce orders. They accounted for increased labor capacity to pick, pack, and ship customer orders.

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PYMNTS

FEBRUARY 1, 2021

Determining how to bridge that awareness divide and build out instant payments at speed might require these entities to look outside of their own markets, such as toward regions like the Nordics where instant payment solutions and usage has been s teadily gaining ground. Ninety percent of U.S.

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PYMNTS

SEPTEMBER 9, 2020

The testing tool comes as the global economy embraces digital payments and central banks investigate how to support innovation while maintaining financial stability as they issue the currency. This new platform supports central banks as they make decisions now and in the future about the path forward for local and regional economies.”.

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Gonzobanker

SEPTEMBER 28, 2017

Attracting and keeping technology talent at a regionally based financial institution is a constant struggle. ” The post How to Offset an Evaporating Data Center appeared first on Gonzobanker. In a cloud-based environment, three key factors are pushing financial institutions to move from in-house to outsourced technology: 1.

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South State Correspondent

MARCH 30, 2022

We feel that banks must measure profitability at the customer, product, branch, region, or manager level so that management may properly allocate resources (superior service) to drive institutional profitability. How should management go about measuring relationship pricing? How to Measure Relationship Profitability.

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PYMNTS

DECEMBER 11, 2019

10), Craig Moore, CEO of business financing platform Beehive , not only made the case for more P2P lending in the Middle East (the company is based in the United Arab Emirates), but also gave a larger view of the FinTech situation in that region as a new decade dawns. No matter what, FinTech seems a very good bet in this region of the world.

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PYMNTS

DECEMBER 10, 2020

The legal framework for digital services has been largely unchanged in the region for about 20 years. Beyond addressing the problem of illegal and harmful internet content, there are questions regarding antitrust rules as well as how to reform the tax system. Strict rules must be enforceable,” he said.

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Abrigo

AUGUST 22, 2019

One option that makes it easy for BSA officers to complete required training is to attend regional meetings. For example, Abrigo is hosting regional seminars in six cities across the U.S. Cost for these regional meetings is $100, and dates and locations are: Sept. between September and January. Ready to Attend? Register Here.

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PYMNTS

SEPTEMBER 30, 2019

“Customers who participated in our pilot told us they gained valuable insights into how to secure their authorization systems against future attacks. Many were surprised by what we found.”. Mastercard is continually working on ways to improve safety and security in both card-present and card-not-present transactions.

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PYMNTS

MARCH 25, 2020

The watchdog also needs to figure out how to move forward against the companies, especially since workers have been designated as essential by the government. The main concern is that the proposed mergers and investments will ultimately hurt competition in the region. The CMA says the mergers could hurt competition in the sector.

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