PYMNTS

DECEMBER 4, 2018

3) that urged banks to study and implement “where appropriate” methods that would bring innovate approaches to anti-money laundering efforts and Bank Secrecy Act compliance. Several regulatory agencies issued a joint statement Monday (Dec. Senate Hearing on AML.

Innovation 161

Innovation Regulation Compliance Idaho 161

Gonzobanker

MARCH 21, 2024

Department of Housing and Urban Development, fair lending “guarantees the same lending opportunities to everyone” by “prohibiting lenders from considering race, color, national origin, religion, sex, familial status or disability when applying for loans.” The post How to Lend More to Small Businesses appeared first on Gonzobanker.

Lending 78

Lending How To Capital Data 78

PYMNTS

MARCH 12, 2020

According to The National Development and Reform Commission, by the end of February, more than 60 percent of the country’s logistics companies had returned to work. An Opportunity for Innovation . As the situation evolves, Wang told Webster, the innovative responses are doing the same.

Innovation 283

Innovation Policies social media Examples 283

PYMNTS

JANUARY 21, 2020

The good news, said Carter, fresh off her most recent trip to the National Retail Federation (NRF), is that merchants and are very well aware that retail — and the role of physical retail in it — is changing. The latter is innovative; the former is, well, just a tweak. Testing Innovation . The answer, she noted, is complex.

Retail 168

Retail Innovation Data New York 168

Perficient

SEPTEMBER 22, 2020

The association continues to act as a leading voice, educating policymakers and the public on the value these industries provide the nation and the world. They’re proven to be more profitable, innovative, and productive. Ahuja is the founder of Blood Orange, a global innovation and strategy firm, an author, and a public speaker.

Industry 520

Industry Innovation Course National 520

PYMNTS

MARCH 9, 2020

PYMNTS fielded a study to a national panel of 1,062 U.S. Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union. These gaps between “must-have” and “I use” for financial services has spawned both innovation and competition for the consumer’s retail banking business.

How To 232

How To Millennials ATM Fintech 232

PYMNTS

JULY 22, 2019

But, Atassi said, Latin America is also a challenging region to take on as a whole because nation-by-nation and vertical-by-vertical, the situation on the ground can vary quite widely in terms of infrastructure, consumer interest and regulatory prerogatives. Opportunity, he noted, abounds. Meeting A Dynamic Market .

Innovation 161

Innovation Payments Regional America 161

PYMNTS

JULY 13, 2020

Since March 6, PYMNTS has published eight consumer studies , now covering a national sample of more than 18,000 U.S. For businesses, it will determine how well consumers think they FIT® into their lives. How To Start And Stay FIT ®.

How To 265

How To Online Innovation Management 265

PYMNTS

APRIL 22, 2020

Global concern over the coronavirus spreading on contaminated surfaces in public places is unleashing rapid development of innovative biometric products that could assist a touchless society. They are also designed to kill the COVID-19 virus with ultraviolet (UV) lighting in the air ducts. The greatest concern is whether the U.S.

Innovation 209

Innovation New York City System Tools 209

PYMNTS

SEPTEMBER 8, 2020

But Gauthier said the tricky part about trust for retailers heading online is how to maintain it when they move beyond a local customer base who may know them, to a new to digital audience, or one that’s national or even international. And we see it as one of our responsibilities to bring those innovations to our merchants.”.

Innovation 223

Innovation Retail Millennials Tools 223

Perficient

SEPTEMBER 19, 2023

The world’s largest gathering of insurance innovation, InsureTech Connect (ITC) , is right around the corner. And our team of industry experts is excited to connect, collaborate, and address the most pressing business needs of national and regional carriers. What Matters Most to Insurers in 2023?

Conference 221

Conference Strategy Innovation Industry 221

Chris Skinner

MARCH 17, 2017

On Wednesday the American Office of the Comptroller of the Currency (OCC)* followed up on its promise last December to introduce a national bank charter for Fintech bank startups by issuing a white paper on how to apply for a licence, the evaluation process and what will be involved. See OCC Issues Responsible Innovation Framework.

Apple 307

Apple Innovation Fintech United States 307

PYMNTS

AUGUST 7, 2019

Mostly because that is where innovations tend to get their start — ridesharing, delivery on demand, one-day shipping, buy-online pick up in-store, experimental experiential retail locations, pop-up shops and the list goes on (and on). If perhaps a bit more slowly.

Innovation 142

Innovation Metro Retail Online 142

PYMNTS

JANUARY 24, 2018

We are going through that [with] Mastercard, as we’re investing a lot in our own agility,” he said, noting that, industry-wide, “we are not just talking about product innovation; we are talking about process innovation.”. A bank or FI has a limited capacity for technology investments, at least internally.

Innovation 139

Innovation Payments Operations Marketing 139

Perficient

AUGUST 25, 2020

Perficient Colleagues Share How to Build a Successful Career in Technology. It’s a good reminder that you’re not expected to do it alone, nor is that how our global company is built. Collaboration is even one of our Values and it’s the driver behind the innovation we deliver for our clients. . Demonstrate Expertise.

Technology 572

Technology Groups Training Management 572

South State Correspondent

JUNE 8, 2022

In 2022, national banks are especially active in managing interest rate risk by booking floating rate loans and mandating that borrowers fix their rates through a loan hedging program. National Bank Strategies For Interest Rate Risk Management. How to Apply to Your Bank.

Community Bank 195

Community Bank Community National Strategy 195

PYMNTS

NOVEMBER 15, 2020

The shift could drastically change how customers feel about having physical money stored in banks, according to the report. The BoE is among the global regulators looking at how to deal with digital currencies, which have become more of a clear prospect for the near future as the pandemic keeps people away from physical spaces.

Innovation 259

Innovation National Regulation Report 259

Perficient

DECEMBER 15, 2020

The Creativity International Design Awards is active in recognizing exceptional design and the designers and innovators who make it happen. DTE Energy’s interactive microsite educates consumers on how to conserve and use energy differently within their homes. The Winning Projects.

Tools 475

Tools Policies Industry Community 475

PYMNTS

MAY 1, 2019

director of CDC’s Division of Population Health, summed it up in a press release: “As a nation, we are not getting enough sleep.”. But if the explosion of products entering the market in the last several years is any indication, we as a nation are at least willing to invest in trying to get more sleep. Or, as Wayne Giles, M.D.,

How To 147

How To National Marketing Apple 147

PYMNTS

JANUARY 20, 2021

Matt Carpenter, senior vice president and market director of Elan Financial Services , explores how his firm has responded to the drastic changes the pandemic has brought to the financial landscape and the world at large. "We We need to be ever mindful of constituents facing different struggles or seeking new opportunities.

Payments 178

Payments Innovation Tools Cards 178

PYMNTS

JUNE 17, 2019

It is a story that comes up a lot in kitchen innovation — InstantPot has a similar origin story. Its retail footprint is still relatively small and largely confined to its home nation, as it only started shipping goods directly to consumers earlier this year — and mostly to early backers.

How To 122

How To Retail System Industry 122

Abrigo

MAY 8, 2024

They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience. That compares to 39% of global or national banks with more than $10 billion in assets. Even if a financial institution isn’t yet using the technology, it can learn from peers.

Examples 221

Examples Fraud Resources Risk Management 221

PYMNTS

AUGUST 23, 2016

Stiglitz said in his essay that several nations are in the midst of economic suffering rivaled only by the economic malaise seen during the Great Depression. With stagnant prices in Germany, deflation appeared elsewhere, which led to unemployment in those nations that experienced deflation, he said. The solution, according to Stiglitz?

How To 100

How To National Policies Examples 100

PYMNTS

OCTOBER 18, 2018

In July, reports in the Financial Times said Switzerland is working to open the nation’s traditional corporate banking market to cryptocurrency companies finding it difficult to get banked, thanks to fears over anti-money laundering (AML) violations and other compliance issues. “Time is pressing,” he said.

Guidelines 213

Guidelines cryptocurrency blockchain National 213

PYMNTS

JUNE 17, 2019

It is a story that comes up a lot in kitchen innovation – InstantPot has a similar origin story. It’s retail footprint is still relatively small and largely confined to its home nation as it only started shipping goods directly to consumers earlier this year – and mostly to early backers.

How To 100

How To Retail System Industry 100

PYMNTS

AUGUST 10, 2017

Innovation can sometimes be seen as a solution looking for a problem, but it’s time to stop thinking of technology as bells and whistles and start looking at it as a necessary element of doing business for a changing consumer base – and up against a changing landscape of challenges and threats. How do you manage security and risk?

How To 136

How To Risk Management Technology US 136

PYMNTS

JULY 29, 2019

The good news, he noted, is that as a green field developing market, it lacks some of the legacy features that can act as weights to innovation. There are a lot more small and micro businesses in India than there are enterprise-sized firms, Adiseshann noted, since there are about 15 million SMBs in that nation. Building The Win-Win .

How To 120

How To Payments System Examples 120

PYMNTS

OCTOBER 10, 2016

National treasure Kim Kardashian has taught us all a series of invaluable lessons over the years: how to break the internet, that there is no such thing as too much eyeliner and that, if you are on the phone with Taylor Swift, the smart money is on hitting the record button. The operators know their business best. What’s Next?

How To 100

How To Operations Data Study 100

PYMNTS

MAY 26, 2016

The Faster Payments initiative has made significant strides in the United Kingdom, so much so that the scheme has been held up as a model for other nations globally. Enabling payment service providers to access the payment systems offered, called The New Access Model, will also lead to more innovation, itself creating a new payment ecosystem.

How To 102

How To Payments Fraud Innovation 102

Abrigo

OCTOBER 17, 2022

and in bank technology nationally. Wayne leaves the company in a great position to continue to innovate, create value for customers, and provide growth opportunities for employees,” said Park Durrett, Managing Director of Abrigo investor Accel-KKR, when asked about Wayne’s plan to retire.

Texas 370

Texas Leadership Austin Raleigh 370

FICO

APRIL 2, 2019

This April, the world’s leading event in financial services innovation kicks off – LendIt Fintech USA 2019 in San Francisco on April 8 and 9th. Keynote – Analytic Innovations Using Consumer Permissioned Data (April 9 at 9:40 a.m. They will also dive into FICO’s newest innovation in credit scoring…the UltraFICO™Score.

Innovation 40

Innovation San Francisco Analytics Lending 40

PYMNTS

APRIL 2, 2020

Australia’s national science agency plans to test a pair of vaccines over the next 90 days, part of a global race to stop the coronavirus pandemic. On Tuesday (March 31), Netflix released a six-episode docuseries, “Pandemic: How to Prevent an Outbreak,” as the alarm has been sounded on the virus.

San Francisco 233

San Francisco US Survey New York 233

Lex Sokolin

FEBRUARY 2, 2022

tribes, nations, companies, societies, NFT Discords?—?have If you are a wartime nation with dwindling supplies and a broken economy, then your people, i.e., your neurons, are going to have a fixed mindset, because that reflects their reality. Alternately, you might be a growing nation in need of risk-seeking activity?—?a

National 52

National Google Regulation US 52

PYMNTS

JULY 17, 2017

Department of Transportation’s national count in 2016, there were 3,378 bike-share docking stations across 104 U.S. Our founders … look[ed] at the existing industry and … [said], ‘How do we take out the docking station?’ As of the latest U.S. Things that are too long to walk quickly — but too short to get a cab.”.

Innovation 120

Innovation Los Angeles Metro Mobile 120

PYMNTS

SEPTEMBER 30, 2019

“Our customers increasingly rely on us to provide solutions that help make their systems safer and more secure,” said Johan Gerber, executive vice president, security and cyber innovation, Mastercard. Threat Scan enables our customers to stay one step ahead, act faster and minimize the risks that expose them to attacks.

Boston 177

Boston Security System Cards 177

Chris Skinner

APRIL 21, 2017

I’ve blogged about how I see leadership in the developing (developed now) economies of China and India, and the new innovation models of emerging economies in Sub-Saharan Africa, but not quite in the way in which I see them now. They started with nothing and built from the ground up.

Fintech 268

Fintech America Leadership Innovation 268

PYMNTS

JANUARY 13, 2021

As the 2021 season kicks off, Girl Scouts are including contact-free pickup and delivery orders through a new national collaboration with Grubhub and opening up cookie ordering nationally to the public on Feb. Responding to the pandemic, the organization noted in a Tuesday (Jan.

National 166

National New York Leadership Analysis 166