PYMNTS

JULY 4, 2016

Today the United States celebrates Independence Day, with cookouts and fireworks and no dearth of parades. But across the Pond – regardless of the initial claims last week that Britain had occasioned its own Independence Day via the Brexit vote — for FinTech, freedom is just another word for lots and lots left to lose.

Fintech 101

Fintech United States Capital Regional 101

PYMNTS

FEBRUARY 1, 2021

One PYMNTS study found that 59 percent of United States consumers would use instant payments because of their convenience, for example. In the February Disbursements Tracker ® , PYMNTS analyzes instant payments’ rise in the Nordics with a critical eye to how entities in other regions may be able to use it as a blueprint.

Payments 246

Payments Regional Study Examples 246

PYMNTS

OCTOBER 8, 2018

Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs. That document focuses on budgets and regulatory efforts across the region. Crypto Regulations. Regulatory Fines, on a Global Scale.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

SEPTEMBER 30, 2019

No matter how advanced we get, no matter how innovative technological advances we add on — there is always a little bit of history repeating in there. 30), the card network announced just such a FinTech partnership. Expanding The Range Of Fintech Opportunities . So today (Sept. The Changing Global Playing Field .

Marketing 211

Marketing Fintech Cards Branding 211

PYMNTS

JANUARY 14, 2020

The latest Global Recurring Payments Tracker highlights the various technologies powered by artificial intelligence (AI), advanced machine learning and biometrics that are allowing companies to strike the critical balance between safety and convenience in the onboarding and payment process.

Data 131

Data Fraud United States Examples 131

PYMNTS

APRIL 30, 2020

In the latest Merchants Guide to Navigating Global Payments Regulations, PYMNTS looks at the latest open banking developments in regions like the Asia-Pacific (APAC), the European Union and the United States. regulators approved this technology for SCA use in late 2019.

Regulation 188

Regulation Regional Data United States 188

CB Insights

JULY 18, 2018

Investors from around the globe are flocking to Latin America — within the first half of 2018, deep-pocketed investors like Andreessen Horowitz, Sequoia Capital, and DST Global have backed startups in the region. Private technology companies in Latin America have raised over $5.8B Permira, Technology Crossover Ventures.

Regional 50

Regional America Capital United States 50

PYMNTS

JANUARY 21, 2021

Financial institutions (FIs), FinTechs and other businesses that are looking to enable these rapid payments must therefore ensure that their security and fraud-fighting approaches are up to the challenge. Advanced analytics technologies could help FIs tackle such issues, however, by making it easier for FIs to detect potential red flags.

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Fraud Security Payments United States 231

PYMNTS

MAY 2, 2017

For small business lenders and for FinTech too, expansion is key; but for Biz2Credit, expansion is literal. That is a different business dynamic than might be seen in the United States, said the executive, where there are thousands of financial institutions in an environment that he termed as “still very fragmented.”.

Puerto Rico 118

Puerto Rico Lending Online United States 118

PYMNTS

OCTOBER 10, 2019

Fraudsters are relying on technologies like artificial intelligence (AI) and machine learning (ML) to put ever-more-complex schemes to work like bot and automated attacks. A proposed change to AML laws in the United States is targeting just that, requiring firms to disclose parent companies in an attempt to weed out false shell companies.

Fraud 126

Fraud Digital Banking Strategy Security 126

PYMNTS

OCTOBER 8, 2019

Three months away from the end of 2019 and the dawn of the 2020s, the state of the credit union is stable, due to a healthy foundation that is already in place, according to Charles E. Credit unions need not be on the bleeding edge when it comes to technology, he said, but they need to do more than exist as fast followers.

United States 102

United States Millennials Course Lending 102

PYMNTS

FEBRUARY 28, 2018

Today, that mini project has evolved into, as Singh describes it, “a driving force in many ways,” and the lynchpin for how Visa engages with the FinTech community on a global scale. Working with that firm, Singh noted, was mostly about working with – and refining – its very powerful core technology. An Ends-Oriented Approach.

Regional 101

Regional United States Fintech Innovation 101

PYMNTS

FEBRUARY 21, 2018

A regional government in Russia is now working with state-backed VEB, reports in CoinDesk said this week, as authorities explore how to use blockchain “to improve the quality of management decisions.”. United States. Blockchain may be shaping up to be a topic left to individual states to handle.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

PYMNTS

MAY 29, 2020

FIs Or FinTechs: Who Will Power Banking’s Big Digital Shift? The lockdown of the United States economy quickly and radically changed the way consumers browsed, shopped and paid for services as well as goods — and not all small and medium-sized businesses (SMBs) were prepared. SBA reports show that $510.5 Trackers And Reports.

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Maine ATM Innovation Millennials 130

Gonzobanker

JANUARY 17, 2020

Year one of the Tech Decade in Banking will bring no shortage of tension between technology investments and earnings targets. New regional banks will struggle with operational maturity and customer experience. that fintechs doubled their market share in four years and are now generating half of all unsecured loans to consumers.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

PYMNTS

SEPTEMBER 11, 2019

The push toward digital banking seems an inexorable one, with the technology and demographics acting as tailwinds, and where governments have increasingly gotten into the act of promoting digital banks (the pure-play kind) and making forays into bits and bytes, where once paper and face-to-face transactions reigned. Kill the check.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

APRIL 20, 2017

Just west of the Research Triangle in North Carolina, Charlotte’s technology industry has been slowly growing over the past few years. million over the course of the next three years to build up a FinTech hub in Charlotte. PYMNTS: How does the startup and tech scene in Charlotte differ from other cities in the United States?

Charlotte 118

Charlotte North Carolina Community United States 118

PYMNTS

APRIL 13, 2017

The Seattle metropolitan area had a population of 3,798,902 in 2016, which makes it the 15th largest metropolitan area in the United States. The Washington Technology Industry Association reports the amount of people working tech jobs has reached 250,000 in the state and is growing at a rate of ten percent each year.

Seattle 108

Seattle Washington Community Innovation 108

CB Insights

JULY 21, 2017

Earlier this week, Bank Indonesia, the central bank of Indonesia, nominated three companies for its award for the fintech company most supportive of the “non-cash national movement of inclusion.” At risk are the region’s banks, insurers, and even local startups amid an aggressive land grab by larger players.

Fintech 37

Fintech DC Baltimore Regional 37

PYMNTS

JULY 4, 2017

has its lures, with the locale an attractive place for employment, at least as measured by respondents based outside the region, with 57 percent saying the U.K. places ahead of the United States. s FinTech firms has declined by more than 33 percent in the wake of Brexit, to $783 million, versus $1.2

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Survey Regional Fintech Course 101

PYMNTS

NOVEMBER 18, 2020

Banks have been playing catch-up with FinTechs in the bid to bring speed to their processes, especially when it comes to B2B payments. The conversation came across a backdrop of more than 50 real-time payment systems currently live around the world, although largely domestic and regional in nature.

Payments 245

Payments System Innovation Management 245

PYMNTS

JULY 27, 2018

The company also has deep pockets and a devotion to FinTech. Earlier this year, for instance, it teamed up with PayPal to make an investment in Pine Labs of India , which provides point-of-sale (POS) technology, in a funding round worth $125 million. It has a significant focus — along with the connections and reputation — in Asia.

Capital 102

Capital United States Payments Groups 102

PYMNTS

JULY 7, 2016

The co-founder of the FinTech firm Kabbage did something unusual when he found himself with a box full of broken bathroom tiles that were about to put him off schedule by three days. After a little under a year in business the app has 300K downloads and 22K drivers nationwide, even in far flung regions like Alaska and Hawaii.

Oregon 117

Oregon Alaska Hawaii Louisiana 117

Independent Banker

NOVEMBER 25, 2015

But now his current role is to focus entirely on developing forward-looking financial retail offerings, including mobile and online banking, card technologies and other emerging channels and devices. “We We’re not just competing with [megabanks and regional banks] or other community banks. Eyeing all rivals.

Innovation 70

Innovation Community Bank social media Community 70

Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. Therefore, providers like FinLeap Connect or fino in Germany and ClickSwitch in the United States are offering „bank account switching as a service” to banks.

Risk Management 69

Risk Management Data Examples United States 69

Fintech Labs Insights

AUGUST 22, 2016

He said that the growth of the bank’s network and customer base meant seeking solutions that would also make it more affordable to run multiple systems, and added that Fiserv’s technology had already been “proven locally in Sri Lanka” as well as around the world. Interested in fintech in Asia?

Montana 12

Montana Wisconsin United States Fintech 12

PYMNTS

MARCH 9, 2020

There is good news, and there is bad news with regards to the path to addressing the unbanked and underbanked in the United States. In a recent interview with PYMNTS, Michael Coghlan, CEO of banking technology provider Verdigris Holdings , explored the challenge of banking the underbanked small business community.

Community Bank 188

Community Bank Community Innovation Regional 188

Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. Therefore, providers like FinLeap Connect or fino in Germany and ClickSwitch in the United States are offering „bank account switching as a service” to banks.

Risk Management 52

Risk Management Data Examples United States 52

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. This report is a collection of everything we know about Amazon’s foray into banking, financial services, and fintech.

Cards 101

Cards Lending Strategy US 101

PYMNTS

JUNE 26, 2018

And, in regions where digital tools have long been available, new innovations are providing more intelligent financial insights than ever before. . Marius Nacht, co-founder of local IT security solutions firm Check Point Software Technologies , is working with Israeli regulators to open the country’s first digital-only bank.

Trends 127

Trends Digital Banking United States Tools 127

CB Insights

DECEMBER 7, 2017

By the end of 2017, nearly $1.8T worth of mortgages will have been originated in the United States this year, according to government-backed mortgage lender Freddie Mac. FINTECH TRENDS Q3 2017 RESEARCH BRIEFING. FINTECH TRENDS Q3 2017 RESEARCH BRIEFING. Startups are using technology to redefine the mortgage industry.

Millennials 69

Millennials Lending United States Technology 69

PYMNTS

JANUARY 18, 2017

This past week, the tally stood at $349 million, with FinTech at almost $238 million of that. That capital announcement comes despite fears over what Brexit might mean for the FinTech sector across the pond in general, and the peer-to-peer lending sector continues to grow — by some estimates, at about 50 percent annually.

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Retail Software System United States 100

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet.

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Fintech Community Regional Technology 194

CB Insights

MAY 23, 2019

Mozido’s fintech fraud fiasco. The problem was that Theranos’ proprietary blood-testing technology was completely fictitious. Holmes’ claims about Theranos’ blood-testing technology weren’t just exaggerations or selective interpretations of clinical research data; they were quite literally impossible.

Fraud 78

Fraud Las Vegas Company Video 78

Fintech Labs Insights

APRIL 15, 2021

Early on, fintech startups were a small part of its class, although Stripe (S09) and Coinbase (S12) were notable (and extremely profitable) exceptions. When I looked at YCvalums in mid-2014 , there had been just 40 fintech grads in its first 10 years. By region: USA: 20 startups. United States (20). New York, NY.

San Francisco 15

San Francisco CA Fintech Company 15

Fintech Labs Insights

SEPTEMBER 6, 2016

Every time we build a Finovate presenter headquarters map, we are reminded how geographically diverse fintech innovation has become. Three companies scheduled to demonstrate their latest technologies live on the Finovate stage this week hail from Texas, two from Florida, and five from the Great Lakes region of Wisconsin and Michigan.

Fintech 12

Fintech New York Wisconsin Utah 12

CB Insights

OCTOBER 31, 2019

Mentions of chatbots in earnings calls and press releases skyrocketed, and for many, it seemed that chatbots might be the next big disruptive technology. Today, the bots are still being used across industries like fintech, healthcare, sales and CRM, retail, and even law — and they’re having important, though quiet, effects.

Industry 78

Industry Examples Tools Retail 78