PYMNTS

NOVEMBER 10, 2020

The November Smarter Payments Tracker® examines how FIs and FinTechs are innovating to deliver more compelling cross-border and international banking offerings. It also looks at the role of Banking-as-a-Service (BaaS) solutions in powering FIs’ and FinTechs’ efforts to cater to expatriates and immigrant workers.

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Report Fintech United States Meeting 216

PYMNTS

OCTOBER 20, 2020

In today’s top news, Billtrust and South Mountain Merger Corporation have entered into a “definitive business combination agreement,” while Paya became the latest FinTech to join the ranks of publicly traded companies. Plus, i2C has become part of Visa’s FinTech Fast Track program. i2c Joins Visa's FinTech Fast Track Program.

Apple 130

Apple Payments United States Fintech 130

PYMNTS

NOVEMBER 2, 2020

After all, what counts as a bank or not is a little bit different in India than it is in the United States, he said. Agashe said the 50,000 very small community banks and credit unions (CUs) spread throughout India’s rural regions don’t count as “banks” in the official tally.

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Fintech ATM Community Bank Cards 210

PYMNTS

AUGUST 21, 2019

In the latest Digital Banking Tracker , PYMNTS examines how legacy banks are approaching innovation among the rising tide of challenger banks and smaller FinTech startups, as well as how they’re approaching authentication and security as customers continue to demand more convenience and speed. Around the Digital Banking World.

Trends 194

Trends Digital Banking Innovation Regional 194

PYMNTS

FEBRUARY 1, 2021

One PYMNTS study found that 59 percent of United States consumers would use instant payments because of their convenience, for example. In the February Disbursements Tracker ® , PYMNTS analyzes instant payments’ rise in the Nordics with a critical eye to how entities in other regions may be able to use it as a blueprint.

Payments 246

Payments Regional Study Examples 246

PYMNTS

JULY 4, 2016

Today the United States celebrates Independence Day, with cookouts and fireworks and no dearth of parades. But across the Pond – regardless of the initial claims last week that Britain had occasioned its own Independence Day via the Brexit vote — for FinTech, freedom is just another word for lots and lots left to lose.

Fintech 101

Fintech United States Capital Regional 101

PYMNTS

OCTOBER 8, 2018

Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs. That document focuses on budgets and regulatory efforts across the region. Crypto Regulations. Regulatory Fines, on a Global Scale.

United States 174

United States Regulation cryptocurrency Cleveland 174

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

NOVEMBER 11, 2019

Visa and its India FinTech partner, Open , are rolling out their joint credit card product for small to medium-sized businesses (SMBs). This partnership is a boost for Open as we look to expand our customer base to other markets in the Asia Pacific region, United States and the Middle East in the coming months.”.

Cards 101

Cards United States Regional Groups 101

CB Insights

JULY 18, 2018

Investors from around the globe are flocking to Latin America — within the first half of 2018, deep-pocketed investors like Andreessen Horowitz, Sequoia Capital, and DST Global have backed startups in the region. Since 2012, investments into the region have nearly tripled. Want the 12-page report for free? at the time.

Regional 50

Regional America Capital United States 50

PYMNTS

JUNE 24, 2019

The region is also the home to more than 213 million millennials. Together, Visa and Razer FinTech have the opportunity to transform the payments experience for not only the gaming community, but many of Southeast Asia’s unbanked and underserved consumers as well,” said Chris Clark, Visa’s regional president for Asia Pacific.

Company 100

Company Online San Francisco Payments 100

PYMNTS

SEPTEMBER 30, 2019

Something particularly notable in the emergence of FinTech platforms all over the world, Matt Dill, Visa’ s Global Head of Strategic Partnerships and Venture told Karen Webster when they discussed the worldwide launch of Visa Partner. 30), the card network announced just such a FinTech partnership. So today (Sept.

Marketing 211

Marketing Fintech Cards Branding 211

PYMNTS

JULY 22, 2020

The largest bank in the United States, J.P. FinTech apps, for example, saw a 72 percent increase in usage in the first quarter of 2020 alone. Financial institutions (FIs) are beginning to see the light at the end of the tunnel for bouncing back from the pandemic, but the crisis has not been without its casualties.

ATM 225

ATM Digital Banking Alabama Study 225

PYMNTS

APRIL 30, 2020

In the latest Merchants Guide to Navigating Global Payments Regulations, PYMNTS looks at the latest open banking developments in regions like the Asia-Pacific (APAC), the European Union and the United States. The aim of open banking is to enable easier connections between FIs, FinTechs and other third parties.

Regulation 188

Regulation Regional Data United States 188

PYMNTS

MAY 2, 2017

For small business lenders and for FinTech too, expansion is key; but for Biz2Credit, expansion is literal. That is a different business dynamic than might be seen in the United States, said the executive, where there are thousands of financial institutions in an environment that he termed as “still very fragmented.”.

Puerto Rico 118

Puerto Rico Lending Online United States 118

PYMNTS

JANUARY 14, 2020

Subscription providers are also looking to expand into new regions. United Kingdom-based FinTech GoCardless offers its recurring payments acceptance solutions to 50,000 customers worldwide — a number it is looking to boost. Subscription scams such as continuity billing or negative option billing fraud costs U.S.

Data 131

Data Fraud United States Examples 131

PYMNTS

JANUARY 21, 2021

Financial institutions (FIs), FinTechs and other businesses that are looking to enable these rapid payments must therefore ensure that their security and fraud-fighting approaches are up to the challenge. Unfortunately, legitimate users are not the only ones keeping their eyes on immediate transaction options.

Fraud 231

Fraud Security Payments United States 231

PYMNTS

JULY 22, 2019

“If a firm needs to digitally onboard someone and verify them, we can help that company do that fairly seamlessly,” Samer Atassi, regional director, Latin America and Caribbean for Jumio, told PYMNTS in a recent conversation. Opportunity, he noted, abounds. A Diversity Of Needs.

Innovation 161

Innovation Payments Regional America 161

Gonzobanker

SEPTEMBER 10, 2019

Third Time’s Finally the Charm for Temenos in the United States? While growing outside the United States for many years and mopping up on the international core system competition, the U.S. Besides other industries, has anyone else noticed that 80% of the major digital banking fintech provider HQs are in Texas?

United States 89

United States Texas Austin Kansas City 89

PYMNTS

FEBRUARY 28, 2018

Today, that mini project has evolved into, as Singh describes it, “a driving force in many ways,” and the lynchpin for how Visa engages with the FinTech community on a global scale. An Ends-Oriented Approach. It explains why, Singh said, the program is growing so quickly: It’s rooted in solving real business problems. The Upcoming Season.

Regional 101

Regional United States Fintech Innovation 101

PYMNTS

OCTOBER 10, 2019

A proposed change to AML laws in the United States is targeting just that, requiring firms to disclose parent companies in an attempt to weed out false shell companies. Regulators in Tanzania have recently issued fines for five banks in the region, all for failing to comply with AML rules. Around the Digital Banking World.

Fraud 126

Fraud Digital Banking Strategy Security 126

PYMNTS

OCTOBER 8, 2019

Three months away from the end of 2019 and the dawn of the 2020s, the state of the credit union is stable, due to a healthy foundation that is already in place, according to Charles E. Chuck) Fagan, CEO of PSCU. You’re seeing membership grow in the 4 percent range pretty consistently,” he said. The Millennial Challenge.

United States 102

United States Millennials Course Lending 102

PYMNTS

APRIL 14, 2017

Geographically speaking, they live in the coastal regions of the United States. states, and its latest results were in March of this year. As an investment practice, UBS stated that investors would do well to avoid auto lenders and credit card companies and FinTech firms focused on lending. What to do?

Survey 102

Survey United States Regional Lending 102

CB Insights

JULY 21, 2017

Earlier this week, Bank Indonesia, the central bank of Indonesia, nominated three companies for its award for the fintech company most supportive of the “non-cash national movement of inclusion.” At risk are the region’s banks, insurers, and even local startups amid an aggressive land grab by larger players.

Fintech 37

Fintech DC Baltimore Regional 37

Gonzobanker

JANUARY 17, 2020

New regional banks will struggle with operational maturity and customer experience. Operationally, these M&A-birthed regionals are a mess that will require years of process improvement and streamlined automation to achieve the customer experience levels necessary to stay independent. Experian recently reported.

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Customer Experience Fintech Regional Cards 127

PYMNTS

OCTOBER 30, 2018

Regionally speaking, the United States saw 9 percent growth year on year to $442 billion in gross dollar volume, while the rest of the world saw faster growth, at 15 percent to just over $1 trillion. As of the announcement of the partnership, the app had been downloaded onto more than 110 million mobile devices in the region.

Payments 179

Payments Community Regional United States 179

PYMNTS

FEBRUARY 21, 2018

A regional government in Russia is now working with state-backed VEB, reports in CoinDesk said this week, as authorities explore how to use blockchain “to improve the quality of management decisions.”. United States. Blockchain may be shaping up to be a topic left to individual states to handle.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. unemployment rate in the United States is nothing compared to the striking 1.3% We are just scratching the surface with internal talent in some of the most critical areas of expertise.

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Technology Regional Community Bank Community 145

PYMNTS

JULY 4, 2017

has its lures, with the locale an attractive place for employment, at least as measured by respondents based outside the region, with 57 percent saying the U.K. places ahead of the United States. s FinTech firms has declined by more than 33 percent in the wake of Brexit, to $783 million, versus $1.2

Survey 101

Survey Regional Fintech Course 101

PYMNTS

MAY 29, 2020

FIs Or FinTechs: Who Will Power Banking’s Big Digital Shift? The lockdown of the United States economy quickly and radically changed the way consumers browsed, shopped and paid for services as well as goods — and not all small and medium-sized businesses (SMBs) were prepared. FinTechs Help Main Street Find Its Footing.

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Maine ATM Innovation Millennials 130

PYMNTS

SEPTEMBER 11, 2019

One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds. And at least some of those firms – Monzo among them – are applying for banking licenses in the United States.

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

NOVEMBER 18, 2020

Banks have been playing catch-up with FinTechs in the bid to bring speed to their processes, especially when it comes to B2B payments. The conversation came across a backdrop of more than 50 real-time payment systems currently live around the world, although largely domestic and regional in nature.

Payments 245

Payments System Innovation Management 245

PYMNTS

APRIL 13, 2017

The Seattle metropolitan area had a population of 3,798,902 in 2016, which makes it the 15th largest metropolitan area in the United States. PYMNTS: What is Seattle’s FinTech sector like? Median household income (2015): $70,594. There are more than 1,890 startups. How has it changed or grown in recent years?

Seattle 108

Seattle Washington Community Innovation 108

Tech and Finance

MAY 12, 2016

He said that conversations with bank CXOs showed a remarkable contrast between large banks, which saw the need to become digital, and some regionals and super-regionals that didn’t think fintech would impact them. The retail banking landscape is fragmented in the United States,” said Matt Roberts, an analyst for ADI.

Mobile 28

Mobile United States Regional Millennials 28

PYMNTS

APRIL 20, 2017

million over the course of the next three years to build up a FinTech hub in Charlotte. Before we jump into the post, here are a few quick facts about Charlotte and its tech scene: The city had a population of 827,097 in 2015, making it the seventeenth largest city in the United States. Median household income (2015): $53,637.

Charlotte 118

Charlotte North Carolina Community United States 118

PYMNTS

NOVEMBER 28, 2019

Only days after the tariffs were announced in August, the United States Trade Representative (USTR) decided to delay them until mid-December, sending shares for top toymakers Mattel and Hasbro up. Slated to take effect Sept. 1, the tariffs would have come during prime shipping season for toymakers’ holiday preparations.

New York 124

New York Meeting Retail United States 124

PYMNTS

JULY 27, 2018

The company also has deep pockets and a devotion to FinTech. In the Asia-Pacific region, for instance, Flywire said that the past 12 months has brought growth of at least 170 percent there. Temasek was incorporated in 1974 and owns a portfolio worth about $235 billion. OnPlan helps U.S.

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Capital United States Payments Groups 102