PYMNTS

MAY 18, 2017

The rise in B2B FinTech has complicated the picture of treasury management, forcing it to rethink its position in the enterprise. But that technology has also handed treasury new tools to become even more effective at giving clarity to an enterprise’s position in its market. And they have different systems across geographies.”

Fintech 101

Fintech Risk Management Management Data 101

PYMNTS

JANUARY 3, 2020

With a robust community of technological innovators, and a drive toward the digital economy, India currently stands as an exciting market in FinTech. Small- to medium-sized businesses (SMBs) are now a critical component of the government’s push for economic growth.

Fintech 120

Fintech blockchain Data Capital 120

Bank Innovation

JUNE 15, 2017

I recently sat down with the marketing team at Anthemis for my regular weekly chat to discuss the distinction between “Digitise” and “Digitalise”, two oft conflated terms. John, you often speak about the distinction between “digitise and digitalise”, how is that they differ? Great question.

Tools 275

Tools Technology System Operations 275

PYMNTS

DECEMBER 26, 2019

The term was coined by Chinese eCommerce giant Alibaba , and it refers to the broad umbrella of changes in retail as companies continue to adapt to the new world. Lotte started its eCommerce arm in 2016, allocating $25 million with an eye toward gaining 20 percent market share within three years.

Retail 130

Retail Groups Maine Google 130

PYMNTS

AUGUST 10, 2020

We’re talking lay sellers, not savvy operators with digital storefronts. That involves simplifying and modernizing the online buyer-seller experience for the mass market, he said, and not just for top-selling reCommerce experts. Spiking sales volumes couldn’t stem operating losses of 19.3 Plenty of those around. percent from 51.5

US 278

US America Online Mobile 278

PYMNTS

FEBRUARY 14, 2018

The firm is the holding company for an array of FinTech companies operating in supply chain finance, invoice finance and the dynamic discounting market. TruFin reportedly raised the funds via its float on the London Stock Exchange, according to BQ Live on Tuesday (Feb. reports noted.

Lending 122

Lending Capital Groups Financial Technology 122

PYMNTS

DECEMBER 4, 2018

KuCoin’s rollout comes as XRP and Ethereum are constantly vying for digital currency market cap, with XRP pulling ahead of Ethereum in November to become the number-two most valuable token. In other news, General Motors (GM) could be looking into a way to manage autonomous car data with blockchain, CoinDesk reported.

blockchain 148

blockchain Bitcoin Guidelines New York 148

Gonzobanker

OCTOBER 6, 2023

I recently heard a banker refer to his institution’s core banking platform as a “zombie core.” Emerging third parties looking to grow market share may not invest in integrating with core solutions that have declining client bases. Legacy Tech Stacks. No New Partners. While they may travel in packs, zombies are loners.

Strategy 97

Strategy System UX Tools 97

Lex Sokolin

FEBRUARY 18, 2021

The average size is about $300 million, and quite a few are focusing on Fintech and financial services. Should we be interpreting the desire of lots of private sub-scale companies to *sell* as a signal about the market environment and the quality of these companies? Let’s narrow down the story to Fintech, using data from Spactrack.

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

The average size is about $300 million, and quite a few are focusing on Fintech and financial services. Should we be interpreting the desire of lots of private sub-scale companies to *sell* as a signal about the market environment and the quality of these companies? Let’s narrow down the story to Fintech, using data from Spactrack.

Capital 52

Capital Fintech US Lending 52

PYMNTS

SEPTEMBER 16, 2016

Before we jump into the post, here are a few quick facts about Mexico and its tech scene: The country of Mexico has roughly 121 million people and is often referred as the “most populous country in LAT” due to its large population and economy. Mexico’s GDP is $1,144 billion, while the current GDP per capita is $9,517.

Fintech 100

Fintech Capital Millennials Mobile 100

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Why the intense interest in the neo-challengers?

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

APRIL 4, 2019

With specific reference to credit, he said it is increasingly hard for traditional financial players to log profits in a world where cash-back offerings and rewards have become the norm and not a differentiator. “You FinTechs are viewed as collaborators , and per the PYMNTS/i2c research, only 6.5 “Just a facelift is not enough.

Innovation 119

Innovation Fintech Survey Customer Experience 119

PYMNTS

JANUARY 16, 2020

The headline statement is that crypto firms have traditionally operated in a regulatory environment that might charitably be likened to the “Wild West.” The widespread impact of the stricter regulations may have a chilling effect on new crypto asset company creation, and may also steer firms to house operations in less regulated counties.

Regulation 132

Regulation cryptocurrency User Experience Operations 132

PYMNTS

NOVEMBER 22, 2018

But the seismic changes above just as easily refer to Brexit years after the historic 2016 vote marking a thumbs up to a historic divorce. basic access” to the bloc’s financial markets. Those rights let FinTechs do business across EEA countries without having to register on a country-by-country basis. The legacy of World War I?

Fintech 156

Fintech Regulation Course Cards 156

PYMNTS

SEPTEMBER 6, 2018

With the funding, the company plans to build out its network of merchants, attract more FinTech talent and invest in developing products. The technology from Onfido, in turn, checks the authenticity of the identity document, cross-references the applicant’s identity against watch lists and looks for “facial similarity.”

Technology 108

Technology Cards Mobile Payments 108

PYMNTS

MARCH 10, 2020

The small business credit gap is a global issue, a problem that banks and FinTechs continue to hack away at, yet one that remains stubbornly persistent. In markets like Southeast Asia, high rates of credit-invisible, underbanked small businesses make filling the small business credit gap an even more difficult challenge.

Data 193

Data Lending Capital social media 193

PYMNTS

MARCH 30, 2017

based alternative lending FinTech iWoca. people and small businesses have greater reason to look outside traditional banking, Rieche said, come to the alternative lenders that are now operating in the market even more frequently. where big banks have continued to increase their lending to SMEs. But in the U.K.,

Lending 100

Lending Capital Operations Software 100

PYMNTS

JULY 19, 2017

A new report from the state-backed British Business Bank (BBB), however, suggests alternative lenders are becoming an increasingly important part of its operations in a different way, highlighting how the lines between alternative finance (AltFin) and traditional finance continue to blur. businesses.”. “I As the U.K.

Lending 138

Lending Capital Report Customer Experience 138

PYMNTS

JANUARY 10, 2018

When Mastercard launched the Start Path accelerator program in 2014, the goal – according to VP and senior business leader, Amy Neale – was to make it easier for emerging companies to enter “our world” through a combination of operational support, commercial access and some strategic funding. The Start Path Admissions Process.

Company 194

Company Meeting Millennials blockchain 194

PYMNTS

JUNE 11, 2018

In one of the latest salvos , know your customer, or KYC, efforts are being championed by the Asia Securities Industry and Financial Markets Association ( ASIFMA ). According to that financial industry organization, KYC initiatives would help companies reduce costs.

Regulation 100

Regulation Community Bank Lending Industry 100

PYMNTS

DECEMBER 17, 2019

Managing cash flow can be tricky work when one is new to the market or looking to expand because cash is in short supply. CircleUp entered the market in 2012 as a data driven variation on venture capital (VC) funding to solve for part of that problem in retail and consumer packaged goods (CPG) firms. The first is focus.

Lending 132

Lending Data Retail Capital 132

Insights on Business

JUNE 28, 2018

Banks operating on legacy architecture will find it increasingly difficult to compete in an API-driven business environment, says Hans Tesselaar, executive director at BIAN. These objectives will be achieved by facilitating market entry for regulated non-bank players and driving increased transparency and customer protection.

System 130

System Innovation Industry Technology 130

PYMNTS

APRIL 24, 2019

Stieber said traditional lenders will often refer their small business customers to a factoring company like American Receivable if rejected for a bank loan , or if bank financing is not enough for a company’s working capital needs at the time. Bad Reputation.

Capital 142

Capital Industry Strategy Company 142

Jeff For Banks

DECEMBER 29, 2020

As a reference, the best SIFI bank in five year total return was JPMorgan at 33rd overall. I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

NOVEMBER 16, 2017

As credit unions (CUs) face increased competition from traditional banks and new players from the FinTech crowd, many institutions ponder the same question: What can we do to keep our doors open? Credit unions can find ways to offer their services even as new FinTech players emerge as competitors. PYMNTS recently spoke with St.

Millennials 101

Millennials US New Hampshire Resources 101

PYMNTS

JUNE 17, 2016

You want to buy them out,” referring to the banks. Unfortunately, “60 Minutes,” famous for investigative journalism, missed the really big story in FinTech. It has lost more than 80 percent of its market cap since its late December 2014 IPO. Most others have struggled, too.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

PYMNTS

AUGUST 20, 2018

“The FBI has obtained unspecified reporting, indicating cybercriminals are planning to conduct a global Automated Teller Machine (ATM) cash-out scheme in the coming days, likely associated with an unknown card issuer breach and commonly referred to as an ‘unlimited operation,’” the letter read, according to the report.

Data 100

Data ATM Cards Fintech 100

PYMNTS

DECEMBER 26, 2016

“It’s extraordinarily difficult to build a payments company in this market environment … I would advise seeking meaningful partnerships that accelerate and de-risk the business plan. We often refer to the great line from the movie ‘Jaws’ in regards to most of those companies: ‘We’re gonna need a bigger boat,’” Weiss said.

Payments 125

Payments Innovation Bitcoin Tools 125

PYMNTS

APRIL 20, 2017

million over the course of the next three years to build up a FinTech hub in Charlotte. It’s funny, because AvidXchange is often still referred to as a startup, and we’ve been at this for over 17 years. Is there anything people may find surprising about operating a business there?

Charlotte 118

Charlotte North Carolina Community United States 118

FICO

JANUARY 13, 2022

There’s also likely to be a longer-term impact on the housing market, as loan-to-value is squeezed and property affordability puts home ownership out of range for even more first-time buyers. For a periodical refresh on the number of initiatives the differing industries are grappling with, the Initiatives Grid is a decent reference.

Industry 52

Industry Operations Regional Analytics 52

PYMNTS

JUNE 1, 2017

And as for payments writ a bit smaller, Volmar stated that there are challenges for financial services in firms that are operating within silos or attempting to maintain market share. These are shockwaves in the industry,” he noted. . The ability to interact is not there because the trust is not there.” .

Payments 110

Payments System Software Mobile 110

Bank Innovation

APRIL 17, 2017

To operate in society, we are all beholden to an economic system for which we require access to monetary and credit services to participate, be they formal or informal. Sadly, these typically come at the greatest cost to those who can least afford them (sometimes referred to as the poverty premium).

Fintech 268

Fintech Innovation Survey US 268

Fintech Labs Insights

MAY 17, 2016

Ireland-based Fenergo has opened up a new office in Abu Dhabi as a foothold to begin offering its regulatory onboarding and client lifecycle management software solutions to the Middle Eastern market. The post Fenergo Moves into Middle Eastern Market appeared first on Finovate.

Marketing 16

Marketing New York Regulation Policies 16

William Mills

NOVEMBER 1, 2016

It’s our responsibility to have a finger on the pulse of fintech trends and how financial institutions’ spending and preferences for IT change year over year. For your marketing and PR teams? Gartner just released its 2016-2017 CMO Spend Survey , an annual study that looks at how much marketing leaders are spending and on what.

Technology 40

Technology US Customer Experience Marketing 40

PYMNTS

JUNE 23, 2020

Businesses must purchase various supplies and services to power their operations, but they often find it challenging to manage vendor payments. The accounts payable (AP) automation market is expected to grow from $1.6 FI-FinTech Partnerships. FI-FinTech partnerships can take various forms, depending on banks’ needs and budgets.

Fintech 214

Fintech Examples System Resources 214