PYMNTS

JULY 19, 2018

It’s no secret that banks and FinTechs are collaborating at a rate faster than ever before. The need is there for a comprehensive approach for risk management, which in turn means that both FinTechs and FIs need a strong, consistent strategy and roadmap from the very start of collaborations. An Evolving Value Proposition.

Fintech 107

Fintech Risk Management Big Data Management 107

PYMNTS

JUNE 5, 2020

Financial Institutions (FIs) that adopt open banking allow third parties like FinTechs to integrate with their application programming interfaces (APIs) to provide personalized financial management and payment apps that draw on bank customers’ data. We need to manage risk appropriately, but open banking is a good thing,” Davies said.

Security 174

Security Fintech Data Fraud 174

Insights on Business

NOVEMBER 28, 2018

IBM is pioneering the development of cloud-based micro services for financial risk. These APIs are designed as a set of decomposable services that provide the key building blocks of a financial risk management system. The financial risk APIs have been designed and engineered specifically for the IBM Cloud.

Risk Management 102

Risk Management Innovation Management Resources 102

Abrigo

APRIL 19, 2016

In the paper, the OCC defined responsible innovation as: The use of new or improved financial products, services, and processes to meet the evolving needs of consumers, businesses, and communities in a manner that is consistent with sound risk management and is aligned with the bank’s overall business strategy.

Innovation 150

Innovation Fintech Risk Management Community Bank 150

Independent Banker

DECEMBER 1, 2021

Over the next 3-5 years, 82% of financial institutions expect to increase their partnerships with FinTechs, with an average return on investment of 20%. Benefits of FinTech partnerships. How to choose the right FinTech partner. These characteristics are key when vetting potential FinTech partners.

Community Bank 91

Community Bank Community Fintech Guidelines 91

PYMNTS

AUGUST 10, 2017

From user interface technology to security and risk management, the only constant in the financial space is that nothing stays the same for long. PM: As a CEO, just as important as the time you devote to business strategy, is the time spent on compliance and risk management. FinTech operators are very nimble.

How To 136

How To Risk Management Technology US 136

PYMNTS

MARCH 12, 2020

Open banking and bank-FinTech collaboration can be an effective way for financial institutions (FIs) to launch new digital products. Below, PYMNTS rounds up the latest tie-ups and data sharing efforts as institutions explore how open banking models might accelerate their modernization efforts. Equiniti Eyes APIs for Risk Management.

Lending 194

Lending Risk Management Fintech Community 194

PYMNTS

SEPTEMBER 15, 2017

The favored narrative about banks and FinTech startups is generally not a love story. Whereas FinTechs are undoubtedly newer and faster – risen from the digital age to put banks out of business – they aren’t always able to take deposits or keep some of those associated warranties. Usually, it is more of an all-out war story.

Fintech 198

Fintech System Lending Cards 198

Gonzobanker

FEBRUARY 23, 2022

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. While customer relationships are being redefined by fintechs, there will always be a place for community banking.

Community Bank 118

Community Bank Strategy Risk Management Fintech 118

Abrigo

NOVEMBER 22, 2019

The economic environment and industry challenges facing community financial institutions mean that managing risk and driving growth are imperative for banks and credit unions, industry experts say. You can be smart and right, but if you don’t know how to communicate with people, you won’t go far in this business,” he said.

Risk Management 195

Risk Management Lending Management Training 195

Abrigo

OCTOBER 18, 2022

Top benefits of construction loan software for bankers and clients Why many banks and credit unions are turning to fintech for construction loan automation. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Lending & Credit Risk. Lending & Credit Risk.

Software 195

Software Lending System Management 195

Bobsguide

MAY 18, 2022

Financial institutions, central banks, and fintech start-ups alike have been exploring the potential of machine learning in the past few years. The workshop is open to software engineers, data scientists, quantitative risk managers, and anyone who is interested in learning more about machine learning models and their applications in finance.

Training 146

Training Examples Risk Management Conference 146

CFPB Monitor

AUGUST 1, 2022

On July 18, the Federal Housing Finance Agency (“FHFA”) announced the launch of a new Office of Financial Technology with the goal of advancing effective risk management as it evaluates fintech developments in the housing finance space. It also solicits feedback on how to maximize stakeholder engagement.

Financial Technology 78

Financial Technology Technology Fintech Compliance 78

FICO

DECEMBER 17, 2020

Anti-financial crimes regulations require banks to enact robust risk management frameworks, including extensive KYC due diligence, integrated safeguards for AML transaction monitoring, and sanctions screening. This includes $2.8 billion lost in exchange theft and security breaches, and $4.8

cryptocurrency 52

cryptocurrency How To blockchain Analysis 52

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

PYMNTS

SEPTEMBER 25, 2019

An explosion of FinTechs looking to fill the gaps left across under-banked and under-financed populations, including, in many markets, small businesses, has watchdogs exploring how to promote financial inclusion and access to capital while maintaining borrower protection.

Compliance 117

Compliance Risk Management Lending Regulation 117

PYMNTS

JUNE 4, 2020

FIs must consider whether digital newcomers will find it easy to understand how to conduct video KYC processes, for example, said Zac Cohen, chief operating officer of global identity verification solutions provider Trulioo , in a recent PYMNTS interview. Get the full story in the Tracker.

Report 158

Report Fraud Security Fintech 158

PYMNTS

MARCH 16, 2018

But APIs can offer a different strategic advantage, especially to B2B FinTechs, according to A.J. Remlinger, Project Manager — Solutions for Business at foreign exchange technology firm OANDA. TMS providers have great platforms, and we have a great position in risk management as it relates to FX.”.

Risk Management 134

Risk Management Survey Management Fintech 134

PYMNTS

OCTOBER 18, 2017

Banks have always turned to third-party FinTechs to integrate add-on services for their customers. The cloud has become an increasingly important risk management tool for banks just as it has for companies themselves, the executive noted, thanks to its scalability and affordability. How do you improve risk management?

Risk Management 122

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Alex Jimenez

NOVEMBER 4, 2023

Money 20/20 USA has become the biggest FinTech gathering in the US. FinTech Revolution and AI: The overarching trend was the continued evolution and revolution in the FinTech industry, including the adoption of AI and emerging technologies. Similarly, FinTech firms face a reality with limited VC funds.

Conference 84

Conference Meeting Trends Fintech 84

PYMNTS

AUGUST 13, 2019

importer told the publication of its reliance on surcharges to mitigate the risk of currency fluctuations. Last month, reports in the Financial Times made clear that businesses will increasingly be faced with decisions they must make about how to manage foreign exchange volatility. importer said. “We importer said.

Strategy 181

Strategy Risk Management Management Tools 181

Gonzobanker

NOVEMBER 2, 2023

To overcome the struggle, banks need to build leadership teams that align with how a future “Smarter Bank” will operate. Based on our advisory work with hundreds of financial institutions and fintechs, Cornerstone has identified four Foundational Pillars of Smarter Bank Leadership.

Leadership 155

Leadership Industry Management Resources 155

PYMNTS

MARCH 26, 2019

While international growth may seem an opportunity too good to pass up for a small business, Laurent Descout, CEO and founder of corporate cash management FinTech Neo , says hard-hitting fees exacerbate the often damaging threat of currency and exchange rate volatility, leading some firms to give up on global aspirations. “On

Strategy 173

Strategy Management How To Risk Management 173

Abrigo

JULY 25, 2022

You might also like this webinar, "How to Position Yourself for High-Yielding Ag Loan Growth." Taking a “wait and see” approach to ag lending preparation could leave the financial institution short-handed at a time when solid underwriting and sound credit risk management are vital. Lending & Credit Risk. Loan Pricing.

Lending 195

Lending Kansas City Kansas Resources 195

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. “The Do FIs want to navigate card programs through that?”.

Cards 140

Cards Apple Data Innovation 140

Abrigo

FEBRUARY 12, 2020

“CRE loan performance metrics at FDIC-insured institutions are strong, although institutions with CRE concentrations may be vulnerable to economic changes,” The FDIC said in its 2019 Risk Review. Heading into 2020, banks seem to be continuing to respond to risk concerns. Lending & Credit Risk. Lending & Credit Risk.

Lending 195

Lending Trends FDIC Survey 195

PYMNTS

JULY 14, 2020

Silicon Valley FinTech Affirm is also a regular in the top 5 this year. In May, the New York-based FinTech cut a deal with payments platform Stripe , giving consumers more credit to access at checkout. Visa’s Duransoy said, “Issuers already have a longstanding track record of handling consumer risk.

Lending 130

Lending FDIC Minneapolis Utah 130

FICO

OCTOBER 24, 2017

Are you a business leader with a strong viewpoint on how to use analytics to improve business results? FICO World is recognized as the foremost international conference on applications of predictive analytics and decision management technology. From fintech to regtech, discover what analytics can do for you now.

US 66

US Conference Analytics Miami 66

Tech and Finance

JUNE 10, 2019

The Financial Services Sector-Specific Plan details how the National Infrastructure Protection Plan risk management framework is implemented within the context of the unique characteristics and risk landscape of the sector,” the department said in its announcement. the departments said in its announcement.

Security 31

Security Risk Management Payments National 31

PYMNTS

SEPTEMBER 26, 2016

The report said 79 percent of bank executives view FinTech businesses as partners with high potential to collaborate. That said, banking revenue remains under intense pressure, especially in light of the emerging FinTech space.

Report 100

Report Payments blockchain Security 100

Insights on Business

OCTOBER 16, 2018

Learn how leading banks, credit unions and financial services firms leverage AI and cognitive to transform experiences that scale to millions of customers. Building blocks for a fintech world: Hands-on workshop. For those in API development, open banking, fintech and financial institution digital transformation. 12:00-12:55 PM.

Fraud 117

Fraud Customer Experience Analytics blockchain 117

PYMNTS

JANUARY 10, 2020

David Chubak will head all retail sectors — branches, mortgages, wealth, risk management and small business, according to a memo. How To Win The $1.4T Hundreds Of FinTechs Move From UK To EU Ahead Of Brexit. Citigroup Names New Retail Banking Leader. Alphabet-Backed Healthcare Startup, One Medical, To IPO.

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Insights on Business

JANUARY 17, 2019

At Think, financial services leaders can learn how to address these trends, prepare for disruption, and understand the implications that new business and technology solutions can have on their business.

San Francisco 93

San Francisco CA social media blockchain 93

American Banker

JUNE 1, 2023

The banking crisis set in motion by the failure of three banks has the industry focusing once more on how to avoid the same scenario.

Industry 72

Industry How To Risk Management Policies 72

Insights on Business

OCTOBER 11, 2018

It’s this digital-agility layer that would connect to the internal core systems as well as provide external APIs to connect various fintech solutions and other financial institutions within an open banking platform approach. As a follow on action, you can get a free four-hour Cloud adoption and transformation briefing with IBM.

Meeting 111

Meeting Customer Experience System Guidelines 111

Gonzobanker

JULY 8, 2022

To be an innovation leader, CIOs must become energetic “scouts” for the organization, seeking out new state-of-the-art solutions, recruiting and aligning top talent, and crafting smart partnerships with fintechs and major technology vendors.

Resources 139

Resources Leadership Technology Management 139

Celent Banking

MARCH 30, 2016

Alternative lenders provide both a threat and an opportunity for banks as they make the difficult decisions on whether and how to serve a particular segment of the commercial lending market. Where does this optimism comes from?

Lending 100

Lending Compliance Training Capital 100