Abrigo

APRIL 22, 2024

The piece covers: The small business lending market and its role in communities and the economy Traditional depository institutions’ changing market share in small business lending The challenges (financial and operational) of small business lending for banks, credit unions, and borrowers. A majority of applicants sought less than $100,000.

Lending 244

Lending St. Louis Community Marketing 244

Gonzobanker

FEBRUARY 23, 2022

However, if BaaS is ever going to enhance shareholder value, bankers need to ensure they have the strategic focus, operational savvy, and execution commitment to do it right. infrastructure and the capacity to manage a BaaS strategy to significantly complement the core business. Now is the time to create a BaaS strategy.

Community Bank 117

Community Bank Strategy Risk Management Fintech 117

PYMNTS

AUGUST 10, 2017

From user interface technology to security and risk management, the only constant in the financial space is that nothing stays the same for long. PM: As a CEO, just as important as the time you devote to business strategy, is the time spent on compliance and risk management. FinTech operators are very nimble.

How To 136

How To Risk Management Technology US 136

PYMNTS

SEPTEMBER 25, 2019

An explosion of FinTechs looking to fill the gaps left across under-banked and under-financed populations, including, in many markets, small businesses, has watchdogs exploring how to promote financial inclusion and access to capital while maintaining borrower protection.

Compliance 117

Compliance Risk Management Lending Regulation 117

Gonzobanker

NOVEMBER 2, 2023

In the throes of managing balance sheets and loan portfolios and at the same time executing daily “run the bank” operations, bankers are faced with the need to continuously develop new customer experiences and scale enterprise capabilities. And, quite frankly, they’re struggling.

Leadership 154

Leadership Industry Management Resources 154

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Consider the risk above.

Risk Management 195

Risk Management Examples social media Management 195

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. And for many people heading back to the office from remote work, podcasts can be a productive and enjoyable way to pass the commuting time.

Community 195

Community Lending Maine Resources 195

PYMNTS

JUNE 4, 2020

FIs must consider whether digital newcomers will find it easy to understand how to conduct video KYC processes, for example, said Zac Cohen, chief operating officer of global identity verification solutions provider Trulioo , in a recent PYMNTS interview. Get the full story in the Tracker.

Report 158

Report Fraud Security Fintech 158

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. That’s enough to send normal people into the fetal position.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. “The Do FIs want to navigate card programs through that?”.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

MARCH 16, 2018

But APIs can offer a different strategic advantage, especially to B2B FinTechs, according to A.J. Remlinger, Project Manager — Solutions for Business at foreign exchange technology firm OANDA. TMS providers have great platforms, and we have a great position in risk management as it relates to FX.”.

Risk Management 134

Risk Management Survey Management Fintech 134

PYMNTS

AUGUST 13, 2019

importer told the publication of its reliance on surcharges to mitigate the risk of currency fluctuations. Last month, reports in the Financial Times made clear that businesses will increasingly be faced with decisions they must make about how to manage foreign exchange volatility. importer said. “We importer said.

Strategy 181

Strategy Risk Management Management Tools 181

PYMNTS

MARCH 26, 2019

While international growth may seem an opportunity too good to pass up for a small business, Laurent Descout, CEO and founder of corporate cash management FinTech Neo , says hard-hitting fees exacerbate the often damaging threat of currency and exchange rate volatility, leading some firms to give up on global aspirations. “On

Strategy 173

Strategy Management How To Risk Management 173

Abrigo

JULY 25, 2022

You might also like this webinar, "How to Position Yourself for High-Yielding Ag Loan Growth." Designing ag lending and credit operations for growth help meet customers’ or members’ needs more efficiently, with less stress on institutional resources, and most importantly, with the best experience for farmers and ranchers.

Lending 195

Lending Kansas City Kansas Resources 195

South State Correspondent

MAY 13, 2024

The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders. Banks were aflutter about how they would handle this from a staffing and processing perspective.

Conference 195

Conference Payments Fraud Data 195

Insights on Business

JANUARY 17, 2019

Digitally transforming operations, operating models and technologies to compete in a changing industry structure. Optimizing risk, compliance and security. At Think, financial services companies can develop a strategic point of view and prospective roadmap to lead their organizations into the future.

San Francisco 93

San Francisco CA social media blockchain 93

Insights on Business

OCTOBER 16, 2018

For those in marketing, data and analytics roles who have business operations responsibility. Learn how leading banks, credit unions and financial services firms leverage AI and cognitive to transform experiences that scale to millions of customers. Building blocks for a fintech world: Hands-on workshop. 12:00-12:55 PM.

Fraud 117

Fraud Customer Experience Analytics blockchain 117

Gonzobanker

JULY 8, 2022

The operational world of cash, checks, deposit slips, passbooks, and teller terminals used to dominate bank tech budgets. They need to have skilled resources that can manage all of the institution’s technologies, including a chief technology officer who owns and manages the infrastructure, networks, and lines of business applications.

Resources 138

Resources Leadership Technology Management 138

Independent Banker

DECEMBER 31, 2021

How long is your to-do list? Like most other community bankers, you spent many long nights processing Paycheck Protection Program (PPP) loans, planning how to do business in a pandemic and much more throughout 2020 and 2021. Badger Bank is having trouble finding staff “across the board,” from operations to tellers and trust officers.

Community Bank 144

Community Bank Community Lending Louisiana 144

Insights on Business

OCTOBER 11, 2018

It’s this digital-agility layer that would connect to the internal core systems as well as provide external APIs to connect various fintech solutions and other financial institutions within an open banking platform approach. As a follow on action, you can get a free four-hour Cloud adoption and transformation briefing with IBM.

Meeting 111

Meeting Customer Experience System Guidelines 111

FICO

DECEMBER 23, 2020

The global pandemic has driven a dramatic change in consumer behavior, not least an exponential rise in the use of digital and mobile channels for banking and financial services, increased competition from fintechs, and the rise of open banking. So will high-risk products/services such as correspondent banking and trade finance transactions.

Compliance 52

Compliance Regulation Data Risk Management 52

PYMNTS

SEPTEMBER 27, 2017

this issue has come to light as small businesses, FinTechs and regulators work to address late payments, which often occur when large corporations pay their small business suppliers on delayed payment terms, or even past those payment due dates. Small businesses (SMBs) may have less control over their cash flow than one might think.

Payments 100

Payments Lending Risk Management Management 100

PYMNTS

APRIL 6, 2017

While these new ACH offerings are promising to quicken the pace of monetary transactions, the changes are also bringing new rules and regulations that directly impact how banks and other financial players operate. But how to abide by these new practices are not always clear to financial institutions.

Resources 100

Resources Training Payments Regulation 100

Gonzobanker

DECEMBER 22, 2020

An early innovator in commercial workflow and analytics, upcoming CIOs could learn a ton from John on how to partner and engage constructively with lines of business. Canapi is the Seven Degrees of Kevin Bacon halved with someone in this group 1 (2-3 at most) degree away from every bank and fintech decisionmaker in America.

Idaho 170

Idaho Community Industry Strategy 170

Gonzobanker

MARCH 25, 2016

The big challenges are culture and risk management. Boards and management teams everywhere struggle with this. Clear mission and risk appetite statements are a great start, but we’ve all seen statements saying “go” with actions that say “stop.” In that environment, even practical ideas can run into a buzzsaw.

Exercises 60

Exercises Innovation Risk Management Conference 60

Lex Sokolin

SEPTEMBER 3, 2020

How does software operate? Where does it operate? And of course, in the spirit of our common interest, how does this impact financial infrastructure? Over 60% of Ant’s revenue comes from Fintech product lead generation, with capital risks passed on to the underlying banks and insurers, which Ant also digitizes.

blockchain 52

blockchain Software Capital Technology 52

Banking 2020

DECEMBER 16, 2014

These steps will help to focused on your organizations talent of the future instead of the past: New View: Redefine what talent is and what it looks like (not just boxes to be checked), learn where and how to look for it, and understand how to attract it. A big part of this is moving from reactive to proactive talent management.

Leadership 52

Leadership Regional America Industry 52

FICO

FEBRUARY 12, 2023

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. How To’ videos are extremely effective, especially for coaching customers through new banking tasks. Frame your financial literacy content accordingly.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Lex Sokolin

DECEMBER 25, 2019

There’s a lot to say about the overlap of Fintech and blockchain, but let’s find the very edge of the frontier and focus right there. See Staking Rewards and the chart below, and Coinbase for an example of a large Fintech providing the service. all Fintech unicorns?—?that It’s like watching Mint.com emerge in 2007.

blockchain 52

blockchain Bitcoin Software Lending 52

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The FinTech Partner Best Practice Award – Goes to Cambridge Savings Bank and SigFig for their digital investment platform partnership. see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. see https://www.bloomberg.com/news/articles/2016-06-01/this-is-how-a-banker-in-brooklyn-makes-money-on-millennials ). The big bang project is over.”

Utah 60

Utah System Community Marketing 60

PYMNTS

OCTOBER 29, 2018

The Chinese mainland market is a tough place to operate. On the back end, Pintec leverages its artificial intelligence (AI) and deep learning technology against risk management, underwriting and other back-end challenges associated with the services. “We million yuan ($8.02 million) in 2016 to 568.7 million yuan last year.

Lending 167

Lending Risk Management Data Marketing 167

Tomorrow's Transactions

DECEMBER 19, 2016

The focus on APIs increased through the year and not only for the interfaces to 3rd parties but also as a mechanism for restructuring internal processes and operations. The paper that Richard Brown of R3, my colleague Salome Parulava and I put together what seems like an age ago (a year is a long time in fintech) has finally been published!

Mobile 30

Mobile Retail Trends Security 30

PYMNTS

JULY 13, 2017

FinTech companies — PayPal, Square, Stripe, WePay — have gravitated toward that model because what they’re innovating on is merchant experience, or user experience,” said Aberman. “In By outsourcing all that to an acquirer, an ISO saves on risk, regulatory, technical and operational overhead.

User Experience 108

User Experience Software Compliance Payments 108