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Driving innovation in risk management: Financial risk APIs designed and engineered for the cloud

Insights on Business

IBM is pioneering the development of cloud-based micro services for financial risk. These APIs are designed as a set of decomposable services that provide the key building blocks of a financial risk management system. The financial risk APIs have been designed and engineered specifically for the IBM Cloud.

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The BaaS Gold Rush is On

Gonzobanker

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. While customer relationships are being redefined by fintechs, there will always be a place for community banking.

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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

FICO

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. How To’ videos are extremely effective, especially for coaching customers through new banking tasks. Frame your financial literacy content accordingly.

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PayFacs Are The New ISOs

PYMNTS

FinTech companies — PayPal, Square, Stripe, WePay — have gravitated toward that model because what they’re innovating on is merchant experience, or user experience,” said Aberman. “In A PayFac collects minimal data up front and supplements it with other real-time data to get merchants up and running, literally, in minutes.