FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

PYMNTS

FEBRUARY 28, 2020

The banking industry is undergoing a sea change in the new decade, with online and mobile banking growing ever more popular among customers, and challenger banks and FinTechs disrupt the market with new technologies. Developments From Around The World Of Digital-first Banking.

ATM 159

ATM Study Analytics Meeting 159

Fintech Labs Insights

FEBRUARY 9, 2024

We’ve been obsessed with new fintech products since before the term was invented. This constantly updated article tracks the biggest and most important new products released worldwide by financial technology companies, along with banks, credit unions, investment advisors, insurance companies, credit card issuers and payment providers.

Trends 15

Trends Fintech Apple Cards 15

Bank Innovation

APRIL 3, 2018

EXCLUSIVE - There is a lot to be said about keyboard applications and their untapped potential in the payments space. Hoping to bridge that gap is Aditya Haripurkar, who founded HitKey last June, and is currently looking to raise seed funding to scale the app. Based in city-state Singapore, HitKey provides white label keyboard software […].

Video 186

Video Industry Payments Software 186

PYMNTS

SEPTEMBER 23, 2020

Financial crime is a pervasive threat to banks, credit unions, FinTechs and other financial institutions (FIs) the world over. Senior citizens are the demographic group most vulnerable to identity fraud, as they are often not as digitally savvy as their younger counterparts nor as adept in online security best practices.

Technology 208

Technology Report Fraud Study 208

ZootBlog

MARCH 29, 2016

An executive from Ally Bank made an interesting observation at a recent industry conference. The irony is that fintechs are creating mini-silos with the variety of options consumers are using,” she said.”This This is an opportunity for banks.”. Fintech companies can only disrupt so much.

Fintech 60

Fintech Customer Experience Mobile Security 60

PYMNTS

MARCH 2, 2020

We’ve all heard that millennials, for example, think of bank branches as a vestiges of another century with little relevance to their financial lives. Even millennials, who heavily lean on remote banking, still visit physical bank locations for more complex functions like loan applications” monthly. Turns out that’s inaccurate.

ATM 191

ATM Millennials Retail Video 191

PYMNTS

AUGUST 17, 2017

According to a recent CNBC interview with Anthony Jenkins, former CEO of Barclays, bank branches will be as “common as a Blockbuster video store in a few years’ time.”. Armistead also spoke to the lesson the bank is learning from smartphone apps to better serve its customers online and in brick-and-mortar locations.

Millennials 132

Millennials Digital Banking San Francisco Fintech 132

Gonzobanker

APRIL 3, 2019

According to a recent study by Ellie Mae, 92% of all home borrowers research online before applying. Here are six ways financial institutions can prepare to better connect with customers who are nearly all digital-first now. About one-third of community banks are planning to add or replace this technology.

social media 108

social media Exercises Millennials Training 108

Fintech Labs Insights

DECEMBER 10, 2020

Begun in a NYC basement in 2007, Finovate* now organizes 4+ shows annually where fintech startups (as well as a few bigger companies mixed in) show their technology in no-Powerpoint 7-min live(ish) demos. It’s the best digital education you can get in under a day! Sep 2020: Fall Digital – 5 winning demos plus Q&A (50 minutes).

Fintech 15

Fintech Video San Francisco social media 15

Fintech Labs Insights

DECEMBER 10, 2020

Begun in a NYC basement in 2007, Finovate* now organizes 4+ shows annually where fintech startups (as well as a few bigger companies mixed in) show their technology in no-Powerpoint 7-min live(ish) demos. It’s the best digital education you can get in under a day! Sep 2020: Fall Digital – 5 winning demos plus Q&A (50 minutes).

Fintech 15

Fintech Video San Francisco social media 15

Fintech Labs Insights

JUNE 30, 2020

Launched in 2007 in NYC, Finovate* now organizes 4+ shows annually where fintech startups (as well as a few bigger companies mixed in) show their technology in no-Powerpoint 7-min demos. These are the 27 demos (from 24 fintech startups**) that won the audience vote for Best of Show at the end of each event. FinovateFall (Sep 2019).

Fintech 15

Fintech Video San Francisco social media 15

Fintech Labs Insights

SEPTEMBER 25, 2020

Begun in a NYC basement in 2007, Finovate* now organizes 4+ shows annually where fintech startups (as well as a few bigger companies mixed in) show their technology in no-Powerpoint 7-min live(ish) demos. Here are the 31 demos (from 28 fintech startups**) that won the audience vote for Best of Show at the end of each event.

Fintech 12

Fintech Video San Francisco social media 12

Fintech Labs Insights

SEPTEMBER 16, 2016

Desert Schools FCU , the largest credit union in Arizona with more than 220,000 online banking users will use Alkami Technology’s ORB digital banking platform ( our post ). Fiserv demo’d a hybrid solution at Finovate last week that was well received judging by the tweets (video to be)posted here next week).

Fintech 12

Fintech Arizona Lending Video 12

Fintech Labs Insights

NOVEMBER 11, 2021

Pie Insurance promo video (30 seconds). Washington DC-based Pie Insurance specializes in workers comp insurance which it currently markets online to 36 states. Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Dec 2021). The 260 Fintech Unicorns of the 21st Century (Oct 2021). Top 12 U.S.

DC 15

DC Denver Washington Video 15

Fintech Labs Insights

MAY 24, 2021

I’ve been expecting digital banking disrupters in the SMB space since the beginning of the online banking era (late-1990s). Video reviews. Related: Top 15 Online Digital Corporate Credit Cards for Small Businesses (June 2021). Online Digital Banks for Small Businesses (SMB) May 2021.

Taxes 15

Taxes United States FDIC ATM 15

CB Insights

JUNE 3, 2020

Mirroring other sectors, fintech activity and investment has been muted through the first five months of 2020. At the same time, the story for fintech is more nuanced. In this brief, we look at the short-term and long-term effects of Covid-19 on five parts of the fintech ecosystem: Payments. Banking & Lending.

Lending 75

Lending Capital Online Marketing 75

Fintech Labs Insights

MAY 24, 2021

I’ve been expecting digital banking disrupters in the SMB space since the beginning of the online banking era (late-1990s). Video reviews. Related: Watch 12 Fintech Startups Pitch at Startupbootcamp Amsterdam Demo Day (May 2021 update)). Top 26 Digital Lenders to U.S. marketplace. Trustpilot: 2.8

Taxes 15

Taxes United States FDIC ATM 15

PYMNTS

JULY 17, 2020

According to that research , roughly a third of consumers would consider switching financial services providers to get better digital services attached to their cards. FIs can hold their own and even bring some advantages to the table, he said, but it’s not just about going digital.

Regional 198

Regional Cards National Trends 198

Fintech Labs Insights

FEBRUARY 25, 2021

It looks like that product was ahead of its time and never made it into production, But eight years later there are several companies focused on solving this problem: HoneyDue’s joint bank account, SupportPay for divorced couples , and now Zeta (which unfortunately shares has the same name as FinovateWest Best of Show winner (other) Zeta ).

San Francisco 15

San Francisco Management Cards Video 15

Fintech Labs Insights

FEBRUARY 25, 2021

It looks like that product was ahead of its time and never made it into production, But eight years later there are several companies focused on solving this problem: HoneyDue’s joint bank account, SupportPay for divorced couples , and now Zeta (which unfortunately shares has the same name as FinovateWest Best of Show winner (other) Zeta ).

San Francisco 15

San Francisco Management Cards Video 15

PYMNTS

JULY 20, 2017

New players on the digital banking scene are hoping to change the game by looking to industries that are categorically unlike banks for inspiration. Over the past few years, dozens of so-called digital-only “challenger” banks have emerged on the financial scene, ready to compete with larger more traditional banks.

Digital Banking 128

Digital Banking Video Mobile Survey 128

Insights on Business

FEBRUARY 27, 2019

Think of the changes in the past ten years in terms of how we deal with our banking needs. We moved from telephone banking to online or internet banking. It is hard to remember how we managed with the rudimentary tools of ten years ago; so turn on your imagination and wonder what banking will be like ten years from now.

Customer Experience 107

Customer Experience Mobile Millennials Examples 107

Cisco

MAY 29, 2019

But, when it really comes down to it, how can banks, saddled with regulations and security challenges, compete with the experiences offered by customer-obsessed tech powerhouses and agile fintechs? Features such as end-to-end online account opening and simple, secure ID verification tell customers “we see you, and we value your time.”

Customer Experience 72

Customer Experience Retail San Diego Study 72

PYMNTS

MAY 22, 2017

“Things are changing, but not really at the pace one would expect,” said Nirupama Soundararajan, an economist at Pahle India , a New Delhi-based political research think tank, who believes that the slow rate of change is also reflective of India’s struggle to adopt digital banking services. Demonetization and the rise in cash usage.

Fraud 103

Fraud Analysis Payments Regulation 103

Fintech Labs Insights

MARCH 29, 2017

We saw some great stuff at FinDEVr New York last week; stay tuned for videos of the live presentations! Video of Vantiv’s FinDEVr 2017 New York presentation will be available soon. Stay current on daily news from the fintech developer community! Register today and save big time. On FinDEVr.com. Follow FinDEVr on Twitter.

New York 12

New York Cyber Security Video Capital 12

Fintech Labs Insights

FEBRUARY 5, 2022

While the video is a bit dated (Dec 2020), its central points are still valid. FAB Score = 63 Rank: #3 on our list of Top 12 Digital Banks for SMBs. Fintech stack: – Banking services from Evolve Bank & Trust (dba Synapse ). Top 17 Online Digital Corporate Credit Cards for Small Businesses (Feb 2022).

Cards 15

Cards Payments Management Video 15

Cisco

MAY 29, 2019

But, when it really comes down to it, how can banks, saddled with regulations and security challenges, compete with the experiences offered by customer-obsessed tech powerhouses and agile fintechs? Features such as end-to-end online account opening and simple, secure ID verification tell customers “we see you, and we value your time.”

Customer Experience 48

Customer Experience Retail San Diego Study 48

Independent Banker

FEBRUARY 28, 2023

While most financial advisors still prefer in-person meetings with clients, a 2021 survey by SmartAsset Advisors LLC found that the pandemic spurred most to offer video calls, and more than a third said they expected to continue the practice post-pandemic, in addition to sending emails and texts to clients. in Milpitas, Calif.,

Community Bank 91

Community Bank Video Community Meeting 91

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Banks are just starting to realize this. Instead of shopping online and scrolling through a catalog of products, consumers would like to see something on Reels or Tik Tok and buy there. Small Idea – How Do I Sell to Machines?

Conference 195

Conference Technology Las Vegas Trends 195

Lars Markull

JUNE 6, 2020

What makes things even worse, there are way too many videos full of hate and way too many statements that talk about “they“ and “us“. Fintech challenges with IBAN. It is very unfortunate, that an IBAN can in theory be used in whole SEPA, but in reality Fintech players have to invest further resources to actually avoid discrimination.

Fintech 90

Fintech US Regulation Examples 90

Fintech Labs Insights

AUGUST 31, 2016

The ongoing migration to mobile provides financial institutions a chance to reboot their approach to delivering information digitally. Digital banking v1.0 desktop online banking) was primarily about porting paper-based statements into an online format. Digital banking v2.0

Mobile 22

Mobile UX Seattle Online 22

Fintech Labs Insights

OCTOBER 6, 2015

Linqto is a Silicon Valley software development company specializing in enterprise solutions for digital banking. Named a Top Ten Tech Company to Watch in 2015 by American Banker and winner of this year’s Most Innovative Monarch Award for Business Banking, Linqto is a leader in new tech innovation for banking. .

Software 12

Software Google Digital Banking Community 12

William Mills

SEPTEMBER 25, 2018

Uses video to capture a bank statement via AI processing to improve results. And of course, SMB lending has been a huge focus for fintech. Tinkoff Bank’s “Stories” feature delivers best targeted offers and increases transactional activity and financial awareness for customers. www.tinkoff.ru/eng

Mobile 78

Mobile Customer Experience Lending Analytics 78

Fintech Labs Insights

MARCH 16, 2017

W.UP (pronounced whup ) provides digital banking software to offer a “happy banking experience” to customers who expect fast and simple online and mobile banking. The insights are derived from customer data and designed to help banks cross-sell and up-sell products using relevant, tailored messaging.

Tools 19

Tools Marketing Automation Analytics Digital Banking 19

Alex Jimenez

FEBRUARY 27, 2019

For four days I listened to all types of presenters, met with IBM and partner representatives, talked to people in all kinds of industries, and finally met in person a fintech-verse friend I have known for many years, Spiros Margaris. Admittedly, I’ve been away from directly managing digital banking and haven’t kept up with IBM Trusteer.

blockchain 40

blockchain Conference Security Innovation 40

Lars Markull

JUNE 6, 2020

What makes things even worse, there are way too many videos full of hate and way too many statements that talk about “they“ and “us“ We should also keep in mind that this is not a pure US problem. Fintech challenges with IBAN. Three black members of our society have died because they are black.

Fintech 40

Fintech US Regulation Examples 40