PYMNTS

JANUARY 18, 2017

2017 could have some big changes in store for digital banking. As the calendar turned to January, banks rolled out new ways for both commercial and corporate banking clients to conduct business by tapping the potential of several new financial innovations. Notable news from the Digital Banking space.

Data 100

Data social media Report Community Bank 100

Gonzobanker

JULY 7, 2015

Yet while the demos and screen shots at events like Finovate have provided fascinating fodder regarding the future of digital banking, the FACTS show that these buzz-worthy players have had infinitesimal impact on market share. Bancorp Bank (Simple/PayPal et al) 1,495,558 4,499,959 3,004,401. billion in 2010. What’s Next?

Digital Banking 60

Digital Banking Industry Capital Strategy 60

CB Insights

JULY 11, 2019

get the building the bank of the future report. Download the free report to find out about the rise of digital banking, challenger bank strategies and how incumbents are fighting back. Household debt is accelerating. Become a CB Insights customer. If you’re already a customer, log in here.

Lending 33

Lending Fintech Survey US 33

PYMNTS

APRIL 7, 2020

CIT Group is focusing on lending, too, and released a new point-of-sale lending platform and accompanying APIs that B2B merchants can use to integrate the tool into their direct sales channels. For more on these and all the rest of the latest B2B API headlines, download the Tracker. To get the full scoop, download the Tracker.

Groups 159

Groups Lending Examples Taxes 159

PYMNTS

JULY 29, 2019

Glint Pay has upwards of 50,000 downloads of its mobile app and around $50 million in transactions. Glint Pay users use a bank account to purchase actual gold held in a vault in Switzerland, and the company charges a 0.5 Banks aren’t necessarily a secure place for your money,” he said. They lend out more than they have.”.

Cards 191

Cards Colorado Denver Fintech 191

CB Insights

JUNE 17, 2021

From digital banking and lending to budgeting and payments, tech giants are revamping their financial services offerings through partnerships with legacy institutions and in-house solutions that fit into their wider product ecosystems. . Download the report to find out: Which big tech giant leads fintech investment activity.

Google 100

Google Apple Fintech Report 100

PYMNTS

APRIL 22, 2020

Temenos is also providing free access to its online sandbox environment so that banks can test new technologies in a controlled space. For more on these and other digital-first banking news items, download this month’s Tracker. Deep Dive: Banks Harness Digital-First Technology To Weather The COVID-19 Storm.

Analytics 141

Analytics Data America Cleveland 141

CB Insights

DECEMBER 10, 2020

Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. The pandemic has also accelerated recent trends in banking, especially among the millennial demographic, which tends to favor digital banking and online brands over traditional banks. SMB lending . Consumer lending.

America 101

America Lending Cards San Francisco 101

PYMNTS

JUNE 27, 2018

There is still a wide variety of use cases that have yet to be fully explored, he noted, and they can all be given an AI and ML boost — like onboarding clients, underwriting and risk management processes for lending, and providing product recommendations for existing clients. About the Tracker.

Digital Banking 148

Digital Banking Technology Management Risk Management 148

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

Fintech Labs Insights

APRIL 12, 2022

Finding the right bank shouldn’t be. We’ve been on both sides of the table, 25 years running a small business, 5 years working in a bank, and 25 years advising banks on their digital retail banking and lending services. Downloadable transactions (common file formats). Commercial lending*.

Digital Banking 15

Digital Banking Lending Fraud Cards 15

Gonzobanker

FEBRUARY 19, 2020

Enhancing commercial online and mobile banking capabilities are planned by an increasing percentage of institutions in 2020. The percentage of institutions planning to modify or improve lending systems is up across the board, and the commercial loan origination system is among the top five technologies slated for addition/replacement.

Strategy 110

Strategy Fintech Study Customer Experience 110

PYMNTS

JANUARY 14, 2021

In Pakistan, for firms seeking to spur that adoption and to foster financial inclusion, it’s important to have a “cash in, cash out” mindset, as Erwan Gelebart, CEO of digital wallet, mobile payments and digital banking provider JazzCash , told Karen Webster in an interview. Apps — And Agents, Too .

Mobile 234

Mobile Payments Course Data 234

Gonzobanker

FEBRUARY 11, 2021

In the first three pages of results, only three links actually mentioned chief revenue officers in banks (and one I would disqualify because it referred to a “chief revenue/lending officer — there’s more to revenue than just loans, you know).

Lending 128

Lending Fintech Technology System 128

PYMNTS

SEPTEMBER 7, 2018

How Digital Disbursements Are Changing Low-Dollar Lending. While 75 percent of young college-going consumers said they prefer to interact with mobile banking apps, the vast majority of student loan recipients are still paid via paper check or other legacy payment method. Download the Tracker to read the full feature story.

Trends 109

Trends Missouri Mobile Payments 109

PYMNTS

NOVEMBER 25, 2019

currently serve the cannabis industry, with the number of FIs lending in the space increasing by 61 percent year over year. The accounts are expected to be implemented at 115 branch locatio ns by the end of the year, and are intended to provide an alternative option for individuals who did not want to open accounts at traditional banks.

Alaska 154

Alaska Hawaii California Analytics 154

PYMNTS

MARCH 1, 2018

Securing bank financing for a small business (SMB) is neither fast nor easy, but the people running those SMBs need it to be both. For financial institutions (FIs), too, it’s in the bank’s best interest to move the process along. Efficiency benefits not only their SMB customers, but also the banks themselves, he said.

Data 101

Data Lending Taxes Innovation 101

CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. Free Download: State of Fintech q2’20.

Fintech 46

Fintech Innovation Lending Regional 46

CB Insights

OCTOBER 21, 2018

Download the free report for a data-driven look. Business Lending & Financing. Core Banking & Infrastructure. Digital Banking. General Lending & Marketplaces. Mortgage Lending. Point-of-Sale & Personal Lending. Business Lending. Business Lending. Business Lending.

Fintech 78

Fintech Lending Capital Analytics 78

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

Innovation 15

Innovation Fintech Online Mobile 15

Jeff For Banks

MARCH 14, 2020

We invite you to use our convenient digital banking channels and phone banking options to conduct your banking transactions, and when in doubt, always feel free to contact your relationship manager or local branch. Our digital banking tools are designed to be easy to use.

ATM 78

ATM Policies US Management 78

CB Insights

NOVEMBER 21, 2019

Download the CB Insights and PwC Canada MoneyTree report to see all the data. Digital banking and financial infrastructure. Companies in this subcategory provide (1) white-labeled technology infrastructure to banking players, or (2) leverage technology to provide financial infrastructure and banking software (e.g.

Fintech 93

Fintech Marketing US Technology 93

CB Insights

FEBRUARY 20, 2020

In 2018, companies from 31 countries and 19 categories — spanning payments, digital banking, insurance, and more — made it onto the CB Insights 2018 Fintech 250 list. Download the free report for all the details. Cloud-based digital lending platform Roostify has been integrating with some of the largest mortgage lenders.

Fintech 80

Fintech US Lending Cards 80

PYMNTS

NOVEMBER 29, 2017

According to the forthcoming digital bank-and-brokerage service combo’s co-founder and CEO, Stephane Lintner, the firm is launching a model that reimagines security in the digital age. No matter how innovative, no bank can succeed if it isn’t profitable. That’s where companies like Jiko come into play.

Digital Banking 108

Digital Banking Trends Security Regulation 108

PYMNTS

JULY 20, 2017

New players on the digital banking scene are hoping to change the game by looking to industries that are categorically unlike banks for inspiration. Over the past few years, dozens of so-called digital-only “challenger” banks have emerged on the financial scene, ready to compete with larger more traditional banks.

Digital Banking 128

Digital Banking Video Mobile Survey 128

Lex Sokolin

SEPTEMBER 19, 2019

In Europe, over $10 billion could be invested this year, doubling that of 2018 and driven by the sector’s leadership in integrated digital banking (e.g., That’s partly due to the Ant Financial outlier last year, partly due to the collapse of the P2P digital lending industry, and partly (I think) due to the rise of crypto assets (e.g.,

Fintech 40

Fintech Lending United States Data 40

CB Insights

OCTOBER 10, 2018

What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. DOWNLOAD THE 61-PAGE consumer banking REPORT. See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future.

Retail 78

Retail Cards Millennials Mobile 78

CB Insights

NOVEMBER 5, 2019

Download the free report to find out how Asia’s internet giants are creating the playbook for fintech super apps. One area where Ant has ingrained itself into the daily lives of its younger users is in short-term installment lending. learn about asia internet giants’ fintech playbooks.

Fintech 51

Fintech social media Analysis Marketing 51

Independent Banker

OCTOBER 29, 2014

“Tying community bank relationships with mobile banking is like peanut butter and jelly—it adds lots of stickiness and feeds the relationship.”. —Ed For example, banks could find that their call centers could provide customer balances or fraud alerts through a text-based app. Ed Bachelder, payments consultant.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

SEPTEMBER 23, 2016

Nine years after the introduction of the iPhone to the market — and the subsequent great mobile leap forward — the verdict is pretty much in on mobile banking applications: Consumers like it, verging on loving it, and are eager for more of it. Double-Edged Digital Banking Sword. The other half offers something very out-of-date.

Mobile 100

Mobile Community Bank Tools Community 100

South State Correspondent

JUNE 27, 2023

Bank data is much the same. You can survive as long as you use the same ecosystem, such as your core system and digital banking platform. This creates a standard set of business “objects” that are specific to banking.

System 195

System Data Examples Payments 195

Lars Markull

JUNE 28, 2020

On the higher-tech side of the spectrum, you could choose to share access to your emails or SMSs so that the third party could retrace your financial activity from the notification messages sent by your bank or asset manager. In most cases, banks only offer PDFs as cookie-cutter monthly statements.

Fintech 59

Fintech Data Security Policies 59

Lars Markull

JUNE 28, 2020

On the higher-tech side of the spectrum, you could choose to share access to your emails or SMSs so that the third party could retrace your financial activity from the notification messages sent by your bank or asset manager. In most cases, banks only offer PDFs as cookie-cutter monthly statements.

Fintech 52

Fintech Data Security Policies 52

William Mills

SEPTEMBER 9, 2016

International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market. Andrew Barnett – Principal Digital Banking and Payments Consultant and Elizabeth Santorelly. Download: 10 Reasons Why Fintech Startups Fail White Paper.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

JULY 16, 2018

For technologists, it sounds so easy at first just to “digitize the whole business.” Yet, the intricacies of commercial lending, income property collateral, underwriting, local title recordings, payment ecosystems and regulatory compliance have proven much harder to disrupt than purchasing a book or downloading a song.

Analytics 63

Analytics Industry Management Software 63

William Mills

SEPTEMBER 7, 2016

Specializes in digital banking platform. Command center for small business lending. A customer gets and email with a link and see the offers that the bank has given them. This triggers activity and lending platform. The African bank of the future.” Download: 10 Reasons Why Fintech Startups Fail White Paper.

Mobile 40

Mobile Cards Fraud Data 40

Fintech Labs Insights

AUGUST 1, 2016

KORE’s platform transforms enterprise applications, online banking and mobile apps into personalized, conversational engagements to help financial institutions meet customer experience expectations using the power of bots and simplicity of messaging.

How To 12

How To Analytics Millennials Data 12