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CRE loan distress: Spot the symptoms, diagnose, and treat problem loans

Abrigo

How to respond to CRE loan distress Use these tips for banks and credit unions to identify and handle commercial real estate loans that are showing signs of being problem CRE credits. Takeaway 2 Address early warning signs immediately so you don't risk liability that could lead to the financial institution losing the CRE loan's collateral.

Strategy 221
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What #Banking Trend Will Have the Greatest Impact on Your Bank?

Jeff For Banks

This was the question posed to Bank Profitability students as part of the Oregon Bankers' Association's Executive Development Program (EDP). These were up-and-coming bankers, the future leaders of our industry, identifying industry trends that will have the greatest impact on their bank, in no particular order.

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Commercial Credit Trends – Where to Tread Carefully

South State Correspondent

This data is critical for pricing, capital allocation, and marketing. In 2021, we published articles warning bankers against higher rates (for example, HERE ) and the resulting impact on credit. We have seen the higher rates, and now bankers should brace for a credit shock. Lending is getting riskier. This quarter, it is 2.58%.

Trends 195
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Use This Framework for Better Bank Innovation

South State Correspondent

Many banks don’t think in terms of innovation and are not set up for innovation. Every bank, no matter the size, should think and train bankers on where, and how to look for improvements. Every bank wants to be “innovative,” but the truth is innovation is difficult. The Problem of Bank Innovation. Framing Innovation.

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Interest rate risk management in a rising rate environment

Abrigo

4.75% over the course of 2022 and 2023. 4.75% over the course of 2022 and 2023. Strategies for earning more in rising rates Financial institutions need to be intentional with funding strategies and loan pricing models. You might also like this video on managing interest rate risk. 1, 2022, to the current day.

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Accounting About-Face

Independent Banker

Community bankers score big changes in final credit-loss standard. After nearly six years of active grassroots advocacy, community bankers achieved important changes to new accounting standards with the Financial Accounting Standards Board’s final update on credit losses. By James Kendrick. Grassroots gains.

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FinTechs Find VC Favor Amid Collaborative Efforts

PYMNTS

But there can be a sea change afoot that can mix things up a bit. As noted in American Banker , the deal count came to 371 deals for the first half of the year, with a few triple-digit investment rounds. Unlike the broader VC market, early-stage FinTech companies have continued to attract a solid flow of capital in the U.S.,

Fintech 101