PYMNTS

DECEMBER 11, 2019

When it comes to lending — to say nothing of the wider world of payments — innovation and disruption have been on the rise in recent years thanks to digital and mobile technology, along with online marketplace models. So-called peer-to-peer (P2P) lending has certainly faced challenges in certain markets. Despite lending £6.7

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Fintech Lending Regional Regulation 144

Abrigo

MAY 5, 2022

Weekly episodes highlight innovators and industry players driving innovation in the financial services industry. Sometimes 20 minutes, sometimes 50 minutes, this podcast digs into such topics as creating branch experiences that go hand-in-hand with digital ones, identifying risk, and consumer lending. Lending & Credit Risk.

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PYMNTS

DECEMBER 4, 2020

Of course, banks, scrambling to meet those evolving needs would be burdened by doing so if they weren’t able to build on top of existing tech infrastructure. Money has been coming into the sector, as investors fund the tech innovators that are also seeking to broaden the digital reach of corporate banking — on an international stage.

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PYMNTS

NOVEMBER 4, 2016

The seed of FinTech innovation often comes from a desire to do things differently. But as finance and payments tech expands, these traditional FIs are learning that perhaps the best way to meet the demands of their corporate clients isn’t to compete with FinTech innovators but to collaborate with them.

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PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. When most people asked “what’s next?” Old Problems, New Paradigms .

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PYMNTS

AUGUST 4, 2016

The alternative lending space is crowded — oversaturated, some may say — and in the U.S. marketplace lender OnDeck, alternative lending is likely to be mainstream in Australia as soon as the end of the decade. Of course, small businesses getting paid late by their corporate buyers is an issue throughout the globe, including in the U.S.

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PYMNTS

JUNE 14, 2016

“Of course, it would be great being the Uber of Something,” Karen Webster recently wrote about the wave of fallacy-backed Uber-like firms. And that story is currently being acted out over in the online lending segment, as the recent high speed, multi-phase come apart over at Lending Club has markedly destabilized the entire segment.

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Lending Conference Capital Report 100

PYMNTS

MAY 31, 2019

Silly question — of course you are. PayPal Hits $10B SMB Lending Milestone. Businesses of a certain size — and in industries as varied as construction and restaurants — know the pain of wondering if they will have enough capital to fund operations, inventory, expansion and other mission-critical business activities.

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Perficient

NOVEMBER 21, 2023

With nearly three decades of experience directing commercial lending, corporate finance, and insurance for leading brands, Perficient’s Insurance Principal, Brian Bell, stands at the forefront of our financial services practice. Explore why leading insurance carriers count on us to drive results.

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Industry Conference Meeting Maine 221

PYMNTS

JULY 7, 2020

There’s no shortage of disruptors — particularly neobanks that promise to change everything from checking to lending — but don’t count legacy players out just yet, Dr. Jud Linville , senior advisor at growth equity firm General Atlantic , told Karen Webster. Why A Good Engineer Is Worth 100 Consultants. ” What Banks Should Do Here.

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PYMNTS

MARCH 30, 2020

As COVID-19 saps consumer demand across all manner of verticals, and small businesses bear the brunt of a sudden disappearance of revenues, the firms that lend to those SMBs are feeling heat, too. The company is also reportedly “completely” closing down its Bangalore, India operations. staff, which has 500 employees.

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PYMNTS

SEPTEMBER 25, 2019

That can be easier said than done, of course, but in a new PYMNTS discussion with Karen Webster, Laurin Nabuko Hainy, founder and CEO at FairMoney , gave a tour of the emerging payments landscape in Nigeria and offered lessons that can be applied to other developing markets. Nigerian banks don’t like to lend,” Hainy said.

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How To Lending Digital Banking Examples 130

Jack Henry

SEPTEMBER 4, 2014

The perception that credit markets among financial institutions remain tight has set the stage for an explosion of alternative lending sources. As risk-averse banks lend less money, cash-starved businesses seek out alternative sources of capital, regardless of the additional fees they may have to pay.

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PYMNTS

APRIL 19, 2019

Grab, as most know, is a financial services ecosystem that serves the 630 million citizens in Southeast Asia — and has expanded from ridesharing and food delivery to lending and insurance for these micropreneurs. Such dreams — dreams common to all of humanity — can fuel innovation.

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South State Correspondent

AUGUST 10, 2023

The reality is, of course, the money is technically there. A KYC process, for example, can now be used in mobile account opening, online account opening, payments, lending, and various other functions. This stifles innovation. Gaining experience with a modern core allows the bank to operate at a lower cost in the future.

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Bank Innovation

JANUARY 25, 2018

Then of course there are various other events sweeping the financial services space, from new tax laws in the U.S., EXCLUSIVE — It’s not even a month into 2018 and already so much has changed. The cryptocurrency bitcoin, which shocked everyone by surpassing $17K, further shocked everyone by dropping below $10K. to the rise of […].

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PYMNTS

JANUARY 15, 2019

which have been looking into the ways that licenses and charters can be granted to FinTechs to help them offer lending and other services nationwide. Those regulators state that such services can be brought to thus-far underserved areas, and might boost lending to small businesses.

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PYMNTS

JANUARY 14, 2021

This, of course, represents a significant opportunity for firms seeking to broaden financial inclusion. Gelebart pointed to a May 2020 announcement with Mastercard, where JazzCash users can apply for physical debit cards, while merchants can accept digital payments from their customers and move toward cashless operations.

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Mobile Payments Course Data 234

PYMNTS

JUNE 15, 2016

And one of those rapidly changing topics that’s caused a lot of stir recently has been the evolution of online P2P lending marketplaces. Or, as the Lending Club saga has shown, how difficult it’s become to scale the business model to a level investors expect. And why the lending marketplace will always pose a challenge?

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Lending Regulation Innovation Operations 100

PYMNTS

JUNE 17, 2016

A few days later, one of the founding fathers of FinTech, Renaud Laplanche , was forced out of Lending Club, the peer-to-peer lender he founded in 2006, following scandals over loan disclosures and conflicts of interest. The really interesting, though less juicy, story is what got Lending Club into trouble.

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PYMNTS

OCTOBER 30, 2018

In the course of conversations with many innovators and entrepreneurs about how they ended up founding the firms the founded, we tend to hear something of a recurring theme. It always starts with a problem, usually one the innovator has run across in their day-to-day life and tries to solve with a simple solution.

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PYMNTS

DECEMBER 2, 2019

Other companies have seen their IPOs go bust, trading well below their offer prices even as they seek to change their chosen verticals, such as ride-hailing and food delivery, and notching top-line growth while operating losses seem to be on the long-term horizon. There’s a continuous need, too, for tech innovators to find distribution.

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FICO

NOVEMBER 23, 2021

They will evaluate nominations based upon measurable improvement in key metrics; demonstrated use of best practices; project scale, depth and breadth; and innovative uses of technology. Sibulelo Ncamani, head of operational risk and governance at Absa Bank (previous winner). Graham Rand, operational researcher and editor of Impact.

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PYMNTS

MAY 3, 2019

The possible IPO of the Vision Fund will take place after the vehicle is fully invested, and might result in a creation of a publicly-listed company similar to Berkshire Hathaway (and of course accessible to retail investors, now able to ostensibly act as venture capital investors) with a decidedly tech company focus. SoftBank Activity.

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America Company Course Technology 123

Bank Innovation

JANUARY 25, 2017

The massive South by Southwest conference and festival features startups in a number of categories — transportation, augmented/virtual reality, and of course fintech — plus several others. More fintech is coming to Austin. The event is the 9th annual pitch session for SXSW’s accelerator.

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Independent Banker

JANUARY 31, 2022

His wife, however, reminded him of how rewarding he’d found it to facilitate a financial principles course at his church. Relyance is working to increase its mortgage lending but sometimes isn’t able to make loans for some customers. approached him about a leadership position in 2013. Recently, Southern Bancorp partnered with $1.1

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Community Bank Community Leadership Arkansas 172

PYMNTS

OCTOBER 4, 2019

The new company, now active in Atlanta and New York City, comes from the founders of Kabbage , a global financial services company and online lending platform for small businesses. For now, Drum operates in only two cities — though, of course, there are plans for expansion. is how Petralia put it during the PYMNTS discussion.

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Bank Innovation

MARCH 31, 2016

A GUI, of course, is a graphical user interface, and having one means Read More. Increasingly, developer-level applications are offering up their wares not as “only a math Ph.D can figure it out” interfaces, but with GUIs that even I can work with.

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Bank Innovation

APRIL 13, 2016

Today’s roster ranges from an artificial intelligence data analytics service for brick-and-mortar stores to expand into e-commerce, to providing the crash course most of us unfortunately still need to understand what the heck Read More.

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Analytics Survey Course Fintech 150

PYMNTS

OCTOBER 20, 2018

Of course, we don’t really expect or even want gifts for our ninth anniversary. We always want to talk to innovators and those who understand them best. Over the last nine years, it has been PYMNTS’ privilege to speak with some of the most innovative minds in payments and commerce. But a lot has stayed the same.

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PYMNTS

OCTOBER 7, 2019

The issue at hand: Marcus was perhaps not prepared to handle the world of high-risk lending, according to sources – and the learning curve has been steep and expensive. It’s been a rocky 25-year marriage for banking and technology, but it’s finally getting on course,” he noted. Goldman Sachs-backed Marcus has reportedly lost $1.3

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Insights on Business

FEBRUARY 7, 2018

The premier business technology event has an abundance of material for both the developers and operations side of business, and equally there is plenty of deliverables that appeals to the C-level, executive and managerial level of experience. Of course, the 2017 buzzword of the year in business is well-represented at Think. Blockchain.

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PYMNTS

MAY 18, 2018

The nation’s largest supermarket operator announced this week that it has officially signed a deal with U.K.-based But the firm had operational difficulties, and after a few rounds of layoffs, the firm officially closed down operations everywhere except its home city of San Francisco in 2015.

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PYMNTS

JUNE 10, 2016

This move, of course, is coming at a point in time where there is general apps fatigue. Provided, of course, that what the consumer is subscribing to is something they want to use/play/watch/listen to, etc. Provided, of course, that what the consumer is subscribing to is something they want to use/play/watch/listen to, etc.

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PYMNTS

APRIL 20, 2017

million over the course of the next three years to build up a FinTech hub in Charlotte. I helped to start the Charlotte Entrepreneurs Organization’s (EO) chapter in 1998 to help foster dialogue in the Queen City around innovation and opportunities. Is there anything people may find surprising about operating a business there?

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BankUnderground

JUNE 25, 2020

First, global financial services firms maintain central hubs for storing and analysing data generated by their cross-country operations. In some cases, firms ‘insource’ these functions to intra-group entities operating in lower-cost jurisdictions. . This has been driven by three factors. 15 of this report ).

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Bussman Advisory

OCTOBER 14, 2023

This initiative aims to reduce operational friction in meeting margin calls, especially during market pressures. We offer expert advisory services for executive teams and customized in-person or virtual courses on relevant topics. Tokenization can expedite the transfer of asset ownership, offering instant settlements.

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