PYMNTS

AUGUST 8, 2018

“Statistics indicate that consumers still trust their banks more than, for example, tech companies when it comes to their financial lives,” said Richard Bailey, SVP of engineering at Entersekt , a South Africa-based FinTech firm that focuses on mobile authentication and app security software. Of course, trust goes only so far.

Mobile 102

Mobile Fintech Community Bank Security 102

PYMNTS

MARCH 26, 2020

Often, these smaller FIs are inundated with projects that are specific to the legacy products they have offered to the market, said Davis. Though there has been an increasing spirit of cooperation between FinTechs and traditional FIs, there’s still a lot of ground to cover.

Community 247

Community Community Bank Mobile Cards 247

PYMNTS

FEBRUARY 29, 2016

markets that could be slowing down the digitization of electronic B2B payments. and other markets, and it’s entirely different; they’ve gone much faster towards faster payments and towards ePayments, and it’s been spurred directly by government action.”. It just may not happen along the same path, depending on the market, DeLuca said.

Innovation 100

Innovation Fintech Tools Technology 100

PYMNTS

JANUARY 6, 2021

To get there — to spur increased user adoption — he said that the SPEI user experience has had to improve. As it had been done before CoDi, the user experience had been nothing short of “horrible,” where merchants had to text 18 digit account numbers to consumers.

Payments 363

Payments User Experience System Mobile 363

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. So far, corporate banking users are always left out in the cold.”

Lending 224

Lending Meeting User Experience Innovation 224

PYMNTS

SEPTEMBER 25, 2019

That can be easier said than done, of course, but in a new PYMNTS discussion with Karen Webster, Laurin Nabuko Hainy, founder and CEO at FairMoney , gave a tour of the emerging payments landscape in Nigeria and offered lessons that can be applied to other developing markets. That’s not all. So that’s our starting point.”.

How To 130

How To Lending Digital Banking Examples 130

PYMNTS

OCTOBER 11, 2018

A small test market could be ground zero for seismic changes in commerce and payments — and now possibly for cryptos. This nascent market comes complete with incentives in place to get commerce via crypto more widely adopted, as consumers want to actually buy things with digital coins. It’s a self-proclaimed blockchain city.

blockchain 199

blockchain Payments cryptocurrency Data 199

Independent Banker

NOVEMBER 30, 2022

Across the world, people are using super apps to send messages, purchase tickets and, of course, bank online. Super apps, or apps that aggregate online or mobile user experiences into one central location, have taken off globally. billion users. What are they, and how can community banks stay on top of this trend?

Community Bank 91

Community Bank Community Maryland Data 91

PYMNTS

JANUARY 16, 2020

It’s interesting to note that months after the proposed derivatives ban — a somewhat narrow slice of the crypto market — the FCA now is stepping in and setting regulations in place that blanket all crypto assets. Or maybe, just maybe, Panama becomes a FinTech hub. Final determination on that proposed ban could come early this year.

Regulation 132

Regulation cryptocurrency User Experience Operations 132

PYMNTS

APRIL 2, 2018

The entrance of non-bank FinTechs and alternative lenders, too, is adding new pressures on traditional FIs to up their digital games. There are a few things driving large financial institutions to think about digital transformation, but it starts with customer experience,” he recently told PYMNTS. “In

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

OCTOBER 2, 2018

Squeezed out of tried-and-true methods of card fraud (thanks in no small part to EMV), the fraudsters are eyeing how to interfere with the money that firms legitimately send in the course of normal, daily business life. Elsewhere, FinTech and crypto, as they come to market, offer up new avenues of fraud, and scrutiny by the good guys.

Fraud 149

Fraud Course System Big Data 149

Gonzobanker

JULY 6, 2021

Topping their list of complaints: speed to market/pace of new improvements (or lack thereof) and integration challenges. To help banking executives choose a course of action that will accommodate different budgets, business cases, and visions for the future, we present three winning core strategies: 1. Commoditization Strategy.

Strategy 158

Strategy System Risk Management Technology 158

PYMNTS

JANUARY 31, 2018

In an interview with PYMNTS, Ross Garrett, VP of Marketing at Cloud Elements , said “many businesses are demanding that all of the products and services they use are integrated together so they can get a holistic view across the business … we are moving away from siloed products and services to fully integrated products and services.”.

Management 116

Management Data social media System 116

PYMNTS

OCTOBER 20, 2017

It turns out that market entry is not as simple as localizing the interface and setting up a few branch offices. It did translate various product offerings into Chinese, but did not customize user experience or pricing for the local market. The story for payments has looked much the same.

How To 103

How To Apple Examples Payments 103

Lex Sokolin

OCTOBER 14, 2020

The core question there is to ask whether those people would be paying consumers in the market in the first place, or whether radio and mix-tapes have been replaced by the digital substitutes of “piracy”, YouTube copyright infringement, and other modern artifacts. It is a worse user experience to avoid it. Sound familiar?

Lending 52

Lending User Experience Google United States 52

Celent Banking

JULY 22, 2016

Given the cards' dominance in merchant payments today (at least in the UK, US and quite a few other markets), solutions such as Zapp may be seen as a threat to card-based transactions. As I discussed in another recent blog , Visa controls 97% of the debit card market in the UK.

Cards 100

Cards Case Study Payments Mobile 100

PYMNTS

APRIL 19, 2017

Soul Machines’ development of emotionally fueled avatars is part of a recent wave that is spurring the development of the self-service software market, which is reportedly anticipated to grow from $4.47 billion in 2016 to $9.59 billion by 2021. If the avatar knows you’re a happy person, the avatar will smile. About the Tracker.

Digital Banking 180

Digital Banking Technology Samsung Meeting 180

Lex Sokolin

SEPTEMBER 3, 2020

And of course, in the spirit of our common interest, how does this impact financial infrastructure? You would not be able to design this user experience, nor this attention platform without a technology footprint that began with cloud computing and the Internet. How does software operate? Where does it operate? Who secures it?

blockchain 52

blockchain Software Capital Technology 52

PYMNTS

SEPTEMBER 12, 2017

We listen to our customers, we watch consumer trends and we observe what FinTech companies are working on. This was an idea born out of just listening to customers who had a market need and solving what we thought was a local problem. And all have enhanced the user experience in some major way.

Innovation 122

Innovation ATM Trends Mobile 122

Lars Markull

JULY 10, 2022

Xero, on the other hand, could (at the same time) allow users to create Xero branded accounts or cards for the benefit of creating separate virtual accounts for each client for easier reconciliation or cards for a better user experience (Embedded Banking). I'm hoping you're still with me.

Lending 83

Lending Branding Examples Regulation 83

Insights on Business

OCTOBER 12, 2018

Innovative solutions: Culture and processes to create disruptive solutions and market-leading experiences for customers, including automated threat intelligence for secure financial transactions. Re-imagining and re-evaluation of the envisioned future state, and the calibration of where you are as compared to that future state.

Innovation 87

Innovation Strategy Industry Technology 87

PYMNTS

OCTOBER 4, 2019

With the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. To that end, Ahlawat, indicated that financial institutions (FIs) and credit unions have some catching up to do when it comes to navigating the physical-to-digital divide in bringing digital cards to market.

Apple 198

Apple Cards User Experience Examples 198

Lex Sokolin

OCTOBER 28, 2020

We are, of course, interested in the ways that the dynamics of such companies impact financial services, and the provision of those services across the world. Of course, the extra juice comes from digital transformation consulting. Rather, communications and enterprise infrastructure. But let’s start at the beginning. Probably not.

blockchain 40

blockchain Google National Apple 40

Gonzobanker

DECEMBER 19, 2016

Or the need to take market share in a slowest growth region? A wonderful franchise and team picked up by Guaranty in-market at a decent price. It’s time for banks to focus hard on marketing and the borrower experience. Best Free Market Research a Retail Banker Will Ever Get. Is it in the water? see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Or the need to take market share in a slowest growth region? A wonderful franchise and team picked up by Guaranty in-market at a decent price. It’s time for banks to focus hard on marketing and the borrower experience. Best Free Market Research a Retail Banker Will Ever Get. Is it in the water?

Utah 60

Utah System Community Marketing 60

PYMNTS

JANUARY 18, 2021

market, FinTechs are turning their attention to the business community, whose demands for a better banking experience are growing louder. For this reason, neobanks and banking FinTechs today have an opportunity to launch banking services built with data connectivity in mind.

Digital Banking 165

Digital Banking Data Fintech User Experience 165

PYMNTS

JUNE 27, 2019

This offering is the latest set of APIs made available to issuers and FinTech firms via the Visa Next “digital-first” platform offering. The goal is to create a consistent and ubiquitous user experience across the channels they shop by leveraging the credit and debit relationships already in place with their banks.

Lending 188

Lending User Experience Cards Fintech 188

PYMNTS

JULY 14, 2016

Large, prominent banks typically have more resources, bigger customer bases and more experience working with consumers and financial markets. With our user experience, we do a much better job at the moment than most traditional banks,” Stalf said. Then he took it slightly further. “I We try to do things very simply.

User Experience 100

User Experience Digital Banking Customer Experience Innovation 100

PYMNTS

JUNE 28, 2019

Digital payments may be in the crosshairs of treasury professionals, banks and FinTechs, but the journey to truly transform business payments is fraught with challenges. And, he added, the banks and FinTechs understand the value of providing plug-and-play connectivity to ERP and accounting systems to add payments capabilities.

Payments 107

Payments Fraud System Fintech 107

CB Insights

AUGUST 24, 2017

At the CB Insights Future of Fintech 2017 conference, Joe Lonsdale discussed opportunities to transform the insurance industry and mentioned the possibility of leveraging new insurance technologies to ensure construction worker and site safety. And left unchecked, those sectors are basically just going to eat the economy. ” — Scranton.

Industry 35

Industry Technology California US 35

PYMNTS

OCTOBER 21, 2019

market forces have created a similar, open banking-friendly environment, even without regulatory requirements. based FinTech enabling SMBs to integrate their back office platforms with each other via API. The evolution of financial services has opened the door for open banking to take place. While in the U.K., feel like a second job.”.

Data 100

Data Resources Software User Experience 100

PYMNTS

APRIL 23, 2018

Survival depends upon how well the incumbents anticipate a future beyond the one they entered the market to disrupt — and how prepared they are to change their strategy to disrupt their once-disruptive ways of doing business. Assuming, of course, that consumers don’t find it more convenient to start and end their search on Amazon.

Retail 117

Retail Maine Lending Software 117

Fintech Labs Insights

MAY 25, 2017

Krzysztof Pulkiewicz: banqUP is a digital fintech bank for small and medium enterprises (SMEs). We are offering core banking products including business current account and MasterCard, combined with a hub of integrated fintech services and functionalities that over a web and mobile business platform.

Digital Banking 20

Digital Banking Fintech Groups Analytics 20

FICO

MARCH 6, 2020

A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . At FICO, I am responsible for planning and implementing growth strategies to develop new markets, and the expansion of our compliance business globally. What do you do? billion in 2019.

Compliance 81

Compliance Technology Fraud Analytics 81

CB Insights

OCTOBER 31, 2019

But while many chatbots didn’t meet users’ high expectations, they haven’t entirely fallen short. Today, the bots are still being used across industries like fintech, healthcare, sales and CRM, retail, and even law — and they’re having important, though quiet, effects. Fintech: Contract review & bill negotiation.

Industry 78

Industry Examples Tools Retail 78

CB Insights

OCTOBER 10, 2017

It’s even harder when your target market would rather never think about what you’re trying to sell them — retirement, for example. Below, we’ll show you: How to use pre-launch marketing to build trust and hype. Use pre-launch marketing to build both trust and hype. WHY ARE THEy SUCCESSFUL?

Tools 78

Tools Millennials US Maine 78

Fintech Labs Insights

JANUARY 19, 2017

Nakamura: Businesses using Liferay (across all industries) are those seeking to drastically improve customer experiences through forward-looking digital transformation strategies. This is, of course, a particularly big deal among financial institutions. Liferay’s customer trends certainly exemplify this industry-wide imperative.

Data 12

Data Customer Experience User Experience System 12