CFPB Monitor

JULY 27, 2020

The OCC issued a letter last week stating that “a national bank [and a federal savings association] may provide. It makes the “suggestion” to confer first with the OCC before onboarding any cryptocurrency clients. A national bank should consult with OCC supervisors as appropriate prior to engaging in cryptocurrency custody activities.

National 113

National cryptocurrency Risk Management Regulation 113

PYMNTS

SEPTEMBER 23, 2019

As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s. Woe to any QSR operation that ignores that lesson. Customer Patience.

Innovation 100

Innovation Mobile Trends Operations 100

PYMNTS

SEPTEMBER 23, 2019

As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s. Woe to any QSR operation that ignores that lesson. Customer Patience.

Innovation 100

Innovation Mobile Trends Operations 100

PYMNTS

OCTOBER 6, 2020

At a time of increased consumer use and acceptance of the new COVID-era digital lifestyle, the pressure is mounting on large, legacy lenders to accelerate their innovations – or become obsolete. In remarks made at the annual Sibos global financial services conference on Monday (Oct. On Monday (Oct. 5) NCR Corp.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

PYMNTS

SEPTEMBER 11, 2019

Jamal El-Hindi, the deputy director of the Financial Crimes Enforcement Network (FinCEN), spoke at the 2019 Money Transmitter Regulators Association Annual Conference on Wednesday (Sept. 11) about the importance of innovation and the regulation of non-banking financial institutions (NBFI), according to a release.

social media 116

social media Compliance Innovation Regulation 116

PYMNTS

JANUARY 25, 2021

The National Retail Federation ’s annual convention may have come and gone but the sentiments, strategies and lessons learned from facing nearly a year of pandemic-led changes by some of the world’s largest merchants are going nowhere fast — especially when it comes to their embrace of increased digitalization. Stores As Social Centers.

Community 269

Community Retail Strategy National 269

NCR

APRIL 27, 2018

Many in the banking industry have recently highlighted Africa as a part of the world that has huge untapped potential for the development of innovative financial services products. Keeping up with the pace of innovation. However, other nations still ban the practice. Tanzania, for example, has permitted this for three years.

Innovation 56

Innovation Regional Regulation Mobile 56

PYMNTS

JULY 2, 2018

Citing anti-money laundering rules and other regulations, traditional banks in Switzerland have often refused to operate accounts for crypto companies. The news comes after Schweizerische Nationalbank Board Director Thomas Moser said that he doesn’t think it’s the right time to talk about issuing a national cryptocurrency for the country.

cryptocurrency 101

cryptocurrency National Regulation Conference 101

PYMNTS

FEBRUARY 25, 2019

The Conference of State Bank Supervisors (CSBS) said earlier this month that it had put in place a set of action items to standardize the national experience of FinTechs and non-bank entities. We had some robust discussions with them about community banking and innovation.

Regulation 147

Regulation Fintech Community Bank Community 147

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. In some respects, AOBA 2022 felt a bit like bank executives wanted to “fake it until they make it” with their future innovation and fintech.

Fintech 167

Fintech Customer Experience Conference Technology 167

Independent Banker

SEPTEMBER 30, 2021

Banks that have more complex business models should consider adding specialized core experts for business lines that are particularly critical for the institution, in addition to having an expert serve as a liaison for more generalized functions, says Charles Potts, ICBA senior vice president and chief innovation officer.

Community Bank 91

Community Bank Community Milwaukee Jacksonville 91

CFPB Monitor

FEBRUARY 20, 2019

The Conference of State Bank Supervisors (CSBS) announced last week that it has agreed to implement 14 recommendations made by its Fintech Industry Advisory Panel (Advisory Panel). It has 33 fintech company members that engage with the CSBS Emerging Payments and Innovation Task Force and other state regulators.

Fintech 68

Fintech Conference Survey Regulation 68

PYMNTS

FEBRUARY 26, 2019

According to CoinDesk , the company said the bankruptcy decision was caused by regulators prohibiting Coinbin from issuing virtual accounts, increased operating expenses and liabilities resulting from its defunct subsidiary exchange Youbit, and “corporate executive moral hazard” (or embezzlement).

Bitcoin 109

Bitcoin blockchain Report cryptocurrency 109

Abrigo

MAY 5, 2022

Weekly episodes highlight innovators and industry players driving innovation in the financial services industry. It also examines how community banks are different than other types of financial institutions, along with strategies for optimal operations. keep me informed.

Community 195

Community Lending Maine Resources 195

PYMNTS

DECEMBER 28, 2020

Plus, Navisteps raises funding for its T&E tech, Pepperl+Fuchs strengthens supply chain innovation, and a Brexit deal is reached, with questions still looming. Pepperl+Fuchs To Use o9 AI Tech For Supply Chain Innovation. Unifiedpost Unveils Acquisitions To Build European B2B Platform. 23) announcement. It is fair.

Management 150

Management Groups Innovation Payments 150

FICO

NOVEMBER 23, 2021

They will evaluate nominations based upon measurable improvement in key metrics; demonstrated use of best practices; project scale, depth and breadth; and innovative uses of technology. Sibulelo Ncamani, head of operational risk and governance at Absa Bank (previous winner). Graham Rand, operational researcher and editor of Impact.

Meeting 52

Meeting Analytics Risk Management Management 52

PYMNTS

SEPTEMBER 25, 2019

Artificial intelligence adoption continues to grow in the corporate world, and as businesses look to broaden margins, save money and drive strategic operations, the finance department is a prime target for AI-powered solutions. Polaris Market Research says intelligent virtual assistant technology is expected to be a $21.5

Analytics 147

Analytics Operations Technology Software 147

PYMNTS

APRIL 17, 2019

The new, faster mobile network technology is a big part of the plans for many commerce and payments operators, even though specific use cases have been only slowly emerging as the technology and the devices to support it are deployed. However, it does struggle in two areas: mid-band spectrum and national strategy. and none in China.

Retail 199

Retail Apple Samsung Conference 199

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. We don’t operate from a position of fear.”. Grand Ridge National Bank.

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

JUNE 14, 2018

The country’s National Ground Transportation Agency now requires freight transporters and loaders to use electronic payments. is still kind of mostly flat,” Ronald Clarke, FLEETCOR CEO, said during his company’s first-quarter earnings conference call last month. For its part, Raízen anticipates increased sales at its Shell stations.

Payments 108

Payments America Operations Conference 108

PYMNTS

AUGUST 6, 2020

Did these savvy operators imagine that the tech disintermediation scene hadn’t noticed them? Convenience stores also helped pioneer faster POS terminals, among other retail innovations. Other innovations around touchless convenience stores involve voice commerce. Well, they did. Now, here comes DashMart. in 2020.”.

Las Vegas 147

Las Vegas Retail Mobile Report 147

PYMNTS

OCTOBER 14, 2016

Milan, Italy was the host of a formal bitcoin conference to address scaling and a protest conference that addressed, well, everything that the formal conference didn’t. Scaling of bitcoin is a thorny issue and one that caused some dissension at the Scaling Bitcoin conference that took place on October 8 and 9.

Bitcoin 100

Bitcoin Conference New Hampshire blockchain 100

PYMNTS

AUGUST 20, 2019

Kohl’s Chief Executive Officer Michelle Gass said in an earnings conference call on Tuesday (Aug. 20) that the Amazon returns program is a significant initiative and a “great example of our innovative spirit.” (As As previously reported, the department store retailer will accept “eligible” Amazon items without a label or box.)

Branding 116

Branding Retail Strategy Conference 116

PYMNTS

FEBRUARY 13, 2020

With the National Automobile Dealers Association show coming up this weekend, companies are working on some of the nuances involved in driving and servicing autonomous or manually driven vehicles as they integrate more digital technology. First up is AutoNation , the nation’s largest retailer with 325 locations.

Georgia 141

Georgia Technology Conference Data 141

PYMNTS

OCTOBER 19, 2017

Many credit unions operate as member-owned organizations with a not-for-profit business model and are thus able to offer more personalized services than traditional banks. Member-driven Innovation. For this reason, some CUs have chosen to embrace the industry’s “mom and pop” image as a badge of honor instead of trying to change it.

Innovation 108

Innovation Tennessee Resources Regulation 108

PYMNTS

AUGUST 29, 2016

It’s been a massive undertaking for DSW, which began life in 1969 as a four-day-a-week warehouse that sold shoes at discount prices, incorporated in 1991, saw its IPO in 2005 and now operates 480 retail stores. Like many companies, DSW is trying to play catch-up with its customers. No one ever said the retail business is easy.”.

Las Vegas 102

Las Vegas Retail Strategy Analytics 102

FICO

AUGUST 3, 2022

Innovative Customer Communications for Fraud. FICO’s Tanya Baker was on hand with her presentation Fraud Analytics Innovation – Sophisticated Tools for Challenging Times to talk customers through FICO’s analytical innovations that tackle scams, including the FICO machine learning model for scam detection.

Fraud 52

Fraud Analytics Trends Innovation 52

PYMNTS

FEBRUARY 23, 2018

McDonald’s CEO and President Steve Easterbrook told the Bernstein Strategic Decisions Conference in New York that the company sees great potential in delivery. The company has recently seen positive momentum and improved operating performance, and delivery is projected to accelerate future growth. Starbucks’ $18.4 Burger King’s $9.3

Online 101

Online US Payments Mobile 101

Independent Banker

JULY 30, 2015

Community Banker University offers educational opportunities through live, in-person seminars and webinars, publications, audio conferences, self-study programs and videos. Annual Directors Conference. ICBA is celebrating its 15th year of the Annual Bank Directors Conference this fall. Leadership Development Conference.

Resources 70

Resources Tools Community Bank Conference 70

PYMNTS

MARCH 16, 2016

It’s far from the first brand to attempt to express its pro-millennial stance through open floor plans and extended hours, but newly minted CEO Robert Palleschi told Nation’s Restaurant News that the Corpus Christi concept store will also be one where TGI Fridays gets to test out a whole new culture.

Millennials 100

Millennials Alabama Branding Texas 100

FICO

MAY 15, 2023

“With the pandemic, the world underwent rapid changes, and we realized that customers were seeking out digital experiences that were tailored to their needs and offered convenience,” said Steven Horbury, credit and affordability head of customer operations at AGL. “As Nikhil Behl Vice President of Worldwide Marketing for FICO.

Payments 52

Payments Video Customer Experience social media 52

PYMNTS

SEPTEMBER 16, 2016

The concentration of bitcoin mining increases the likelihood miners will collude to attack the blockchain, and as profitability goes down, fewer miners will operate and existing incumbents will consolidate. US Government’s National Policy On Technology. government just passed a resolution for a national policy on technology.

Bitcoin 100

Bitcoin National Security Policies 100

PYMNTS

DECEMBER 27, 2017

A new study from the Center for Talent Innovation (CTI) found that, according to the 2015 US government’s definition of disability , a significant portion of the white-collar workforce has a physical or mental impairment that substantially limits a major life activity: 30% of a nationally representative survey of 3,570 white-collar employees.

Compliance 100

Compliance Leadership Training Innovation 100

South State Correspondent

MAY 13, 2024

Last week, Nacha held its Smarter Faster Payments Conference in Miami, a significant event for over 1,800 bankers and vendors. With our team of eight members at the conference, we were able to provide comprehensive coverage and distill the ten most essential insights for you.

Conference 195

Conference Payments Fraud Data 195

PYMNTS

NOVEMBER 12, 2019

In Latin America, Colombia is a bright spot for innovation and growth within the small business ecosystem. An Oxford Business Group report on the nation pointed to an estimated 2.5

Lending 102

Lending Analysis America Strategy 102

FICO

SEPTEMBER 27, 2022

In order not to miss the boat of the rapid technological developments, financial institutions need to know where their digitalization journey should go and how they want to use the innovative technologies in a focused manner. In May 2018, Google CEO Sundar Pichai presented a new technology called Duplex at the Google IO developer conference.

Analytics 52

Analytics Strategy Operations Google 52

Gonzobanker

DECEMBER 17, 2021

Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Congrats on a brave move and national recognition Jim!

Fintech 147

Fintech Strategy Leadership Lending 147