PYMNTS

JUNE 23, 2017

LexisNexis Risk Solution, a data and analytics company that helps loaners assess the risk of small business lending to borrowers, is teaming up with Cortera to add its trade credit analytics capabilities into the mix.

Data 136

Data Payments Analytics Comparison 136

FICO

DECEMBER 8, 2022

Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management. Figure 1: Early-stage collections contact options and illustration of treatment prioritization by risk. by Jim Patterson.

Risk Management 52

Risk Management Comparison Strategy Management 52

CFPB Monitor

AUGUST 6, 2018

For example, it will highlight violations identified through supervision and examiner observations and provide practical steps for managing consumer compliance risks in coordination with similar FRB programs such as the Consumer Compliance Outlook and the Outlook Live webinar series. Small Dollar Loan Pricing.

Compliance 68

Compliance Risk Management Lending Training 68

FICO

DECEMBER 8, 2022

If we think of a lending portfolio as an exclusive night club, its underwriting policy acts as the doorperson, checking IDs and making sure anyone trying to enter meets minimum acceptance criteria. Traditional underwriting risk management strategy approach in stressed versus unstressed economy. Senior Director, Scores.

Risk Management 52

Risk Management Strategy Management Meeting 52

PYMNTS

AUGUST 12, 2016

So, while seemingly paling in comparison, this week had its fair share of Sizzles — and some interesting Fizzles. Then, there was the announcement of Square Capital’s partnership with Upserve , a restaurant management system (the same one that also acquired Breadcrumb from Groupon in May) to extend working capital to restaurants.

Lending 100

Lending Apple Cards Study 100

FICO

JUNE 1, 2023

Inflation (the year-over-year comparison of the Consumer Price Index) continued to slow in March to 5%; however, prices continue to rise month-over-month. These figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. from February 2023 to March 2023.

Trends 52

Trends Industry US Cards 52

PYMNTS

JUNE 21, 2019

In India, where investors have shied away from alternative nonbank financial companies as of late, one small business (SMB) lender managed to secure an impressive funding round. Other investment targets included a Chinese B2B eCommerce platform with a niche focus, an InsurTech startup targeting gig workers and corporate spend management firm.

Marketing 109

Marketing Capital San Francisco Management 109

Jeff For Banks

MARCH 8, 2014

As financial institutions’ commercial credit portfolios have expanded in recent quarters, regulators have increasingly warned against growing so quickly that risk management standards and processes fall behind. Ensure adequate documentation is obtained for ongoing credit-risk monitoring.

Analysis 89

Analysis Risk Management Lending Industry 89

BankUnderground

MARCH 6, 2024

This is in part because the pre-GFC period was characterised by relaxed lending standards, and excessive leverage levels. However, in subsequent years, lessons learned from the financial crisis have paved the way for advances in risk management and more cautious lending practices. in 2013 ( Bank Rate of 0.5%

Policies 72

Policies Lending Data Marketing 72

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. The old borrow short, lend long strategy. To you, manage your interest rate risk. trillion failed. High-tech employment fell from 12.1

FDIC 78

FDIC Community Bank Regulation Lending 78

Gonzobanker

MARCH 6, 2020

Peer comparison metrics can be a valuable tool for evaluating staffing levels relative to production and portfolio volumes. Loan and deposit operations processes often utilize myriad systems to manage daily work. A key area where they can do this is in the loan and deposit operations units. Technology: The ‘Must Have’ List Is Growing.

Operations 93

Operations System Groups Technology 93

Jeff For Banks

MARCH 20, 2016

By comparison, over 100 year old and $7.7 Like most marketplace lenders, SoFi claims a borrower risk rating system that is better than the FICO score. How good is their system compared to FICO, or other FinTechs that feel they are more evolved in credit risk management? And in fact, is claiming a FICO score free zone.

Virginia 60

Virginia Risk Management Capital Comparison 60

CFPB Monitor

NOVEMBER 7, 2016

In its Fall 2016 Supervisory Highlights , which covers supervision work generally completed between May and August 2016, the CFPB highlights violations found by its examiners involving origination and servicing of auto financing, debt collection, mortgage origination and servicing, student loan servicing, and fair lending. Fair lending.

Lending 83

Lending Report Regulation Policies 83

Fintech Labs Insights

SEPTEMBER 19, 2016

5 million to CUneXus to expand its consumer lending platform. Digtial currency management for small businesses. Wealth management. Financial services price comparison portal. Consumer lending platform. SMB lending marketplace. . $17 million to Upguard for its cybersecurity technology. Source: Finovate.

San Francisco 12

San Francisco New York City Fintech Company 12

Abrigo

MAY 11, 2021

Takeaway 1 Global cash flow can provide a more holistic lending picture as lending decisions have become more complex. Many financial institutions use global cash flow analysis in their lending process. A common misstep seen in lending departments is the belief that a guarantor improves an applicant’s credit quality.

Analysis 195

Analysis Lending Taxes Comparison 195

Fintech Labs Insights

JUNE 18, 2015

Finovate alum, Azimo landed the biggest round outside the lending sector, $20 million at a $100 million valuation. P2P mortgage lending. Consumer comparison site. Compliance & risk-management technology. Mobile personal finance manager . Year-to-date, $7.7 billion has been invested in the sector.

San Francisco 12

San Francisco Company Fintech Albuquerque 12

Fintech Labs Insights

MAY 19, 2016

Marketplace small business lending platform. Deposit price comparison site. Health insurance comparison site. Personal loan comparison site. Tags: Consumer, lending, credit, underwriting, discovery, quotes, lead gen. Fintech deals by size from 23 April to 29 April 2016: Mosaic. Total raised: $224.9 million ($5.82

San Francisco 18

San Francisco Company Fintech California 18

Fintech Labs Insights

SEPTEMBER 21, 2015

Financial services comparison site. Risk management for P2P lending. Direct debit management services. Tags: Advisors, wealth management, personal financial management. Online investment platform. HQ: Marina Del Rey, California. Latest round: $15.5 Total raised: $20 million. Source: FT Partners.

New York City 12

New York City San Francisco Company Fintech 12

Lex Sokolin

DECEMBER 31, 2020

Here are some 2020 highlights… Financial Models and Valuations for Neobanks, Digital Wealth, and Coinbase How Monzo, Revolut, and Starling get to break-even, and comparison with WeChat and Facebook. A long take that nobody in DeFi will read, but there is a deep grain of insight here about the failure of P2P lending and crowdfunding models.

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

Here are some 2020 highlights… Financial Models and Valuations for Neobanks, Digital Wealth, and Coinbase How Monzo, Revolut, and Starling get to break-even, and comparison with WeChat and Facebook. A long take that nobody in DeFi will read, but there is a deep grain of insight here about the failure of P2P lending and crowdfunding models.

Fintech 52

Fintech Bitcoin blockchain Google 52

Fintech Labs Insights

SEPTEMBER 25, 2015

Auto lending marketplace lender. Risk management. Financial services comparison portal. Mobile P2P lending platform. Financial services comparison portal. Tags: Investing, information, trading, analytics, investors, wealth management. Total raised: $135 million. Source: P2P-Banking. CoverHound.

San Francisco 12

San Francisco Company Fintech San Jose 12

Fintech Labs Insights

JANUARY 18, 2016

Four Finovate alums made up 40% of the weekly total: Taulia raised $46 million for its financial supply-chain management system. Financial supply chain management. Derivative risk management. Tags: Consumer, insurance, health care, comparison shopping, API, developers. RealtyMogul took in another $18.4 million ($1.5

Company 12

Company New York City Fintech San Francisco 12

Fintech Labs Insights

MARCH 1, 2016

Money transfer price comparisons . Tags: Consumer, lending, loans, underwriting, Equitable Bank (investor). Here are the fintech deals by size from 20 Feb to 26 Feb 2016: LoanZen. Receivables financing for small business. Latest round: Undisclosed Seed. Total raised: Unknown. HQ: Bangalore, India. Source: Crunchbase. Latest round: $1.5

New York City 12

New York City Company Fintech San Francisco 12

Fintech Labs Insights

APRIL 13, 2016

P2P lending platform. Wealth management platform. Data for B2B analytics & risk management. Tags: SMB, lending, trade finance, loan, underwriting. Total raised: $80 million. HQ: Minnesota City, Minnesota. Source: Crunchbase. Meili Jinrong. Latest round: Undisclosed. Total raised: $65+ million. Finanz Check.

New York City 12

New York City Company Fintech Minnesota 12

Gonzobanker

MAY 8, 2020

Using quarterly comparisons from last year’s performance, we forecasted each bank’s income statement as follows: Net interest margin contracted by 15 basis points Non-interest income declined 15% Loan loss provisions increased by 350% from the same quarter last year. Practice the art of surgical lending. costs can be reduced.

Lending 114

Lending Analytics Analysis Capital 114

Fintech Labs Insights

NOVEMBER 23, 2015

Real-time risk analytics for financial institutions. Wealth management system for advisors. Wealth management system for advisors. Tags: Advisors, investing, asset management, robo-advisor. Source: Crunchbase. Financing online consumer purchases. Latest round: $101 million ($1 million equity, $100 million debt).

San Francisco 12

San Francisco Company Fintech New York City 12

Tefkin

MAY 6, 2015

In markets such as the UK, 56% of consumers declared having used a price comparison website in the last 2 years. It may sound cliché but the Innovator Dilemma effect is playing at full when most of your current revenue base depends on traditional distribution / management methods. Wikipedia).

Industry 50

Industry Examples Google Big Data 50

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. The Comparison of Risk.

Risk Management 195

Risk Management Examples social media Management 195

Fintech Labs Insights

NOVEMBER 9, 2015

P2P lending. Alternative data platform for asset managers. International remittances price comparison site. Tags: Consumer, payments, remittances, lead gen, price comparison. Here are the rounds by size from Oct 31 through Nov 6: Meili Jinrong. Latest round: $65 million Series A. Total raised: $65 million. FactorTrust.

Company 12

Company Fintech South Dakota San Jose 12

Fintech Labs Insights

FEBRUARY 15, 2016

Tags: Consumer, B2B, lending, mortgages, auto loans, home purchasing, real estate, automobile buying.

Company 12

Company Fintech New York City Comparison 12

Fintech Labs Insights

NOVEMBER 18, 2015

additiv’s Descartes Finance Digital Asset Management Platform uses an array of sophisticated digital asset management functions to provide demanding, self-directed investors with solutions to implement individualized portfolio solutions. We’ll announce the remaining stealth companies over the next two months.

Company 12

Company Comparison Customer Experience Management 12

William Mills

MAY 9, 2018

A TON of really old technology is being used in mortgage lending. Our Actionable Intelligence Management solutions help banks and mortgage companies streamline and automate manual processes, seize new business opportunities and manage compliance, all while transforming the customer experience. Good job AI Foundry! Key Investors.

Security 40

Security Samsung Strategy San Jose 40

Fintech Labs Insights

JULY 14, 2016

Tags: SMB, lending, alt-lender, commerical loans, trade finance, billing, invoicing, cash flow.

San Francisco 12

San Francisco Company Fintech California 12