PYMNTS

JUNE 23, 2017

LexisNexis Risk Solution, a data and analytics company that helps loaners assess the risk of small business lending to borrowers, is teaming up with Cortera to add its trade credit analytics capabilities into the mix.

Data 136

Data Payments Analytics Comparison 136

FICO

DECEMBER 8, 2022

Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management. Figure 1: Early-stage collections contact options and illustration of treatment prioritization by risk.

Risk Management 52

Risk Management Comparison Strategy Management 52

CFPB Monitor

AUGUST 6, 2018

For example, it will highlight violations identified through supervision and examiner observations and provide practical steps for managing consumer compliance risks in coordination with similar FRB programs such as the Consumer Compliance Outlook and the Outlook Live webinar series. Small Dollar Loan Pricing.

Compliance 68

Compliance Risk Management Lending Training 68

PYMNTS

AUGUST 12, 2016

So, while seemingly paling in comparison, this week had its fair share of Sizzles — and some interesting Fizzles. Upserve is said to have a fancy, slick restaurant management algorithm that could help Square Capital refine its own fancy, slick risk management algorithm to make better lending decisions. Restaurants.

Lending 100

Lending Apple Cards Study 100

FICO

DECEMBER 8, 2022

Building portfolio risk resilience into customer acquisition. If we think of a lending portfolio as an exclusive night club, its underwriting policy acts as the doorperson, checking IDs and making sure anyone trying to enter meets minimum acceptance criteria. FICO Admin. Thu, 12/19/2019 - 16:29. by David Binder. Economic Scenario.

Risk Management 52

Risk Management Strategy Management Meeting 52

BankUnderground

MARCH 6, 2024

This is in part because the pre-GFC period was characterised by relaxed lending standards, and excessive leverage levels. However, in subsequent years, lessons learned from the financial crisis have paved the way for advances in risk management and more cautious lending practices. in 2013 ( Bank Rate of 0.5%

Policies 71

Policies Lending Data Marketing 71

Jeff For Banks

MARCH 8, 2014

As financial institutions’ commercial credit portfolios have expanded in recent quarters, regulators have increasingly warned against growing so quickly that risk management standards and processes fall behind. Ensure adequate documentation is obtained for ongoing credit-risk monitoring.

Analysis 91

Analysis Risk Management Lending Industry 91

FICO

JUNE 1, 2023

Inflation (the year-over-year comparison of the Consumer Price Index) continued to slow in March to 5%; however, prices continue to rise month-over-month. Reach out to your Solution Success Manager or Client Partner at FICO for a discussion and current state assessment if you need help completing this evaluation.

Trends 52

Trends Industry US Cards 52

Jeff For Banks

MARCH 20, 2016

By comparison, over 100 year old and $7.7 Like most marketplace lenders, SoFi claims a borrower risk rating system that is better than the FICO score. How good is their system compared to FICO, or other FinTechs that feel they are more evolved in credit risk management? And in fact, is claiming a FICO score free zone.

Virginia 60

Virginia Risk Management Capital Comparison 60

Gonzobanker

MARCH 6, 2020

Peer comparison metrics can be a valuable tool for evaluating staffing levels relative to production and portfolio volumes. A key area where they can do this is in the loan and deposit operations units. They can help institutions identify opportunities to incorporate product penetration and delivery metrics into strategic planning efforts.

Operations 93

Operations System Groups Technology 93

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. The old borrow short, lend long strategy. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

JUNE 21, 2019

Aptible plans to use the investment to launch its Aptible Comply platform, a security management solution that provides companies and SMBs with automated security and compliance tools. Growth Street. ’s Growth Street is on a mission to reshape the small business overdraft with its line of credit solutions for SMBs.

Marketing 109

Marketing Capital San Francisco Management 109

Abrigo

MAY 11, 2021

Takeaway 1 Global cash flow can provide a more holistic lending picture as lending decisions have become more complex. Many financial institutions use global cash flow analysis in their lending process. A common misstep seen in lending departments is the belief that a guarantor improves an applicant’s credit quality.

Analysis 195

Analysis Lending Taxes Comparison 195

CFPB Monitor

NOVEMBER 7, 2016

In its Fall 2016 Supervisory Highlights , which covers supervision work generally completed between May and August 2016, the CFPB highlights violations found by its examiners involving origination and servicing of auto financing, debt collection, mortgage origination and servicing, student loan servicing, and fair lending. Fair lending.

Lending 83

Lending Report Regulation Policies 83

Fintech Labs Insights

MAY 19, 2016

Marketplace small business lending platform. Deposit price comparison site. Health insurance comparison site. Personal loan comparison site. Tags: Consumer, lending, credit, underwriting, discovery, quotes, lead gen. Fintech deals by size from 23 April to 29 April 2016: Mosaic. Total raised: $224.9 million ($5.82

San Francisco 18

San Francisco Company Fintech California 18

Fintech Labs Insights

SEPTEMBER 19, 2016

5 million to CUneXus to expand its consumer lending platform. Financial services price comparison portal. Consumer lending platform. SMB lending marketplace. P2P real estate investment management. Tags: Investors, advisors, P2P lending, investing. . $17 million to Upguard for its cybersecurity technology.

San Francisco 12

San Francisco New York City Fintech Company 12

Fintech Labs Insights

JUNE 18, 2015

Finovate alum, Azimo landed the biggest round outside the lending sector, $20 million at a $100 million valuation. P2P mortgage lending. Consumer comparison site. Compliance & risk-management technology. Tags: Risk management, security, regulation, compliance. Year-to-date, $7.7 LendInvest.

San Francisco 12

San Francisco Company Fintech Albuquerque 12

Lex Sokolin

DECEMBER 31, 2020

Here are some 2020 highlights… Financial Models and Valuations for Neobanks, Digital Wealth, and Coinbase How Monzo, Revolut, and Starling get to break-even, and comparison with WeChat and Facebook. A long take that nobody in DeFi will read, but there is a deep grain of insight here about the failure of P2P lending and crowdfunding models.

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

Here are some 2020 highlights… Financial Models and Valuations for Neobanks, Digital Wealth, and Coinbase How Monzo, Revolut, and Starling get to break-even, and comparison with WeChat and Facebook. A long take that nobody in DeFi will read, but there is a deep grain of insight here about the failure of P2P lending and crowdfunding models.

Fintech 52

Fintech Bitcoin blockchain Google 52

Fintech Labs Insights

SEPTEMBER 21, 2015

Financial services comparison site. Risk management for P2P lending. Tags: Consumer, lead gen, lending, mortgage. Source: Crunchbase. Small business loan marketplace. HQ: New York City. Latest round: $11.5 million Series B. Total raised: $14.9 Source: Crunchbase. Alkami Technology. Digital banking solutions.

New York City 12

New York City San Francisco Company Fintech 12

Fintech Labs Insights

SEPTEMBER 25, 2015

Auto lending marketplace lender. Risk management. Financial services comparison portal. Mobile P2P lending platform. Financial services comparison portal. Tags: Investing, information, trading, analytics, investors, wealth management. Total raised: $135 million. Source: P2P-Banking. CoverHound.

San Francisco 12

San Francisco Company Fintech San Jose 12

Fintech Labs Insights

MARCH 1, 2016

Money transfer price comparisons . Tags: Consumer, lending, loans, underwriting, Equitable Bank (investor). Here are the fintech deals by size from 20 Feb to 26 Feb 2016: LoanZen. Receivables financing for small business. Latest round: Undisclosed Seed. Total raised: Unknown. HQ: Bangalore, India. Source: Crunchbase. Latest round: $1.5

New York City 12

New York City Company Fintech San Francisco 12

Fintech Labs Insights

JANUARY 18, 2016

Financial supply chain management. Derivative risk management. Online consumer lending. Person-to-person small biz lending platform. Tags: SMB, credit, lending, loans, underwriting, investing, P2P, business loans, crowdfunding. Source: Finovate. Person-to-person lender. Total raised: $69 million.

Company 12

Company New York City Fintech San Francisco 12

Fintech Labs Insights

APRIL 13, 2016

P2P lending platform. Wealth management platform. Data for B2B analytics & risk management. Tags: SMB, lending, trade finance, loan, underwriting. Total raised: $80 million. HQ: Minnesota City, Minnesota. Source: Crunchbase. Meili Jinrong. Latest round: Undisclosed. Total raised: $65+ million. Finanz Check.

New York City 12

New York City Company Fintech Minnesota 12

Gonzobanker

MAY 8, 2020

Using quarterly comparisons from last year’s performance, we forecasted each bank’s income statement as follows: Net interest margin contracted by 15 basis points Non-interest income declined 15% Loan loss provisions increased by 350% from the same quarter last year. Practice the art of surgical lending.

Lending 114

Lending Analytics Analysis Capital 114

Fintech Labs Insights

NOVEMBER 23, 2015

Real-time risk analytics for financial institutions. Tags: Consumer, insurance, price comparison, lead gen. Source: Crunchbase. Financing online consumer purchases. Latest round: $101 million ($1 million equity, $100 million debt). Total raised: $101 million (includes $100 million debt). HQ: Sydney, Australia. Source: Crunchbase.

San Francisco 12

San Francisco Company Fintech New York City 12

Tefkin

MAY 6, 2015

In markets such as the UK, 56% of consumers declared having used a price comparison website in the last 2 years. Beyond, if you think of insurance as a class of exotic financial products, is there a possibility for larger scale disintermediation similar to banks and alternative lending possible for carriers and alternative insurance funds.

Industry 50

Industry Examples Google Big Data 50

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. The Comparison of Risk.

Risk Management 195

Risk Management Examples social media Management 195

Fintech Labs Insights

NOVEMBER 9, 2015

P2P lending. Alternative data platform for asset managers. International remittances price comparison site. Tags: Consumer, lending, lead gen, loans, small business loans, mortgage. Here are the rounds by size from Oct 31 through Nov 6: Meili Jinrong. Latest round: $65 million Series A. Total raised: $65 million.

Company 12

Company Fintech South Dakota San Jose 12

Fintech Labs Insights

FEBRUARY 15, 2016

Insurance price comparison site. Tags: Consumer, SMB, loans, credit, lending, underwriting. Financing for renewable energy and conservation projects. Latest round: $70 million Series D. Total raised: $102.2 HQ: Oakland, California. Source: Crunchbase. Maestro Health. Employee benefits and health insurance services. Total raised: $30.7

Company 12

Company Fintech New York City Comparison 12

Fintech Labs Insights

NOVEMBER 18, 2015

It uses algorithms to provide robo-advisory for traditional banks who are losing affluent customers to dedicated money managers. BankersLab’s Benchmarking is an addictive simulation game for fintech investors, regulators, and bank executives to predict which managers and lending institutions will make good decisions.

Company 12

Company Comparison Customer Experience Management 12

Fintech Labs Insights

JULY 14, 2016

Tags: Consumer, lending, alt-lending, underwriting, credit.

San Francisco 12

San Francisco Company Fintech California 12

William Mills

MAY 9, 2018

A TON of really old technology is being used in mortgage lending. The company enables clients to achieve best-in-class results driving quality and innovation in Payments, Processing Services, Risk & Compliance, Customer & Channel Management, and Insights & Optimization. Good job AI Foundry!

Security 40

Security Samsung Strategy San Jose 40