Independent Banker

DECEMBER 1, 2021

Additionally, a recent survey by FIS shows that 37% of consumers began a new banking relationship with a major national or global bank that had a well-established online portal in the past 12 months. Increasing role of technology. 18% of these consumers opened an account with an online-only direct bank.

Community Bank 91

Community Bank Community Fintech Guidelines 91

PYMNTS

MAY 7, 2018

Whether robots will take our jobs or take over the mundane tasks for humans to shift to more strategic operations, one thing is for sure: Automation is changing the workforce. The survey of 550 small business owners and managers found, overall, that these professionals have a positive outlook regarding automation.

Community 117

Community Big Data Survey Tools 117

Abrigo

FEBRUARY 25, 2022

Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. Indeed, some bankers are already giving up spreads in order to win loans, according to the January Fed Senior Loan Officer Survey. You’re in good company.

Lending 195

Lending St. Louis Community Survey 195

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133

National Training Bitcoin Samsung 133

PYMNTS

APRIL 8, 2020

citizens who paid rent this month was down 12 points, from 82 percent in March to 69 now, as a result of the economic disruption from the coronavirus, according to a housing survey released Wednesday (April 8). The percentage of U.S. The NMHC Rent Payment Tracker reflects data from 13.4 million units across the United States.

Las Vegas 150

Las Vegas Data US United States 150

PYMNTS

JULY 15, 2020

“While we’re certainly not the first business to require face coverings, we know this is a simple step everyone can take for their safety and the safety of others in our facilities,” said Walmart’s Chief Operating Officer Dacona Smith and Lance de la Rosa, chief operating officer at Sam’s Club, in a statement.

Virginia 141

Virginia Policies Community National 141

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

JANUARY 27, 2021

The National Restaurant Association , the country’s (and world’s) foodservice trade association, released its annual State of the Restaurant Industry report on Tuesday (Jan. 26) compiling and analyzing data elicited from 6,000 restaurant operators and 1,000 adult consumers. Creating Culinary Experiences Remotely.

Industry 264

Industry Report Technology National 264

PYMNTS

DECEMBER 8, 2020

economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE). Synctera Brings 'FinTech As A Service' To Community Banks.

San Francisco 130

San Francisco Community Bank Video Capital 130

PYMNTS

MARCH 12, 2020

billion in revenue and cost $5 billion to operate. Offering additional non-postal products and services at USPS retail facilities could provide consumer, government or community benefits, but viability may be limited,” the report states. The idea is not without international precedent.

Retail 169

Retail US Survey Examples 169

PYMNTS

DECEMBER 5, 2018

India saw a busy year in B2B FinTech as the small business (SMB) community continued to demand enhanced financial services. The nation continues to push against cash in favor of digital payments, while both the government and private sector continue to fuel FinTech innovation.

Innovation 171

Innovation Survey Operations Community 171

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., and finance experts are celebrating with new data on the state of the entrepreneurial community. But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too.

Taxes 144

Taxes America National Community 144

PYMNTS

SEPTEMBER 13, 2016

In a press release detailing the survey results, Entrust Datacard noted that instant issuance technologies were first adopted by smaller banks and credit unions almost a decade-and-a-half ago. In one recent case study tied to instant issuance, Entrust Datacard stated that Woodforest National Bank, a community bank operating across 17 U.S.

Case Study 100

Case Study United States Analysis National 100

PYMNTS

MAY 2, 2016

aren’t taking full advantage of resources and services provided by national and local governments, a new report from Fifth Third Bank has found. It’s OK to have a portion of your personal wealth in your business, but you shouldn’t drain your savings or create excess debt to fund daily business operations,” he stated. “By

Resources 100

Resources Community National Capital 100

Gonzobanker

MAY 4, 2022

Every year, Cornerstone Advisors conducts a survey of community-based financial institution CEOs that asks what their top concerns are. The 2022 survey produced the biggest one-year change we have ever seen. A focused plan for the development of next generation talent is no longer optional.

Training 154

Training Survey System Data 154

Perficient

OCTOBER 1, 2020

Yet change was brewing in healthcare before the pandemic hit our communities. A recent McKinsey survey anticipates that 40% of physicians are now more likely to refer their patients to nonhospital facilities for procedures and office visits post- Covid. It soared to more than 50% in early April and now sits at 18% nationally.

System 364

System Examples Industry Operations 364

PYMNTS

SEPTEMBER 11, 2019

Currently, there are 57 real-time payments rails operating in more than 72 countries, with even more under construction. Last week, seven European payments operators announced the European Mobile Payment System Association initiative, a new pan-European network focused on cross-border mobile payments. So, what’s the problem?

Payments 190

Payments Regional Operations Guidelines 190

PYMNTS

OCTOBER 1, 2018

Nearly half of the small business borrowers surveyed said the main reason they haven’t used a digital lender is because they are unfamiliar with them. Fifty-five percent of small businesses surveyed said they are unable to access funding to grow. News reports last week.

Lending 115

Lending Survey Data National 115

Abrigo

JUNE 5, 2015

Sorrentino says, “As the backbone of the US economy, our nation’s growth depends on community banks figuring out how to operate in this ever-increasing regulatory environment. Sageworks is currently conducting our biennial Bank and Credit Union Examination Survey , which focuses on federal exam experiences.

Risk Management 150

Risk Management Community Bank Regulation Survey 150

PYMNTS

OCTOBER 9, 2018

A PwC poll released in May, surveying 3,000 corporate finance executives, found that nearly half remained in the assessment phase of adopting revenue-recognition standards, while one-third were still remediating known issues. .” However, small community banks without such resources are sounding their concerns.

Community Bank 153

Community Bank Community Report Lending 153

Abrigo

AUGUST 26, 2015

This is the sentiment of several high-profile executives regarding the National Credit Union Administration’s (NCUA) stance on examination cycles for credit unions. Earlier this spring a bill was proposed in Congress to allow more community banks take advantage of a longer exam cycle. “… it’s not 2008.”.

Survey 150

Survey Community National Community Bank 150

PYMNTS

NOVEMBER 16, 2016

15) and found just how much these companies rely on friends, family and their communities to thrive. Researchers found that 83 percent of SMBs surveyed report having received some kind of financial, operational or emotional support from a family member.

America 100

America Community Survey National 100

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation.

Maine 183

Maine Survey Study Tools 183

PYMNTS

MARCH 30, 2020

Today, nearly all SMBs (those that remain in operation, that is) have been forced to divert that sense of optimism into a battle for their survival. Already, in the space of those three weeks, 5 percent of the SMBs we surveyed reported closing their doors for good. A third (33 percent) aren’t sure they will.

Maine 232

Maine Data Capital Study 232

PYMNTS

JANUARY 15, 2019

As many as 73 percent of those surveyed said that it remains difficult to gather the funding needed to get a business off the ground. Visa said Monday evening at a New York gathering in anticipation of the launch that events through a year-long campaign will include interactive workshops, tailored on a community-by-community basis.

Atlanta 189

Atlanta New York social media Community 189

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

PYMNTS

SEPTEMBER 5, 2017

Separate research from Reliant Funding, also released last week, found that the majority of SMBs surveyed agree their local governments promote small business growth. But that doesn’t mean these legislative efforts endure without disruption to the business community at large. Today (Tuesday, Sept. Today (Tuesday, Sept.

Compliance 118

Compliance Survey Training Regulation 118

Gonzobanker

JULY 20, 2022

financial institution executives surveyed for What’s Going On In Banking 2022 , 19% of community banks and 10% of credit unions had not launched a digital transformation strategy prior to this year, and another 15% had no plans to do so. While a digital product manager may have operations or I.T. Among 300 U.S.

Digital Strategies 174

Digital Strategies Strategy Leadership Customer Experience 174

PopularBank

APRIL 28, 2021

The initiative, which first launched in summer 2020, aims to help millions of small business owners and entrepreneurs nationally. According to a 2020 Stanford Latino Entrepreneurship Initiative survey, 86% of Latino small business owners experienced a serious and negative impact on their businesses by the pandemic.

Guidelines 52

Guidelines Resources Survey Operations 52

PYMNTS

AUGUST 8, 2017

regulators say late payments are jeopardizing the nation’s small- and medium-sized business community. According to a survey, 94 percent of businesses considered to be mid-sized — that is, those with more than 50 employees — say cash flow is impeded because of late payments. “There is no doubt that U.K. companies.

Payments 108

Payments Community Regulation Data 108

Independent Banker

SEPTEMBER 30, 2021

But for most community banks, building a trustworthy brand isn’t a conscious effort. So first, we’ll look at how two community banks have become trusted pillars of the community through charity work and good old?fashioned billion-asset community bank. Build your community. It’s in their DNA.

Community 139

Community Community Bank social media Security 139

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice.

Management 150

Management Resources Capital Taxes 150

Independent Banker

OCTOBER 29, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials.

Millennials 110

Millennials Community Bank social media Community 110

PYMNTS

JULY 27, 2020

This is the area of expertise for marine biologists such as Karen Rivara, who owns and operates Aeros Cultured Oyster Company on the northern shore of Long Island. She is also a member of the Noank Agriculture Cooperative , which includes all elements of the oyster hatching and farming community on the Long Island side of the sound.

Industry 157

Industry Strategy New York City Connecticut 157

PYMNTS

DECEMBER 3, 2019

For global businesses, national borders are less and less relevant,” SatoshiPay CEO Meinhard Benn recently told PYMNTS. Businesses operating across different time zones, for instance, add a layer of complexity, while global infrastructure cannot currently support the demand for fast, transparent global B2B payments. “For

Payments 134

Payments blockchain Tools Meeting 134

PYMNTS

MAY 18, 2017

It’s hardly a surprise: SME optimism has dominated headlines, with analysts linking the trend to President Donald Trump’s administration and plans to strengthen the national economy and focus on small business growth. In its second annual SMB Confidence Indicator , OFX’s survey of 500 U.S. s small business community.

social media 100

social media Analysis United States National 100

CFPB Monitor

SEPTEMBER 17, 2015

It also encourages agencies to “recruit behavioral science experts to join the Federal Government” and “strengthen agency relationships with the research community to better use empirical findings from the behavioral sciences.”

Survey 60

Survey ATM Study Policies 60