Independent Banker

OCTOBER 31, 2022

FedNow can be another positive differentiator for our nation’s community banks, but we must be ready for this real-time service and its 24/7/365 requirements.”. With FedNow entering the market, community banks can add in a missing payments link—instant payments—and help level the playing field with the nation’s largest financial institutions.

Community Bank 204

Community Bank Payments Community Resources 204

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

JANUARY 17, 2024

You might like this upcoming webinar, " Unveiling human trafficking: Perspectives, realities, and strategies." Takeaway 2 AML staff should recognize human trafficking red flags and know their customers well to help detect suspicious activity in their communities. Know the red flags to watch for. and worldwide.

Training 259

Training Community Software Texas 259

Abrigo

JANUARY 1, 2016

Government Accountability Office (GAO), community banks and credit unions are starting feel the impact of the Dodd-Frank Wall Street Reform Act. The GAO report, released on December 30th, examined nine Dodd-Frank rules that became effective as of October 2015 for impact on community banks and credit unions.

Community Bank 150

Community Bank Community Compliance Training 150

Abrigo

DECEMBER 22, 2023

download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023. Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list.

Lending 221

Lending Risk Management Community Management 221

Perficient

SEPTEMBER 29, 2020

In August, we surveyed 154 marketing executives to find out what they think is likely to happen this holiday season and how they’re preparing for it. Missed the webinar? Watch the on-demand webinar and read the transcript below: ? ? ?. What will be different this holiday season and how to adjust your strategy accordingly.

Marketing 294

Marketing Branding Data Industry 294

Abrigo

MARCH 8, 2024

Fraudsters use the same sales and marketing techniques as legitimate businesses to research and target their victims. As a financial institution, you are responsible for educating your community and clients on financial patterns and bank wire fraud trends. Navigate your BSA exam with tips from this on-demand webinar.

Fraud 195

Fraud Technology Trends Training 195

Abrigo

JUNE 23, 2020

Learn from your peers and hear what problems they are dealing with in our Abrigo Community, exclusive to our customers. Community financial institutions are often tasked with doing more with less. The ADC is a highly resilient environment with risk monitoring levels not currently sustainable by typical community financial institutions.

Software 195

Software Community Fraud Resources 195

Independent Banker

JUNE 30, 2022

Demand for digital solutions continues to accelerate, making innovation an imperative for community banks looking to excel in today’s evolving market. That’s why ICBA makes innovation a priority and provides community banks with the information and tools necessary to grow and succeed in today’s competitive landscape.

Innovation 134

Innovation Rhode Island Community Bank Community 134

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. or largely focused on the domestic banking market. We have webinars , whitepapers , and other resources to make your job easier. Main Street Banking: A Podcast for Community Bankers 8.

Community 195

Community Lending Maine Resources 195

Abrigo

APRIL 14, 2020

Key Takeaways The Federal Reserve recently unveiled a new loan-purchase program, the Main Street Lending Program (MSLP) Unlike the PPP, loans provided under the MSLP are not eligible for loan forgiveness Community financial institutions play an important role in the MSLP. Community Financial Institutions Play an Important Role in MSLP.

Maine 195

Maine Lending Community Study 195

South State Correspondent

APRIL 19, 2023

In this article, we will look at deposit performance data related to high balances and show how banks can dramatically increase value by restructuring relationship-based products and better-allocating marketing/sales dollars more efficiently. This is over three times the life of a money market account that is over $1mm in balances.

How To 195

How To Examples Resources Community Bank 195

Abrigo

FEBRUARY 25, 2022

Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. It is the backbone of what many community financial institutions do, and they do it well. You’re in good company. PPP Proved Technology.

Lending 195

Lending St. Louis Community Survey 195

Abrigo

MARCH 2, 2023

Banking technology decisions now affect future growth With the possibility of a recession, community financial institutions may consider a delay or cut in technology spending. But a community financial institution often has different needs related to origination than those of a giant lender. Experts say that would be a mistake.

Technology 195

Technology Lending Community Software 195

Abrigo

DECEMBER 16, 2019

During a recent webinar hosted by the American Bankers Association, an executive with an SEC filer under a 2020 CECL implementation deadline provided first-hand advice on the challenges and progress related to CECL adoption. During the webinar, Felicity Ours, CPA, CRC, of Summit Financial Group (NASDAQ: SMMF), a $2.2 Get started.

West Virginia 195

West Virginia Virginia Data Community 195

Independent Banker

JANUARY 31, 2022

ICBA has a growing network of people and resources community banks can tap into as they continue their innovation journeys. The ThinkTECH Accelerator is one of several initiatives underway this year to foster community bank-enabled fintech partnerships. By Charles Potts, ICBA.

Community Bank 143

Community Bank Georgia Community Resources 143

Abrigo

FEBRUARY 12, 2020

Despite the painful evolution in retail, many experts expect another year of growth for commercial real estate – and for commercial real estate lenders, including community financial institutions. Community financial institution lenders, however, will want to “pick their spots” for CRE loans this year. Real Estate Market Outlook.

Lending 195

Lending Trends FDIC Survey 195

Independent Banker

OCTOBER 31, 2021

Working with a community bank is like being welcomed into the fold, and that’s why we choose our partners with care. But when I think about what makes this time of year special, it’s the sense of community it creates. I guess it’s no wonder that I’ve been drawn to community banking, where connectedness drives that all we do.

Community Bank 152

Community Bank Community Austin Texas 152

Independent Banker

NOVEMBER 30, 2021

Here’s another conversation with our consummate community banker. Hi Jim, this is Charlie Brown with Community Trust Bank. How are things at the community bank?”. “I Most community bankers I know don’t like to admit defeat. By Jim Reber, ICBA Securities. This is Jim Reber.”. “Hi Do you have a minute?”. “I

Community 126

Community Community Bank Taxes Security 126

Abrigo

JULY 13, 2023

Many victims are lonely or isolated and don’t understand cryptocurrency markets. This can lead to embarrassment, depression, and even premature death. Educate customers and members: Provide educational opportunities for your community so they know when to say “no” to investment scams. billion loss in 2022.

Fraud 195

Fraud cryptocurrency Training social media 195

Abrigo

NOVEMBER 4, 2014

If your accounting firm doesn''t have a formal marketing plan in place, you''re not alone. Six out of seven accounting firms represented at a recent webinar hosted by Sageworks said their firms lack such a plan to guide their efforts to attract new business and bolster their reputation or brand. Market specifically to your niche.

Marketing 191

Marketing Industry Case Study Groups 191

CFPB Monitor

MAY 10, 2019

The town hall consisted of opening remarks by Director Kraninger, a panel discussion with Bureau staff, industry representatives, and consumer advocates, and an open question and answer segment with members of the community. ET, Ballard Spahr attorneys will hold a webinar, “The CFPB’s New Proposed Debt Collection Rule.” to 1:30 p.m.

Philadelphia 68

Philadelphia Industry Pennsylvania Analysis 68

Abrigo

JULY 27, 2023

Using regtech in banking With new federal regulatory and compliance challenges like the CFPB rule on the horizon, more and more community financial institutions are exploring regtech in banking and finance. For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Using regtech in banking With new federal regulatory and compliance challenges like the CFPB rule on the horizon, more and more community financial institutions are exploring regtech for banks to enhance their processes. What is regtech? Of course, banks and credit unions are highly regulated industries, and this is increasing.

Technology 195

Technology Fraud Compliance Regulation 195

Independent Banker

FEBRUARY 28, 2023

By Jim Reber, ICBA Securities As many community bankers are still picking up the pieces from their bond portfolio’s meltdown last year, it occurs to me that the breathtaking rise in rates has created at least one byproduct that is both unusual in frequency and tangibly beneficial for future performance. One is that they are loan surrogates.

Community Bank 91

Community Bank Memphis Community Security 91

Abrigo

AUGUST 28, 2022

Learn more about loan pricing -- including how to assess the relative profitability of loans and how to use the output of loan pricing models -- during the webinar, " Loan Pricing: A Key Driver of Success." Watch the on-demand webinar here. Ag Lending. Lending & Credit Risk.

Software 195

Software Lending Philadelphia Capital 195

Abrigo

SEPTEMBER 7, 2023

You might also like this on-demand webinar, "Identifying emerging CRE risks." They can result in sub-optimal lending for community banks and credit unions as well as the communities they serve across the country. What are the credit trends in our portfolio and market? help financial institutions adapt quickly to trends.

Report 195

Report Lending Trends Data 195

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. Win more small business deals and grow market share. The average size of loans examined here was $637,000.

Lending 195

Lending Trends Capital Strategy 195

Abrigo

APRIL 7, 2022

You might also like this webinar, "Mergers & Acquisitions in a CECL Environment." Community banks with small asset sizes might merge with other small institutions whose branches complement one another, and larger banks may acquire smaller ones whose services fit their offerings. CECL Accounting. Portfolio Risk & CECL.

Compliance 195

Compliance Policies Fraud Analysis 195

Abrigo

MAY 11, 2020

One of the key values community financial institutions have always leaned into is their relationships with their customers, but these relationships have been put to the test amid the coronavirus pandemic. The Paycheck Protection Program exposed the importance of digital offerings for customer retention and acquisition. SBA Lending.

US 195

US Lending Community Technology 195

Independent Banker

FEBRUARY 28, 2022

What this has to do with community bank investment management may not be readily apparent. In March of that year, while thousands were attending ICBA LIVE in Orlando, the financial markets went into a frenzy. Belly of the curve matters to community banks. In fact, the tone is about to improve. There are really two reasons.

Community Bank 91

Community Bank Community Memphis Security 91

Independent Banker

DECEMBER 31, 2021

By investing in small businesses and creating jobs, community banks are helping support local economies throughout our nation. As prudent lenders, community bankers make every effort to mitigate risk. All too often, community banks fall prey to the we’ve-always-done-it-that-way mindset. By Charles Potts, ICBA.

Community Bank 91

Community Bank Community Innovation Leadership 91

Abrigo

FEBRUARY 23, 2022

Loan Decisioning Allows Small Business Lending to Grow Community financial institutions can leverage automated loan underwriting to increase small business lending and achieve consistency. . Market Trend. Win more small business deals: Watch this webinar on SMB Lending Best Practices. Small business lending is a focus.

Lending 195

Lending Community Bank Community Analysis 195

Abrigo

JUNE 11, 2021

As recently as May 2021, regulators identified interest rate risk as among the key risks in the economy, financial markets, and the banking industry that could affect insured institutions. The regulator notes that management should give “special consideration” when measuring risk to the institution’s concentrations in instruments or markets.

How To 195

How To Risk Management Analysis Kansas City 195

Abrigo

APRIL 10, 2017

In a recent Sageworks webinar , Ancin Cooley of Synergy Credit Union Consulting took a deep dive into five areas that credit unions interested in growing their MBL portfolios need to be aware of in order to effectively manage risk in the MBL portfolio. Next, Ancin moved into a discussion of the current regulatory environment around MBL.

Regulation 150

Regulation United States Lending Community Bank 150

Abrigo

MAY 24, 2023

Bipartisan support The SAFE Banking Act's long road to the Senate Many in the AML/CFT community have been watching the unfolding of the Secure and Fair Enforcement (SAFE) Banking Act for some time now with no significant progress. banks and about 4 percent of all credit unions actively provide banking services to cannabis-related businesses.

Lending 195

Lending Fraud Operations Ohio 195

Abrigo

SEPTEMBER 1, 2020

There are multiple benefits to doing this, but here are three: For some community financial institutions, SBA lending represents a new product. In addition, banks and credit unions can sell the guaranteed portion of SBA loans they make on the secondary market yet retain servicing rights and some fees. Streamline SBA lending.

Lending 195

Lending Risk Management Technology Survey 195