Abrigo

JULY 28, 2017

In a recent webinar for credit union executives, Danny Sharman a risk management consultant with Sageworks addressed loan data for these institutions, especially as they look toward the currect expected credit loss model (CECL) that will be required for the allowance for loan and lease losses (ALLL).

Data 150

Data Risk Management Community Bank Community 150

Independent Banker

AUGUST 31, 2022

The pandemic forced industries to accelerate their adoption of digital applications, and community banking was no exception. And as banking processes increasingly moved online, community bankers needed to fortify their online defenses against fraud and cybercrime. In August, ICBA hosted the Bank Security Institute. Tiffany Lukk.

Community 91

Community Security Community Bank Fraud 91

Independent Banker

FEBRUARY 28, 2023

As community banks navigate this process, there are plenty of resources available to answer questions and provide guidance. Three sources of information on FedNow As community banks look to take advantage of this new opportunity, they seek resources to help them navigate the journey.

Resources 115

Resources Community Bank Community Texas 115

Independent Banker

NOVEMBER 30, 2022

Community Financial Services Bank, Benton, Ky.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; Bank of Montana, Missoula, Mont.;

Community Bank 169

Community Bank Community Montana Leadership 169

CFPB Monitor

NOVEMBER 30, 2023

This is our third blog post on the final rule issued on October 24, 2023 by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency amending their regulations implementing the Community Reinvestment Act (“CRA”) (the “Final Rule”). . Continue Reading

Community 147

Community Regulation System FDIC 147

CFPB Monitor

DECEMBER 5, 2022

Supreme Court as it decides whether to grant the CFPB’s certiorari petition in Community Financial Services Association of America Ltd. ET, Adam will join members of Ballard Spahr’s Consumer Financial Services Group for a 90-minute webinar in which we will take deep dive into all important aspects of the CFSA Decision. Constitution.

America 78

America Community Regulation Groups 78

Abrigo

DECEMBER 18, 2023

You might also like this webinar on credit department housekeeping. WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. But that might not be the best move for your financial institution or your community.

Risk Management 221

Risk Management Management Lending Capital 221

PopularBank

AUGUST 20, 2021

As part of the NPRD Scholarship Program, Popular Bank Delancey Street branch manager Marcos Rosado presented a financial literacy webinar on “Banking Basics” to 90 students and scholarship recipients representing 16 states and Puerto Rico. Building financial confidence. Financial habits for the next generation.

Puerto Rico 96

Puerto Rico National ATM Management 96

Abrigo

AUGUST 31, 2023

Naming conventions One benefit of customer-centric KYC is that it differentiates community financial institutions from larger, more impersonal banks by allowing clients to retain their individuality and build personal relationships. Members of Amish or sovereign citizen communities often have fewer government-issued IDs.

Compliance 195

Compliance Community Training System 195

Abrigo

FEBRUARY 11, 2022

You might also like " CECL Streamlined: A Webinar Series for 2023 Adopters". The decision appears to mark the board’s final word on ongoing petitions from community banks and credit unions who asked for a delay or total exemption. 15, 2022 (effectively, by January 1, 2023, for most institutions). Download the "CECL Prep Kit.".

Resources 195

Resources Regulation Community Bank Community 195

Abrigo

MARCH 14, 2024

Strengthening customer relationships with tangible value and personal touch Customer retention in banking can be challenging for community financial institutions. Community lending software can help get you there. Follow this guide for strategies to stay competitive. Reduce operating cost while ensuring loan policy consistency.

Lending 195

Lending Strategy Community Software 195

CFPB Monitor

DECEMBER 27, 2019

The reaction from community groups has been mostly negative with critiques focusing on three different aspects of the proposal: the new presumptive ratings, the inclusion of opportunity zones and the expansion of small business qualification, and the ability to neglect certain assessment areas and still receive a passing grade.

FDIC 117

FDIC Community Groups Regulation 117

South State Correspondent

NOVEMBER 29, 2023

Community banks are striving to increase loan yield and maintain their cost of funding (COF). We have created and used a novel structure to take advantage of the inverted yield curve to allow community banks to increase net interest margin (NIM) and fee income on these existing fixed-rate loans.

Community Bank 195

Community Bank Community Tools Strategy 195

Abrigo

SEPTEMBER 11, 2023

You might also like this webinar, "Banking as a service: Objectives, opportunities, and obstacles." Automation also helped financial institutions better serve their communities by, for example, reducing the time it takes to process a loan application. Fintechs have developed a strong competency around these advances.

Risk Management 195

Risk Management Data Technology Fintech 195

Abrigo

JANUARY 17, 2024

You might like this upcoming webinar, " Unveiling human trafficking: Perspectives, realities, and strategies." Takeaway 2 AML staff should recognize human trafficking red flags and know their customers well to help detect suspicious activity in their communities. Know the red flags to watch for. and worldwide.

Training 259

Training Community Software Texas 259

Abrigo

JUNE 19, 2022

You might also like these webinars especially for 2023 CECL adopters: "CECL Streamlined." Banks and credit unions facing a 2023 deadline for implementing CECL are within six months of the adoption requirement, Fed Governor Michelle Bowman said on a webinar with bankers unveiling the new resource. keep me informed. Related Subhead.

Tools 195

Tools Regulation Data Resources 195

PYMNTS

APRIL 27, 2016

Vantiv is introducing a new online community centered on fostering and supporting small businesses. We look forward to enrolling more than 1,000 small business owners to the community. Then, community members will be the first to pilot these new products.”.

Community 100

Community Resources National Analytics 100

Abrigo

JANUARY 1, 2016

Government Accountability Office (GAO), community banks and credit unions are starting feel the impact of the Dodd-Frank Wall Street Reform Act. The GAO report, released on December 30th, examined nine Dodd-Frank rules that became effective as of October 2015 for impact on community banks and credit unions.

Community Bank 150

Community Bank Community Compliance Training 150

Abrigo

DECEMBER 22, 2023

download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023. Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list.

Lending 221

Lending Risk Management Community Management 221

CFPB Monitor

NOVEMBER 27, 2023

This is our second blog post on the final rule issued on October 24, 2023 by the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency amending their regulations implementing the Community Reinvestment Act (“CRA”) (the “Final Rule”). . Continue Reading

Community 78

Community Regulation System FDIC 78

CFPB Monitor

AUGUST 24, 2023

Supreme Court will hold oral argument on October 3, 2023 in Community Financial Services Association of America Ltd. Consumer Financial Protection Bureau , a case we have been following closely on Consumer Finance Monitor because of its profound potential implications for the future of the CFPB.

America 78

America Community 78

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. percent of community banks were unprofitable during the quarter. Here are a few other highlights of community banks from the report : Net interest income up more than 6 percent. percent to $36.9

Community Bank 150

Community Bank Community FDIC Industry 150

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. percent of community banks were unprofitable during the quarter. Here are a few other highlights of community banks from the report : Net interest income up more than 6 percent. percent to $36.9

Community Bank 150

Community Bank Community FDIC Industry 150

Abrigo

SEPTEMBER 28, 2022

You might also like this webinar, "How to manage a high-performing construction loan portfolio." It can provide lenders with automated systems to manage all the necessary documents, calculations, and reporting allowing lenders to focus on what matters most – serving their community. Watch Webinar. Stay up to date on credit risk.

Lending 195

Lending Software Customer Experience Management 195

Abrigo

OCTOBER 16, 2023

Watch webinar Takeaway 1 Recent FinCEN consent orders show that weak compliance programs are coming under more scrutiny, especially at gap institutions. De spite their unique structures and community-oriented principles, credit unions are not immune to the threats of money laundering , fraud, and associated illicit activities.

Training 221

Training Compliance Fraud Policies 221

Perficient

AUGUST 14, 2020

I recently spoke at a webinar with Chris Barber in a webinar titled “Teams Governance & Automation.” Teams has arrived at a time where users are ready for a tool that combines the power of communication and collaboration. The recording of the webinar did happen and will be posted to the Perficient site.

Resources 360

Resources Tools Innovation Community 360

Abrigo

DECEMBER 11, 2014

While the final guidance clearly applies to larger financial institutions, community banks should still take note. ” The section further details this would only occur under extraordinary circumstances, but community banks should be aware of the new framework and even consider applying the guidelines as a proactive, best practice.

Community Bank 207

Community Bank Community Guidelines Risk Management 207

CFPB Monitor

NOVEMBER 13, 2023

On October 24, 2023, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency issued a final rule amending their regulations implementing the Community Reinvestment Act (“CRA”) (the “Final Rule”). Continue Reading

Community 78

Community Regulation System FDIC 78

Abrigo

JULY 1, 2021

You might also like this webinar: "Human Trafficking - Close to Home" WATCH . As a community, we need to place more pressure on all currency providers (fiat and crypto) to embrace digital ethics and refuse to engage and/or do business with organizations that fail to protect innocent and vulnerable people. Send me related content.

Training 370

Training Conference Community Video 370

Abrigo

OCTOBER 9, 2014

This article is the second in a two-part series on top concerns and growth strategies of community banks. From the survey results, it is clear that community banks across the United States are putting an increased emphasis on expanding their portfolios, primarily in the areas of CRE and C&I lending. Blog Bank'

Community Bank 236

Community Bank Strategy Community Survey 236

Abrigo

JUNE 23, 2020

Learn from your peers and hear what problems they are dealing with in our Abrigo Community, exclusive to our customers. Community financial institutions are often tasked with doing more with less. The ADC is a highly resilient environment with risk monitoring levels not currently sustainable by typical community financial institutions.

Software 195

Software Community Fraud Resources 195

Independent Banker

OCTOBER 31, 2022

FedNow can be another positive differentiator for our nation’s community banks, but we must be ready for this real-time service and its 24/7/365 requirements.”. With FedNow entering the market, community banks can add in a missing payments link—instant payments—and help level the playing field with the nation’s largest financial institutions.

Community Bank 204

Community Bank Payments Community Resources 204

Abrigo

SEPTEMBER 29, 2022

You might also like this webinar, "How to manage a high-performing construction loan portfolio." It can provide lenders with automated systems to manage all the necessary documents, calculations, and reporting allowing lenders to focus on what matters most – serving their community. Watch Webinar. Stay up to date on credit risk.

Software 195

Software Management Lending Tools 195

Abrigo

OCTOBER 16, 2023

Watch webinar Takeaway 1 Recent FinCEN consent orders show that weak compliance programs are coming under more scrutiny, especially at gap institutions. De spite their unique structures and community-oriented principles, credit unions are not immune to the threats of money laundering , fraud, and associated illicit activities.

Training 195

Training Compliance Fraud Policies 195

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

Abrigo

SEPTEMBER 21, 2022

You might also like this webinar, "How to manage a high-performing construction loan portfolio." Construct was created to streamline the construction loan management process, so bankers could spend less time on spreadsheets and get back to serving their communities. Watch Webinar. Stay up to date on credit risk. Whitepaper.

Risk Management 195

Risk Management Software Management Lending 195

Abrigo

MARCH 8, 2024

As a financial institution, you are responsible for educating your community and clients on financial patterns and bank wire fraud trends. Navigate your BSA exam with tips from this on-demand webinar. Navigate your BSA exam with tips from this on-demand webinar. Financial literacy is key critical.

Fraud 195

Fraud Technology Trends Training 195