Abrigo

SEPTEMBER 5, 2023

You might also like these on-demand webinars on tackling common credit risk questions. As the FDIC said recently: Exceptions to policy should be few in number and properly justified, approved, and tracked. WATCH Takeaway 1 Credit exceptions should be an indicator of risky behavior but are too frequently cited without real merit.

Policies 195

Policies Lending Risk Management Examples 195

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. B y marketing that your financial institution offers SBA loan origination, you provide additional products that expand opportunities to businesses. Watch Webinar.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. B y marketing that your financial institution offers SBA loans, you provide additional products that expand opportunities to businesses. Watch Webinar.

Lending 195

Lending FDIC Capital Risk Management 195

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. ET, Ballard Spahr will hold a webinar, “The OCC Issues Final CRA Rule – What Changed and What’s Next?” ” In the webinar, we will be joined by special guest Kenneth H.

Community 60

Community FDIC Lending Examples 60

Abrigo

SEPTEMBER 15, 2022

You might also like this webinar, "How to manage a high-performing construction loan portfolio." More construction loan monitoring ultimately decreases loan default, according to a new FDIC Center for Financial Research working paper. Bank monitoring in construction lending. Construction loan monitoring: on-site inspections.

Study 195

Study FDIC Lending Risk Management 195

South State Correspondent

MARCH 15, 2023

Percentage of Uninsured Deposits: At the time of failure, SVB had approximately 88% of their deposits above the FDIC-insured $250k limit and ran at 95% at the end of last year. Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio.

social media 195

social media FDIC Branding Management 195

Social Assurance

DECEMBER 13, 2019

The long-anticipated proposed amendments to the Community Reinvestment Act (CRA) have finally been released! Significant changes are in store for financial brands and a quick preview is available in the joint statement released by the FDIC and OCC. Updated Rules for Activities.

Community 15

Community Branding Regulation Compliance 15

Abrigo

DECEMBER 22, 2023

You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Interest rate forecasts in today’s market: Planning your ALM position Many financial institutions are questioning where rates are headed and how to structure their ALM strategies accordingly.

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

MARCH 13, 2023

Historic collapse SVB is different from other financial institutions The FDIC closure and assumption of Silicon Valley Bank (SVB) – the largest bank failure since 2008 – is a stark reminder that when a crisis occurs, it can spread as fast as a wildfire in dry fields with a strong wind. Was the loan repayment plan based on the IPO?

Strategy 195

Strategy Lending Security Analysis 195

Abrigo

NOVEMBER 29, 2021

You might also like this webinar: "Is inflation the big gift to your 2022 earnings?". Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Community banks target growth. Community banks have seen less volatility in noninterest income over time.

Community Bank 195

Community Bank Community FDIC Trends 195

Abrigo

MARCH 17, 2022

Takeaway 2 The severely adverse scenario from regulators presents a very severe global recession combined with severe stress in the CRE market and the corporate debt market. The 2022 stress test scenarios provide a blueprint for community banks and credit unions to get started on their own stress tests.

Capital 195

Capital Regulation Risk Management Community 195