Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Data privacy and security is a hot topic and is only getting hotter. By Katie Kuehner-Hebert. Bob Hickok.

Data 91

Data How To Community Bank California 91

Abrigo

JANUARY 17, 2024

Takeaway 2 AML staff should recognize human trafficking red flags and know their customers well to help detect suspicious activity in their communities. One issue that hurts people and communities everywhere is human trafficking, and January is Human Trafficking Awareness Month.

Training 259

Training Community Software Texas 259

Payments Source

JUNE 19, 2020

The murder of George Floyd shocked the national psyche to its core, spotlighting the persistent, systemic racism that exists in many American institutions, which continues to disenfranchise those who live within the Black community.

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Data Community National System 154

PYMNTS

APRIL 12, 2019

Community banks are voicing their frustration with what they say is a lack of competition in the market for corporate bank technology providers, reports in The Wall Street Journal said Thursday (April 11). Community banks say their services are often too expensive and can sometimes be delayed.

Community Bank 123

Community Bank Community New Jersey Fintech 123

ABA Community Banking

JUNE 12, 2020

The post ABA Data Bank: 7 in 10 Small Businesses Nationally Have Received PPP Loans appeared first on ABA Banking Journal. "In less than two months, the PPP is supporting the employment of apprimately 50 million workers."—Treasury Treasury Secretary Steven Mnuchin.

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National Data Community Bank Community 102

South State Correspondent

NOVEMBER 29, 2023

One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. The data would indicate not marketing to a new customer is a mistake. There is a reason for this.

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Marketing Regional National Nashville 195

Independent Banker

DECEMBER 1, 2021

Additionally, a recent survey by FIS shows that 37% of consumers began a new banking relationship with a major national or global bank that had a well-established online portal in the past 12 months. For community banks who are known for putting their customers first, this could be an area of concern.

Community Bank 91

Community Bank Community Fintech Guidelines 91

BankInovation

APRIL 5, 2023

Data analytics software platform KlariVis is expanding its national outreach by partnering with professional services firm CliftonLarsonAllen (CLA). CLA will be an exclusive provider of KlariVis moving forward to add to the number of community banks that have access to the KlariVis platform, a release from the companies said.

Data 52

Data Community Bank Software Analytics 52

South State Correspondent

APRIL 4, 2024

Furthermore, high federal government debt does not just lead to higher interest rates but also poses economic, national security, and social challenges. Community banks’ focus on business banking must adapt to offer more sophisticated products to larger business clients. With time, these changes will only amplify.

Risk Management 195

Risk Management Community Bank Policies Community 195

Abrigo

SEPTEMBER 22, 2015

Earlier this month the Federal Financial Institutions Examinations Council (FFIEC) announced that it plans to lighten the regulatory load for small financial institutions by cutting back on data required for an institution’s quarterly call reports. The article allowed banking executives to weigh in on the subject.

Community Bank 150

Community Bank Community FDIC Survey 150

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

JANUARY 2, 2019

Coverage includes The National Bank of Kuwait ’s rollout of SWIFT Global Payments Innovation (gpi) services with the help of ACI Worldwide. The National Bank of Kuwait has rolled out SWIFT Global Payments Innovation (gpi) services via the payments engine of ACI Worldwide, according to an announcement.

National 122

National Innovation Customer Experience Payments 122

PYMNTS

OCTOBER 9, 2018

63 percent of small businesses applied for a working capital loan last year, data from S&P Global Market Intelligence recently found. However, Dave Gilbert, founder and chief executive officer of SMB alternative lending firm National Funding , said he’s seen a trend of growing traction within the small business community.

National 167

National Regulation Capital Industry 167

CFPB Monitor

AUGUST 8, 2022

Eight national trade groups have filed a petition with the CFPB that urges the Bureau to engage in rulemaking to define larger participants in the market for data aggregation services. According to the trade groups, the current situation creates “an unsustainable model as the aggregation services market grows.”

Groups 78

Groups Data National Marketing 78

PYMNTS

JANUARY 9, 2018

Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index. Here, again, lies another opportunity for community banks to fill the void. INTRUST Bank recently announced it is also taking part in the trend of collaborating with FinTechs.

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

APRIL 8, 2020

The numbers, from a survey by the National Multifamily Housing Council, are a sign of just how American life will be changing in the coming months due to mass job losses and shutdowns because of the virus. The NMHC Rent Payment Tracker reflects data from 13.4 million units across the United States.

Las Vegas 150

Las Vegas Data US United States 150

PYMNTS

JANUARY 18, 2017

The National ATM Council (NAC) argued in testimony to the Committee on Consumer Affairs of the New York City Council last week that a proposed ordinance would impose costly and burdensome new security regulations on ATM operators all around the city. said Renard in the same press release.

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ATM National New York City New York 100

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

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National Training Bitcoin Samsung 133

PYMNTS

NOVEMBER 20, 2019

Five senators wrote a letter to Amazon CEO Jeff Bezos, asking him to explain how security surveillance company Ring uses peoples’ data and video, according to a report by CNBC. They asked whether the technology could be accessed by foreign entities, or whether the technology posed a risk to national security.

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Data Delaware Oregon Video 100

PYMNTS

MAY 7, 2018

A new report from Intuit, “ Small Business in the Age of AI ,” released in honor of National Small Business Week, examines entrepreneurs’ expectations and attitudes for artificial intelligence and how the technology might impact their ability to wield automation to grow their businesses.

Community 117

Community Big Data Survey Tools 117

PYMNTS

JULY 27, 2018

National Counterintelligence and Security Center (NCSC), titled “The Foreign Economic Espionage Report,” warns that cyber attackers could infiltrate the software supply chain, and pointed to China, Russia and Iran as the most capable of such an event. . A report by the U.S.

Community 104

Community US Software National 104

Perficient

DECEMBER 15, 2020

The nonprofit’s initiative is a robust experience that includes an interactive map of over 95 Legacy Cities and gives users the tools such as filters and controls to navigate the map and manage and manipulate large amounts of data.

Tools 475

Tools Policies Industry Community 475

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. That means they can compete more effectively against digital-only competitors.

Community 247

Community Community Bank Mobile Cards 247

Abrigo

JANUARY 30, 2024

Attendees return from ThinkBIG energized and informed so they can continue positively impacting their institutions and, more importantly, their communities. Abrigo is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors.

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Conference Arizona Phoenix Fraud 195

PYMNTS

NOVEMBER 19, 2020

As governors across the country scramble to reimpose restrictions on dining as coronavirus cases soar, the National Restaurant Association is pushing back. 17) to the National Governors Association decrying the latest round of state restrictions. The influential restaurant trade and lobbying group fired off a letter on Tuesday (Nov.

New York City 155

New York City New York National United States 155

Independent Banker

DECEMBER 31, 2022

Community banks must continue to stay focused on regulatory discussions and remain nimble to respond to proposals and address requirements quickly and accurately. Community banks should keep an eye on evolving risks and emerging threats in 2023, including these: Small business data. Data privacy. By Mary Thorson Wright.

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Compliance FDIC Community Bank Community 100

PYMNTS

NOVEMBER 3, 2017

wants to help small and medium-sized businesses (SMBs) adhere to the new European Union’s General Data Protection Regulation (GDPR). Small companies have limited financial resources and often lack the technical sophistication to effectively protect data,” wrote Bloomberg BNA in its coverage of the helpline. based SMBs.

Data 108

Data Compliance Security Regulation 108

Banking 2020

SEPTEMBER 16, 2014

Sageworks recently ranked more than 6,600 banks in the United States to find the 15 best-run community banks. State Bank of Texas took the number one slot based on its 2014 year-to-date ROAA and efficiency ratio, with PrinsBank and Stearns Bank National Association closing in at second and third, respectively. banks and credit unions.

Community Bank 78

Community Bank Community United States Texas 78

South State Correspondent

MARCH 30, 2023

While desiring to bank everyone in your community is noble, it can be a poor use of resources. Not to say you want to ignore parts of your community, but why not focus more of your resources on those industries that will make your bank more profitable? They are also more plentiful. there are more than 8,000 trade associations.

Industry 195

Industry Resources Community Case Study 195

PYMNTS

AUGUST 5, 2016

According to the initial data, PayPal has an overall strong gender balance across its global workforce, with 56 percent male and 44 percent female employees. PayPal employees represent 119 nationalities, located in 56 offices across 31 countries. Just as important, there is no disparity at PayPal in salaries between women and men.

Data 100

Data Leadership Community Millennials 100

South State Correspondent

APRIL 12, 2022

We feel that as community bankers, we can learn much from Jamie Dimon (Chairman and CEO of JPM) and from Warren Buffet. As usual, it was full of insight that every community banker should consider. Our focus is on information that pertains to the community banking industry. 3) Community Focused. 4) Employee Focused.

Community 195

Community Community Bank Leadership Lending 195

PYMNTS

MARCH 30, 2020

We went into the field last Wednesday (March 24) to understand, at an aggregate level, how COVID-19 has impacted the SMBs that line the Main Streets and the side streets of our communities. In other words, this sample reflects the composition of SMBs on those Main Streets and side streets of the communities that we all call home.

Maine 232

Maine Data Capital Study 232

Abrigo

JULY 21, 2021

As part of the Financial Crimes Enforcement Network’s (FinCEN) first national priorities list for anti-money laundering and countering the financing of terrorism (AML/CFT) policies, one important priority continues to be detecting, reporting, and preventing terrorist financing. See Part I: Implications for Community Financial Institutions.

Training 195

Training National Strategy Regulation 195

PYMNTS

DECEMBER 7, 2020

The National Restaurant Association said the industry is being unfairly blamed for spreading new COVID-19 cases. National Restaurant Association head Tom Bené sent a letter to the National Governors Association stating that data “has yet to emerge,” that connects restaurants and “systemic community outbreaks” of the virus.

New York 150

New York New York City Guidelines National 150

CFPB Monitor

NOVEMBER 20, 2019

The Task Force on Financial Technology of the House Financial Services Committee has scheduled a hearing entitled “ Banking on Your Data: The Role of Big Data in Financial Services ” on November 21, 2019. Lauren Saunders, Associate Director, National Consumer Law Center. The scheduled witnesses include: Ms. Dr. Seny Kamara, PhD.,

Big Data 60

Big Data Financial Technology Data Technology 60

Abrigo

DECEMBER 18, 2023

WATCH Takeaway 1 Banks and credit unions are critical sources of capital for businesses in their communities, so how institutions assess CRE credits matters. But that might not be the best move for your financial institution or your community. But Kirby recommended examining data and surveys used to support this idea.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

JANUARY 21, 2019

The two nations are beginning to press up against a March 2 deadline before new tariffs come into effect. We are communicating with the central bank on and off, but there’s no clear reason.”. Fiserv And First Data Start The Year Of With A $22 Billion Bang. As of Wednesday of last week, Fiserv said it would buy First Data Corp.

Data 122

Data Cards Payments Marketing 122