Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. American Bank, National Association.

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Community Bank Community National Philadelphia 172

Abrigo

JANUARY 30, 2024

Attendees return from ThinkBIG energized and informed so they can continue positively impacting their institutions and, more importantly, their communities. Attendees staying at the resort can take advantage of two world-class golf courses, tennis or pickleball, or escape to the Tierra Luna Spa, a Forbes 2023 four-star Spa Award Winner.

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Conference Arizona Phoenix Fraud 195

South State Correspondent

SEPTEMBER 20, 2023

Of course, all things are rarely equal. For these teams, access to technology emerged as a clear area of interest for achieving operational efficiency. National and regional banks control 70% of the cash management market, yet most cash management customers choose their bank because of service.

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Management Survey Industry Community Bank 195

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. Main Street Banking: A Podcast for Community Bankers 8. So far, episode topics include cover loan pricing in a rising-rate environment, cannabis-related banking , and technology implementation.

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Community Lending Maine Resources 195

PYMNTS

OCTOBER 6, 2020

Of course, the pandemic has forced banks – like all businesses – to rethink their priorities and make adjustments to how they interface with customers. To be fair, it’s not as if banks have been ignoring the technological shift. We have a website, but people don’t really use it.

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Digital Banking ATM Mobile Atlanta 256

Independent Banker

JUNE 30, 2022

A new approach to loan protocols is just one way for community banks to grow in new and different directions. Amid changing economic conditions and rising rates, it’s a good time for community banks to re-evaluate their loan strategy with an eye on adaptability. David, Community Bank Consulting Services, Inc.

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Lending Strategy Community Bank Community 103

Independent Banker

DECEMBER 31, 2021

To satisfy the banking needs of some commercial and high-net-worth clients, some community banks provide trust and tax strategy services. Launching new services to cross-sell to existing customers is one path to organic growth for a community bank. United Community Bank in Mount Sterling, Ill., Comprehensive community banking.

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Taxes Community Bank Community Strategy 91

PYMNTS

JULY 3, 2020

Of course, what the pandemic also proved is that future-proofing isn’t always entirely possible. ” The most savvy businesses are those that turn to their financial service providers to not only adopt technologies, but support the integration of those tools within the rest of their back-office workflows, he added.

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Abrigo

NOVEMBER 17, 2023

While some of the recent trending fraud schemes are not new, they have been transformed to prey on communities already dealing with unprecedented times. This , of course , doesn’t include fraud losses that were not filed due to the victim's embarrassment or lack of knowledge on how to report. That equates to $35 billion annually.

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Fraud Training Trends Compliance 195

PYMNTS

APRIL 23, 2019

In technology, especially when it comes to consumer-focused technology, Apple is viewed as a disruptive force. Apple’s brand is based on simplicity, privacy and, of course, a “cool” factor that masks some of the simple aspects of its offerings. Wrap even modest rewards in a digital wrapper and, perhaps, demand will follow.

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Apple Cards Payments Course 200

South State Correspondent

FEBRUARY 22, 2024

For example, at present, return on equity performance is about 12% for the average community bank. A three-year time horizon isn’t long enough if say you want to take your lending platform nationally such as specializing in lending on robotics. Banks consistently produce under their cost of capital. Why is that?

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PYMNTS

APRIL 29, 2019

China, for instance, has a plan to turn 835 acres off the shores of Malacca, Malaysia into a city built off the technology. Lim Keng Kai, the project’s CEO, said per reports that “our company is using cutting-edge blockchain technologies and integrating those into the traditional industry to make Malaysia a world-class tourist destination.

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blockchain Nevada Course New York 128

PYMNTS

MARCH 3, 2020

When I saw Invisalign technology [for teeth straightening], I thought that this is something that can take the paranoia out of braces because you could simply take them out,” Gormsen said. I could hear the technology at work.”. With the technology in place, Gormsen said he knew it was safer than other products and less expensive.

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Payments Customer Experience National Retail 176

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

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Minneapolis Community Bank Community San Antonio 70

Jeff For Banks

JANUARY 27, 2011

I was at a strategic planning retreat a few weeks back where a colleague lauded the concept of bankers getting back to plain vanilla community banking. But if you read or watch interviews of CEOs of community FIs from 2008 forward, you will be bombarded with the message that they didn''t engage in the things that led to the collapse.

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Community Bank Community Apple National 70

Abrigo

AUGUST 9, 2019

Modernization of the Community Reinvestment Act. Crenshaw, billed as a master of building productive leaders, during his presentation will explore how to respond to workplace interruptions, how to take control of technology, and how attendees can grow their careers while maintaining balance in their personal life, and more.

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Management Conference Lending Training 150

Independent Banker

JANUARY 31, 2023

Illustration by Maïté Franchi With educational sessions on hot‑button issues, inspirational speakers and beneficial networking opportunities, ICBA LIVE is the greatest community banking event in the country. Taking place in Honolulu from March 12–16, 2023, ICBA LIVE provides concrete benefits to community banks in three important ways: 1.

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South State Correspondent

MAY 9, 2023

Over the last ten years, banks have reduced the differences in deposit rates between different areas, and now with the rise of technology and more national bank platforms, we see less and less geographical sensitivity to rates. Dynamic Pricing Of course, the best answer to all of this is for banks to move to dynamic pricing.

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Independent Banker

JANUARY 26, 2016

With the ICBA Community Banking LIVE® conference just around the corner, I can’t help but think about how lucky we are as community bankers to have such amazing networking and education opportunities throughout the year—both in person and at our fingertips. Not only that, the convention makes us better community bankers too.

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Independent Banker

JULY 30, 2015

An interview with Lindsay LaNore, executive vice president, Community Banker University®. Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Community Banker University.

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Resources Tools Community Bank Conference 70

PYMNTS

NOVEMBER 2, 2019

We had been talking about all of the things we would do in the not-yet-defined future, where 5G technology is ubiquitous, our cities are connected and our lives are even better digitally modulated. And no, Walt Disney’s community of tomorrow did not involve rides. A city that caters to the people as a service function.”.

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Houston Innovation Community Tools 113

Independent Banker

SEPTEMBER 21, 2015

imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. Over the next three years, Anderson enrolled in all three of Community Banker University’s in-depth compliance certification training programs.

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Compliance Community Bank Community Training 70

Gonzobanker

MARCH 21, 2024

According to Patrick Reily, co-founder of Uplinq , a technology firm that helps small business owners gain access to fair and ethical credit, “Using the FDIC’s definition, 80% of the small businesses in the U.S. According to Randi Zeller, senior advisor to Community Reinvestment Fund, USA: “There is no lack of capital. To the U.S.

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Lending How To Capital Data 78

South State Correspondent

OCTOBER 25, 2023

After World War II, checks were the hot payment technology and helped fuel the boom that followed. The process was sped up by technology and legislation in the 70’s and 80’s so checks could be scanned and presented faster, but the process remained costly. Checking accounts in the U.S.

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Fraud ATM Payments Management 195

PYMNTS

AUGUST 5, 2016

Buenos Aires may get a lot of recognition for being the hometown of Pope Francis, but it’s also receiving praise as a growing startup community. In the race to become the startup and technology capital of Latin America, Buenos Aires is looking to give other cities a run for their money. People need to be patient,” he continued.

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Fintech America Innovation Policies 100

PYMNTS

MAY 4, 2017

Over the course of the last decade, businesses have started flocking to the Orlando area. Here is an excerpt of the conversation: PYMNTS: Can you describe your personal and/or professional experience with the tech community in Orlando? ND: I’ve been involved in the Orlando tech community for 10+ years.

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Florida United States Taxes Community 110

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. COVID-19, of course, didn’t cause physical retail’s steep decline — it just accelerated it. Okay, that might not be a newsflash.

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Retail Online Maine Branding 309

PYMNTS

MAY 31, 2017

Against this backdrop, Elan has been waging campaigns to get smaller banks to promote their cards as not only for primary use (and via plastic) but for default use as well, to close the gap with the larger and national players through debit rewards programs and other incentives. Then, of course, Windows 10 is coming as well.

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ATM Millennials Cards Management 100

PYMNTS

MARCH 14, 2017

As India moves to a cashless society, new digital banking tools — such as iris scanning technology — are being adopted by the nation’s banks to help verify customers’ identities. Bringing Digital Banking to India’s Rural Communities. There’s a ‘wow’ factor,” he said. An Eye on Demonetization.

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NCR

OCTOBER 28, 2016

That was an early appearance for this topic on a national stage, and it hasn’t let up since. While mega-corporations such as Sallie Mae and Wells Fargo dominate the market, there’s now a variety of fintech competitors and their technologies available to help smaller and community banks compete with conglomerates.

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Community Bank San Francisco Community National 40

NCR

OCTOBER 7, 2016

That was an early appearance for this topic on a national stage, and it hasn’t let up since. While mega-corporations such as Sallie Mae and Wells Fargo dominate the market, there’s now a variety of fintech competitors and their technologies available to help smaller and community banks compete with conglomerates.

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Community Bank San Francisco Community National 40

PYMNTS

MARCH 11, 2016

Criminals, for example, like the Czech national Thomas Jiikovský, who pled guilty to operating a $150 million Ponzi scheme in what is believed to be the first bitcoin securities fraud case. The Central Bank of Russia still has plans to review blockchain technology. Of course, the U.K. Gox bitcoin exchange that went bust.

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Bitcoin How To Pennsylvania blockchain 100

Independent Banker

FEBRUARY 24, 2015

Carly Fiorina, former CEO and chair of Hewlett-Packard, is a keynote speaker at ICBA’s Community Banking LIVE conference in Orlando. A keynote speaker for ICBA’s national convention, Community Banking LIVE 2015, this month in Orlando, Fla., Of course, community banks have a set of challenges that I didn’t face.

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Leadership Community Bank Community Industry 70

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. Seventy-six percent of Main Street SMBs report having cash flow shortages during the last four months.

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Maine Survey Study Tools 183

PYMNTS

NOVEMBER 15, 2016

The National Institute of Standards and Technology (NIST) is looking to help. “However,” the institute wrote, “an information security or cybersecurity incident can be detrimental to their business, customers, employees, business partners and, potentially, their community.”

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Security Data Resources Course 100

Independent Banker

AUGUST 27, 2015

Community National Bank & Trust of Texas. We have a very successful junior college, school district and hospital—the typical things that you would expect to see in a community. We manage charitable and personal trusts, IRAs and, of course, settle estates. Photo by Aggie Brooks. Les Leskoven. in Corsicana, Texas.

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PYMNTS

MAY 26, 2016

This week, the nation’s restaurant community came together to explore the ways in which technology can help create new efficiencies in the store and with customers walking in. One dominating theme of the event, of course, was integrating mobile ordering into mobile apps. And that’s regardless of the merchant segment.

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