PYMNTS

DECEMBER 4, 2020

4), a new service that will offer debit cards, bank accounts and other financial services to online merchants and vendors using Stripe’s payment processing platform. The acquisition will help Affirm expand its network of merchants in both Canada and the United States. Stripe announced Stripe Treasury on Thursday (Dec.

Payments 153

Payments Millennials United States Survey 153

PYMNTS

SEPTEMBER 12, 2018

It has already made the service available in Brazil, Jamaica, Panama, Latin America and the Caribbean region. With the app, customers in Mexico can send money through the Western Union mobile app and choose from payment options that include card in-app or cash and pay at a retail location. “We

Mobile 108

Mobile United States Regional America 108

PYMNTS

JUNE 24, 2019

Razer, a gaming hardware company based in Singapore, has partnered with Visa to offer a prepaid card that will let the company’s 60 million users make payments all over the world, according to reports. The region is also the home to more than 213 million millennials.

Company 100

Company Online San Francisco Payments 100

PYMNTS

MAY 2, 2017

The company has said that it is the first bank in Puerto Rico to offer digital services, ranging from business credit cards to working capital loans to SBA loans. Drilling down a bit into the Puerto Rico market in particular, Arora noted some differences between small business lending versus, say, the United States.

Puerto Rico 118

Puerto Rico Lending Online United States 118

PYMNTS

FEBRUARY 23, 2018

Prime members with the Amazon Prime Rewards Visa Signature credit card will be rewarded with 5 percent cash back at Whole Foods, and the Prime program will also soon be the rewards program for all of Whole Foods. Meanwhile, Apple’s market share in the region is flat. to receive their food in an hour. The net result?

Retail 116

Retail America Course United States 116

PYMNTS

FEBRUARY 5, 2020

If pre-season estimates were correct, this holiday season was worth $1 trillion in the United States alone. Fighting the Credit Card Fear . Once the gifts have all been unwrapped and the cookies have all been eaten, there is the occasionally shocking reality check of opening that first credit card bill post-holidays.

Cards 143

Cards Millennials Regulation United States 143

PYMNTS

JULY 2, 2019

Real-time payments are growing more established in countries like the United States, as institutes like The Clearing House (TCH) update their payment infrastructures for the first time in more than three decades. Mastercard, meanwhile, has partnered with the P27 Nordic Payments Platform to bring real-time payments into that region.

United States 109

United States Policies Payments Industry 109

PYMNTS

NOVEMBER 1, 2018

habitat by honestbee , which is an extension of a regional on-demand delivery service called honestbee, is a 60,000-square-foot space that is billed as both a grocery store and a dining destination. It allows them to fully immerse themselves into the retail space with convenience and efficiency.”. The Marketplace of Cashierless Ideas.

Seattle 152

Seattle San Francisco New York City United States 152

PYMNTS

AUGUST 14, 2020

The final phase is in regards to the Asia Pacific region. The companies are casting a broader net of collaborators, with the announcement that their Business Payments Network (BPN) is growing to include support for ACH and wire transactions in addition to card payments. 24 following multiple phases that started last fall.

Oklahoma 160

Oklahoma Google California United States 160

PYMNTS

JANUARY 21, 2021

This can be difficult, with a recent study finding that 78 percent of banks in the Asia-Pacific region reported rises in fraud after debuting real-time payments services. Security is top-of-mind for many firms in the United States and appears to be affecting executives’ choices when determining which payment tools to use.

Fraud 231

Fraud Security Payments United States 231

PYMNTS

MAY 11, 2020

In PYMNTS’ May 2020 Disbursements Tracker® done in collaboration with Ingo Money , an assortment of methods are assessed for their value in getting CARES Act payouts to people and businesses faster, at a decisive moment for the United States and its legendary economy. Betting on Faster Payments. Promising Platforms.

CA 130

CA United States Payments Mobile 130

PYMNTS

OCTOBER 30, 2018

Regionally speaking, the United States saw 9 percent growth year on year to $442 billion in gross dollar volume, while the rest of the world saw faster growth, at 15 percent to just over $1 trillion. Cards at the end of the quarter stood at 2.4 billion transactions, or up 11.7 percent on a reported basis.

Payments 179

Payments Community Regional United States 179

PYMNTS

OCTOBER 23, 2018

-based merchants sell across borders, but that percentage lags behind other nations such as Germany and the United Kingdom, where half of merchants that sell goods and services online do so across borders. To capitalize on that aforementioned eCommerce growth in emerging markets and log sales in those regions, U.S. percent today.

Payments 164

Payments Regional Online America 164

PYMNTS

DECEMBER 5, 2017

Innumerable are the stories that say retail is dead. Why should retail be any different? Projections from the United Nations show that the total number of online shoppers, as measured globally, should grow by 50 percent between 2013 to 2018 to as many as 1.62 to the United States. Among the findings….

Survey 109

Survey Course Mobile United States 109

PYMNTS

JUNE 22, 2017

When most people picture the kinds of fraud and theft eCommerce had a tendency to attract, the popular mental image is of a fairly high-tech enterprise — hackers, crackers and data jackers vacuuming up card information en masse and either selling it to the highest bidder or using it to snag themselves some unearned lucre.

Online 134

Online Fraud Retail Survey 134

PYMNTS

JULY 26, 2016

First Data and Bancolombia said they plan to bring the “latest payments innovations from Europe and the United States to the Colombian market,” including business management and eCommerce solutions. First Data is proud to partner with one of the most important financial institutions in the region.

Puerto Rico 100

Puerto Rico Data United States America 100

PYMNTS

MAY 29, 2020

The lockdown of the United States economy quickly and radically changed the way consumers browsed, shopped and paid for services as well as goods — and not all small and medium-sized businesses (SMBs) were prepared. Retailing 2020: Five Things To Watch. Retail Reopening Hinges On Dangerous Discounts. Trackers And Reports.

Maine 130

Maine ATM Innovation Millennials 130

PYMNTS

OCTOBER 7, 2019

To that end, the platform has tens of thousands of campgrounds listed on its platform through the United States, with a combination of federal campgrounds, state parks, national parks, BLM land, private campgrounds and private landowners. The more content there is on a site, then, the more people on can help.

Hawaii 123

Hawaii Resources Video Community 123

PYMNTS

AUGUST 2, 2018

Apple Pay is now live in 24 markets worldwide with over 4,900 bank partners, and we look forward to adding Germany later this year,” he said, adding that recent retail deals involving eBay, CVS and 7-Eleven promise to make the payments tool attractive to more consumers. But contactless comes with its own controversies.

Apple 101

Apple Chicago New York City Training 101

Gonzobanker

JANUARY 17, 2020

In the soon to be released What’s Going On In Banking study, Cornerstone ’s Ron Shevlin shows that both bank and credit union execs are most fearful of big tech (Amazon Prime, Venmo, Apple Card) primarily because of their great data reach and ability to drive customer experience.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

PYMNTS

NOVEMBER 7, 2018

Retail and mobile commerce apps last year experienced a 54 percent increase in overall use, according to R-Style Lab, with music and entertainment increasing 43 percent, business and finance rising 33 percent and utilities (through which consumers often do bill pay) going up 20 percent. Then the transaction is completed.”. Russia Rising.

Marketing 122

Marketing Google Apple Mobile 122

PYMNTS

JUNE 15, 2017

Those categories can span from chargeback data to internal customer loyalty program information, and can be limited in a granular way to certain card accounts or certain locations. Firms must be mindful of the specific fraud activities they encounter, such as across business types, channels, regions or even transaction sizes.

Fraud 115

Fraud Data Tools Management 115

PYMNTS

MAY 9, 2017

Credit and retail processing in North America helped buoy the financial solutions segment, where revenues from the region were up 1 percent, and the business, globally, gained 2 percent. Transaction growth was steady, with 7 percent growth in North America, a trend that has taken root over the past four quarters.

Data 100

Data America Apple Meeting 100

FICO

JUNE 14, 2021

For many options, borrowers first create an account with each BNPL firm they want to use, providing their debit card or bank information as the payment mechanism. The company says that over half of Afterpay’s customers in the United States are millennials, aged 25 to 40 years old. customers more than double to 6.5 In the U.S.,

Fraud 52

Fraud Cards Millennials Utah 52

PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

Regulation Data Regional America 108

NCR

APRIL 11, 2018

In the United States, the rate of smartphone adoption among mobile users passed the 80 percent mark by the end of 2016, according to comScore. The coffee chain has enjoyed great success with its loyalty program, which reportedly has more money stored on its mobile app and member cards than many banks have in deposits.

Mobile 49

Mobile Meeting Regional Trends 49

Gonzobanker

MARCH 23, 2020

The United States started responding about two months late, and widespread testing only become available in the last week. Retail-oriented banks and credit unions should estimate percentages of customers who will be impacted based on industry codes. Commercial banks need to assess customer cash flow changes and cash on hand.

Community Bank 135

Community Bank Tools Case Study Online 135

CB Insights

DECEMBER 4, 2019

Bill Me Later was one of the earliest fintech payment platforms on the market and gave big retailers the ability to offer flexible financing programs. Swipe fees alone are a $90B-a-year business for banks, card networks like Visa, and payment processors like Stripe. It’s likely that Amazon was too early to P2P payments.

Cards 101

Cards Lending Strategy US 101

PYMNTS

APRIL 18, 2016

The MasterCard piece of the puzzle, she added, and one that had been partly an impetus for the service’s launch, namely MasterCard Send, which debuted in the United States last year, “is brand agnostic” in its allowance for funds to be sent from one consumer to another.

National 100

National Mobile United States Maine 100

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. Retail offices: 85. We’re not just competing with [megabanks and regional banks] or other community banks.

Innovation 70

Innovation Community Bank social media Community 70

FICO

AUGUST 23, 2017

Student loan debt in the United States has reached about $1.34 It’s greater than the aggregate of credit card debt. For reference, the cumulative Retail Price Index growth during this period is just under 20% — half the growth rate in student loans. population. Drag on the Economy.

Groups 66

Groups United States Regional Cards 66

PYMNTS

DECEMBER 27, 2018

tap-to-pay cards play a big role in commerce. According to Visa , 40 percent of its own transactions done outside the United States are done through tap-and-pay means. Contactless cards are a comparative rarity — most issuers don’t offer them and so, not surprisingly, most consumers don’t often use them. Outside the U.S.,

Retail 123

Retail Online Cards United States 123

CFPB Monitor

JUNE 15, 2020

In her public statement concerning the OCC’s final CRA rule, FDIC Chairman Jelena McWilliams appeared to indicate she did not want to add to state nonmember banks’ regulatory burdens during COVID-19 by adopting a final CRA rule at this time. CRA activities will be treated in a consistent manner from bank to bank.

Community 60

Community FDIC Lending Examples 60

Gonzobanker

NOVEMBER 29, 2016

Centralized locations can also be strategically placed for the benefit of recruiting and retaining better talent than might be available in certain branch locations/geographic regions (e.g., Teller cash and check transactions are on the downturn and are inversely following the growth of debit and credit cards across the United States.

Video 60

Video Strategy Branch Strategies ATM 60

Gonzobanker

NOVEMBER 29, 2016

Centralized locations can also be strategically placed for the benefit of recruiting and retaining better talent than might be available in certain branch locations/geographic regions (e.g., Teller cash and check transactions are on the downturn and are inversely following the growth of debit and credit cards across the United States.

Video 60

Video Strategy Branch Strategies ATM 60

CB Insights

APRIL 10, 2019

From creating checkout-free retail stores to eliminating concert tickets, here are 16 industries that are starting to transform with facial recognition technology. But even in the United States, interest in the tech is surging, according to the CB Insights patent analysis tool. Law Enforcement.

Industry 78

Industry Examples Security Technology 78

PYMNTS

MAY 3, 2018

Mastercard beat estimates on Wednesday (May 2) as the company showed results that reflected higher spending on both credit and debit cards through the first quarter, as well as cross-border volumes that surged by double digits. In the United States, gross dollar volume was up 10 percent, gaining a percent from last quarter.

United States 120

United States Regional Conference America 120