Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson. Gonzo readers, 2021 was just plain schizophrenic.

Fintech 143

Fintech Strategy Leadership Lending 143

Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Even George Bailey would have given you the thumbs up. “I learned a long time ago that reality was much weirder than anyone’s imagination.” ” – Hunter Thompson. Well, HST and Big Bird had it right. Everything.

Idaho 172

Idaho Community Industry Strategy 172

PYMNTS

JANUARY 14, 2021

But in a wrinkle — and with a nod to the “cash in, cash out” feature — the users also can visit one of over 60,000 JazzCash agents located in Pakistan, who can help users set up and use their JazzCash accounts (and transact in cash to buy goods). According to the World Bank , that represents a total of 100 million individuals.

Mobile 234

Mobile Payments Course Data 234

PYMNTS

MARCH 4, 2020

It stands to reason that credit card debt and mortgage debt — among the biggest components of household obligations that include auto loans and student debt too, should be cheaper. percent, per data from the Mortgage Bankers Association, and as cited by CNBC , down from 3.7 This week has seen the twin impacts of panic and policy.

Policies 142

Policies Course Cards Comparison 142

Gonzobanker

JANUARY 12, 2023

Anyway, I want to really sexy-up the investor deck this time and even use some of this stuff in our annual report. Anyway, I want to really sexy-up the investor deck this time and even use some of this stuff in our annual report. So, Tony my man, I need you to help me make our presentation look really edgy… you know, up-to-date.

Training 78

Training Strategy Meeting Marketing 78

PYMNTS

MAY 22, 2018

Even big brick-and-mortar players like Macy’s have shown signs of reversing their recent ill fortune by luring customers back into their stores. Even big brick-and-mortar players like Macy’s have shown signs of reversing their recent ill fortune by luring customers back into their stores. household indebtedness. indebtedness in 2018.

Lending 108

Lending Cards Maine Comparison 108

Abrigo

OCTOBER 28, 2022

Takeaway 1 Signs point to increased loan modifications and loan workouts, and regulators have urged financial institutions to work prudently with borrowers. . Takeaway 2 Meanwhile, banks and credit unions will likely see a beefed-up regulatory emphasis on credit risk management practices, especially tied to CRE. .

Management 195

Management Risk Management Policies Lending 195

South State Correspondent

MARCH 28, 2022

These trends received more support this month when the President signed an Executive Order supporting the legal and equitable use of technology around a digital currency and digital assets ( HERE ). By way of background, we gave bankers a primer on how to work with defi and blockchains a while back ( HERE ).

Payments 195

Payments Trends Data Fintech 195

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Brutal competition is an everyday affair, as are product and price commoditization. They have a very simple answer to all of these headwinds: Bring. But that’s for next year. First, find a comfy chair.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

JULY 28, 2014

Let’s just get this out of the way right up front: most bankers rank going through a formal system selection process right up there with a trip to the dentist. So, having dispensed with the pleasantries we’ll move right along and in the spirit of Kramer, just say “Giddy Up!”. Online Applications and Borrower Portal.

System 102

System Lending Data US 102

Gonzobanker

NOVEMBER 18, 2014

And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?). He appealed to bankers to talk about their value creation and higher purpose instead of just making money. Innovation Showcase & Global Innovation Awards.

Chicago 97

Chicago Retail Branch Design Training 97

Gonzobanker

DECEMBER 19, 2016

A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. In the post-Wells-scandal world where the shift from people and bricks to machines and digital is getting very real, bankers are scrambling to build new generations of their businesses.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. In the post-Wells-scandal world where the shift from people and bricks to machines and digital is getting very real, bankers are scrambling to build new generations of their businesses.

Utah 60

Utah System Community Marketing 60

South State Correspondent

AUGUST 31, 2022

For example, not only are payee and payor matched up correctly, but the name string is consistently in the format: Title, First Name, Middle Name/Initial, Last Name, and suffix. The challenge is that most of the data in documents are “dark data” or unstructured data that is hard to find, analyze and manipulate.

Training 74

Training Data Examples Taxes 74

Gonzobanker

OCTOBER 21, 2015

Tripodi told bankers to look for the functional, emotional and societal benefits of our brands and to tell better stories to broaden appeal. We took it as an inadvertent Steve Jobs call-to-action: How do bankers more effectively get the word out on our stories? Main Sessions: Welcome to the SharkTank! Oracle’s Innovation Lounge.

Las Vegas 60

Las Vegas Retail Phoenix Branch Design 60

PYMNTS

FEBRUARY 24, 2017

While everyone is gearing up for the Oscars, some of us may be in La La Land blithely ignoring smoke coming from the auto industry. Turns out numbers are popping up in other places that corroborates the bigger picture. Mobile is the wave of the future in payments, and the wave shows no sign of cresting. mPOS Growth A Giant Wave.

Lending 101

Lending New York Retail CA 101

Gonzobanker

DECEMBER 22, 2014

We are seeing it show up lots of places, it’s real and it’s great for this industry. That’s one helluva move up. Cornerstone: Okay, let me back up a second. We could hand you a load of bull about skewering the guilty and praising the exalted, etc., but let’s just dive into it! THE BANKING AWARDS. Buena suerte, Bradley!

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

JANUARY 24, 2020

There in Davos, bankers, financiers, technologists, legislators, regulators and thought leaders of all kinds — not to mention a couple of Russian spies dressed as plumbers — gathered for the 50 th annual World Economic Forum. Back on U.S. That was a lot of big news and potential out there this week. percent and 3.3 percent, respectively.

Payments 131

Payments New York Technology Marketing 131

Gonzobanker

DECEMBER 22, 2015

Sure, we bought some December options on west Texas crude at $100 a barrel, but it was only with a third of the 401(k)—plenty of time to make that up, right? Now, to avoid any cue card and teleprompter issues, we’ll just go with the written list again this year. Dan’s Money 20/20 presentation on this was first rate. That’s two.

Community Bank 60

Community Bank Apple Community Technology 60

Gonzobanker

NOVEMBER 9, 2015

Money20/20 became quite the event in a very short time, with 10,000 – count ’em – attendees up from 2,300 only three years ago. By 2019, eMarketer is forecasting $210 billion in spend and estimating that mobile payments will surpass payment cards. The logistics. Would we all take that growth? Big stories/buzz. Two things.

blockchain 60

blockchain Bitcoin Lending Innovation 60

Independent Banker

OCTOBER 29, 2014

Big-brand megabanks, the Visa and MasterCard networks, and big-box merchants had signed up to become partners with Apple’s universal retail smartphone app that uses Near Field Communication and tokenization technologies. It’s become a familiar story, usually with a new splash. s entry into the payments business with Apple Pay.

Mobile 105

Mobile Community Bank Community Technology 105

Fintech Labs Insights

SEPTEMBER 1, 2015

So pick up your ticket while you still can and join the 1,500-person gathering in Manhattan September 16 & 17. To whet your appetite for two days of fintech innovation, we’re releasing the full and final lineup of presenting companies for FinovateFall 2015. Auvenir is a smarter way to audit financial statements.

Company 12

Company Software Analytics Mobile 12

FICO

JULY 6, 2020

I shared our top tips to help everyone working in debt collection meet this unprecedented challenge in a presentation last week at the Retail Banker International virtual conference. Information that tells us how reliant on credit the customer is, card utilization, renewal of UPLs.

Analytics 52

Analytics Strategy Data Management 52

PYMNTS

SEPTEMBER 23, 2016

As September is gearing up to go into its last week, the waning warm days of the summer season certainly went out with a bang — care of the largest data breach ever recorded. Functioning properly, contract workers can be paid “within minutes” directly to a Visa or Mastercard debit card. Stripe’s Instant Pay. Same Day ACH Is Here.

Data 100

Data Retail Groups Payments 100

CB Insights

JUNE 3, 2020

These include Toast ( which cut 50% of its staff in early April ), TouchBistro ( which furloughed 20% of its workforce in April ), and Square ( card present volume down 60% in final 2 weeks of Q1’20 ). This comes as no surprise, as Covid-19 is keeping the venture landscape broadly in something of a holding pattern.

Lending 75

Lending Capital Online Marketing 75

Tomorrow's Transactions

APRIL 25, 2016

I don’t doubt the film rights have already been snapped up, because at the trial it was revealed that the pensioner perps included a look out who fell asleep, a deaf point-man and a gang that travelled using OAP Oyster cards. They got caught and sent to jail. Meanwhile, if you want to see how proper bank robbers (i.e.,

Bitcoin 30

Bitcoin System Fraud New York 30

Fintech Labs Insights

MARCH 31, 2015

So I decided to check out BankMobile , the mobile-first brand of Customers Bank , that has been getting a lot of press lately (for example, Mary Wizniewski in American Banker , David Gerbino in The Financial Brand ). T he new mobile-only bank uses technology by upcoming FinovateSpring presenters Malazuai and Mitek.

Mobile 12

Mobile User Experience social media Security 12

Fintech Labs Insights

MAY 18, 2015

American Banker. Finovate Presenters Share Innovations: Onsite Coverage. Finovate Presenters Share Innovations: Onsite Coverage. Payment Technology in the Cards: Onsite Coverage. Sizing Up Small Business Lending: Onsite Coverage. Moven and Accenture team up to sell digital tools to banks. by Jacob Passy.

San Jose 12

San Jose Video Apple Innovation 12

CB Insights

OCTOBER 31, 2019

In this report, we round up the industries where the real “chatbot revolution” is taking place — and highlight the most important lessons for companies hoping to leverage the technology. That year, Facebook made the Messenger bot platform the centerpiece of its F8 developer conference. There are many reasons why chat didn’t take off in 2016.

Industry 78

Industry Examples Tools Retail 78

Fintech Labs Insights

FEBRUARY 2, 2017

After choosing the item, the consumer picks a savings completion date, decides an initial deposit amount, sets up recurring contributions aided by InSpirAve’s AI capabilities, and the personalized payment plan is complete. When it comes to saving for big purchase goals, most of us can use all the help we can get.

Retail 12

Retail New York City US Fintech 12

William Mills

SEPTEMBER 9, 2016

They are showing how Chang might read about potentially investing in SnapChat (multilingual presentation). Check back for new updates throughout the day. An App Store for FinTech applications. I’ve seen these folks before, it’s pretty slick. Showing how someone can connect to other vendors for free for their clients. I need to learn more.

social media 40

social media ATM Mobile Customer Experience 40

Fintech Labs Insights

OCTOBER 3, 2016

With the third annual FinDEVr Silicon Valley 2016 only a few weeks away (and tickets still available ), it’s a great time to look back and see what the FinDEVr alums have been up to this year. Alums presenting at FinDEVr Silicon Valley 2016: Aerospike ( FD15 ). Teamed up with Harman to safeguard IoT data. in one year.

San Francisco 18

San Francisco Taxes Lending Colorado 18

CB Insights

NOVEMBER 9, 2017

Long-time Free-Space Optics (FSO) player AOptix has shut up shop and is selling off its assets at auction next week… the company is currently trying to shop around its intellectual property. For those who’ve been reading, we’ve had failure on the brain recently. Some of the fail-related research we’ve issued includes: The Downround Tracker.

Capital 78

Capital Company San Francisco Operations 78