PYMNTS

JANUARY 8, 2021

Or the start of a troubling trend? businesses to create jobs, months into a global pandemic that, as is well-known, has disrupted Main Street SMBs’ operations. One rough jobs report does not a trend make – but it certainly bears watching as we head into a new year. On Friday (Jan 8), we saw a disruption in efforts by U.S.

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PYMNTS

JULY 2, 2020

Corporates of all sizes and verticals are taking an introspective look at internal operations to pinpoint areas of opportunity for working capital optimization. “On the buyer side, utilizing cards and shifting away from checks, wire and ACH provides a new credit instrument.” Optimizing Card Spend.

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Cards Capital Strategy Payments 260

Independent Banker

JULY 31, 2022

And that means it can be a challenge to keep up with the latest trends in social media marketing. Martinson shares one example of how the group helps its members: “Just today, I saw a posting from someone who had joined the group three weeks ago, asking about using gift cards for a quarterly giveaway.

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social media Trends Community Groups 224

Accenture

NOVEMBER 20, 2017

Consider Accenture’s prediction that in the UK alone there will be between six billion and nine billion contactless card transactions in 2017. To help banks make sense of this fast-changing landscape, Accenture has identified ten payments mega trends from our 2017 North America Consumer Payments Pulse Survey.

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CB Insights

MARCH 9, 2023

Many of these companies also offer corporate debit and credit cards. Spend management technology offers a variety of benefits for SMBs, such as operational efficiency, more accurate financial data, and real-time visibility into company spending. Want the full expert post? Become a CB Insights customer.

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Trends Management Report Marketing 62

PYMNTS

DECEMBER 2, 2020

With fine dining having taken a hit amid the pandemic, quick service and fast-casual restaurant gift cards are holding steady and even seeing a bit of growth, a new study by Paytronix finds. But quick-service chains saw a much more modest decline in gift card sales , which, after falling 3.6 27 and Sunday, Nov.

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Study Cards Trends Branding 156

Abrigo

APRIL 25, 2024

Recent data and trends of the small business lending market SMB Lending Insights is a snapshot of current financial trends and metrics that impact small and medium-sized business (SMB) lending and financial institutions. Our data below shows SMB loan originations have followed a similar trend.

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Lending Trends Capital Strategy 221

CB Insights

MARCH 27, 2023

Many providers offer financial infrastructure and application programming interfaces (APIs) that help companies operate despite borders. Some companies build products like multi-currency debit cards and other online payment capabilities. Want the full expert post? Become a CB Insights customer.

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Trends Report Marketing Payments 60

Bank Innovation

DECEMBER 19, 2017

EXCLUSIVE — The year of 2017 has been marked with more than a few good and not-so-good trends: but we’ll stick to fintech.

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Trends Fintech cryptocurrency Operations 352

PYMNTS

MAY 11, 2020

billion in April and brought in $920 million in additional liquidity via amendments to its co-brand credit card agreements in May. Marriott CEO and President Arne Sorenson said on a Monday (May 11) earnings call that, overall, “negative trends appear to have bottomed in most regions around the world.

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PYMNTS

MARCH 27, 2020

The publication pointed to commentary from angel investor and entrepreneur Jason Calacanis, who predicted “that 50-80 percent of the venture-backed startups currently operating will shut down or go on life-support.” FInTech that raised $75 million in Series D funding for its small business credit card technology.

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Cards Fintech Capital California 181

PYMNTS

NOVEMBER 30, 2020

State mandates have also forced some businesses to close or limit on-premises operations, prompting such merchants to connect with consumers online instead. Shoppers may be reluctant to hand over their card details to every online retailer, as each transaction represents another risk that consumers’ information could be exposed in a breach.

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Independent Banker

OCTOBER 31, 2022

This intricate and evolving web of trends influences who consumers trust and how they prefer to conduct their financial lives. The incentives included one PTO day for the current year and every year that the colleague remains a client, as well as drawings for $100 gift cards. Looking even further into the future.

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Banking Trends Retail Trends Community Bank 151

PYMNTS

OCTOBER 30, 2020

Card-skimming devices hidden on gas station card readers or carefully integrated into ATMs used to be especially troubling for merchants and consumers, but retailers and financial institutions (FIs) have stepped up their measures to protect physical card readers in recent years. Safeguarding Card Details.

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Cards Online Fraud social media 192

PYMNTS

JULY 9, 2020

With commercial credit cards historically viewed as a payment vehicle for businesses to make one-off purchases for the office or while on a business trip, the small business credit card has yet to catch up to adoption volumes seen by other payment methods like direct bank transfers in the B2B payments space. Opening Access To Capital.

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Cards Capital Tools Course 142

PYMNTS

MAY 23, 2018

The company recently debuted a new biometric payment card designed to enable customers to register their fingerprints without visiting a bank branch. He noted that GDPR will impact any company or organization that operates, stores or processes personal data belonging to a natural person — a “data subject,” in GDPR terms.

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Trends Strategy Minneapolis Fraud 125

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. Do FIs want to navigate card programs through that?”.

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Cards Apple Data Innovation 140

PYMNTS

JULY 7, 2020

A series of anecdotes do not necessarily make a trend. The firm, of course, operates within the travel industry, which has been hammered throughout the entire ecosystem. and where travelers could spend with their Monzo cards globally (without fees added to FX rates), at say, restaurants. Perception, as they say, is reality.

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Trends Course Marketing Industry 130

BankInovation

MAY 13, 2021

Fintech Rho Technologies today announced the roll out of its bank-issued corporate card coupled with its banking-as-a-service offering, which operates as a financial management platform on top of banking services provided by $691 million Evolve Bank and Trust.

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Fintech Cards Trends Operations 92

Independent Banker

JANUARY 31, 2023

Photo by Zutik by Andoni/Stocksy Data analysis can illuminate patterns and trends in your customers’ transactions. While it provides line of sight into customer actions and behaviors, how it’s interpreted and applied matters, and there are ways to approach its review to inform payments strategies and ensure an accurate picture of trends.

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Community Bank Community Trends Payments 91

PYMNTS

DECEMBER 18, 2020

This revenue free fall could result in 100,000 restaurants nationwide closing either temporarily or permanently, with 40 percent of all restaurant operators unsure whether they can survive six months into the future. Social distancing guidelines, stay-at-home orders and mandated dining room closures around the U.S. The Fraud Threats Of 2020.

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Fraud Trends Security social media 229

FICO

FEBRUARY 21, 2023

Increasing of the fed funding rates leads to higher interest rates when seeking new credit or carrying balances on credit cards. For example, the average interest rate on credit cards accruing interest in Q4 2022 was 20.40% compared to 16.44% in Q4 2021 (Source: Federal Reserve G.19 19 report on Consumer Credit). in December, an 8.1%

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Trends Industry US Cards 52

PYMNTS

DECEMBER 26, 2019

It also looks at how banks, card networks and other expense management providers are competing to lure SMBs to their platforms over those of competing services. The bank will soon offer its SMB clients a co-branded corporate card for expense management. How Sysco Uses Credit Cards For More Robust Spend Management.

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Management Cards Tools Software 132

PYMNTS

OCTOBER 23, 2018

To read more about these stories and find the rest of the latest headlines from around the space, check out the Tracker’s News and Trends section. They’re often not able to do so, however, without access to debit cards or other forms of payment trusted by these merchants. Onboarding And Authenticating A Global User Base.

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Trends blockchain California Security 134

PYMNTS

DECEMBER 13, 2017

The emergence of APIs is doing more than just changing the way banks and FinTechs operate. It will also offer two-way synchronization that works with common enterprise resource planning (ERP) systems, automated invoice data capturing and direct integration with bank and credit card accounts. and U.K. — and U.K. —

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Trends blockchain Fintech Innovation 192

FICO

AUGUST 16, 2022

US Bankcard Industry Benchmarking Trends: 2022 Q2 Update. FICO Community releases quarterly US Bankcard Industry Benchmarking trends. The following credit card performance figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. Saxon Shirley.

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Trends Industry US Cards 52

Independent Banker

AUGUST 31, 2021

“For us, payments became a key focus at the start of 2019,” says Kathy Strasser, IncredibleBank’s executive vice president, chief operating officer and chief information officer. “We That’s why this past year, even in the midst of COVID, it’s things like RTP, Zelle, card controls and others that we moved forward with.”. Cryptocurrency.

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Trends How To Payments Community Bank 91

PYMNTS

JUNE 20, 2019

Commercial cards account for only a portion of corporates’ overall spend, as checks stick around and ACH gains ground. However, their market share is on the rise as card issuers develop more robust rewards programs, and the ability to integrate card spend into back-office spend management and analytics platforms.

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Cards Innovation Data Payments 133

PYMNTS

FEBRUARY 14, 2017

The hotel chain is working to allow guests to use their smartphones to unlock room doors rather than having to carry around plastic cards. The tech trend in hospitality is global. Some 750 of Hilton’s 4,800 properties currently offer keyless entry to guests.

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Trends New York Industry Mobile 120

Bank Innovation

JANUARY 25, 2018

EXCLUSIVE — It’s not even a month into 2018 and already so much has changed. The cryptocurrency bitcoin, which shocked everyone by surpassing $17K, further shocked everyone by dropping below $10K. Then of course there are various other events sweeping the financial services space, from new tax laws in the U.S., to the rise of […].

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Trends Bitcoin cryptocurrency Taxes 299

PYMNTS

JANUARY 29, 2018

The collaboration will enable merchants to conduct more business in Turkey , with the ability to now process credit and debit card payments locally and accept payment from a local Turkish card brand and Turkish installment payment options, as well as with major global cards. Loyalty rewards that travel across franchises.

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blockchain Trends Policies Branding 111

Abrigo

SEPTEMBER 7, 2023

Often, those alerts mostly likely are routed to the operations area of the financial institution. The operations area should communicate with the BSA/AML area if this function is failing. ACH warnings/exceptions matter. Don’t ignore warnings and exceptions generated from the ACH system. Raise your hand about ACH risks.

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Fraud Training System Trends 221

PYMNTS

JUNE 24, 2020

The pandemic has only exacerbated these trends: More than 41 percent of lower-income U.S. In the inaugural edition of the Next-Gen Payroll Tracker® , a partnership with ADP® , PYMNTS examines these trends and technologies and the role they can play in improving workers’ financial security and sense of wellbeing. About The Tracker.

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Meeting Trends Cards Innovation 236

Abrigo

DECEMBER 17, 2019

Carding shops offer bulk sales on compromised payment card data. Carding shops are underground marketplaces that traffic in compromised payment card data. These marketplaces facilitate the movement of compromised payment card data from hackers to fraudsters, often across faraway geographies. Fraud Trends.

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Fraud Tools social media Cards 307

PYMNTS

JULY 6, 2018

Efforts range from Mobeewave ’s collaboration over an in-person contactless payment solution for small merchants in the UAE to myPOS ’ efforts to steer taxi drivers away from cash and onto its card-accepting mPOS. In the July mPOS Tracker , PYMNTS explores all the latest initiatives. Around The mPOS World. About the Tracker.

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Trends Industry Mobile Resources 120

Abrigo

JANUARY 6, 2023

Takeaway 1 Check fraud is not a new trend, but increased activity should put banks on high alert. Increasingly, recruiters and operators of walkers advertise their mules on underground Telegram channels. Instead, they interact directly with a walker operator who oversees the deposit attempts. Seeking mules.

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Fraud Regulation Training Operations 195

FICO

JUNE 21, 2021

Many credit card issuers were faced with making new operational decisions, adapting to new regulations, and providing a safe and engaging customer experience. This market update will help you keep a pulse on the changing circumstances that the pandemic has on consumers and payment trends. Unemployment and Consumer Behavior.

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