PYMNTS

JULY 21, 2017

Just as payment methods are varied, so too are the ways that people pay, and whether, given a certain locale, they prefer paper (cash) over plastic (via mag stripe or chip card), or mobile over interactions with the cashier — these differences color fraud as well. Europe may offer a tell on the fraud to come.

Fraud 116

Fraud United States Regional Cards 116

PYMNTS

NOVEMBER 14, 2019

There’s a lot of competition to capture the $6 trillion in online payments for U.S. Marketplaces and their partners want to satisfy consumers who are comfortable with the convenience of online shopping. households in the United States were unbanked in 2017 (the most recent survey year), which equals approximately 8.4

Payments 124

Payments United States Online Google 124

Abrigo

APRIL 2, 2020

As the coronavirus pandemic takes a powerful hold on the United States, illicit activity such as cybercrime, check fraud, and other scams are rapidly increasing and is expected to continue throughout this difficult period. Ignore online offers for vaccinations. It’s the right thing to do.

Fraud 335

Fraud Resources Software Training 335

PYMNTS

JANUARY 25, 2021

Shoppers in the United States have long turned to credit cards to let them get the products now while delaying payments until they have a chance to save up. Consumers who do not qualify for credit cards or become reluctant to use those tools may see BNPL plans as a convenient alternative method for deferring payments.

Payments 185

Payments Tools Retail Cards 185

PYMNTS

APRIL 9, 2020

By that time the nation had accepted the COVID-19 pandemic’s inevitability, triggering a wave of stock-up buying of household supplies as face masks were suddenly everywhere, and major coronavirus-induced lockdowns commenced. percent of total retail sales, excluding online and vehicle sales.”. percent in 2020,” the report states.

Mobile 140

Mobile Apple Cards Millennials 140

PYMNTS

JUNE 13, 2019

It’s undeniably advantageous to the world economy, with a recent study finding that national digital ID systems could induce GDP growth of up to 13 percent. The country was eager to adopt digital governmental services with the launch of an online tax payment service in 2000 and a national digital ID system in 2002. More than 4.5

Security 129

Security blockchain San Francisco United States 129

Abrigo

JUNE 13, 2022

Takeaway 3 Education and reporting are key to preventing this type of fraud, so know your state's policies. . Elder financial exploitation and elder fraud are serious crimes in the United States. According to the National Council on Aging (NCOA), this heartless crime is most likely under-reported due to victims' embarrassment.

Fraud 195

Fraud Training United States Survey 195

CFPB Monitor

MAY 16, 2022

One of those actions is an action brought jointly with the DOJ and OCC against Trustmark National Bank (TNB) which alleged TNB engaged in lending discrimination by redlining predominantly Black and Hispanic neighborhoods in Memphis, Tennessee.

Lending 148

Lending Report Memphis Tennessee 148

PYMNTS

FEBRUARY 7, 2018

The newswire reported that law enforcement officials had so far nabbed 13 defendants in Australia, the United Kingdom, Italy, France, Serbia and the United States. The cybercriminals racked up nearly $530 million in losses to consumers and enterprises. The forum had amassed nearly 11,000 members, according to the indictment.

Las Vegas 115

Las Vegas United States Fraud Cards 115

PYMNTS

SEPTEMBER 11, 2019

Drilling down a bit, the FBI found increased incidences of gift card-related scams , and said, “The victims received a spoofed email, a spoofed phone call or a spoofed text from a person in authority, requesting the victim purchase multiple gift cards for either personal or business reasons.”.

Fraud 163

Fraud social media Cards Bitcoin 163

PYMNTS

FEBRUARY 23, 2018

billion in domestic sales — Starbucks is far and away the most successful mobile payments platform in the United States. The ubiquity of mobile and credit card payments is enabling us to begin an exploration of cashless stores in the U.S,” Starbucks CEO Kevin Johnson said during a recent earnings report. “By Starbucks’ $18.4

Online 101

Online US Payments Mobile 101

PYMNTS

JANUARY 30, 2019

Canada’s Lightspeed rolled out an offering for retailers based in the United States called Lightspeed Payments, the company said in an announcement. The system integrates payment processing with a point of sale (POS) for merchants operating online and in physical stores.

System 122

System Fintech United States Big Data 122

Banking 2020

JULY 15, 2015

Jim Bedinger, COO of Chicago Patrolmen’s Credit Union and CEO of National Police Credit Union , shares how he’s working towards reaching a targeted audience and community – police members and their families. In a few sentences could you please tell us a bit more about National Police Credit Union?

National 40

National Chicago Community Illinois 40

PYMNTS

NOVEMBER 2, 2020

About 100,000 restaurants, or one in six in the United States have closed permanently or for extended periods since the pandemic hit in March, and there may be more to come. Ordering and payments by QSR customers have evolved from phone calls with credit card or paying with cash in-person to the later introduction of drive-thrus.

Massachusetts 185

Massachusetts United States Survey Meeting 185

PYMNTS

JUNE 24, 2016

Walmart, however, is the most visited retailer in the United States with 140 million shoppers per week stepping inside its stores – and with the vast majority of them with smartphones in tow. Online to offline coming to Walmart near you, and we mean that sincerely. Online lending . Costco Card.

Lending 101

Lending Online South Dakota North Dakota 101

PYMNTS

OCTOBER 23, 2018

Cross-border online commerce — awash with opportunities to claim new customers and, of course, grow top lines — should quicken the collective pulse of U.S. They must offer local payment methods — outside traditional card brands, such as Visa and Mastercard — that will help eCommerce cross-border efforts gain traction. companies.

Payments 164

Payments Regional Online America 164

PYMNTS

JANUARY 25, 2021

To get a glimpse of the state of spending, one needs only to look at the card networks, the gross dollar volumes and cross-border activity to get a sense of where debit and credit are picking up, and where travel is recovering – and where it’s not. Some general trends connect each of these companies.

United States 230

United States Payments Cards Trends 230

PYMNTS

JANUARY 22, 2021

Andrew Cuomo launched the second phase of a digital initiative in which the state partnered with commission-free online ordering system Ritual to offer its platform, Ritual One, for free through April. Restaurants that join Ritual will be free from credit card, delivery, pickup, subscription or setup fees.

Data 144

Data Customer Experience United States Policies 144

PYMNTS

OCTOBER 7, 2019

And that’s what she essentially ended up helping to create — an online resource for discovering, researching and booking campgrounds with over 300,000 media assets. It takes cards for payment, although it has talked about in the future adding features like Apple Pay and methods like that to its app. The Booking Experience.

Hawaii 123

Hawaii Resources Video Community 123

PYMNTS

FEBRUARY 7, 2020

The rates refer to the rates that United States-based merchants pay to accept Visa cards. Mastercard CEO Pushes Back Against National Payments Systems. Mastercard CEO Ajay Banga is very much against attempts to split the Global Payments Systems into national domains. and Canada.

Google 123

Google Retail United States Online 123

PYMNTS

SEPTEMBER 16, 2019

These are some of the ways that innovators in the dining space are making it easier for consumers to order their favorite foods — and for restaurants to accept their orders: The projected value of online restaurant delivery sales by 2022, compared to $25 billion today, is $62 billion. The projected share of U.S.

Innovation 192

Innovation Mobile Groups Indiana 192

PYMNTS

JUNE 7, 2019

Mobile point-of-sale (mPOS) solutions have enjoyed widespread uptake in much of North America, and the region’s related market could see continued growth if solutions providers, government officials and other stakeholders play their cards right. Card payments are also popular in Canada, with credit comprising nearly 22.9

America 128

America Mobile Cards Study 128

PYMNTS

DECEMBER 24, 2020

The National Restaurant Association estimated that almost 100,000 eateries — roughly one in six restaurants nationwide — have shuttered either temporarily or permanently due to the health crisis losing $165 billion in revenue between March and July and on track to lose $240 billion by the end of this year.

Study 206

Study Industry United States Innovation 206

PYMNTS

NOVEMBER 13, 2018

Against that backdrop, it might make sense that banks and other financial institutions should turn to ID beachheads such as the Department of Motor Vehicles and other government locations where IDs spanning, say, birth certificates and social security cards, are part of daily life.

Fraud 128

Fraud Security United States Analytics 128

PYMNTS

SEPTEMBER 17, 2018

Mobile means one can do just about anything by using their device: order food, bank online, read the news … even commit payments fraud, sometimes from the unlikeliest of places. In Australia, news came that police have charged a quartet of alleged fraudsters with running a business email compromise (BEC) scam. ” The Larger Trends.

Idaho 153

Idaho Missouri Cyber Security Fraud 153

PYMNTS

JANUARY 16, 2020

As stated in the agreement : “The United States emphasizes trade secret protection. But the nod seems there to more fully address where data and other types of information resides and how it is transferred between companies and between the two nations. and What’s In the Cards For The Cards.

Payments 132

Payments social media Operations Examples 132

PYMNTS

APRIL 15, 2019

Beyond the fact that those CEOs said systemic risk is not yet in the cards, the septet also said these alternative lenders bear watching, lest the growing nonbank sector eventually give cause for alarm. In the United States, there’s a bit of concentration here, as 29 percent of shadow banking is tied to the country, at $15 trillion in assets.

Lending 175

Lending United States Survey System 175

PYMNTS

DECEMBER 5, 2017

Projections from the United Nations show that the total number of online shoppers, as measured globally, should grow by 50 percent between 2013 to 2018 to as many as 1.62 For companies plying their wares online, the onus is on them to offer multiple language options and payment methods. to the United States.

Survey 109

Survey Course Mobile United States 109

PYMNTS

SEPTEMBER 15, 2017

As LendUp CEO Sasha Orloff and Beneficial State Bank Co-CEO Kat Taylor told PYMNTS in a recent interview, banks and FinTechs need each other, and a very large segment of the population living on the margins of financial services in the United States need these two groups to work together as well. “I percent to 29.99

Fintech 198

Fintech System Lending Cards 198

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. And each January, we ranked all previous recipients into a master list.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 7, 2018

The popularity of lower-cost Android devices in developing nations rewarded Google Play with an advantage in app install growth last quarter at 14.3 Recently, Feelunique , an online retailer of cosmetics and related products, joined the WeChat mini program world. For its part, Google Play earned $6.2 Beyond that, app installs grew 10.9

Marketing 122

Marketing Google Apple Mobile 122

PYMNTS

APRIL 5, 2016

In the recent instance of the XSS security vulnerabilities that befell the online shopping cart Zen Cart, for example, the company acted quickly to solve its own problem. The demand is likely due to the ongoing transition to EMV chip-and-PIN technology in the United States, which will eventually render these techniques largely useless.

Retail 100

Retail Security Data United States 100

PYMNTS

OCTOBER 22, 2019

Stacey Madge, country manager and president of Visa Canada, said that Canada in general, and Toronto in specific, was an ideal launching ground for the first steps of She’s Next outside the United States because of an ideal confluence of facts emerging in the nation. and around the world.

social media 106

social media Tools Atlanta United States 106

PYMNTS

SEPTEMBER 28, 2016

The information stored inside your phone could soon be used to authenticate you to banks, credit card companies and other financial service providers. In fact, according to Velez, online offerings are attacked by hoaxers more often than traditional offerings. That way, we build an internal score,” Velez said.

Security 100

Security Mobile Fraud United States 100

PYMNTS

AUGUST 12, 2020

To gauge the economic health and vitality of local economies, one need look no further than the financial stability of the small and medium-sized businesses that line the main streets and side streets of communities across the nation. The COVID-19 pandemic has radically altered the way Main Street SMBs across the United States operate.

Maine 183

Maine Survey Study Tools 183

PYMNTS

MARCH 9, 2017

Yesterday (March 8), Samsung Pay went live and online in India, a push done in collaboration with five Indian banks: Axis, HDFC, ICICI, SBI, and Standard Chartered, and credit and debit cards from MasterCard and Visa. Most interestingly, however, is the non-traditional player that is supported by Samsung’s mobile payment entry — Paytm.

Samsung 109

Samsung Apple Mobile United States 109

PYMNTS

MARCH 24, 2016

The remittance flows can be advantageous to several countries, Schulman explained, who noted that $2 billion is sent from the United States to Cuba on an annual basis. In Schulman’s remarks about Cuba, he also shared that Xoom would soon be coming to Cuba in order to make remittances between the two nations faster and cheaper.

Mobile 100

Mobile US Apple Payments 100