PYMNTS

SEPTEMBER 28, 2017

The startups and small businesses that innovate aren’t just coming up with new technologies — they’re creating entirely new business models that, while progressive, can place increasing pressure on cash flow management for the enterprise. This is the type of market Venbridge has in mind. They have a huge need for cash.

Innovation 101

Innovation Taxes Capital Software 101

PYMNTS

SEPTEMBER 14, 2016

Australian FinTech firm Tyro says the gap in small business lending among traditional banks is “staggering” at A$7 billion (about $5.2 At present, Tyro said, inefficiency and a lack of access to capital are the top challenges for SMEs looking to grow and thrive. On Wednesday (Sept.

Innovation 100

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PYMNTS

NOVEMBER 4, 2016

The seed of FinTech innovation often comes from a desire to do things differently. But as finance and payments tech expands, these traditional FIs are learning that perhaps the best way to meet the demands of their corporate clients isn’t to compete with FinTech innovators but to collaborate with them.

Management 100

Management Innovation blockchain Capital 100

South State Correspondent

JANUARY 4, 2023

For any banker looking for clarity, we present five New Year’s resolutions, no matter your size, that provide a roadmap to accomplish both the short and long-term objectives of a top-performing bank. Mostly, this means getting innovative with deposit and payment products. Why “Growth” is Not on The List.

Community Bank 195

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Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending. Record new business formation and a wider gap between U.S.

Lending 243

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PYMNTS

MARCH 17, 2017

Those market conditions present interesting obstacles and opportunities for everyone in the banking FinTech space. But according to Singh-Jarrold, banks deploying the latest and brightest of FinTech innovation isn’t going to solve this problem.

Fintech 195

Fintech Innovation Lending Management 195

PYMNTS

JUNE 14, 2016

And that story is currently being acted out over in the online lending segment, as the recent high speed, multi-phase come apart over at Lending Club has markedly destabilized the entire segment. And yet livestock was the go-to metaphor for Pat Grady of Sequoia Capital when he addressed a FinTech conference recently. .

Lending 100

Lending Conference Capital Report 100

CFPB Monitor

AUGUST 1, 2022

The FHFA also issued a request for information (“RFI”) seeking public input on how to facilitate responsible innovation, identify barriers or challenges to implementing fintech into housing finance, support equity for homeowners and renters, and increase efficiency and effectiveness in the compliance and regulatory processes.

Financial Technology 78

Financial Technology Technology Fintech Compliance 78

PYMNTS

JANUARY 26, 2018

More than $150 million in venture capital bolstered the B2B FinTech market this week, and while investors made big steps into areas like human resources, fleet management and artificial intelligence (AI), it was an old favorite that saw the most, and largest, investment rounds: alternative lending. Alternative Lending.

Capital 135

Capital Lending Resources Oregon 135

Celent Banking

APRIL 7, 2017

Undoubtedly, the highlight was attending Celent's Innovation and Insight Day on April 4th, where we celebrated achievements of the Model Bank and Model Insurer award winners. Craig Weber, Celent CEO, opened the day by presenting compelling evidence that financial services are more important than many celebrities. Capital One, USA.

Case Study 189

Case Study Boston Risk Management Study 189

PYMNTS

JUNE 28, 2016

A few years ago marketplace-based online lending was being hailed as the the signature innovation that was going to upend tradditional bank based lending for consumers and small businesses everywhere. Marketplace lending, in short, did not need more fireworks. The market for marketplace lending in the U.K,

Lending 100

Lending National Marketing Online 100

CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. Free Download: State of Fintech q2’20.

Fintech 46

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PYMNTS

SEPTEMBER 28, 2020

“While the unprecedented business disruption caused by COVID-19 has presented many challenges, it has also given us the opportunity to reimagine our platform and improve our business,” said Neiman Marcus Group CEO Geoffroy van Raemdonck in a statement. “We

San Francisco 139

San Francisco New York City Houston Dallas 139

Jeff For Banks

FEBRUARY 2, 2013

So why do FIs opt for the sideline in participating more fully in innovation? I recently wrote on these pages that FIs should develop Shark Tank like processes to get early stage equity capital into the hands of nearby entrepreneurs to fuel growth in local markets. But innovation need not start in northern California.

Innovation 94

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Bank Innovation

SEPTEMBER 21, 2017

“High-tech,” or fintech banks may be required to hold higher capital buffers and larger liquidity when entering Europe, the European Central Bank said in draft licensing guidelines today.

Fintech 249

Fintech Guidelines Capital Marketing 249

PYMNTS

SEPTEMBER 23, 2020

based early growth, FinTech-focused venture capital firm. Instead of being loyal to one brand, 71 percent of respondents said they would consider opening an account with a new bank if they were presented with an offer they found relevant. The round brought the company’s value to nearly $1.7

San Francisco 180

San Francisco Washington Survey Data 180

PYMNTS

MARCH 23, 2020

“Increasingly, many lenders have been starting to focus on [SMBs] and lending to [SMBs],” said Gabriele Sabato, who holds a doctorate in finance and is CEO and co-founder of SMB loan underwriting firm Wiserfunding , in a recent interview with PYMNTS. From Bank Accounts To LinkedIn Profiles. Expanding The Data Scope.

Lending 188

Lending Data Analysis Tools 188

PYMNTS

JULY 20, 2018

million with B2B startups this past week, and while investment targets were diverse (including B2B eCommerce and small business lending), the bulk of the funding landed at companies focused on enhancing businesses’ ability to assess their performance. Investors placed more than $136.5 The rundown of the latest funding rounds is below.

Analytics 105

Analytics Capital Tools California 105

Independent Banker

OCTOBER 1, 2022

Clear Mountain Bank is embracing flexibility, innovation and collaboration as it continues its ascent as a small-business connector in West Virginia. Consider, for example, its commercial lending approach. of Clear Mountain Bank’s loan portfolio comprises commercial lending, primarily to small businesses. Assets: $850 million.

West Virginia 91

West Virginia Virginia Community Bank Community 91

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Except maybe they did partly.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. In some respects, AOBA 2022 felt a bit like bank executives wanted to “fake it until they make it” with their future innovation and fintech.

Fintech 167

Fintech Customer Experience Conference Technology 167

Gonzobanker

FEBRUARY 1, 2023

While AOBA provides a fertile forum for buyers and potential sellers in the bank M&A space to commensurate, the crowd uses this valuable face time to also delve into discussions about the economy, strategic growth, fintech innovation, competition, and talent wars.

Arizona 147

Arizona Kansas City Industry Phoenix 147

Perficient

NOVEMBER 21, 2023

With nearly three decades of experience directing commercial lending, corporate finance, and insurance for leading brands, Perficient’s Insurance Principal, Brian Bell, stands at the forefront of our financial services practice. In response, many companies are tightening the market by closely examining expense ratios.

Industry 221

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PYMNTS

JUNE 17, 2016

While this week’s B2B venture capital roundup saw some usual suspects (like alternative SME lending), the firms that caught venture capital attention largely broke through the mold of what the industry has seen so far. Alt-Lending. The alternative lending space just keeps getting bigger. Valiant Finance.

Lending 100

Lending Capital Software Mobile 100

PYMNTS

DECEMBER 8, 2020

. Traditional bank account opening methods have long involved visits to branches and face-to-face meetings with officials in which physical identification documents are presented. Capital Float On Using Video-Based KYC To Boost Onboarding, Satisfy Regulators.

Video 211

Video Report Meeting United States 211

Gonzobanker

DECEMBER 14, 2023

You are all aware we have detailed, sophisticated rules and methodologies we use to present these coveted awards – or, well, maybe we don’t. Anyone who follows the industry knows this focused institution led by Findlay is all about executing the timeless principles of capital management, credit quality, efficiency and customer service.

Fintech 195

Fintech Community Regional Technology 195

South State Correspondent

OCTOBER 28, 2022

AI, payments, data, and other aspects of innovation are dropping behind the scenes. Instead of promoting a commercial lending product, a bank will roll out augmented reality that overlays maximum loan values and indicative rates on buildings to help potential buyers decide when they drive areas looking for locations.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

JANUARY 8, 2020

There is more than one way to drive commercial card innovation. Below, PYMNTS examines the latest in commercial card innovation, and uncovers ways that the commercial card industry is capitalizing on a slew of opportunities to drive adoption in B2B payments. “We knew we wanted to offer lending products,” he said.

Cards 131

Cards Lending Data Georgia 131

South State Correspondent

JULY 25, 2022

Articulate what major innovative initiatives (deposit opening, payments, and loan processing remain the big main projects) the bank is working on and how it will impact cost, the ability to scale, customer experience, or the employee experience. Top Line Revenue & Lending. Most pipelines are thinning out, so be ready to discuss.

Trends 195

Trends Lending Marketing Capital 195

PYMNTS

FEBRUARY 20, 2018

As with other forms of financing, alternative lenders have stepped into this space to fill that gap left by traditional banks – and yet, the gap remains, highlighting the limitations of alternative lending’s proliferation in recent years. Alt-Fin’s Limited Impact.

blockchain 100

blockchain Lending Regulation Technology 100

Fintech Labs Insights

AUGUST 11, 2014

FinDEVr San Francisco 2014 -- the first event focused on fintech developers -- is less than two months away, and we''re excited to announce our presenters! These leading companies came from a competitive application process designed to find the best ideas and innovations for fintech developers. 30 & Oct. 1 in a shrunken auditorium.

San Francisco 22

San Francisco Fintech California Innovation 22

Bank Innovation

FEBRUARY 5, 2019

Time is running out to apply for Bank Innovation’s DEMOvation Challenge, in which fintech startups demo before a crowd of conference attendees in hopes of earning their vote and walking away with prizes. The DEMOvation sessions will be presented on Tuesday, March 12 by our sister […]. Apply here.

Conference 170

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FICO

SEPTEMBER 30, 2022

Our eight judges are business leaders, analysts, media and innovators in their own right, drawn from nearly every continent. She is a top advisor to Fortune 500 companies on responsible artificial intelligence strategy and data innovation practices and serves on several boards advising startups, universities, and other non-profits.

Meeting 52

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PYMNTS

OCTOBER 20, 2018

Don’t worry if you didn’t remember to get us a present – we didn’t want to make too big a deal out of it, so we didn’t remind you. and was followed by the great cybercriminal migration to the web and card-not-present transactions. and was followed by the great cybercriminal migration to the web and card-not-present transactions.

Innovation 177

Innovation Payments Cards Retail 177

Gonzobanker

DECEMBER 17, 2021

This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. The most important aspect of this deal is Huntington.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

JANUARY 25, 2018

Most recently, the FSB announced plans to join the alternative finance world and establish the FSB Funding Platform , a marketplace lending portal through which small businesses can access funding from more than 100 lenders. ’s alternative lending space, however, seems solid. The not-for-profit said it is working with the U.K.’s

Lending 122

Lending Regulation Marketing Operations 122

PYMNTS

DECEMBER 7, 2016

Rounding out the top three investments, Notion Capital invested nearly $19 million in Smartpipe Solutions, which was a slight boost to activity in the data analytics space. The funding comes as Leveris launches its full-stack core banking and lending platforms, which Lawlor said will work to bring banks into the future.

Lending 100

Lending Fintech Data Capital 100