PYMNTS

MARCH 24, 2020

In an interview with Karen Webster, James Huang, Payoneer ’s regional vice president of Greater China, said the seismic shifts underway signal a change in how global online consumers interact with Chinese eCommerce sellers. So, everyone’s definitely tracking these numbers for the next two weeks.”.

Retail 196

Retail Online Regional Marketing 196

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. But it is definitely time to make a strategic decision and move forward with a plan. As this article points out, a core system replacement may not be in the cards for every institution.

Strategy 149

Strategy System Risk Management Technology 149

South State Correspondent

DECEMBER 8, 2023

In two days, you can hear from Chase, US Bank, Capital One, BMO, M&T, PNC, Citizens, Truist, Huntington, and more, a feat that can only be done at a conference of this caliber. We sat through almost every presentation and took pages of notes. Traditionally, helping with the basics, as outlined below, has been common.

Conference 195

Conference Retail Community Bank Technology 195

PYMNTS

JANUARY 21, 2020

The virus, however, is definitively spreading person to person, according to The Wall Street Journal — and, thus, this outbreak is happening at the worst time of year, as millions all over China and much of Southeast Asia are gearing up to celebrate the Lunar New Year this weekend. So far, six people have died, despite the hundreds infected.

Washington 130

Washington National Marketing Training 130

CB Insights

AUGUST 3, 2017

Latin America fintech companies are creating solutions aimed at rethinking banking, lending, and payments in the region. We used the conventional definition of Latin America to include all countries in the following regions: South America, Central America, the Caribbean, and Mexico. Riverwood Capital, Tiger Global Management.

Company 65

Company Fintech Comparison Marketing 65

PYMNTS

MARCH 1, 2016

Store front businesses in Vermont ha ve done a bit better than in regional counterparts in three out of the four categories tracked, but then again, the region itself was fairly lagging behind the overall nation. Vermont s tore front businesses were definitely the most different group we talked to, insofar as they spoke to us at all.

Vermont 100

Vermont South Carolina New Hampshire Massachusetts 100

PYMNTS

OCTOBER 25, 2017

As New Mexico’s capital city, Albuquerque naturally put in a bid, but the state’s more southern offering may prove more interesting, as it straddles the U.S.-Mexico Proponents note that, between Doña Ana County itself and the nearby El Paso region and Juarez, the region could more than satisfy the eCommerce giant’s stated requirements.

Puerto Rico 109

Puerto Rico Tucson El Paso Georgia 109

PYMNTS

NOVEMBER 1, 2017

Unsurprisingly, companies are looking to capitalize on that growing market. DraftKings ’ chief international officer, Jeffrey Haas, recently spoke with PYMNTS about the challenges involved in introducing fantasy sports to new markets, and which sports generate the most interest in different global regions. million in 2014 to 59.3

Payments 102

Payments Regional America Marketing 102

Jeff For Banks

APRIL 25, 2014

Investment bankers will tell you the definitive answer, which is of course their opinion. will provide greater capital resources and operational scale that will allow us to grow as part of a larger community bank." - Loralee Hutchinson, President of Alarion Financial Services, Inc. What is driving deal volume? Our combination.

Community 89

Community New York Indiana Connecticut 89

PYMNTS

MARCH 5, 2019

“You have Barnes & Noble, Borders and regional bookstores. “You have to look at the book seller market before Amazon,” he said. There was no technology, big physical storefronts, a heavy inventory burden – that’s what this market is.”

Industry 148

Industry Operations Analysis Innovation 148

FICO

JUNE 15, 2023

Since worries about regional bank struggles and an uncertain stock market are driving people with cash to look for safe havens and good interest rates, it pays to be very careful about security as well as who is behind the friendly new banking brand. Unsafe Savings? Is Sending Money Too Simple?

Fraud 52

Fraud South Carolina Survey Management 52

PYMNTS

AUGUST 10, 2017

UAE Exchange CEO Promoth Manghat told PYMNTS’ Karen Webster that staying ahead on technology and working capital investments has not only kept UAE Exchange in the game since 1980, but enabled it to grow into a global leader in the financial services space, handling close to $30 billion in transfers each year.

How To 136

How To Risk Management Technology US 136

PYMNTS

FEBRUARY 8, 2018

percent of domestic and cross-border payments in December 2017, SWIFT found, with the company’s Head of Payments Markets, Asia-Pacific, Michael Moon noting, “Experts suggest that capital controls and uncertainties over future regulations mean that a significant reversal of the decline in RMB usage for trade and payments is unlikely in 2018.”.

Innovation 111

Innovation Payments blockchain Analysis 111

Ublocal

JUNE 5, 2023

Working capital is the lifeblood of any business, but it can be challenging for small business owners and entrepreneurs to get conventional financing. By taking advantage of these resources in combination with Union Bank’s offerings, small business owners in the region can maximize their chances for success.

New Hampshire 98

New Hampshire Vermont Resources Taxes 98

PYMNTS

APRIL 20, 2017

MP: I would say that the biggest challenge facing startups in Charlotte is access to early-stage capital. Since there haven’t been many liquidity events, there hasn’t been the opportunity to make capital available for others. PYMNTS: How has Charlotte’s startup ecosystem changed in recent years?

Charlotte 118

Charlotte North Carolina Community United States 118

PYMNTS

JULY 7, 2016

And Roadie accepts a pretty expansive definition of “stuff.” Bigger ticket items are now also eligible for $10,000 worth of insurance, due to Roadie’s new partnership with UPS Capital Insurance Agency. Roadie shippers are to a unique degree encouraged to come as they are. These days, Roadies is growing quickly.

Oregon 117

Oregon Alaska Hawaii Louisiana 117

South State Correspondent

APRIL 11, 2024

To do that, we wrote a Python script to analyze a representative sample of earnings call transcripts for regional and mid-sized banks over the past several years. Capital & Risk Management The larger the bank you are, the more likely you will be asked about capital levels.

Trends 195

Trends Management Capital Regional 195

NCR

JULY 27, 2016

The immediate aftermath was both shocking and predictable: Markets took a massive hit in many regions, the British pound fell to its lowest point since the mid-’80s, and even the UK’s perch as the world’s fifth-largest economy looked precarious. But there will definitely be consequences, and it would be wise to be prepared.

Survey 40

Survey Regulation Industry Boston 40

PYMNTS

SEPTEMBER 22, 2017

The slowdown in new businesses being founded in the 1980s and 90s was largely quarantined to certain segments – especially retail, where corner stores and regional brands were falling to larger national chains. But the new shape of the slowdown has caught economists somewhat off guard and raised concerns.

US 108

US Apple Innovation Regulation 108

FICO

MAY 18, 2020

For one of the largest regional debt purchasers, this equated to a 100% increase. Sme are looking at extending the 90 days past due definitions. Organisations are being permitted to use their capital buffer to help in the current situation. The increased investment by third-party servicers in performing loan software.

Regulation 52

Regulation Operations Management Data 52

CB Insights

DECEMBER 4, 2019

An RBC Capital Markets report put the average annual sales of an Amazon Go location at about $1.5M. The regions involved in the initial pilot included Colombia, Chile, Hong Kong, Kenya, Indonesia, Malaysia, the Philippines, Peru, Taiwan, and Thailand. As many as 3,000 Amazon Go locations could open by 2021, according to Bloomberg.

Cards 101

Cards Lending Strategy US 101

Tefkin

JANUARY 5, 2016

Financial services being multi parties by definition, they are a prime market for decentralized trusted software but the use cases go well beyond pure transactional financial services and the coming year will see an increased such projects. Financial services core functions are based on managing capital scarcity and information asymmetry.

Fintech 31

Fintech Marketing Maine Trends 31

Independent Banker

APRIL 30, 2022

If your definition of a top performer is based on ROA, then the two primary reasons for our level of performance is our leverage and LTD (loan to deposit) ratios. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

JANUARY 31, 2019

The bank is one of several newly proposed community banks in the region, with goals of disrupting the financial services landscape, including business and corporate banking. is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C.

Community Bank 122

Community Bank Community FDIC Marketing 122

South State Correspondent

JULY 10, 2024

The lack of a data-driven pricing strategy is one major reason why most banks produce under their cost of capital. Should a bank’s capital deteriorate or the deposit customer take on more risk, the relationship changes. The cost can include various expenses, such as operational, funding, capital, risk, and taxes.

Comparison 195

Comparison Strategy Marketing Analytics 195

CB Insights

MAY 8, 2018

As more companies look to capitalize on these commercial opportunities, investment into the drone space continues to grow. While recreational drones are strictly prohibited in active forest fire regions, they have proved useful when operated by the appropriate teams. Conservation. Personal Transportation.

Exercises 78

Exercises Technology Data Industry 78

CB Insights

SEPTEMBER 28, 2017

As more companies look to capitalize on these commercial opportunities, investment into the drone space continues to grow. While recreational drones are strictly prohibited in active forest fire regions, they have proved useful when operated by the appropriate teams. Conservation. Personal Transportation.

Industry 60

Industry Technology Data Software 60

PYMNTS

OCTOBER 17, 2017

Although it’s too early to draw any definitive conclusions on what impact Brexit will have, companies are already assessing the implications of fundraising, talent acquisition and talent retention. A lack of access to the EU single market, paired with the U.K.’s Asian FinTech startups raised nearly $4.8

Fintech 159

Fintech Industry New York City New York 159

CB Insights

OCTOBER 4, 2022

Stemming from the broader theme of globalization comes localization — the practice of serving local markets and regions. While that stat definitely jumps off the page, it’s a little less shocking when you consider that there were a total of 297 fintech unicorns in the world at the end of Q2’22.

Fintech 101

Fintech Company Marketing cryptocurrency 101

PYMNTS

APRIL 5, 2017

In the largest deal of the week, Lone Star Funds acquired Novo Banco for a bit more than $1 billion and making Europe the region from where the bulk of the money flowed in deal making. In fact, the last week of March saw financial investments, in total, at five times the previous week’s tally. The Series B brings Akeneo’s total raised to $15.43

Software 101

Software Management Branding Analytics 101

CB Insights

JUNE 11, 2018

While Baidu has extensive expertise in high-definition (HD) mapping and AI, it lacks driver data that competitors such as Waymo and Tesla have collected from vehicles on public roads. Named Apollo Southeast Asia, the venture is meant to help Baidu gain a commercial foothold for autonomous vehicles in the Singapore region.

Google 71

Google Industry Software Data 71

CFPB Monitor

JUNE 25, 2020

Although the current rule contains definitions of “community development” “community development loans” and “community development services” it lacks comprehensive criteria for what qualifies for CRA consideration or guidance as to activities that have previously received CRA credit.

Community 97

Community Lending Meeting Retail 97

Gonzobanker

JULY 25, 2024

Commenting on the Q1 2024 profit declines for many community and regional (i.e., Main Street”) banks: “The results underscore the uneven toll that two years of higher interest rates have taken on regional banks, which tend to have plain-vanilla businesses taking in deposits and loan. That’s just the tip of the iceberg.

Community Bank 137

Community Bank Community Lending Maine 137

Independent Banker

NOVEMBER 30, 2021

So, we were definitely capturing STR report data on a monthly basis and getting financials and doing everything we could to monitor their performance,” says Dick, referring to Smith Travel Research, a firm that publishes hospitality benchmarking data. However, borrowers are still working on making good on the deferred payments. “We

Community Bank 209

Community Bank Community Texas Dallas 209

CB Insights

OCTOBER 31, 2019

Slack launched its own $80M chatbot fund, partnering with leading VCs including Spark Capital, Index Ventures, Accel, KPCB, Social Capital, and Andreessen Horowitz. Swedbank, Capital One, SEB, and Wells Fargo have all introduced bots for similar purposes. Trim can then cancel memberships on a user’s behalf. Source: Trim.

Industry 78

Industry Examples Tools Retail 78

Gonzobanker

JUNE 11, 2018

But what’s concerning me more than the gulf between big banks’ and community/regional banks’ digital adoption is the growing disconnect between bank strategy and digital strategy in community and regional banks. If 2016’s conference was the “mobile” conference, 2018 was most definitely the “voice” conference. Ok, enough soapbox.

Conference 69

Conference Digital Banking Austin Digital Strategies 69

CB Insights

AUGUST 7, 2017

On the other hand, deal activity dipped slightly in 2016, with the number of deals closed in the region dropping slightly from 349 in 2015 to 343. If activity continues at this pace, the region will close more deals than any year before it. It saw over 700 rounds since 2012, the most of any country in the region.

Regional 39

Regional New York Groups Capital 39