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What Banks Can Learn from the Republic Bank Failure

South State Correspondent

Also, interest rates are not high by historical comparison (especially when eliminating the pandemic monetary response), and bank managers’ job is to manage uncertatiny (also called risk). The Root Causes It appears to us that Republic Bank did not properly manage its duration and interest rate risk.

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Member business lending: How to leverage MBL for credit union growth

Abrigo

Where to begin Develop a member business lending strategy Developing a sound MBL strategy, or tightening an existing one, can help credit unions achieve long-term success in managing member business lending risks. However, with opportunities come inherent risks. Re member , it’s often the “slow and steady that wins the race.”

Lending 221
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10 Reports every bank and credit union should run NOW

Abrigo

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

Report 195
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Solve This Problem with Your Strategic Horizon

South State Correspondent

This all compares to about a 40%+ return invested in improving processes (loan, branch, cash management, etc.) In comparison, investments in new technology or new business lines pale in comparison to other strategic investments due to the time and effort it takes to get a business line off the ground.

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A step-by-step guide to financial institution strategic planning

Abrigo

Learn how to tap your data to generate management insights. The following steps can help narrow it down and focus your goals: Send out a simple, future-oriented survey to the board and executive management (read on for sample questions) to determine strengths, weaknesses, opportunities, and threats to your financial institution.

Lending 221
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Capital Market Assumptions

TrustBank

Therefore, our capital market assumptions are based on expectations for average returns over the next 10 years. For comparison, the 95 year annualized return on domestic stocks has been 10.3%. So, we think making investment decisions on those guesses is a mistake. However, the return over the last 20 years has only been 7.5%

Capital 90
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Finastra and CloudMargin Collateral Management as a Service offering accelerates compliance with UMR regulation

Bobsguide

Finastra and CloudMargin Collateral Management as a Service offering accelerates compliance with UMR regulation. Akber Jaffer, EVP, Treasury and Capital Markets Business Unit at Finastra said, “As the deadline for UMR approaches, the need for new and complex calculation methods for initial margin calculation is more important than ever.