PYMNTS

JULY 19, 2018

The need is there for a comprehensive approach for risk management, which in turn means that both FinTechs and FIs need a strong, consistent strategy and roadmap from the very start of collaborations. Thus, risk management must evaluate compatibility not just of tech platforms in place, but must also take a cue from strategic goals.

Fintech 107

Fintech Risk Management Big Data Management 107

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

social media 195

social media FDIC Branding Management 195

Abrigo

MARCH 6, 2017

11) @FinancialBrand – The Financial Brand is a digital publication focused on marketing and strategy issues affecting retail banks and credit unions. 12) @RiskNet_RM – This online publisher provides news, analysis, research and event listings on all types of financial risks arising from trades, loans, regulation and cyber crime.

social media 150

social media Lending Community Community Bank 150

PYMNTS

JULY 5, 2018

As one can easily imagine, that ruling, and the revenue it promises, presents money-making opportunities for such firms — not only for age authentication, but also in the compliance and risk management services that can keep online gambling providers from losing money, reputation and brand value. Market Size. Worst Cases.

United States 103

United States Compliance Risk Management Online 103

PYMNTS

OCTOBER 28, 2020

The application suite for smaller FIs includes a catalog of regulator-accepted AML scenarios, tools for custom scenario design and analysis, a 360-degree view of customers and events, regulatory reporting templates and more. Last June, Oracle advanced its Retail Brand Compliance Management Cloud Service with the latest innovations.

Compliance 154

Compliance Security Management Analysis 154

The Financial Brand

JULY 2, 2023

This article What Bank & Fintechs Must Know About Washington’s New Guidance on Partnerships appeared first on The Financial Brand. Get to know banking regulators' new guidance on the subject. Does your bank have or is it contemplating a relationship with a fintech?

Fintech 36

Fintech Washington Branding Regulation 36

Alex Jimenez

NOVEMBER 4, 2023

Attendees didn’t face rows of small booths with small branding to get lost in. Regulation and Compliance: Not one of the more exciting topics, but there seems to be a growing emphasis on FinTech regulation and compliance, particularly around industry stability and consumer protection.

Conference 84

Conference Meeting Trends Fintech 84

PYMNTS

NOVEMBER 19, 2019

No matter what, one of the biggest challenges in crafting a successful program is dealing with compliance and regulations, Geeslin said. The credit cycle will turn, and you’ll have a generation of credit risk managers who’ve not been through a recession yet. Branding matters, too, especially when outsourcing.

Cards 140

Cards Apple Data Innovation 140

Independent Banker

OCTOBER 1, 2022

It has implications for everything from regulatory compliance and risk management to a bank’s ability to engender trust in its customers. Respondents also indicated a 23% increase in purchase intent for brands and companies with responsible data practices. Other regulation around consumer data. Bob Hickok, Eide Bailly.

Data 91

Data How To Community Bank California 91

FICO

JANUARY 25, 2018

Cyber attacks and data breaches are daily occurrences and the consequences for a company that falls victim can be significant and include: Brand damage and reputation loss. Fines and other penalties from regulators. Cyberattacks are no longer just a fight for your IT security team — they represent a risk to your entire business.

Risk Management 49

Risk Management Examples Security Data 49

Gonzobanker

DECEMBER 14, 2023

Under Stuart’s leadership over the past 17 years, OnPoint has gone from under $2 billion in assets to knocking on the door of $10 billion, all while becoming the most recognized financial brand in the Portland market and achieving some of the industry’s best profitability in 2023. The Bank Regulator Working for Merchants Award!

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

JULY 5, 2018

According to the World FinTech Report 2018 , published by Capgemini and LinkedIn earlier this year, “financial services customers have greater trust in the brands of traditional firms versus those of FinTechs.” The two-sided benefits of a bank-FinTech collaboration are certainly beneficial to FinTech firms like additiv.

Compliance 109

Compliance Fintech Marketing Security 109

Jack Henry

JULY 2, 2014

This may be the beginning of a new trend where state regulators move beyond their traditional role to become increasingly involved in banking cyber security. The more people you need to answer to, the more essential it becomes that all of your processes and procedures are sound and managed by a competent team.

Cyber Security 102

Cyber Security Compliance Security FDIC 102

Lars Markull

JULY 1, 2020

This is at the center of most Open Banking regulations and can be achieved with the right design and guidelines. . Brands are always looking for different ways to promote their products and companies like Drop are a perfect fit for them. C) Risk Management. Why do service providers offer Open Banking products?

Risk Management 69

Risk Management Data Examples United States 69

Lars Markull

JULY 1, 2020

This is at the center of most Open Banking regulations and can be achieved with the right design and guidelines.  Brands are always looking for different ways to promote their products and companies like Drop are a perfect fit for them. C) Risk Management. Why do service providers offer Open Banking products?

Risk Management 52

Risk Management Data Examples United States 52

Jeff For Banks

OCTOBER 29, 2016

Our brand awareness and customer acquisition strategy is moving at a turtle's pace, not the hare pace of the industry. This phenomenon was brought home when a banker told me that, in the Philly suburbs, Ally Bank was the most recognizable banking brand. Idea : Develop objective analyses for entering markets. Make it near-automatic.

Training 60

Training FDIC Community Resources 60

Gonzobanker

DECEMBER 20, 2019

If you think of teams that take early system adoption risk, manage it well and get an edge on the competition as a result, you probably don’t think first of a $1 billion credit union in Kalamazoo. The Lesson : credit and risk professionals can be a pain sometimes, but they keep banks inside the lanes for long-term value creation.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

AUGUST 12, 2016

Upserve is said to have a fancy, slick restaurant management algorithm that could help Square Capital refine its own fancy, slick risk management algorithm to make better lending decisions. Its pitch to the family is to use their local Mastercard branded credit or debit card to make those payments. Apple And The Aussies.

Lending 100

Lending Apple Cards Study 100

The Financial Brand

DECEMBER 1, 2021

The post Banks Can No Longer Ignore Climate Change (And Here’s Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. This could be the biggest challenge since the 2008 financial crisis. Here's a sustainability crash course for banks and credit unions.

Banking Trends 34

Banking Trends Analysis Course Trends 34

PYMNTS

DECEMBER 16, 2019

The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, stating the 2010s with a brand-new toolkit. The last 10 years in payments and commerce have given us millions of dots to connect. 2020 Trendline #6: The Global Game-Changer Of Voice.

Payments 180

Payments Innovation Cards Google 180

Fintech Labs Insights

MARCH 20, 2017

by Lisa Moyle, Brand Strategy Director, Fintech Futures. Following an overview of the ways in which Tinkoff Bank and Kreditech were opening up both access and offering improved products and services across Russia and a range of developing markets, a key question was raised with regards to the ideal role of the regulator.

Regulation 18

Regulation Compliance Risk Management Innovation 18

PYMNTS

JANUARY 1, 2020

The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, starting the 2010s with a brand-new toolkit. The last 10 years in payments and commerce have given us millions of dots to connect. 2020 Trendline #6: The Global Game-Changer Of Voice.

Innovation 174

Innovation Cards Google Payments 174

Lex Sokolin

SEPTEMBER 3, 2020

And products matter where their customers live, which is in attention platforms and other brand experiences. It is coordinated and managed by network participants and their technology providers, like all regulated commodity and capital markets. Nobody has proven this out as well as Ant Financial. Will there be convergence?

blockchain 52

blockchain Software Capital Technology 52

FICO

OCTOBER 27, 2016

“What gets measured gets managed,” might be the oldest saw in the business universe. And that is exactly what is happening today in the booming, yet very-brand-new market for enterprise cyber breach insurance. Managing risk and correlating price with that risk will require new quantitative tools at underwriting.

Tools 40

Tools Security Marketing New York 40

Gonzobanker

DECEMBER 17, 2021

This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. A deal like this has huge integration risk, and it’s good to have Stephen Steinour and team leading the way. The regulator and media pressure on overdraft fees has been a constant challenge to overdraft revenue.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

JULY 8, 2016

Walmart Pay released its six-month report card , with some pretty interesting stats: ubiquity at all 4,600+ stores, high usage, high repeat usage, rave reviews from their users and a growing crop of brand evangelists that, Walmart Pay execs say, have become an effective recruiting engine.

Lending 101

Lending Samsung Online Capital 101

FICO

APRIL 24, 2023

Trust Bank implemented the customer onboarding and risk management capabilities using FICO® Platform , a cloud-based decisioning platform that allows companies to centralize and operationalize advanced analytics at speed to enhance customer experience, for optimal digital onboarding.

Risk Management 52

Risk Management Digital Banking Customer Experience Management 52

Gonzobanker

DECEMBER 22, 2015

Department Whose Brand Isn’t Improving Award. Bank project management offices. Regulator Award. Diebold seizes the merger moment with fledgling Wincor Nixdorf to change its already well-known brand. Financial Brand Forum. Are You Freakin’ Kidding Me?’ It will be interesting to see what comes next. Diebold Nixdorf.

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

SEPTEMBER 12, 2017

Cool name and branding. Transforming consumer risk management with patented analytics, proprietary data and real-time insight into consumer behavior. I like their branding. The company is now Envestnet, but until they drop the Yodlee brand they will always be Yodlee to me. Simplified investing app. . “90%

Samsung 69

Samsung Mobile User Experience Google 69

Jeff For Banks

JANUARY 12, 2012

They survived tight credit, lack of confidence, and over regulation to take GDP to record levels, to take corporate profits to record levels, and to make lots of cash so that they can hoard it on their balance sheets to the tune of $2.1 As they say, “don’t fight the Fed,” especially when they are “over-easing.” Businesses fared okay in 2011.

National 75

National Groups Survey Marketing 75

Fintech Labs Insights

JANUARY 7, 2016

It is unlikely we’ll see that much in 2016, but the fintech sector is vast, and there are fascinating opportunities for newcomers and existing brands alike. Credit risk management. Tags: Enterprise, compliance, social media, regulations, marketing, Finovate alum. Person-to-person lender . Total raised: $46 million.

St. Louis 12

St. Louis social media Company Fintech 12

PYMNTS

JANUARY 20, 2020

Visa’s culture that risk management is everyone’s responsibility, Fabara said, is a competitive advantage and a strategic weapon in the payment ecosystem’s fight against an ever-more sophisticated fraudster. When Risk Management Is a Mindset and Not a Business Unit. Consumers are still in love with the old form factor.

Security 168

Security Fraud Risk Management Payments 168

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Tom Fishburne at Financial Brand Forum.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Tom Fishburne at Financial Brand Forum.

Utah 60

Utah System Community Marketing 60

CB Insights

MARCH 27, 2019

And because it’s so valuable — and not well understood — the scope of exactly what the big tech brands have been collecting is only recently being recognized by the general public. into cybersecurity startups globally — especially as tech companies have been largely at the center of privacy regulation issues.

Google 76

Google Apple Security Data 76

Abrigo

FEBRUARY 6, 2024

It is imperative for community financial institutions to adopt innovative technology solutions that protect customer funds without impacting the customer experience.” Enterprise risk management is a complex process that pays for itself through cost reduction, brand and reputation enhancement, and bottom-line success.

Fraud 221

Fraud Training Trends Regional 221

PYMNTS

MAY 4, 2017

Following this evolution to its natural conclusion, however, leads to fully integrated, or embedded, payments — where the hardware and certainly the software are all under one brand, one relationship and a single point of contact for support. “We Aberman pointed to risk management as an example.

Payments 118

Payments Software Risk Management Operations 118