PYMNTS

AUGUST 5, 2019

That news has brought out a multitude of regulators, lawmakers and leaders around the globe who are concerned that the currency won’t be regulated closely enough and could potentially upend the global financial market. Facebook has said it will release Libra sometime in 2020.

Regulation 128

Regulation cryptocurrency Groups America 128

PYMNTS

AUGUST 8, 2019

The New York State Department of Financial Services (NYDFS) has announced it will lead a multi-state investigation into alleged violations of state regulations of the short term lending industry, specifically in the area of payroll advances. Many people living paycheck to paycheck already make more than median income.”.

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Puerto Rico Regulation New York South Dakota 134

The Financial Brand

APRIL 8, 2024

This article How Should Regulations Evolve to Keep Up with the Banking Industry? appeared first on The Financial Brand. A handful of new changes in revenue models for the banking industry may call for new liquidity regulations. This article How Should Regulations Evolve to Keep Up with the Banking Industry?

Regulation 32

Regulation Industry Branding Banking Trends 32

PYMNTS

SEPTEMBER 16, 2019

Regulation could be the answer, some companies have speculated, and Unilever said it is all for tackling the problem aggressively. Some are going to have bought half of their followers.”. At the same time, bad practices or dishonest business models have the potential to erode trust in the whole ecosystem.”.

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social media Regulation New York City Baltimore 150

PYMNTS

NOVEMBER 19, 2019

Two famous North American-based quick-service restaurant (QSR) brands are preparing to duke it out in China for chicken-meal supremacy, the most recent sign of how Western brands are trying to increase their footholds in that massive country. The news comes as more Western brands – including those based in the U.S. –

Branding 100

Branding Retail social media Video 100

TheGuardian

JULY 27, 2021

Despite chequered history the 329-year-old private bank has secured the sought-after B Corp status Private bank Coutts will offer carbon credits and green mortgages to its ultra-wealthy clients after becoming one of the largest UK banking brands to secure B Corp status. Continue reading.

Branding 95

Branding Security Regulation 95

PYMNTS

NOVEMBER 21, 2019

“In what are called ‘managed stablecoins’, we have trusted brands marketing digital assets to consumers as secure and stable,” Gooden said. This bill would bring them the security they deserve by applying the laws we use to regulate financial securities to this new breed of digital currencies.”.

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Security Regulation cryptocurrency Bitcoin 145

PYMNTS

JULY 15, 2019

The Financial Action Task Force (FATF) recently released guidelines intended to increase the transparency of digital asset transactions, as regulators push for greater cryptocurrency oversight. In retail news, the legal cannabis industry is evolving in Colorado with the state’s licensed businesses.

Regulation 128

Regulation Colorado Data Guidelines 128

American Banker

APRIL 24, 2024

The store-branded card issuer is raising annual percentage rates and adding fees for paper statements to compensate for lost revenue. The Consumer Financial Protection Bureau's new regulation is scheduled to take effect on May 14.

Cards 97

Cards Regulation Branding Compliance 97

PYMNTS

OCTOBER 14, 2018

European Union lawmakers have proposed new regulations aimed at stopping an online marketplace such as Amazon from using data from merchants’ product sales to boost sales of their own branded products. According to Reuters, the rules target app stores, search engines, eCommerce sites, and hotel booking websites.

Online 156

Online Regulation Data Google 156

CFPB Monitor

NOVEMBER 10, 2021

On October 29, the New York Department of Financial Services issued proposed amendments to 23 NYCRR 1, its regulation titled “ Debt Collection by Third-Party Debt Collectors and Debt Buyers.” They would also align the DFS regulation with several of the CFPB’s requirements in Regulation F, set to become effective on November 30, 2021.

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Regulation New York Branding Payments 78

The Financial Brand

APRIL 1, 2024

This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. The Comptroller's Office and the Federal Deposit Insurance Corp.

Policies 30

Policies Regulation Branding Guidelines 30

Bank Innovation

FEBRUARY 16, 2016

2015, CEO Francisco Gonzalez said, “Some bankers and analysts think that Google, Facebook, Amazon or the like will not fully enter a highly regulated, low-margin business such as banking. BBVA has a lot more going on than Simple, cool as that acquisition was. I disagree. What is more, Read More.

Branding 170

Branding Google Regulation Capital 170

PYMNTS

DECEMBER 14, 2020

while Mexico antitrust regulator Cofece has reportedly given the go-ahead to the acquisition of Cornershop by Uber. Mexican Regulator Gives Go-Ahead for Uber’s Cornershop Acquisition. Cofece, the Mexico antitrust regulator, has reportedly green-lighted the acquisition of grocery delivery site Cornershop by Uber Technologies.

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Regulation Cards Payments United States 141

PYMNTS

JULY 21, 2019

The long-running proposed $26 billion T-Mobile-Sprint merger is close to getting a go-ahead from federal regulators. . T-Mobile and Sprint also sold off assets like Sprint’s Boost, Sprint Prepaid and Virgin Mobile brands. . The move shows the deal is about to close, insiders told Fox Business. In June, a group of U.S.

Mobile 148

Mobile Regulation New York National 148

PYMNTS

JULY 5, 2019

The Bank of Japan ( BOJ ), Japan’s central bank, has joined in with other regulators and officials around the world in its worry over Facebook’s proposed cryptocurrency Libra , according to reports. . The bank is worried that the currency will be difficult to regulate and that it could potentially harm the existing financial system. “It

Regulation 102

Regulation cryptocurrency United States Policies 102

PYMNTS

JANUARY 30, 2020

30) that the rollout of the Truist brand, colors and logo went well. But he noted branch conversions were delayed partly because of the agreement the firm reached with regulators and partly because the firm wanted to ensure it had a digital value proposition in place. The firm, he said, is still very confident in its net $1.6

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Regulation Regional Capital Branding 141

The Financial Brand

JULY 11, 2021

The post Citi’s CMO Talks Branding, Social Stands and the Plus Side of Regulation appeared first on The Financial Brand - Banking Trends, Analysis & Insights. How industry newcomer Carla Zakhem-Hassan has been blending old and new as the top marketer at the nation's #4 bank.

Branding 29

Branding Regulation Banking Trends Analysis 29

The Financial Brand

JANUARY 11, 2024

This article Trends 2024: Consumers Will Drive Open Banking, Not Regulators appeared first on The Financial Brand. This article Trends 2024: Consumers Will Drive Open Banking, Not Regulators appeared first on The Financial Brand. Marketplace forces are finally pushing the U.S. toward open banking. Why that's good news.

Trends 24

Trends Regulation Branding Banking Trends 24

PYMNTS

MARCH 20, 2017

clients will no longer be advertising with Google, which includes major brands such as Domino’s Pizza Inc. Havas SA said it reached this decision because it couldn’t be certain that the “environment is safe, regulated to the degree necessary and additive to their brands’ objectives.” This means all of its U.K.

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Google Branding Online Video 102

PYMNTS

JUNE 14, 2019

Consumers have a plethora of smart home devices to choose from when decking out their houses, and they’ll likely not want to be limited to one brand. How The Z-Wave Alliance Balances IoT Interoperability and Security.

Regulation 161

Regulation Security Technology Survey 161

PYMNTS

NOVEMBER 18, 2016

When it comes to issues of competition and regulation , the sharing economy may still have a long way to go. The consequence of established brand infiltration could cut financial lifelines for millions. There are also unanswered questions regarding regulation in the sharing economy — think the U.K.’s

Regulation 100

Regulation Survey Online Examples 100

PYMNTS

JULY 23, 2019

One might assume the hardest part of building a product to disrupt the traditional sunscreen industry would be actually formulating a new brand of sunscreen. The problem, it turned out, was that in 2007 when this project was first lifting off the ground, regulations in most states made this model basically illegal.

Branding 108

Branding San Antonio New York Leadership 108

Abrigo

SEPTEMBER 20, 2023

A cheaper solution might be much more expensive to you, your brand, and your financial institution. Partner with a vendor that can provide a true ROI and explain its value and, potentially, a slightly higher price tag. Navigate your BSA exam with tips from this on-demand webinar.

Software 195

Software Fraud Training Regulation 195

PYMNTS

OCTOBER 19, 2016

According to Brad Fauss, president and CEO of the Network Branded Prepaid Card Association, the recently released regulations on prepaid cards from the Consumer Finance Protection Board could be another instance of good intentions gone wrong. The updated regulations are slated to take effect Oct.

Regulation 100

Regulation Cards Digital Banking social media 100

CFPB Monitor

JUNE 25, 2020

The OCC has issued an Advance Notice of Proposed Rulemaking (ANPR) seeking comments in connection with a comprehensive review of its regulations on electronic activities of national banks ( 12 CFR part 7, subpart E ) and federal savings associations ( 12 CFR part 155 ). Comments on the ANPR must be received by August 3, 2020.

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National Regulation Innovation Technology 103

Celent Banking

JULY 13, 2016

I must admit, I lost count how many times we at Celent have written and talked about unintended consequences of regulation. This is often used as an example of regulators bearing down on the issuers, and in many cases, especially for credit cards, it is indeed a significant reduction of fees charged previously. times (10.3

Regulation 100

Regulation Cards Regional Examples 100

BankBazaar

MAY 7, 2024

BankBazaar.com, India’s leading fintech co-branded Credit Card platform and online platform for free Credit Score, marks its third consecutive year of fast and sustainable growth, with an unaudited operating revenue of Rs.215 in co-brand Credit Cards in force compared to the previous year. 215 Crore in FY24.

Branding 78

Branding Cards Fintech Leadership 78

The Financial Brand

MARCH 26, 2023

This article Preventing Bank Failures is Not the Job of Regulators appeared first on The Financial Brand. Senate and House banking committee probes into the failures of SVB and Signature Bank have to consider the true role of regulators.

Regulation 31

Regulation Branding Washington Banking Trends 31

PYMNTS

JULY 2, 2020

The direct-to-consumer (DTC) trend attracted another big name this week, as Corona beer’s parent company, Constellation Brands , acquired media agency owner Gary Vaynerchuk’s Empathy Wines. The acquisition comes as states have widely varying regulations regarding on-premise dining and drinking. “The But the pandemic is changing that.

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Trends Company New York City Branding 216

PYMNTS

OCTOBER 16, 2020

Facebook’s Ireland and United Kingdom unit has agreed to change the way Instagram works to “make it much harder for people to post an (advertisement) on Instagram without labelling it as such,” Britain’s top antitrust regulator announced Friday (Oct.

social media 212

social media Branding Guidelines Regulation 212

PYMNTS

SEPTEMBER 29, 2016

After losing out on its bid to acquire LinkedIn, Salesforce is urging regulators to take a closer look at Microsoft’s purchase of the social networking site, Bloomberg reported on Thursday (Sept. regulators, it has yet to be approved by regulators in the EU. The company will plan to alert U.S. Though the deal was cleared by U.S.

Regulation 100

Regulation United States Branding Innovation 100

The Financial Brand

JANUARY 15, 2024

This article Banks Must Prepare for Climate Change — Regulators Finally Say How appeared first on The Financial Brand. This article Banks Must Prepare for Climate Change — Regulators Finally Say How appeared first on The Financial Brand.

Regulation 18

Regulation Branding Banking Trends FDIC 18

The Financial Brand

FEBRUARY 21, 2023

This article Crypto & Banks: Federal Regulators Shouldn’t ‘Just Say No’ to a Whole Industry appeared first on The Financial Brand. This article Crypto & Banks: Federal Regulators Shouldn’t ‘Just Say No’ to a Whole Industry appeared first on The Financial Brand.

Regulation 35

Regulation Industry Branding Management 35

PYMNTS

AUGUST 20, 2018

Regulators didn’t destroy A&P in the end. It vertically integrated its supply chain, building plants so that it could make and sell its own branded products at lower costs. They used data to negotiate better deals with suppliers and where and when to push the pedal down on selling their own branded products instead of other brands.

Regulation 105

Regulation Online Innovation Google 105

PYMNTS

NOVEMBER 11, 2020

The State Administration for Market Regulation — China’s regulator — said on Tuesday (Nov. The decree from Chinese regulators followed the suspension of Ant’s initial public offering (IPO) in Shanghai and Hong Kong. 2), China’s central bank and regulators outlined new rules for digital micro-lending. Last Monday (Nov.

Regulation 207

Regulation Marketing Groups Lending 207

The Financial Brand

MARCH 27, 2023

This article Fed’s Barr to Congress: How Should Regulators Adapt to New Banking Risks? appeared first on The Financial Brand. Silicon Valley Bank’s failure raises questions about evolving risks in the banking industry and whether regulators should intercede more. appeared first on The Financial Brand.

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Regulation Branding Industry Banking Trends 32