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Retail Crisis In U.S., U.K. A Fizzle For 2020?

PYMNTS

Looking past the cheerful numbers tied to holiday shopping and the tens of billions of dollars spent on Black Friday, Cyber Monday and into Christmas, the decline of retail, at least the traditional retail model, continues into the new year, and across oceans. The retail sector is among the largest employers in the U.K.,

Retail 131
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Mastercard On Helping Retailers Strike The Right Innovation Balance

PYMNTS

And nowhere is that aphorism better illustrated over the last decade than with the statistic that more than 90 percent of all retail sales took place at brick and mortar stores. It gave retailers the illusion that digital was the retail cart driven by the physical store horse. The answer, she noted, is complex.

Retail 168
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With Appetite For Data And Social, Restaurant App Taste Gets Personal

PYMNTS

The company’s first initiative is to gain ground in the Albany area before driving more of a national launch in 90 to 180 days.). That is, if a diner comes into Albany (the area where the company is based) or elsewhere, the app will suggest or recommend restaurants based on what it thinks the diner will like in that region.

Data 178
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Row in the Same Direction: Branch Profitability in Practice

Jeff For Banks

It's a sure way to have the un-empowered branch manager calling the regional manager for rate exceptions to win new money or keep money at the bank. This book was given to me by a banker, by the way. So what of that Schmidlap National Bank plan: Vision-Be the number one business bank in our markets. What's their plan?

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Building A Destination For Campground Reviews (And Reservations)

PYMNTS

And that’s what she essentially ended up helping to create — an online resource for discovering, researching and booking campgrounds with over 300,000 media assets. Consumers can book a stay directly from The Dyrt mobile app, iOS and Android, or on TheDyrt.com website. The Booking Experience.

Hawaii 123
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Amazon, Trucking Startup CargoX Team On Brazilian Logistics

PYMNTS

After selling books in Brazil for five years, Amazon finally launched an electronics and household appliances marketplace there a year ago. Amazon has been working hard to boost its presence in the region. The only nations that see more beauty sales are the U.S., As of June, it had about 7,000 drivers registered.

Seattle 117
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iPhone Financing? Regionals Get Creative with Consumer Lending

American Banker

Frustrated by low yields on commercial and real estate loans, banks are finding innovative ways to beef up their consumer loan books. They are creating new business lines, teaming with established retailers, even partnering with alternative lenders in an effort to diversify and generate new streams of revenue.