PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

OCTOBER 30, 2020

Most of these chargebacks are legitimate requests — especially in the travel industry, where the pandemic canceled an untold number of travel plans — but some consumers might come up with elaborate excuses to avoid paying for something, like claiming fraudsters used their credit cards to book plane tickets when they just want to score free flights.

Operations 228

Operations Payments Compliance System 228

PYMNTS

JUNE 21, 2019

After all, college is not only a place where many young men and women learn who they really are, but where operators of commerce, big and small, often find their next lucrative ideas. Mobile Innovation. The effort to get that right on college campuses involves tokening credit card payments and providing seamless sign-in services.

Retail 100

Retail Innovation Mobile Course 100

PYMNTS

AUGUST 13, 2019

The eCommerce operator recently announced that it is launching its Off-to-College store, geared toward college students and all of their shopping needs — be it furnishing a dorm room or purchasing class supplies. The effort to get that right on college campuses involves tokening credit card payments and providing seamless sign-in services.

Retail 127

Retail Innovation Course Trends 127

PYMNTS

NOVEMBER 12, 2020

The funding is being earmarked to launch credit cards-as-a-service in the U.S. as well as 21 European Union (EU) countries — sent a letter to antitrust regulators asking that they throw the book at Google as fast as possible. Report: Strategic Payment Investments Give FIs, FinTechs Innovative Payment Options. and Canada.

Google 193

Google Payments Regulation Branding 193

Bank Innovation

DECEMBER 8, 2017

EXCLUSIVE – Bank of America has rolled out a series of features and upgrades to its mobile banking app including a timely partnership for the holiday season with Blackhawk Network Holdings’ gift card marketplace Gift Card Mall.

America 170

America Mobile Cards Management 170

PYMNTS

NOVEMBER 23, 2020

“While technological advancements have revolutionized many aspects of operations, payroll and expense management are not [among] them. That things came to a boil in 2020 is a matter for the financial history books at this point. Fishing For BaaS. Now, the trick is to make smart choices with urgency because cybercrooks never sleep.

System 165

System Management Tools Cards 165

PYMNTS

JUNE 4, 2020

” Continuing Innovation. CWT’s travel management platform is now integrated with Concur Travel, meaning corporate users of Concur Travel can choose CWT’s RoomIt hotel booking solution from directly within the portal.

Industry 139

Industry Fintech Management Meeting 139

PYMNTS

DECEMBER 28, 2020

While 2020 has been a monumental year for B2B payments digitization and innovation, plenty of friction still exists in the way corporate buyers pay their suppliers. Solutions like commercial and virtual card products, for instance, assure buyers the ability to extend capital float while accelerating payment to vendors.

Payments 203

Payments Fintech Innovation Cards 203

PYMNTS

FEBRUARY 15, 2017

The commercial card space is anything but straightforward. For one, payments innovation has created an explosion in the types of cards businesses can use, from fleet cards to one-time-use virtual cards. But innovators in the space press on. “We’ll be in other continents by the end of the year.”

Cards 120

Cards Innovation Fintech Tools 120

PYMNTS

JULY 7, 2020

Speaking with PYMNTS, PayParc Global Solutions Founder Taylan Taspinar discussed the sector’s dire need to upgrade its B2B payments strategy after a yearslong lag in innovation — and why not just data, but industry-specific data, is essential to combatting friction. A World Of Pain Points. ” The Journey Ahead. ”

Industry 155

Industry Data Payments Innovation 155

PYMNTS

JUNE 13, 2019

The company currently operates in 150 cities — more than 100 of them in India alone — serving a billion rides annually. Hyundai will proactively respond to market changes and persistently innovate to deliver greater value to our customers.”. And last month Ola teamed up with SBI Bank in India and Visa to launch a credit card.

United States 100

United States Groups Leadership Cards 100

PYMNTS

SEPTEMBER 3, 2019

The newly branded company aims to innovate the way travel merchants promote and sell across all digital channels. A true omnichannel platform will revolutionize the way travel merchants operate and thrive.” ” Airlines and other travel vertical players have started thinking beyond card payments from leisure customers.

Mobile 129

Mobile Payments Branding User Experience 129

PYMNTS

JANUARY 28, 2019

Never mind the people who start rummaging around in their purse or wallet to pull out their cards after stepping up to the checkout counter. Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. Innovation by Any Other Name. is nothing new.

Regulation 181

Regulation Boston Cards Innovation 181

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. In some respects, AOBA 2022 felt a bit like bank executives wanted to “fake it until they make it” with their future innovation and fintech.

Fintech 166

Fintech Customer Experience Conference Technology 166

South State Correspondent

JANUARY 4, 2023

In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To improve the quality of their earnings, banks need their number one focus to be on making their operations more efficient. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

MARCH 25, 2019

The topic of conversation was the inevitable consolidation of the payments sector, as scale becomes critical to optimizing the payments experience and innovating new payments flows. There was the same talk then about retailers not letting consumers use a payment card owned by their largest rival. Guess what?

Payments 198

Payments Innovation Branding Operations 198

PYMNTS

JANUARY 6, 2020

ISOs sold terminals and card processing, mostly to brick-and-mortar merchants. Most people were still paying taxi drivers with cash, and if those drivers had POS terminals, they – hmm – weren’t working when you wanted to use a card to fund the ride. Chip cards didn’t exist in the U.S. The Connected Economy’s Potential.

Innovation 176

Innovation Mobile Software San Francisco 176

PYMNTS

NOVEMBER 30, 2020

Bakers open bakeries because they like to bake — they don’t like to do accounts receivables and accounts payable and balance their books,” he said. Whether it be a personal loan or accounts receivable from credit cards, to get your money faster and control of your destiny means a ton,” he said. Innovation Vs. Incumbency.

Fintech 211

Fintech Innovation Analytics Seattle 211

PYMNTS

MAY 1, 2019

To book one of the company’s apart-hotel units, travelers can use a few different channels. They can book through Airbnb , and most of the company’s units are Airbnb Plus. Locale also allows travelers to book directly through its website or via phone. For payments, Locale accepts credit cards (and does not take cash).

Nashville 139

Nashville Houston Austin Company 139

PYMNTS

JULY 22, 2019

Others are still relying on card networks to create more support for faster payments over mobile channels. Spanish bank BBVA Group has just created a mobile payment platform with the help of card networks Mastercard and Visa, which will allow customers to make payments without inputting sensitive customer information.

Payments 165

Payments Case Study Google Mobile 165

PYMNTS

JANUARY 24, 2020

The firm said it plans to focus on scaling up and product innovation, building out its staff, and strengthening marketing initiatives. The firm, based in South Africa, said it will use the funding to scale operations across Southern Africa, the U.S. Flutterwave. as well as boost its workforce by 30 percent, the company said.

Fintech 198

Fintech Capital San Francisco Georgia 198

PYMNTS

JUNE 25, 2020

airports increased fourfold in early June compared to mid-April, and hotels and resorts are reporting an uptick in summer bookings. based Westgate Resorts , which operates 27 timeshare resorts across the country. “We We did not want to see our team members wasting money on expensive payday loans or credit card debt.

Payments 144

Payments Cards Meeting Industry 144

PYMNTS

FEBRUARY 7, 2020

In 2019, Goldman partners with Apple on the launch of the Apple Card , which the bank’s executives have stated was the “most successful credit card launch ever.” Of Goldman’s $7 billion in consumer loans and card balances in 2019, card lending accounted for “a significant portion.”. The move is on-trend for both firms.

Austin 131

Austin Lending Omaha New York City 131

PYMNTS

JANUARY 22, 2019

We all remember cramming — all that coffee and/or soda, all those books, notes and ink stains. Maybe one day, quick-service restaurant ( QSR ) operators will look back upon 2019 as their cramming experience when it comes to digital security and fraud prevention. Heck, yeah!”. The progress is easy to see.

How To 144

How To Fraud Online Mobile 144

PYMNTS

MARCH 5, 2019

“You have to look at the book seller market before Amazon,” he said. That’s in stark contrast to the “front office” operations of the sector, according to analysis by DNV GL, an oil and gas industry advisory firm. “You have Barnes & Noble, Borders and regional bookstores. .” ”

Industry 148

Industry Operations Analysis Innovation 148

PYMNTS

FEBRUARY 14, 2017

If you’re really into technology,” Leidinger was quoted as saying, “there’s a revolution happening in hospitality… you can drive, innovate and take ownership.”. The hotel chain is working to allow guests to use their smartphones to unlock room doors rather than having to carry around plastic cards.

Trends 120

Trends New York Industry Mobile 120

PYMNTS

AUGUST 24, 2018

They are the owners of Transact Pro , which operates as a payments processing firm in Latvia. The bank now gets a bit of fashioning, as the Latvian duo now join the board (Chapter 11 allows firms to operate as they restructure their debts). The bank itself? It was in Chapter 11 bankruptcy, as had been declared in November of last year.

Colorado 101

Colorado Leadership Fintech Operations 101

PYMNTS

MAY 11, 2018

Operating in the trade finance market, CCRManager announced $6.5 The company operates a digital platform to facilitate the disbursement of trade and supply chain finance to the secondary market, according to Global Trade Review reports this week. Check out the latest investment rounds below. Alternative Lending. CCRManager. Blockchain.

Analytics 109

Analytics blockchain California Lending 109

PYMNTS

FEBRUARY 4, 2020

I think enabling the big payment providers — like major credit cards and PayPal and other kinds of payment options … gives us the trust that these payment processes [have], and [these providers] can help us determine if [bookings are] legitimate customers,” Splitty Co-Founder and CEO Eran Shust told PYMNTS. “If

Millennials 130

Millennials Fraud Groups Payments 130

PYMNTS

MARCH 17, 2020

Small businesses, particularly those launched by younger entrepreneurs, are often assumed to be a key driver of B2B FinTech innovation as business owners seek sophisticated, automated technologies to run their businesses. “They weren’t reconciling their books on a monthly basis; they weren’t closing out accounts.

Millennials 168

Millennials User Experience Alabama Tools 168

PYMNTS

SEPTEMBER 6, 2017

Add in any sales that the convention wishes to make — say, selling books authored by featured speakers at the convention — and that’s another whole layer of complexity, since those vendors need to hook into a payments system or a wireless network to accept any form of mobile payment other than cash.

System 132

System Mobile Innovation Payments 132

PYMNTS

SEPTEMBER 24, 2018

Despite the thousands of articles and books written by self-help experts over the years extolling the benefits of embracing change and incorporating more variety into one’s life, the truth is that trying new things can be a hard thing to motivate people or businesses to do. Banking And Gift Cards And Certified Partners (Oh My).

Data 143

Data Cards San Francisco Online 143

PYMNTS

FEBRUARY 11, 2019

Consumers won’t be walking up to a cashier after standing in a checkout line to swipe a card when they visit a store. In a world where, as the Census says, 90 percent of retail sales still happen in the physical store, cards rule. Amazon, of course, owns Whole Foods and operates its own branded book stores and convenience stores.

Online 197

Online Retail Mobile Branding 197

PYMNTS

MAY 25, 2017

The May Payments-as-a-Service Tracker™ examines the ways new payment solutions and tools are helping merchants with their business operations and improving relationships with the customers and clients. A handful of payment innovations, designed to help merchants in several different businesses, have also recently been introduced. “We

System 124

System Community Payments Report 124

PYMNTS

JULY 10, 2019

Digital platforms facilitate everything from online shopping to ridesharing to booking a hotel. This is a much bigger issue for digital platforms than brick-and-mortar businesses, since fraud liability lies with the seller in “card-not-present” transactions. According to the AI Innovation Playbook , 63.6 For example, 90.2

Fraud 140

Fraud Strategy Study Comparison 140

PYMNTS

JUNE 1, 2017

And in a separate interview with PYMNTS, Volmar said that in terms of larger trends, the shift to EMV for credit cards might be seen as among the biggest changes in the industry in the past few years, with the added layer of protection via token. . Tokens are patterns,” he said, “and patterns can be predicted.” .

Payments 110

Payments System Software Mobile 110