PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

JANUARY 15, 2021

In today’s top digital-first banking news, Goldman Sachs has selected FinTech startup Marqeta to power digital checking accounts for Marcus, while California credit card startup X1 notched $12 million in a funding round headed up by Spark Capital. Plus, the Federal Reserve’s Beige Book report noted that the U.S.

Cards 152

Cards California Capital Tools 152

PYMNTS

APRIL 17, 2018

That option is not always available with the traditional suspects for business travel booking, like travel agents or online travel agencies (OTAs). As a result, Avi Meir sought to build a better business travel booking experience when he helped found Travelperk. “We That process is often slow and time-consuming.

Policies 115

Policies Strategy Capital Conference 115

PYMNTS

JUNE 19, 2019

million in fresh funding, capital that will go toward “a B2B offering (that allows) individual travel agents at large online travel management companies and tour operators to offer a ‘seamless travel experience’ to their end customers, making the booking experience simpler, faster and cheaper.”. That includes the payment of airline fares.

Innovation 152

Innovation Industry United States Payments 152

PYMNTS

JULY 31, 2019

The image stems from about two or three centuries ago, when medieval superstitions were being seriously challenged by empirical thought, and the view has been reinforced countless times — even into the early 21st century if you look hard enough — by books, movies, TV shows and other methods of cultural communication. Whole Ecosystem. “If

Fintech 192

Fintech Innovation US Payments 192

PYMNTS

FEBRUARY 14, 2019

14) that they have inked a partnership aiming to bring virtual card payment technology to airlines. The service is powered by Conferma Pay and is integrated directly at the point of sale into all major global distribution systems, including more than 100 booking tools and 500 travel management companies. ” .

Cards 122

Cards Payments Security Fraud 122

PYMNTS

JANUARY 21, 2019

Innovation is good, but flexibility and agility count, too — as does striking while it’s hot. Late last year, the company bought one of its partners, Noventis , which was using WEX to provide virtual cards that can enable payments on the Noventis electronic payments network. That is not all on Smith’s plate. Future Trends.

Innovation 167

Innovation Trends Technology Operations 167

PYMNTS

NOVEMBER 8, 2018

In a bid to increase loyalty, merchants are driving innovations in their stores. The clothing retailer is hardly alone, as 85 percent of merchants say that they innovate to stay competitive, according to the PYMNTS Retail Innovation Readiness Index , while 77 percent say they use it to drive sales.

Innovation 178

Innovation Las Vegas Payments Fort Worth 178

PYMNTS

DECEMBER 3, 2019

Though commercial card innovation has recently hit an acceleration point, there is still plenty of room for progress. Power took one key friction point of the small business (SMB) credit card market to task. “Basics like credit card terms, and benefits and services, are the lowest-scoring factors in our study.

Cards 101

Cards Innovation Tools Study 101

PYMNTS

FEBRUARY 16, 2017

Online business travel booking and expense management company Serko is entering the “world of virtual card payments,” the company said this week, announcing a partnership with virtual card company Conferma. “Integration with Serko is key to getting mass adoption.”

Cards 100

Cards Online Management Payments 100

PYMNTS

JUNE 15, 2017

There’s no disputing that the pace of innovation in consumer payments over the last several years has been quick and its reach broad. There’s been an abundance of innovation in where consumers shop, what they use to pay when they buy and the devices they use to enable those payments.

Innovation 161

Innovation Payments Cards Customer Experience 161

PYMNTS

OCTOBER 21, 2019

Some entertainment innovators are also rolling out new subscription services. And retailers are offering innovative subscriptions for all sorts of products. And digital innovators are providing subscriptions as a means of discovery for consumers. They can pay for their subscriptions by PayPal, debit card or credit card.

Innovation 109

Innovation Retail Las Vegas Payments 109

PYMNTS

AUGUST 13, 2019

College is also a notable location for the rise of other retail innovation — including technology that is changing the quick-service restaurant (QSR) word, mobile order-ahead. The effort to get that right on college campuses involves tokening credit card payments and providing seamless sign-in services.

Retail 127

Retail Innovation Course Trends 127

PYMNTS

JUNE 21, 2019

Mobile Innovation. College is also a notable location for the rise of other retail innovation — including technology that is changing the QSR word, mobile order-ahead. The effort to get that right on college campuses involves tokening credit card payments and providing seamless sign-in services. Subscription Rising.

Retail 100

Retail Innovation Mobile Course 100

PYMNTS

JANUARY 31, 2020

Travel industry services are catering to the thousands of millennial and Gen Z travelers who are booking big trips by augmenting their platforms with online and mobile support. Travel platforms are enabling more online bookings than ever, and 83 percent of U.S. Merchants Need To Rethink Booking.

Industry 168

Industry New York City Online Security 168

PYMNTS

JUNE 22, 2016

From hackathons to startup pitches, startup accelerators and innovation labs, there are no shortage of ideas – and, it seems, the money to keep a steady stream of them flowing. McLaughlin shared that framework with the assembled crowd at the “ Matchmakers” book launch in New York last week. McLaughlin said.

Innovation 108

Innovation Leadership Video Meeting 108

PYMNTS

NOVEMBER 18, 2016

As more stakeholders and players join the fold, there’s a ripe opportunity to find innovative ideas in unlikely places. PYMNTS: How would you define your company’s approach to innovation? PYMNTS: Where do you look for innovative ideas, and why? PYMNTS: What is the most innovative thing you’ve ever done?

Innovation 100

Innovation Payments Software Trends 100

PYMNTS

SEPTEMBER 24, 2019

Silicon Valley credit card startup Brex has begun a points transfer partnership for its rewards program with JetBlue Airways , Brex announced in a press release on Tuesday (Sept. The program reinforces Brex’s airline transfer platform, which is offered alongside travel booking and statement credit. . 24, 2019, and Oct. 24, 2019. .

Fintech 173

Fintech Cards Innovation Strategy 173

PYMNTS

JULY 14, 2017

The firm showed traction in its loan book, mobile efforts and credit card portfolio. Loans and deposits continue to grow strongly, and card sales and merchant processing volumes were up double digits, reflecting our consistent investment in the business.”. Card sales volume was $156.8 The company earned $1.82

Cards 109

Cards Mobile Community Bank Conference 109

PYMNTS

JANUARY 13, 2020

Such payment tools are table stakes for younger consumers accustomed to using connected devices, but they tend to gravitate toward services that provide the same convenience and ease when booking accommodations. End consumers can use the app to access various rewards, including hotel booking discounts.

Millennials 154

Millennials Branding Mobile Data 154

Perficient

JANUARY 12, 2021

Smaller financial institutions will have to be more innovative and rely on third parties and as-a-service based solutions to specifically address the needs of the niche market they are servicing. Small Business Innovation. The top banks have the funds, technology, and development teams to make this happen. reached 31.7 businesses.

Trends 332

Trends Fintech Customer Experience Innovation 332

PYMNTS

DECEMBER 28, 2016

Payments 2016: The Year Of EMV-Enabled Cards. At the transaction level, consumers began to feel like they were more protected from fraud with the introduction of the EMV chip card. Throughout 2016, financial institutions continued to roll out new EMV-enabled cards to their consumers. Worst of Times.

Cards 116

Cards Payments eBook Fraud 116

PYMNTS

FEBRUARY 24, 2018

Any “Pay with Google” button lets them check out with any card housed in their any of their Google accounts. The offering is designed to allow users to transact using credentials linked to their Google accounts, including Gmail, Google Play, YouTube and Chrome. That seems a bit unfair, as many of the advances were actually pretty good.

Google 103

Google Retail Mobile Apple 103

Bank Innovation

DECEMBER 8, 2017

EXCLUSIVE – Bank of America has rolled out a series of features and upgrades to its mobile banking app including a timely partnership for the holiday season with Blackhawk Network Holdings’ gift card marketplace Gift Card Mall.

America 170

America Mobile Cards Management 170

PYMNTS

JANUARY 31, 2020

We have deep dives into virtual card adoption and self-service technology, as well as a report on Kobe Bryant’s legacy. Bank Is Doing to Drive Virtual Card Adoption. Accounts payable (AP) professionals and vendors still have reservations about adopting virtual cards despite their many benefits. FICO’s Take on Debit Security.

Cards 131

Cards Technology social media Meeting 131

PYMNTS

JUNE 23, 2020

Airbnb CEO Sees Potential For 2020 IPO Amid Bookings Rebound. Verizon Debuts Visa Credit Card With Rewards. To provide a new method for cardholders to save on their cell phone bills, Verizon plans to debut the Verizon Visa Card. NEW DATA: How Credit Unions Are Innovating To Help Micro Businesses.

Payments 159

Payments Survey Innovation Fraud 159

PYMNTS

NOVEMBER 12, 2020

The funding is being earmarked to launch credit cards-as-a-service in the U.S. as well as 21 European Union (EU) countries — sent a letter to antitrust regulators asking that they throw the book at Google as fast as possible. Report: Strategic Payment Investments Give FIs, FinTechs Innovative Payment Options. and Canada.

Google 193

Google Payments Regulation Branding 193

PYMNTS

JANUARY 15, 2018

It explains why many fitness trackers, gym memberships, home exercise equipment, or books or apps on physical and financial self-improvement bought at the start of the year begin to collect dust right around Valentine’s Day – just in time for a big romantic dinner. And, they haven’t seen enough of a reward to commit to continuing.

Innovation 109

Innovation Payments Google Training 109

PYMNTS

JUNE 4, 2020

” Continuing Innovation. CWT’s travel management platform is now integrated with Concur Travel, meaning corporate users of Concur Travel can choose CWT’s RoomIt hotel booking solution from directly within the portal.

Industry 139

Industry Fintech Management Meeting 139

PYMNTS

SEPTEMBER 7, 2016

It’s been a rough road for card-linked offers. In the latest episode of The Matchmaker Is In series, hosts Karen Webster and David Evans, economist and author of “ Matchmakers: The New Economics of Multisided Platforms ,” explore the pitfalls of card-linked offers and how one matchmaker is using the power of gifting to overcome them.

Cards 100

Cards Branding Payments How To 100

PYMNTS

SEPTEMBER 29, 2017

28) that it is rolling out GantCoinSM, a payment solution that lets business travelers pay for hotel reservations made via Concur Travel , phone or email with a virtual card. The solution needs only a corporate card to generate a virtual card for payment — not a separate bank account devoted to virtual payments, the company explained.

Bitcoin 108

Bitcoin Payments Cards Management 108

PYMNTS

JULY 16, 2020

Admittedly, it might seem like a strange time to be launching an innovative travel insurance product given how much the tourism industry has contracted in the wake of the global pandemic. Customers can even provide their card or banking information so that if a payout occurs, Koala automatically and instantly transfers it.

Policies 254

Policies Examples Innovation Customer Experience 254

PYMNTS

DECEMBER 28, 2020

While 2020 has been a monumental year for B2B payments digitization and innovation, plenty of friction still exists in the way corporate buyers pay their suppliers. Solutions like commercial and virtual card products, for instance, assure buyers the ability to extend capital float while accelerating payment to vendors.

Payments 203

Payments Fintech Innovation Cards 203

PYMNTS

JULY 7, 2020

Speaking with PYMNTS, PayParc Global Solutions Founder Taylan Taspinar discussed the sector’s dire need to upgrade its B2B payments strategy after a yearslong lag in innovation — and why not just data, but industry-specific data, is essential to combatting friction. A World Of Pain Points. ” The Journey Ahead. ”

Industry 155

Industry Data Payments Innovation 155

BankBazaar

JULY 28, 2020

On our 12 th birthday, we’d like to treat you to these 12 Credit Cards, handpicked just for you. It’s been 12 years since we embarked on this incredible journey of bringing financial products such as Credit Cards and loans closer to you. Why stop with Credit Cards, you may ask? 12 Credit Cards, Just For YOU!

Cards 78

Cards Online Taxes Industry 78

PYMNTS

AUGUST 10, 2016

What we do know, however, is that efficiency-driving innovation will have its place, come whatever market environment,” Joshua Kempf, cofounder and CEO of online B2B industrial products distributor Gaveteiro.com.br , explained in his TechCrunch piece. The (Advertising) Haves And Have-Nots.

Innovation 100

Innovation Apple social media America 100

PYMNTS

FEBRUARY 15, 2017

The commercial card space is anything but straightforward. For one, payments innovation has created an explosion in the types of cards businesses can use, from fleet cards to one-time-use virtual cards. But innovators in the space press on. “We’ll be in other continents by the end of the year.”

Cards 120

Cards Innovation Fintech Tools 120