South State Correspondent

MAY 15, 2024

Regulators are focused on certain CRE concentrations and categories (such as office and multifamily). The right diversification answers may not be so apparent and vary for each bank, but in this article, we provide data and analysis showing how additional diversification may not help community banks.

Community Bank 195

Community Bank Community Lending Study 195

South State Correspondent

MAY 15, 2024

Regulators are focused on certain CRE concentrations and categories (such as office and multifamily). The right diversification answers may not be so apparent and vary for each bank, but in this article, we provide data and analysis showing how additional diversification may not help community banks.

Community Bank 195

Community Bank Community Lending Study 195

South State Correspondent

MAY 7, 2024

On April 26, 2024, Republic First Bank (DBA Republic Bank) was seized by state regulators and the long running bank drama came to an end. A slew of articles have been published explaining the reason for this bank’s failure. However, that faster growth was not unusual and reflects the bank’s higher growth markets.

Risk Management 195

Risk Management Security Management Groups 195

Perficient

DECEMBER 14, 2020

The COVID-19 pandemic has challenged the economic and labor markets, impacting all businesses regardless of their size. The Public Cloud Market Will Surge. For example, software-as-a-service (SaaS) enables applications to run on the provider’s servers over the internet, and it will likely remain the largest segment of the cloud market.

Technology 348

Technology Trends Software Resources 348

South State Correspondent

APRIL 9, 2024

Changes in Market Expectations: Markets can move rapidly and market participants do not always clearly appreciate the impact of forward projections. For example, at the start of 2024 the market expected six interest rate cuts, while at the time of writing this article the market expects only 2.6

How To 195

How To Community Community Bank Marketing 195

PYMNTS

FEBRUARY 1, 2019

Wirecard is being investigated for possible market manipulation. According to the Financial Times ( FT ), the German financial regulator and prosecutors in Munich have opened up a preliminary investigation into the payments company. Shares in Wirecard fell as much as 25 percent after the article was published, and closed down 13.4

Regulation 144

Regulation Marketing Compliance Report 144

PYMNTS

DECEMBER 19, 2018

The bond market, on the other hand, isn’t the most likely of places for an entrepreneur to seek financing. Typically seen as a low-risk, low-rewards instrument reserved for middle-market and large enterprises, corporate bonds offer the opportunity for businesses to remain private while raising money and diversifying debt.

Marketing 134

Marketing Capital Security Trends 134

Abrigo

SEPTEMBER 1, 2021

Drug Trafficking Organizations (DTOs) are a key concern From drug cartels to street gangs, the illegal drug market has been a constant money-maker for DTOs. . Would you like others articles like this in your inbox? BSA Rules and Regulation. BSA Rules and Regulation. BSA Rules and Regulation. Going Forward.

Training 195

Training Regulation Community Austin 195

Abrigo

JULY 27, 2023

Would you like other articles on fraud and AML/CFT compliance in your inbox? For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements. Of course, banks and credit unions are highly regulated industries, and this is increasing.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Would you like other articles on fraud and AML/CFT compliance in your inbox? For example, in the pharmaceutical industry, manufacturers can use regtech to ensure that marketing complies with FDA requirements. Of course, banks and credit unions are highly regulated industries, and this is increasing.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

DECEMBER 22, 2023

Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list. Articles on creating a sound credit risk rating system and preparing for the possibility of new requirements such as the CFPB ruling were among the most-viewed throughout the year.

Lending 221

Lending Risk Management Community Management 221

South State Correspondent

APRIL 23, 2023

Analysts, regulators, legislators, and bankers have been attributing the root cause of SVB’s failure in the past month. Some blame the dilution of the Dodd-Frank provisions, others the lack of oversight by regulators, and others still blame social media for exacerbating the deposit run.

Management 195

Management Security Risk Management social media 195

PYMNTS

OCTOBER 27, 2020

The outlet cited a web page that was inadvertently posted and then removed, which noted that DBS Digital Exchange will provide access to "an integrated ecosystem of solutions to tap the vast potential of private markets and digital currencies." The Monetary Authority of Singapore will reportedly regulate the platform.

Bitcoin 267

Bitcoin Industry blockchain cryptocurrency 267

PYMNTS

JANUARY 19, 2018

Fizzle of the Week: Cryptocurrency Regulation. The saga over bitcoin and its relationship to various regulators has become something of the payments answer to a romantic comedy. If crypto closes down in one place, users can take their anonymous accounts to more regulatory-friendly markets. So, time to panic in bitcoin land?

Bitcoin 123

Bitcoin Regulation cryptocurrency Taxes 123

CFPB Monitor

JANUARY 29, 2020

One of the most important areas of consumer financial regulation today is the use of internet- or social media-based platforms to target advertising for consumer financial products. Because the article represents one of the few regulatory perspectives on this issue, we highly recommend that financial institutions read it.

Lending 130

Lending social media Compliance Regulation 130

Abrigo

JUNE 11, 2021

Would you like other articles on asset/liability management in your inbox? Takeaway 1 Regulators stress sound risk management practices that include the ability to identify and measure interest rate risk (IRR). The emphasis on effective systems and tools to measure interest rate risk is especially critical in the current environment.

How To 195

How To Risk Management Analysis Kansas City 195

South State Correspondent

JANUARY 16, 2024

With the development of the term SOFR market, BSBY offers no perceived advantages over SOFR, Fed Funds, or Prime. BSBY was not well received by US regulators from its inception, but the market eventually embraced SOFR over BSBY. We provide lenders with education and marketing support to sell the ARC program.

Community Bank 195

Community Bank Community Compliance CA 195

South State Correspondent

APRIL 19, 2023

Focusing on uninsured deposit performance is a hot topic among investors, analysts, and regulators. In this article, we will look at deposit performance data related to high balances and show how banks can dramatically increase value by restructuring relationship-based products and better-allocating marketing/sales dollars more efficiently.

How To 195

How To Examples Resources Community Bank 195

Abrigo

DECEMBER 23, 2022

Our top ten blogs were created by Abrigo's team, which includes former bankers, regulators, and industry experts. Would you like other articles like this in your inbox? Takeaway 1 Changing economic landscapes, investment markets, interest rates, customer demand, mergers, and acquisitions affect ALM decisions.

Resources 195

Resources Risk Management Study Strategy 195

Abrigo

MARCH 11, 2022

Expert insights on 10 regulatory topics that NBFIs should consider this year Review this list of what regulators are looking for in 2022 to help your NBFI pass exams with flying colors. Takeaway 3 NBFIs should review common deficiencies in AML programs that regulators are citing and fix issues before their next audit or exam.

Regulation 195

Regulation cryptocurrency Policies Management 195

PYMNTS

JANUARY 30, 2020

Self-driving vehicle company Aurora has been approved by California regulators to allow passengers rides in its fleet of driverless vehicles, according to reports. Companies also need the California DMV’s approval mentioned earlier in this article. Other companies continue to arrive in the expanding self-driving vehicle market.

California 261

California Operations San Francisco Google 261

Abrigo

MARCH 8, 2024

Would you like other articles like this in your inbox? Fraudsters use the same sales and marketing techniques as legitimate businesses to research and target their victims. Bank wire fraud is growing and becoming more complex. Here are a few simple things you, as a financial crime professional, can do to slow it down.

Fraud 195

Fraud Technology Trends Training 195

PYMNTS

DECEMBER 10, 2018

Chinese bike-sharing company Mobike is being investigated by German regulators for potentially being in breach of the EU’s General Data Protection Regulation (GDPR). The company was even called out in a recent article by Alexander Hanff, a researcher on data ethics at Singularity University.

Regulation 183

Regulation Data Compliance Community 183

Bobsguide

MAY 15, 2016

From those who read articles on detecting market abuse and surveillance systems, no one has missed that the Market Abuse Regulation, MAR, will be introduced on July 3rd. With MAR comes a formal obligation for firms to have a complete surveillance set-up in place with systems, arrangements and.

Marketing 60

Marketing System Regulation 60

PYMNTS

NOVEMBER 10, 2019

New rules from regulators are expected soon, sources told WSJ. The planned rules would cover both companies with international stock listings and startups, the people said, and will apply to the Shanghai Stock Exchange’s new Science and Technology Innovation Board, dubbed the Star market,” the article said. “The

Strategy 109

Strategy Regulation Capital Groups 109

Abrigo

OCTOBER 17, 2023

Why change management is vital for banks and credit unions Regulators promote change management to manage risk, but banks and credit unions can also achieve important benefits when they manage change. This article describes recent comments by financial regulators about managing change.

Management 195

Management Lending Risk Management Strategy 195

Abrigo

MAY 20, 2022

Would you like other articles like this in your inbox? Sensitivity to Market Risk: The bank’s position relative to inherent market risks. What regulators look for in top-down guidance. BSA Rules and Regulation. BSA Rules and Regulation. BSA Rules and Regulation. Evaluating Leadership. Watch Webinar.

Risk Management 195

Risk Management Management FDIC Meeting 195

PYMNTS

MARCH 26, 2019

They had been struggling ever since the Financial Times published articles earlier this year alleging false accounting and fraudulent practices from the firm’s Asia-Pacific office. German prosecutors responded by continuing to investigate for potential manipulation of the market. Shares climbed 30 percent on the news.

Fintech 122

Fintech Marketing Regulation Report 122

Abrigo

JULY 13, 2023

Would you like other articles like this in your inbox? Many victims are lonely or isolated and don’t understand cryptocurrency markets. Avoid fraud losses from pig butchering scams FinCrime professionals looking to prevent pig butchering scams in the age of cryptocurrency can follow these steps to tighten security.

Fraud 195

Fraud cryptocurrency Training social media 195

PYMNTS

OCTOBER 31, 2017

Cryptocurrencies have been largely immune to increasing regulation by governments and to criticism by members of traditional financial institutions, the Bloomberg article noted. In total, Bitcoin is worth more than $100 billion, Bloomberg reported, meaning more than half of cryptocurrency is comprised of Bitcoin.

Bitcoin 109

Bitcoin cryptocurrency Marketing Conference 109

PYMNTS

DECEMBER 1, 2019

EU antitrust regulators are probing Google to see how the search giant uses and monetizes the data it collects on users, Reuters reported on Saturday (Nov. The preliminary investigation is ongoing,” the EU regulator told Reuters in an email. 30), citing the European Commission.

Google 151

Google Puerto Rico Data Alabama 151

Abrigo

JUNE 3, 2021

Want more BSA training and articles emailed to you? As this market expands, so does a new frontier of cyber-fraud. BSA Rules and Regulation. BSA Rules and Regulation. Cryptocurrency continues gaining traction. Takeaway 1 The cryptocurrency industry has expanded quickly. Cybercriminals have caught on. Fraud Prevention.

cryptocurrency 368

cryptocurrency Fraud Trends Training 368

Abrigo

MARCH 7, 2022

Experts weigh in on regulatory hot topics for 2022 Review these 10 insights into what regulators are looking for in 2022 to help your financial institution pass exams with flying colors. Takeaway 1 Regulators have increased their focus on BSA in the first quarter of 2022, and the crisis in Ukraine will put OFAC in the spotlight.

cryptocurrency 195

cryptocurrency Regulation Fraud Policies 195

Abrigo

AUGUST 8, 2021

Independent Loan Review Systems in Banking Banking regulators have outlined expectations for effective, independent loan review and credit risk review. . Would you like other articles on loan review in your inbox? This article is substantially updated from a 2013 blog post. Identifying Credit Weaknesses.

System 195

System Lending Policies Regulation 195

PYMNTS

DECEMBER 28, 2020

Published reports indicate that China’s central bank and banking, securities and foreign-exchange regulators summoned Ant Group executives this past weekend to discuss official concerns about the firm. Reuters quoted central bank Vice Gov. Any FinTech disruptor, when it becomes so big, represents systemic risk,” he told Webster.

US 168

US Regulation Groups System 168

Abrigo

MARCH 24, 2021

Anti-Money Laundering Act of 2020 BSA professionals should prepare for changes as new regulations and guidance from FinCEN unfold. Want more BSA readiness articles sent to your inbox? Takeaway 2 While the AMLA is now law, regulations, guidance, and other information still needs to be written. Anti-Money Laundering Act of 2020.

Regulation 195

Regulation Training Study Policies 195

PYMNTS

AUGUST 20, 2018

The case against them, and the decision it rendered, deviated sharply from the traditional Sherman Act cases that accused companies of using their market power to raise prices to the detriment of the consumer. Regulators didn’t destroy A&P in the end. That decision caught many by surprise, including the Hartford brothers.

Regulation 105

Regulation Online Innovation Google 105