PYMNTS

DECEMBER 28, 2020

Published reports indicate that China’s central bank and banking, securities and foreign-exchange regulators summoned Ant Group executives this past weekend to discuss official concerns about the firm. Any FinTech disruptor, when it becomes so big, represents systemic risk,” he told Webster. Reuters quoted central bank Vice Gov.

US 168

US Regulation Groups System 168

Insights on Business

DECEMBER 7, 2017

Two years ago I wrote an article on the 6 biggest trends in FinTech. In a landscape where new technology arises, gets implemented and goes mainstream in a heartbeat, I wanted to cover five of the most impactful trends currently impacting the FinTech industry today: 1. Artificial Intelligence and Machine Learning.

Trends 145

Trends Technology Fintech blockchain 145

PYMNTS

MARCH 26, 2019

They had been struggling ever since the Financial Times published articles earlier this year alleging false accounting and fraudulent practices from the firm’s Asia-Pacific office. German prosecutors responded by continuing to investigate for potential manipulation of the market. Shares climbed 30 percent on the news.

Fintech 122

Fintech Marketing Regulation Report 122

Abrigo

MARCH 7, 2022

Experts weigh in on regulatory hot topics for 2022 Review these 10 insights into what regulators are looking for in 2022 to help your financial institution pass exams with flying colors. Takeaway 1 Regulators have increased their focus on BSA in the first quarter of 2022, and the crisis in Ukraine will put OFAC in the spotlight.

cryptocurrency 195

cryptocurrency Regulation Fraud Policies 195

PYMNTS

MARCH 29, 2017

Stock markets in Europe were mixed as the formal process of Brexit began this week. percent and France’s CAC market up around 10 basis points. With the Article 50 letter proffered by May, the formal process is under way. The British FTSE Index was down 0.4 percent in the morning on Wednesday, with German DAX up 0.4

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Fintech National Regulation Capital 100

PYMNTS

JUNE 29, 2020

A number of British FinTech firms have suspended services following the FCA’s restrictions on Wirecard, leaving hundreds of thousands of accounts blocked, the news service reported. Markus Braun, Wirecard’s founder and CEO, was arrested last week on charges of manipulating the market and misrepresenting accounts.

Taxes 223

Taxes Report Financial Technology Digital Banking 223

Independent Banker

OCTOBER 31, 2021

We connect community bankers, fintech and regulators as part of this product development. We have these active conversations during product evolution to ensure we answer the hard questions that will take the solution to a marketable level. We also have to consider the fact that innovation is not one size fits all.

Innovation Strategies 186

Innovation Strategies Strategy Innovation Community Bank 186

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. cyber, infrastructure, and regulation. Small Idea – Policy and Regulations are Lagging But Are Going in Banking’s Favor. This regulation looks more onerous for everyone but seems to be in most banks’ domain and skill sets.

Conference 195

Conference Technology Las Vegas Trends 195

Lars Markull

JUNE 6, 2020

Fintech challenges with IBAN. Startups want to expand fast, especially in Europe where each country often has only a limited market size. Expanding to another country can be challenge for any type of company, but regulation makes it often a little harder for companies offering Financial Services.

Fintech 90

Fintech US Regulation Examples 90

Gonzobanker

JUNE 7, 2023

Mix in the added drama of regulators condemning the banking-as-a-service model, and there’s added risk. Older adults have long been ignored in all kinds of markets, but evidence of bold change is even emerging in entertainment. In several news articles, Charlie mentioned it wants to embed discounts into the debit cards in time.

Los Angeles 133

Los Angeles Fintech Digital Banking Tools 133

PYMNTS

MARCH 22, 2018

In an effort to lure more FinTechs its way, France is working on a regulatory framework that would enable startups to raise funding via cryptocurrencies. The idea is to make France a global hub for ICOs, Le Maire wrote in the letter, noting it would make the cryptocurrency market — and as a result, ICOs — more legitimate.

cryptocurrency 134

cryptocurrency blockchain Regulation Bitcoin 134

South State Correspondent

AUGUST 22, 2022

In 1983, Commodore International, with its Commodore 64 commuter, was the largest personal computer manufacturer in the market controlling over 50% of sales. If you already have a data warehouse or plan to sell the bank in the next 12 months – please skip this article. Banks are on the verge of the same dilemma.

Data 195

Data Analysis Marketing System 195

PYMNTS

APRIL 30, 2018

According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. Supporters say that’s not a bad thing, since investors tend to value ad platforms like Google over regulated banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! A cute little article about $90MM from order flow. Is Ant Financial the best Fintech in the world?

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! A cute little article about $90MM from order flow. Is Ant Financial the best Fintech in the world?

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 16, 2020

SPACs are like that, but for Fintech companies. More meat and potatoes in this TechCrunch article too. was that private markets will see more liquid infrastructure. In human words, the private markets will become a lot more accessible. Fintech-like. The holidays are here, and we all deserve some gifts. Democratic.

Fintech 52

Fintech Capital Company Data 52

Lex Sokolin

DECEMBER 16, 2020

SPACs are like that, but for Fintech companies. More meat and potatoes in this TechCrunch article too. was that private markets will see more liquid infrastructure. In human words, the private markets will become a lot more accessible. Fintech-like. The holidays are here, and we all deserve some gifts. Democratic.

Fintech 52

Fintech Capital Company Data 52

CFPB Monitor

AUGUST 5, 2021

The amendments include an anti-evasion provision under which a purported agent or service provider is deemed a “lender” subject to Title 9-A, Article 2 of Maine Revised Statutes. Article 2 contains a licensing requirement and rate and fee limits for consumer loans. SP 205/LD 522 added a new Part 7 to Article 2.

Maine 78

Maine Illinois Operations Payments 78

PYMNTS

SEPTEMBER 20, 2017

million USD), the news article read, noting revenue rose 133.5 Chinese companies, especially FinTechs, are beginning to turn to overseas public offerings to raise new capital. Analysts say the trend is the result of tightened regulations at home, especially those impacting alternative lending startups. million yuan ($94.9

United States 100

United States Fintech Maine Study 100

Bank Innovation

MAY 11, 2017

I sat down with the marketing team at Anthemis to discuss the opportunities and geopolitical challenges of open finance. This is the third part of a series of five articles. In many ways it’s the most avant garde financial regulation of our time whilst also extending a long middle finger to our American cousins.

Regulation 252

Regulation Regional Apple America 252

Bank Innovation

MAY 9, 2017

I sat down with the Anthemis marketing team to break down the complexities around Premium APIs and unpack how banks are utilising this new technology strategy. This is the first of a series of five articles on Open Finance in Europe. What is an API and why does everyone seem to be talking about them recently? What do you mean by that?

Data 191

Data Trends Industry Examples 191

PYMNTS

APRIL 20, 2017

s challenger bank landscape is spreading since regulators have welcomed new competition into the retail banking space. Market entrants are looking to disrupt across a range of segments of the banking industry, but SME finance has become a popular target for these innovators. These challenger banks aren’t just disrupting the U.K.’s

Compliance 110

Compliance Innovation social media Lending 110

Abrigo

FEBRUARY 23, 2022

Would you like other articles like this in your inbox? Market Trend. Furthermore, given the rise of fintech firms chasing the SMB segment, borrowers have alternative sources of funding. Takeaway 1 Financial institutions are using small business loans as a source of growth and this trend will continue. .

Lending 195

Lending Community Bank Community Analysis 195

South State Correspondent

MAY 2, 2022

Unfortunately, there are many problems with sales funnels, and in this article, we will show why banks should be thinking in terms of “Growth Loops” instead. Some will not know the answer, and other bankers will talk about more marketing, more salespeople, more geography, better follow-up, or a more focused sales effort.

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social media Management Marketing Resources 195

PYMNTS

JULY 22, 2019

Providing onboarding services in the Latin American market is both an exciting opportunity and a challenging one. And there is no shortage of interest in the region in that ability, with particular interest coming from the financial services sector, the cryptocurrency markets and in the healthcare vertical. A Diversity Of Needs.

Innovation 161

Innovation Payments Regional America 161

FICO

OCTOBER 2, 2019

The room for expansion is extensive and I don’t think it will take extraordinary measures in order to increase that market share significantly. I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market.

Lending 40

Lending Marketing Community Bank Online 40

Jessica Ellerm

MAY 20, 2017

To give you some idea of what these issues are, here are just a few startling superannuation stats for the uninitiated, that are well worth putting your fintech opportunity hat on and considering. According to the Productivity Commission , in 2014-15, Australians paid about $12 billion in fees to APRA-regulated funds.

Fintech 89

Fintech Management Industry Trends 89

William Mills

JUNE 16, 2016

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. 3) Tighter regulation is happening.

Fintech 40

Fintech Industry User Experience US 40

William Mills

JUNE 16, 2016

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. 3) Tighter regulation is happening.

Fintech 40

Fintech Industry User Experience US 40

PYMNTS

JANUARY 1, 2019

The moment it got really serious, they said, the regulators would step in and kill it. At Entersekt, we started exploring a new market segment — the scores of rich cyber exchanges popping up all over the world. I see the same back-to-front thinking in articles and closed-forum discussions. As 2018 rolled along, bitcoin dipped.

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Bitcoin Payments Conference cryptocurrency 168

Jessica Ellerm

MARCH 31, 2016

And well, nothing could ring truer in the world of fintech and banking disruption. In the fintech trenches, where new ideas are being bought to life, everything is an unknown quantity. Our customers are ultimately the people that make the fintech cause a reality – it’s not just about us. It’s a personal one.

Fintech 40

Fintech Innovation US Regulation 40

PYMNTS

MARCH 2, 2020

As far as we can tell, the origin of the quote is from a 2012 Fortune article, with the author writing: “ A favorite Bezos aphorism is “Your margin is my opportunity.” . A favorite aphorism that all research indicates came up for the first time in that article. And inroad that customers are looking at more seriously than ever before.

Innovation 222

Innovation Data System Mobile 222

Celent Banking

FEBRUARY 28, 2017

This is the next article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. This week’s article focuses on Model Bank entries in the Products category. Part of the criteria for this category is that the solution needs to be in production and demonstrating business benefits.

Innovation 100

Innovation Lending Boston Trends 100

Celent Banking

FEBRUARY 28, 2017

This is the next article in a weekly series highlighting trends and themes from Celent’s Model Bank submission process. This week’s article focuses on Model Bank entries in the Products category. Part of the criteria for this category is that the solution needs to be in production and demonstrating business benefits.

Innovation 100

Innovation Lending Boston Trends 100

Jessica Ellerm

FEBRUARY 25, 2016

On Wednesday Australia’s Prime Minister Malcolm Turnbull and Treasurer Scott Morrison jointly announced the launch of a new fintech advisory panel, bringing together bankers and fintech leaders alike, and tasking its members with the job of making Australia the leading force in financial technology within the APAC region.

Fintech 40

Fintech Lending US Policies 40

Abrigo

MARCH 6, 2017

Following the right people or organizations on Twitter, for example, can generate a steady stream of informative articles and news alerts. 3) @JohnRBarlow – John Barlow is president of Barlow Research, which provides market research for commercial banks. It often Tweets columns tied to breaking news and statistics.

social media 150

social media Lending Community Community Bank 150

PYMNTS

JULY 5, 2017

Before the approaches by would-be suitors, the company had a market valuation of $8.24 FinTech Nets A/S, Worldpay’s European rival, said last week it had been approached by potential buyers. FinTech Nets A/S, Worldpay’s European rival, said last week it had been approached by potential buyers. Might a bidding war develop?

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Payments Mobile Cards Course 117