PYMNTS

NOVEMBER 23, 2018

In banking and payments architecture, especially in the digital realm, a corollary might be “form and function co-exist, and should be flexible enough to change rather quickly.”. Kennedy stated that 86 400 will exist, effectively, as a white-label offering to Cuscal clients, allowing for the emergence of Open Banking.

Digital Banking 134

Digital Banking Mobile Data Marketing 134

Perficient

JANUARY 15, 2021

Master data management and data governance adoption [6:10]. How industry leaders are structuring their digital ecosystem [15:10]. Robo-advisors and wealth management [17:40]. Post-COVID advice for personalization and digital interactions [23:50]. Post-COVID advice for personalization and digital interactions [23:50].

Trends 495

Trends Data Big Data Apple 495

FICO

JANUARY 11, 2022

Last year we published a highly successful The 11 Commandments of Digital Banking eBook that introduced the 11 commandments: Digital lift-and-shift is not a strategy! In addition to a new blog post that will be published monthly over 5 months, we are also excited to launch the following event: LinkedIn Live on Digital Banking.

Digital Banking 98

Digital Banking Customer Experience eBook UX 98

Insights on Business

FEBRUARY 13, 2019

Banks continue their digital transformation journey to create new business models to satisfy today’s demanding customers. How do banks prepare for this new reality? For Bradesco, a large Brazilian bank, NEXT is the answer. Next is a digital bank, completely disassociated from the Bradesco brand.

Albuquerque 152

Albuquerque Digital Banking Millennials social media 152

PYMNTS

SEPTEMBER 16, 2020

The company also unveiled an “On-Demand Pay” offering to provide workers with quicker access to wages than they have with digital payment setups. Monit Debuts Platform For SMB Cash Flow Management. Apple Concludes Barclays Tie-Up Amid Focus On Apple Card Financing Plans.

Apple 243

Apple Payments Cards Mobile 243

PYMNTS

JULY 27, 2020

Financial institutions (FIs) are still struggling to respond to the rise in digital banking adoption spurred by the pandemic. The increase in digital banking use has also breathed new life into the discussions surrounding the technology FIs are employing to make sure they can offer this level of support. banking industry.

Digital Banking 202

Digital Banking Technology Apple Examples 202

PYMNTS

JANUARY 7, 2020

Goldman said in a filing with the Securities and Exchange Commission that it had created a Consumer and Wealth Management unit. That unit will include the company’s online lending platform, Marcus , and credit card business, the latter of which is done through a joint venture with Apple. That includes Marcus and the Apple Card.

Report 134

Report Apple Lending Cards 134

PYMNTS

JANUARY 7, 2020

Goldman said in a filing with the Securities and Exchange Commission that it had created a Consumer and Wealth Management unit. That unit will include the company’s online lending platform, Marcus , and credit card business, the latter of which is done through a joint venture with Apple. That includes Marcus and the Apple Card.

Apple 132

Apple Lending Cards Report 132

PYMNTS

JULY 31, 2020

Richard Davies is leaving his position as chief executive of Revolut , the digital banking company, one year after coming aboard. As Venmo considers what’s next in developing the business, its new general manager, Darrell Esch , said the platform represents social community as much as “app-powered money.” . percent to $13.16

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Cards Technology Apple Digital Banking 142

PYMNTS

JANUARY 15, 2020

As seen with other banks that have reported thus far in a nascent earnings season, trading and asset management revenues were up significantly in the quarter. The company said asset management revenues were up 52 percent to $3 billion on a net revenue basis. Targeting the Consumer.

Apple 139

Apple Cards Management Conference 139

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

PYMNTS

OCTOBER 18, 2018

In search of added convenience and simplicity, banking customers are migrating to online and mobile banking interfaces, leaving in-person visits to brick-and-mortar branches behind. Around The Digital Banking World. Westpac , one of Australia’s “Big Four” FIs, for one, is rolling out new omnichannel banking offerings.

Fraud 178

Fraud social media Data Trends 178

PYMNTS

JANUARY 29, 2020

Amid the targets for return on equity in the investment banking business, Goldman ’s first Investor Day in the wake of a revamped operating structure placed special emphasis on the digital realm. Specifically, digital banking services, delivered to a broader consumer base through mobile means. Five-Year Targets.

Digital Banking 136

Digital Banking Strategy Management Apple 136

American Banker

FEBRUARY 18, 2021

The automated investing tool is part of Goldman Sachs's effort to be a full-service digital bank and to help partners like Apple and Stripe offer financial products, according to Stephanie Cohen, global co-head of consumer and wealth management.

Strategy 68

Strategy Apple Digital Banking Tools 68

Gonzobanker

AUGUST 17, 2022

Digital Engagement Had Great Attendance and Extracurriculars. Digital banking provider Alkami acquired data analysis and marketing campaign management provider Segmint Digital banking and payments provider Bottomline was acquired by Thoma Bravo for $2.6B.

Fintech 195

Fintech Lending Software Compliance 195

PYMNTS

SEPTEMBER 15, 2020

Anecdotal evidence has shown that the digitization of consumer habits began the day stay-at-home orders effectively shut down in-person interaction in the real world. Kikkeri said this is the highest penetration that mobile banking has ever seen among consumers. But an opportunity is only as good as the bank’s ability to pursue it.

Fintech 224

Fintech Idaho Apple Google 224

PYMNTS

MAY 28, 2020

Plus, Samsung and SoFi have partnered to offer a new mobile money management tool. Google, Amazon, Apple, Facebook and Microsoft have made 19 deals so far this year, according to Refinitiv, the London-based global provider of financial market data. SoFi Powers Samsung Pay Mobile Banking Services. While the U.S.

Google 130

Google Samsung Report Payments 130

PYMNTS

SEPTEMBER 17, 2019

About 40 percent of all ATO attacks now count as high-risk, meaning banks of all shapes and sizes must reexamine how they think about data protection, security and the tools they use to guard against emerging threats. Arou nd the Digital Banking World. digital bank Monzo. market debut. About the Tracker.

Fraud 196

Fraud Digital Banking Delaware Tools 196

PYMNTS

NOVEMBER 13, 2019

Meanwhile, Apple cozies up to Walmart and Facebook again tries to improve its payments game. Apple Users Can Now Use Siri to Order from Walmart. Walmart announced that it is introducing Walmart voice ordering to Siri, so Apple users will now be able to add items to their Walmart grocery lists and order them using just their voices.

Apple 101

Apple Payments Branding cryptocurrency 101

PYMNTS

APRIL 16, 2019

Among the three legs of strategy, Goldman’s management cited the aim to diversify business mix with “new services to expand our opportunity set and increase the durability of our revenues.” Looking toward what’s (literally) in the cards, management pointed to the announcement that came last month with Apple. Across the U.S.

Apple 121

Apple Cards Course Management 121

PYMNTS

JANUARY 12, 2020

financial institution to offer digital banking, it has trailed behind, current and former employees told the news outlet. Mark McAllister, a 2014-19 project manager, said the bank struggled with organized reporting, whereas regulators had expectations regarding meticulous records.

System 147

System Regulation Resources Meeting 147

PYMNTS

FEBRUARY 24, 2020

However, by buying Radius Bank, its platform gets extended automatically, in a way, with another platform, one that offers check deposit, bill pay and personal financial management tools. The announcement focuses on businesses with overlap: investment management, which includes equity trading.

Digital Banking 242

Digital Banking Course Online Management 242

PYMNTS

DECEMBER 7, 2020

Doug Brown, NCR's digital banking senior vice president and general manager, tells Karen Webster that firms with strong balance sheets will capitalize on select opportunities and that smaller firms can (and will) pick up key assets to strengthen their own balance sheets and service offerings.

Payments 131

Payments Apple Video New York 131

PYMNTS

NOVEMBER 15, 2019

Customers can use numerous electronic transfer and payment solutions, including debit card controls, Zelle, Bill Pay, Apple Pay and Samsung Pay. Today’s consumers want the flexibility to manage their finances from anywhere and at any time,” said Ravi Kumar, head of CIT’s direct bank. “At checking account. .

National 123

National Samsung Survey Mobile 123

Gonzobanker

JANUARY 4, 2024

Personalized offers are presented in digital banking but are invisible to the contact center agent who has dramatically different product knowledge than their counterpart in the branch. New client onboarding is mapped out with automated marketing touchpoints if an account is opened digitally.

Customer Experience 134

Customer Experience Community Knowledge Base Tools 134

PYMNTS

FEBRUARY 28, 2020

The bank’s flagship branch will be opened soon on the Avenue de la Toison d’Or in Brussels. Aion also offers a personal concierge and an ETF asset management product. Aion will revolutionize the financial services market in Belgium,” said Daniel Zilberman, managing director and head of Europe at Warburg Pincus.

ATM 198

ATM Apple Online Management 198

PYMNTS

SEPTEMBER 28, 2017

The smartphone revolution long ago forced most, if not all, banks and other financial institutions (FIs) to begin offering mobile financial management solutions. Now, however, consumer expectations have shifted once again, and modern banking customers are increasingly telling their banks that simply offering a mobile app isn’t enough.

Digital Banking 101

Digital Banking Report Mobile User Experience 101

The Financial Brand

FEBRUARY 2, 2020

With the addition of a mobile app, checking and wealth management, Marcus from Goldman Sachs is positioned to be a major player in retail banking. The post Marcus: A Digital Bank To Keep Rivals Up at Night appeared first on The Financial Brand.

Digital Banking 39

Digital Banking Branding Mobile Retail 39

Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

Community Bank 170

Community Bank Community Software Innovation 170

Bank Innovation

JANUARY 22, 2019

Are traditional banking services just table stakes in the digital age? Digital banking startups like Cogni, a New York-based firm that wants to be a one-stop shop for "lifestyle banking," are counting on curation of such features as personal financial management tools doing the heavy lifting.

New York 170

New York Mobile Tools Digital Banking 170

PYMNTS

FEBRUARY 25, 2020

As the report states, “We … find that a significant share of consumers are willing to bank with the institutions — financial or otherwise — that offer them the best spending and money management tools.”. Mobile Cards: Make or Break?

Mobile 153

Mobile Cards social media Survey 153

PYMNTS

MARCH 18, 2020

According to Building A Better App: Banks And The Innovation Imperative , a report co-produced by PYMNTS and Ondot , almost a quarter, or 24.3 percent, of consumers reported they would be highly likely to seek banking services with Amazon , Apple or Google — while another 23.5 Meanwhile, 28.5

Cards 217

Cards Tools Mobile Google 217

PYMNTS

SEPTEMBER 3, 2019

With Monese Savings, the London startup will be able to offer customers savings account access and management all within the Monese app. In February, Monese added support for Apple Pay for personal cards in the U.K. In addition, the company noted the feature is available on some iPads as well as the Apple Watch.

Fintech 129

Fintech Apple National Mobile 129

PYMNTS

AUGUST 3, 2020

Webster told panelists that that leads to an obvious question: On a scale of one to five, how close are financial institutions (FIs) getting to actually helping consumers on their journeys to digital-first lifestyles? Then Apple came and totally changed the definition of what a great mobile experience really was.

Apple 269

Apple Mobile Innovation Fintech 269

PYMNTS

SEPTEMBER 21, 2016

With so many consumers turning to digital and mobile banking solutions, it’s more important than ever that financial institutions offer their customers an up-to-date set of mobile and digital offerings. Around The Digital Banking World.

Digital Banking 100

Digital Banking Mobile Apple Millennials 100

PYMNTS

JULY 1, 2020

Despite the surge in mobile payments and online banking , no one is predicting the disappearance of traditional banks and their brick-and-mortar branches. . consumers who have at least one credit or debit card and mobile device revealed that 24 percent would be “very” or “extremely” likely to switch to the new generation of banking.

Survey 183

Survey Cards Millennials ATM 183

PYMNTS

AUGUST 6, 2020

Digital payments solution provider Payrailz has secured a reseller agreement with digital banking company Tyfone. The agreement means Tyfone can connect banks and credit unions to Payrailz’s offering to support further digitization of FIs’ payment services. Tyfone Connects FIs To Payrailz.

Fintech 277

Fintech Cards Technology Samsung 277