FICO

JANUARY 11, 2022

Last year we published a highly successful The 11 Commandments of Digital Banking eBook that introduced the 11 commandments: Digital lift-and-shift is not a strategy! In addition to a new blog post that will be published monthly over 5 months, we are also excited to launch the following event: LinkedIn Live on Digital Banking.

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Digital Banking Customer Experience eBook UX 98

Insights on Business

FEBRUARY 13, 2019

Banks continue their digital transformation journey to create new business models to satisfy today’s demanding customers. How do banks prepare for this new reality? For Bradesco, a large Brazilian bank, NEXT is the answer. Next is a digital bank, completely disassociated from the Bradesco brand.

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PYMNTS

JULY 27, 2020

Financial institutions (FIs) are still struggling to respond to the rise in digital banking adoption spurred by the pandemic. The increase in digital banking use has also breathed new life into the discussions surrounding the technology FIs are employing to make sure they can offer this level of support. banking industry.

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Digital Banking Technology Apple Examples 202

PYMNTS

OCTOBER 18, 2018

In search of added convenience and simplicity, banking customers are migrating to online and mobile banking interfaces, leaving in-person visits to brick-and-mortar branches behind. Around The Digital Banking World. Westpac , one of Australia’s “Big Four” FIs, for one, is rolling out new omnichannel banking offerings.

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Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

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Community Bank Community Software Innovation 170

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

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PYMNTS

JULY 1, 2020

Despite the surge in mobile payments and online banking , no one is predicting the disappearance of traditional banks and their brick-and-mortar branches. . consumers who have at least one credit or debit card and mobile device revealed that 24 percent would be “very” or “extremely” likely to switch to the new generation of banking.

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PYMNTS

AUGUST 3, 2020

Webster told panelists that that leads to an obvious question: On a scale of one to five, how close are financial institutions (FIs) getting to actually helping consumers on their journeys to digital-first lifestyles? Then Apple came and totally changed the definition of what a great mobile experience really was.

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Apple Mobile Innovation Fintech 269

PYMNTS

SEPTEMBER 17, 2019

About 40 percent of all ATO attacks now count as high-risk, meaning banks of all shapes and sizes must reexamine how they think about data protection, security and the tools they use to guard against emerging threats. Arou nd the Digital Banking World. digital bank Monzo. market debut. About the Tracker.

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Fintech Labs Insights

FEBRUARY 9, 2024

We’ve been obsessed with new fintech products since before the term was invented. This constantly updated article tracks the biggest and most important new products released worldwide by financial technology companies, along with banks, credit unions, investment advisors, insurance companies, credit card issuers and payment providers.

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PYMNTS

FEBRUARY 24, 2020

However, by buying Radius Bank, its platform gets extended automatically, in a way, with another platform, one that offers check deposit, bill pay and personal financial management tools. The announcement focuses on businesses with overlap: investment management, which includes equity trading.

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PYMNTS

FEBRUARY 25, 2020

As the report states, “We … find that a significant share of consumers are willing to bank with the institutions — financial or otherwise — that offer them the best spending and money management tools.”. Mobile Cards: Make or Break?

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Mobile Cards social media Survey 153

PYMNTS

SEPTEMBER 28, 2017

The smartphone revolution long ago forced most, if not all, banks and other financial institutions (FIs) to begin offering mobile financial management solutions. Now, however, consumer expectations have shifted once again, and modern banking customers are increasingly telling their banks that simply offering a mobile app isn’t enough.

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Digital Banking Report Mobile User Experience 101

CB Insights

SEPTEMBER 10, 2020

After a difficult first quarter, fintech funding rebounded in a big way in Q2’20. Free Download: State of Fintech q2’20. Fintech funding rebounded in Q2’20 but deal activity continues to fall. Below, we answer some of our readers’ most pressing questions from the webinar on the state of fintech. First name.

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PYMNTS

MARCH 15, 2019

For financial services, and specifically for FinTech , the ripple effects may keep rippling. But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. and the EU over any number of months.

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PYMNTS

SEPTEMBER 23, 2020

the FinTech software company, announced Wednesday (Sept. 23) it is collaborating with Goldman Sachs Bank USA to provide the payments platform for the bank’s digital transaction service. Volante Technologies Inc. , It also features VolPay , the processer of domestic and international payments. “In

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PYMNTS

SEPTEMBER 21, 2016

With so many consumers turning to digital and mobile banking solutions, it’s more important than ever that financial institutions offer their customers an up-to-date set of mobile and digital offerings. Around The Digital Banking World.

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Digital Banking Mobile Apple Millennials 100

PYMNTS

MARCH 15, 2019

For financial services, and specifically for FinTech the ripple effects may keep rippling. But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated.

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Apple social media Fintech Lending 101

PYMNTS

FEBRUARY 13, 2020

To bring digital transformation to banks, and to help them bring their assets to the “digital-first” consumer, look to the platform. Brown said the company has been working to become a software company, with digital-first banking firmly in the crosshairs. Looking At Open Banking.

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Millennials Digital Banking Mobile Course 231

PYMNTS

OCTOBER 29, 2018

Alphabet’s stock took a drubbing, and remains down after they reported a decline in the prices it charged advertisers, coupled with the increase in the cost of paying partners to distribute its search engine – some $9 billion to Apple alone , it’s been reported. Apple … and the iPhone Customer. PayPal … and Alexa.

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Payments Google Apple Innovation 196

Lex Sokolin

SEPTEMBER 19, 2019

Fintech is expensive. Fintech is everywhere. Fintech is the global competition for regulation, talent, and macroeconomic supremacy. Fintech is the trade war between the US and China. Fintech is the trade war between the US and China. Fintech is Facebook and Amazon. Fintech is the next bubble to burst.

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Fintech Lending United States Data 40

Accenture

SEPTEMBER 22, 2019

They also deliver innovative, easy-to-use apps that help users with things like managing their daily budget or travelling abroad. They’re also expanding their offerings by linking up with other popular fintechs such as Moneybox (investment), Transferwise (international transfers) and PensionBee (pension plan).

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PYMNTS

JANUARY 20, 2021

The rise in debit payments makes the cards a more attractive target for fraudsters , meaning banks must pivot their fraud protection efforts accordingly. Radius thus manages its anti-money laundering (AML), transaction risk and other fraud prevention methods via partnerships with multiple third-party FinTechs and technology providers.

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Security Cards Mobile Fraud 130

Gonzobanker

JULY 27, 2022

Historically, banks sold through branches and in (more or less) narrowly defined geographic areas. That banking world no longer exists. The Two Strategies that Will Save Banking. This is as true for incumbent banks – some of whom already have a [somewhat] captive audience of customers – as it is for neobanks. Why do it?

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Strategy Customer Experience Fintech blockchain 88

Celent Banking

SEPTEMBER 30, 2016

For those who’ve never been, Finovate hosts three main events (New York, San Francisco, and London) where more than 70 fintech companies are able to present new concepts, services, or products in a rapid 7-minute format. The ideas generally reflect where the industry is at in its thinking, and what the major trends are for fintech.

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San Francisco New York Analytics blockchain 100

PYMNTS

JUNE 10, 2020

For Goldman , the move comes five months after CEO David Solomon said he wanted to see the Marcus brand become a “banking-as-a-service” provider for big corporations. Goldman has recently done big banking-as-a-service deals with Apple, JetBlue, Intuit and AARP, CNBC reported. billion on Marcus since the unit’s 2016 launch.

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Lending Apple Online Retail 150

PYMNTS

MARCH 2, 2020

Big Tech, FinTech and neo-banks are increasingly there to lap up the opportunities innovation is presenting to offer an alternative path to financial services. percent of IT-enabled banks. When it comes to opening a “bank” account with a FinTech, the number willing to seriously consider it jumps to over 36 percent.

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Innovation Data System Mobile 222

Gonzobanker

JANUARY 17, 2020

In the soon to be released What’s Going On In Banking study, Cornerstone ’s Ron Shevlin shows that both bank and credit union execs are most fearful of big tech (Amazon Prime, Venmo, Apple Card) primarily because of their great data reach and ability to drive customer experience. Experian recently reported.

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Customer Experience Fintech Regional Cards 127

PYMNTS

AUGUST 6, 2018

Monzo , the digital bank, announced Monday (Aug. 6) that it is making its bank accounts open to anyone in the U.K. In a blog post , the bank said that it won’t be offering a minimalist version of its accounts, but will be offering the same accounts that people over the age of 18 can open with Monzo.

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Video Digital Banking Apple Google 101

Accenture

NOVEMBER 27, 2017

Some themes endure year-after-year, as shown in the table below—real-time payments, cybersecurity, fintechs, blockchain and open APIs. Perhaps they are unsurprising, but individually each shows it is a driver of enduring change, and together they show how the industry is transforming and rotating to the new digital era.

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Innovation Conference Fintech blockchain 171

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

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PYMNTS

OCTOBER 4, 2019

With the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. In fact, their slogan for the card is “Created by Apple, Not a Bank?.” But Apple changed the definition of a cellphone — to a smartphone,” she remarked.

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Apple Cards User Experience Examples 198

PYMNTS

JULY 17, 2020

According to that research , roughly a third of consumers would consider switching financial services providers to get better digital services attached to their cards. FIs can hold their own and even bring some advantages to the table, he said, but it’s not just about going digital.

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Regional Cards National Trends 198

PYMNTS

APRIL 24, 2020

Customers load their original payment cards’ details onto Curve’s mobile app and can select which to use when making physical or digital transactions. Neat is one such FinTech. Apple has done that in the U.S. Each has added new technologies or solutions to its services lineup over the past several years.

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Digital Banking Tools Cards Examples 207

PYMNTS

NOVEMBER 25, 2019

Banks and credit unions are certainly not on their way out, even as they face more pressure from challenger banks, FinTechs and Big Tech in the coming decade. They are described by Google as “smart,” since they will provide account holders with money management tips to optimize and manage the funds in those accounts.

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Google Fintech Payments Apple 272

PYMNTS

JUNE 16, 2016

So, when it comes to something like digital banking , it’s not so much about finding what’s easy as it is about finding what service best meets millennials’ needs. To download the June edition of the Digital Banking Tracker™, click the button below. About the Tracker.

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Millennials Mobile Digital Banking US 100

Fintech Labs Insights

NOVEMBER 16, 2016

The largest Tennessee-based bank, First Tennessee Bank, has gone live with a digital banking platform from D3 Banking. The deployment will provide a personalized banking experience for almost half a million digital customers while lowering costs for First Tennessee Bank.

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Tennessee Digital Banking Memphis Omaha 12