PYMNTS

MARCH 12, 2020

Providers serving a wide array of businesses have access to more card or customer data than individual merchants, meaning they may be more able to flag individuals showing signs of fraudulent or unusual behavior. . Payment processors expanding their operations into new industries and markets have their work cut out for them, however.

Fraud 130

Fraud Analysis Regional Examples 130

PYMNTS

FEBRUARY 19, 2020

Analysis of contactless card transactions revealed that the volume of commercial card contactless payments, both debit and credit, jumped 24 percent between 2018 and 2019. At the same time, commercial credit cards’ cash advances dropped 14 percent last year. SumUp Wields Cards For Faster Revenue.

Cards 131

Cards Management Report Data 131

PYMNTS

MARCH 11, 2020

B2B FinTechs are once again showing off the versatility of the corporate card. While QuickBooks is piloting card payments on invoices powered by PayPal , Airwallex is readying the launch of its own corporate card — both physical and virtual — designed to enable cross-border payments. QuickBooks Adds Card Payment Support.

Cards 130

Cards Capital Fintech Tools 130

PYMNTS

MARCH 25, 2020

As commercial card innovation expands, service providers continue to target particular pain points for their business cardholders. Together, the companies are rolling out an offering that arms SMBs with commercial cards without the need for a personal guarantee, according to a press release. Archa Collabs With i2c in Australia.

Cards 115

Cards Innovation Regulation Video 115

PYMNTS

DECEMBER 30, 2019

Yet, according to Kris Carrera, general manager and business line executive of Credit Payments at FIS , the middle market is often underserved — particularly when it comes to commercial card products. As such, middle-market businesses have different motivations than their smaller and larger counterparts for adopting commercial card solutions.

Cards 132

Cards Marketing Tools Management 132

PYMNTS

FEBRUARY 9, 2018

Telematics company Airmax says fleet card fraud will be “a thing of the past” thanks to technology. The company analyzed data from its Airmax Remote Premium Plus solution and found greater accuracy of mpg calculations through the use of such a tool, as compared to monitoring fuel performance from data provided by fuel card transactions.

Fraud 100

Fraud Cards Survey Management 100

PYMNTS

JULY 24, 2018

linking the platform to fleet cards, according to reports in FleetPoint. ’s first mobile fleet payment app to connect to a fleet card, supporting drivers with mobile payment capabilities and allowing them to pay for fuel without having their physical fleet card in hand. .’s

Cards 100

Cards Mobile Payments Analysis 100

PYMNTS

MAY 17, 2017

Commercial cards are tricky. While they may be instrumental in helping companies manage cash when their employees travel for work, commercial cards aren’t the top payment rail of choice for suppliers, so companies often pay invoices another way. But depending on how the commercial card is used, these figures vary greatly.

Cards 108

Cards Analysis Data Compliance 108

CFPB Monitor

JULY 5, 2022

The CFPB has taken the first formal step towards a new rulemaking on credit card late fees by issuing an Advance Notice of Proposed Rulemaking (ANPR). The CARD Act, which is implemented by Regulation Z, requires that late fees imposed by credit card issuers be “reasonable and proportional” to the violation of the account terms.

Cards 78

Cards Payments Analysis Policies 78

PYMNTS

JUNE 23, 2017

Alternative lending platform Validus is deploying Visa virtual card technology to help small and medium-sized enterprises in Singapore with unpaid invoices access working capital, according to an announcement Thursday (June 22). Validus operates a platform through which investors can provide financing to SMEs directly.

Cards 139

Cards Capital Analysis Operations 139

PYMNTS

JANUARY 23, 2017

Citi has Costco to thank for its growth recently, according to a new analysis by Business Insider. In a report, Business Insider said Costco cards saw more than $52 billion in purchase sales during the first six months of the cards and more than $6 billion in loan growth. branded cards business growth.

Branding 100

Branding Cards Maine Analysis 100

PYMNTS

APRIL 10, 2017

An Inspector General (IG) report into the United States Postal Service’s (USPS) use of fleet cards has turned up some questionable practices and millions of dollars of questionable transactions, reports Friday (April 7) said. The report, which explored USPS fleet card use across the eastern area of the U.S., ” .

Cards 100

Cards United States Management Analysis 100

PYMNTS

APRIL 29, 2016

Australia-based commercial card firm Emerchants Payment Solutions is reportedly looking to make a strategic acquisition in the U.S. million to purchase Store Financial , a payments company operating in the B2B payments and payment card space. Reports on Thursday (April 28) said Emerchants is seeking to raise $36.7

Cards 100

Cards Regional Analysis Payments 100

PYMNTS

NOVEMBER 23, 2016

Nordstrom is broadening the scope of its B2B gift card operations by teaming up with prepaid card company CashStar. Using CashStar Business, Nordstrom is now offering Gift Cards for Business, a program that helps its business partners order Nordstrom gift cards and manage accounts. In an announcement Tuesday (Nov.

Cards 100

Cards Customer Experience Analysis Resources 100

PYMNTS

JUNE 27, 2016

.” Last March, Jet announced that it commenced efforts to expand its small business lending operations into Texas. The firm also revealed a collaboration with Integrity Payments Systems, a merchant card processing firm, in an effort to reach more small businesses and merchants.

Analysis 101

Analysis Capital Texas Software 101

PYMNTS

JUNE 1, 2016

MasterCard is eyeing Asia to expand its commercial card services, and in its most recent effort to do so has partnered with CIMB Bank in Malaysia. Together, the corporations are launching a suite of commercial cards linked to automated business processing and reporting for corporate clients, they said in an announcement Tuesday (May 31).

Cards 100

Cards Analysis Management Report 100

Abrigo

DECEMBER 17, 2019

Carding shops offer bulk sales on compromised payment card data. Carding shops are underground marketplaces that traffic in compromised payment card data. These marketplaces facilitate the movement of compromised payment card data from hackers to fraudsters, often across faraway geographies. Fraud Prevention.

Fraud 307

Fraud Tools social media Cards 307

PYMNTS

JUNE 1, 2016

The company, founded within Paris-based startup studio eFounders, allows corporate managers to create physical or virtual commercial cards for employee spend; the tool then provides a platform for professionals to manage the activity on those cards and assess expenses.

Software 100

Software Cards Management Maine 100

FICO

MAY 18, 2021

Analysis shows that as we start to approach a post-pandemic stage in some of the region’s markets, extra savings are already being used to help prop up household finances. Anyone struggling, or knowing they may soon need help, are advised to contact their bank or card issuer to discuss their situation. Getting a Complete Picture.

Operations 52

Operations Phoenix Data Regional 52

PYMNTS

DECEMBER 9, 2018

With retailers struggling to get compliant with the Payment Card Industry Data Security Standard , qualified security assessors are going to be in more demand and can offer tokenization as one way of achieving compliance. That’s according to TokenEx , which recently hosted a webinar to help retailers better understand tokenization.

Retail 194

Retail Report Compliance Security 194

FICO

MARCH 16, 2018

Social Network Analysis (SNA) tools hold the potential to help tax and revenue agencies identify non-compliance and tax fraud. Social Networking Analysis Explained. Social Networking Analysis Explained. A Social Network Analysis can automatically compare the new registration in real-time to previously closed businesses.

Analysis 45

Analysis Taxes Fraud Compliance 45

Perficient

JANUARY 18, 2023

i.e., Customer credit card information. . Data leaks could result in losing permission to continue operations. Whether you need help with business and IT requirements, data acquisition/sourcing, data scanning, data linking and stitching, UAT and sign-off, or data analysis – we can help.

Regulation 275

Regulation Data Security Compliance 275

PYMNTS

APRIL 27, 2020

This week’s transaction analysis showed the impact of the federal government’s coronavirus stimulus package,” said Glynn Frechette, SVP, Advisors Plus Consulting at PSCU. Stay-at-home mandates have changed how people spend, with card-not-present (CNP) transactions now accounting for 63 percent of all purchases made with a credit card.

Los Angeles 150

Los Angeles Louisiana New Jersey Connecticut 150

PYMNTS

JANUARY 27, 2020

New analysis from Bank Info Security , for instance, revealed that BEC scammers have begun to target corporates’ financial documents from accounts receivable departments to identify unpaid invoices, as well as information regarding Days Sales Outstanding and clients. The Business Email Compromise (BEC) continues to evolve.

Fraud 178

Fraud Analysis Cards Texas 178

Abrigo

SEPTEMBER 7, 2023

Often, those alerts mostly likely are routed to the operations area of the financial institution. The operations area should communicate with the BSA/AML area if this function is failing. ACH warnings/exceptions matter. Don’t ignore warnings and exceptions generated from the ACH system. Raise your hand about ACH risks.

Fraud 221

Fraud Training System Trends 221

Abrigo

APRIL 25, 2024

At the same time, 59% pursued credit to meet operating expenses. Banks and credit unions that do not evolve their lending capabilities face higher operating expenses and are at higher risk of suffering increasing loss rates. Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets.

Lending 221

Lending Trends Capital Strategy 221

PYMNTS

DECEMBER 17, 2018

New analysis from corporate payments firm Bill.com suggests ACH payments are dominating the accounts payable department. Bill.com researchers found that other digital B2B payment rails are on the rise, too, including 3 percent of respondents who said they are using virtual cards more often than they did last year to pay their bills.

Payments 159

Payments cryptocurrency Survey Analysis 159

PYMNTS

SEPTEMBER 2, 2019

percent) express satisfaction with using virtual cards to settle invoices. Faster payment initiatives, a focus on application programming interfaces (APIs) and data integrations and efforts to elevate traditional B2B payment tools like ACH and commercial cards all made waves this summer. Elevating the Commercial Card.

Payments 186

Payments Cards Tools Technology 186

PYMNTS

JULY 28, 2020

Not so, says Meitra Aycock , senior vice president of operations at Comdata. Monetizing The Virtual Card. For many finance chiefs, this consideration may mean a virtual card program is a more effective fit to digitize payments over other methods. Through monetizing a virtual card program, firms can have the means to do so.

Payments 176

Payments Cards Digital Strategies Strategy 176

PYMNTS

APRIL 25, 2016

Plus, the latest analysis on alternative lending demand, expense management fraud and the gap between what CFOs have for their companies and what they need. Of course, we have the quarterly numbers, too, including insight into how American Express’ commercial card business is holding up.

Fraud 100

Fraud Cards Lending Analysis 100

PYMNTS

NOVEMBER 25, 2020

According to Chad Buckendahl , vice president and general manager at San Francisco-based eCommerce subscription platform operator sticky.io , if you’re not studying how your best and worst customers are performing — from acquisition to retention to lifetime value — you’re missing a huge opportunity. Churn Analysis.

San Francisco 202

San Francisco Analytics Analysis Cards 202

PYMNTS

NOVEMBER 1, 2018

Lower ATM operating revenue in the U.K. ATM operating revenue, meanwhile, declined 15 percent year over year to $329.8 ATM operating revenue, meanwhile, declined 15 percent year over year to $329.8 North American ATM operating revenue increased 3 percent, but was offset by lower revenue in the U.K. Late Thursday (Nov.

ATM 155

ATM Cards Operations Regional 155

PYMNTS

FEBRUARY 22, 2019

Mastercard, in an effort to gain entry into the Chinese market, is looking toward a joint venture that may help the card giant get a credit card license in that country. As estimated by Analysys, the value of online transactions through the first nine months of 2018 stood at roughly $18 trillion USD.

Cards 134

Cards Analysis Online Marketing 134

PYMNTS

OCTOBER 16, 2020

Numerous quick-service restaurants (QSRs) have deployed these technologies to support their operations, tailor their customer service approaches and even boost sales, but many players, including several big names, have been reluctant to invest in such innovations. The alteration led to a 3 percent increase in sales in Canada, the chain said.

Analytics 273

Analytics Data Fraud Tools 273

PYMNTS

JUNE 29, 2017

The country has a large number of credit card users, but when the time came for Uber to expand its operation, accepting cash was a no-brainer. With the country’s GDP growing at a solid 8 percent CAGR, cash will continue to be the most used payment method — even with a growing acceptance of mobile and card-based payments.

Report 128

Report Analysis Cards Mobile 128

PYMNTS

JULY 18, 2019

Data is where it’s at, and more credit unions (CUs) are waking up to the fact that without sophisticated analysis of customer data, they risk being left behind as financial institutions continue to adopt innovative digital technologies to please the modern consumer. Credit Cards. percent from the year prior.

Innovation 124

Innovation Data Cards Maine 124

Javelin Strategy & Research

SEPTEMBER 10, 2014

Overall Analysis: Apple Pay is the most important mobile payment system to be released to date. 2) Mobile Network Operators , like Verizon, AT&T, Sprint and T-Mobile were left out of the equation even though it is based on an NFC chip on the phone. merchants (that accept cards) do not accept NFC.

Apple 68

Apple Analysis Mobile Security 68