Gonzobanker

DECEMBER 22, 2020

“This Year was brought to you by the number 2020 and the letters W, T and F” – Big Bird (more or less). Anybody who ever again says they have seen it all loses all future cred at Cornerstone. We compressed about five years of change into about six months. Bad things about the banking industry.

Idaho 181

Idaho Community Industry Strategy 181

Ublocal

MARCH 14, 2022

The conventional wisdom is that owning is better than renting, mainly because of the concept of building home equity through ownership. As a homeowner, there may be times when you question the advantages of ownership as you calculate the annual amounts you spend on property taxes, home repairs, homeowners’ insurance, and mortgage payments.

New Hampshire 52

New Hampshire Vermont Taxes Cards 52

Abrigo

AUGUST 1, 2016

The quote, “You can't manage what you can't measure,” attributed to both American statistician W. Edwards Deming and Austrian management consultant Peter Drucker, has seen significant play as data management has increasingly become more important to professionals in all industries. Know the customer.

Marketing 150

Marketing Data Analysis Tools 150

Ublocal

OCTOBER 6, 2022

From the first spark of an idea to the day you open your doors to the public, there’s plenty to keep you busy along the way. If you’re thinking about starting a small business in Vermont or New Hampshire, Union Bank is here to support your entrepreneurial dreams. Why start your business in Vermont or New Hampshire?

New Hampshire 52

New Hampshire Vermont Community Lending 52

PYMNTS

APRIL 24, 2020

But for all the complexity, confusion and ongoing questions, Walker Insurance Agency CEO Larry Walker III said the PPP is an incredibly important contribution to the economy at large and community banks are absolutely critical in making that contribution possible.

Community Bank 175

Community Bank Community Fintech Georgia 175

Gonzobanker

FEBRUARY 1, 2024

Turn up “Whole Lotta Love” and let the pure adrenalin rush of Jimmy Page’s intro accompany this year’s Acquire or Be Acquired recap … In the ever-evolving world of banking, Bank Director’s Acquire or Be Acquired Conference remains a constant. Concerns about successors to today’s executive leadership teams dominated many presentations.

Conference 88

Conference FDIC Arizona Industry 88

Gonzobanker

DECEMBER 17, 2021

It accelerated the customer move to digital and the employees’ move to some kind of work-at-home arrangement, at least in part. It accelerated the customer move to digital and the employees’ move to some kind of work-at-home arrangement, at least in part. Profitability, even with all these challenges, is strong. Doug Larson.

Fintech 147

Fintech Strategy Leadership Lending 147

Abrigo

MAY 22, 2020

Perceptions around banking CRBs are changing as well, opening the door for more financial institutions. The pandemic has highlighted the importance of the industry, while also resurfacing the challenges associated with banking CRBs. Despite their continued growth, CRBs remain largely underbanked.

Lending 195

Lending Industry Taxes Community 195

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? Illustration By blindSALIDA.

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

JANUARY 29, 2019

We’ll use that Buffett-ism as a jumping-off point to reflect on the fact that credit unions (CUs) have built strong reputations over decades. That’s reflected in data (this is Data Drivers, after all) from the Credit Union Innovation Index , a joint effort between PSCU and PYMNTS. In the latest Data Drivers, PSCU CEO Charles E.

Innovation 176

Innovation Fintech Data Community 176

PYMNTS

MAY 29, 2020

It’s the end of the work week, and the PYMNTS Weekender is here to make sure you didn’t miss anything with the latest in payments and commerce news. We have deep dives on Main Street’s digital shift, ATM innovation and PPP loans. Demand For PPP Loans Evaporates; $150B Still Available. The Flaw In Demonizing Big Tech.

Maine 130

Maine ATM Innovation Millennials 130

BankBazaar

OCTOBER 10, 2019

A favourable interest rate, long tenure and a low processing fee – the Union Bank Home Loan has it all! Read on to find out more about this loan. If you’re considering taking out a Home Loan, this one is a really good option. What About Prepayment? Yes, you can!

Course 60

Course Payments 60

MyBankTracker

OCTOBER 2, 2020

A tiny house might be perfect if you’re looking to simplify and you don’t like staying in one place for too long. And with the home on wheels, there’s the freedom to live anywhere. And in most cases, you can’t get a traditional mortgage to buy a tiny house. Tiny House Financing Options.

How To 52

How To Security Indiana Payments 52

BankBazaar

FEBRUARY 6, 2020

From a personal finance view, here are five key changes that you should know about. Being one of the most anticipated events of the year, the entire nation was anxiously waiting for the announcement, hoping that this year’s Budget will bring some relief in terms of more savings, easier and cheaper loans and more.

Taxes 78

Taxes National US Marketing 78

Gonzobanker

JUNE 26, 2020

Employees are working from home, many with no idea of when they will return to the office. Visa recently extended work-from-home for most employees through 2020. Eighty-one percent of FI executives surveyed by Digital Banking Report believe there will be an even greater remote working opportunity in the future.

Survey 158

Survey Exercises Guidelines Operations 158

MyBankTracker

OCTOBER 13, 2020

Whether you need a short-term loan or a long-term loan, Zippyloan can provide the cash you need in about one business day. Some people use a traditional lender for a personal loan, but this company aims to offer a faster, easier way to get funds. Maximum loan amount is relatively low.

Examples 52

Examples Security Comparison How To 52

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

MyBankTracker

SEPTEMBER 22, 2020

As you relax and cool off on your own property, every day can feel like a vacation. Fortunately, lack of cash doesn’t mean you have to put off your dream of installing a swimming pool. Even if you have money in savings, you might prefer “not” draining your personal funds on a swimming pool purchase.

How To 40

How To Taxes Cards Maryland 40

MyBankTracker

JUNE 25, 2020

Can you borrow money from your life insurance policy and in effect take out a loan? But, should you do it? After all, you can borrow against the next two weeks with a payday loan and against next month with a credit card. You can borrow against your own retirement with a 401(k) loan.

Policies 52

Policies Taxes Lending Payments 52

Jack Henry

JUNE 4, 2014

All of the sudden, my bug guy was high tech! While it is the home of iPay Solutions, and only miles away from the National Gold Repository, we are still considered “small town USA”. The ability to pay bills, scan in checks, and invoice their customers is all a vital part of their daily workflow.

Mobile 92

Mobile Community Bank Cards Community 92

Jeff For Banks

JULY 8, 2019

With all of the automation of financial products, one would think managing finances would be simple. My focus today is on consumer banking. Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms.

Retail 60

Retail Community Taxes Strategy 60

Gonzobanker

NOVEMBER 2, 2017

You know all the answers must come from within. Have you ever noticed that some vendors and products get a free ride at banks and credit unions? You would likely choke on your morning bagel and call in the heavies from Procurement to taunt the requestor. Do you have a better idea?

Software 60

Software Conference Management Resources 60

Gonzobanker

FEBRUARY 25, 2015

Makes you think of your core vendor, no? You envision a gorgeous, funny and smart mystery person, but really you just hope your date’s visible scabies scarring is minimal and that you don’t end up hog-tied in the back of a creepy panel van. We all have high hopes for our blind dates, but we have to be realistic, too.

Phoenix 60

Phoenix System Marketing Strategy 60

William Mills

APRIL 27, 2017

I know you are tired of reading this but we are seeing GREAT UI’s that are browser-based that look like apps. Think about QuickenLoans and their Rocket Mortgage. Again, another great UI show how a loan officer can work faster creating a better customer experience. Check back for new updates throughout the day.

San Francisco 69

San Francisco social media San Jose Customer Experience 69

Gonzobanker

JANUARY 14, 2016

Hey, community bank and credit union marketers: Imagine that you’re sitting in your office, and your CEO comes in and says, “Got a minute? I’m putting together a presentation for the board, and I need to tell them what the Marketing department is really good at.” ” You’ve got a minute.

Community 60

Community Marketing Mobile US 60

CB Insights

DECEMBER 4, 2019

In 2017, Andreessen Horowitz general partner Alex Rampell said that of all the tech giants that could make a major move in financial services: “Amazon is the most formidable. If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Amazon’s Next Financial Pillar.

Cards 101

Cards Lending Strategy US 101

Jeff For Banks

APRIL 21, 2012

Since I estimate my Twitter community only reads about 10% of their tweet stream, and so many of my blog readers do not follow Twitter, below are selected quotes that I tweeted so far this year. So if you are a CPA and want to count, a few of the quotes may exceed the 140 here, but not on Twitter. But read the next quote.

Community Bank 71

Community Bank Community Groups Lending 71

Abrigo

SEPTEMBER 8, 2023

How to comply with both Reg CC and fraud requirements Read about the rules outlined by Reg CC, the circumstances that allow exceptions, and what to do when your financial institution suspects fraud. Let the Abrigo Advisory Services team help when you need it.

Fraud 195

Fraud Training Regulation Compliance 195

Filene

SEPTEMBER 8, 2017

Did you know that Bena, MN is home to the world's largest Muskie Drive Inn restaurant that was featured in the opening credits of the Chevy Chase’s movie Vacation? It has a population of 60 people and to get there you have to drive through Canada. Why am I going on and on about this? ” Seriously.

Innovation 28

Innovation Minnesota Conference US 28

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. What fits one does not fit all. Brazos National Bank. First Federal Bank, A FSB. Neighbors Bank.

Community Bank 172

Community Bank Community Montana Taxes 172

Abrigo

DECEMBER 22, 2023

You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." The most-read portfolio risk blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year.

Risk Management 221

Risk Management Regulation Management Lending 221

PYMNTS

MAY 22, 2020

For credit unions (CUs), the shift to digital banking is here — and depending on how you look at it, the pivot, by necessity, took only a few months. After all, there are only so many groceries and essential items consumers can buy; now, they are increasingly looking to buy other goods and services. Looking Ahead.

Cards 264

Cards Digital Banking Retail Mobile 264

Fintech Labs Insights

AUGUST 21, 2014

And while there are good reasons why banks choose to avoid riskier SMBs, none of the reasons make a lick of sense to any business owner. I know from experience. So banks and credit unions, time is a wasting. So banks and credit unions, time is a wasting.

Digital Banking 25

Digital Banking Lending United States Regional 25

Gonzobanker

NOVEMBER 3, 2015

After all, the probability of black hitting again had to be minuscule … right? After all, the probability of black hitting again had to be minuscule … right? As you might expect, there are practical implications far beyond limiting gambling losses. As I stood there, the next two spins also landed on black. Well, not exactly.

Las Vegas 60

Las Vegas System Resources Guidelines 60

Social Assurance

DECEMBER 16, 2016

So here is something we all know, getting engagement on a bank or credit union’s Facebook page is hard. Even if you are rocking it with page likes, getting those like and comment clicks is still extremely difficult. People just don’t get excited about a bank like they do for a brand like Skittles.

social media 12

social media Community Bank Branding Community 12

Jeff For Banks

AUGUST 12, 2010

Did you know that since 1999, the Dow has risen above and fallen below the 10,000 mark an astounding 280 times! Did you know that since 1999, the Dow has risen above and fallen below the 10,000 mark an astounding 280 times! Bummers all. Now that I have depressed you completely, let’s take a moment to cheer up.

Taxes 60

Taxes Marketing Risk Management Groups 60

Abrigo

NOVEMBER 22, 2021

Consumer Lending Laws & Compliance Financial institutions offering consumer loans need to know about these major consumer lending laws and recent compliance issues. You might also like this webinar, "Consumer Lending 101.". Pandemic Issues. Consumer lending compliance spotlight.

Compliance 195

Compliance Lending Risk Management Regulation 195