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Loan Hedging for Community Banks in 2024

South State Correspondent

The market expects the current inverted yield curve to remain through much of 2024 (based on long-term interest rates and the expected rate cuts in 2024). This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges.

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Regional Banks Need to Prepare Now for More Earnings Pressure in 2024

The Financial Brand

This article Regional Banks Need to Prepare Now for More Earnings Pressure in 2024 appeared first on The Financial Brand. This article Regional Banks Need to Prepare Now for More Earnings Pressure in 2024 appeared first on The Financial Brand.

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Regions Bank says loan demand will stay muted in first half of 2024

American Banker

The Alabama bank's executives said commercial borrowers remain cautious amid high rates and economic uncertainty. During the fourth quarter, flat lending and higher deposit costs weighed down the company's net interest income.

Alabama 81
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BOK Financial touts a bright 2024 lending outlook

American Banker

The Oklahoma-based regional bank expects 6%-7% loan growth in the year ahead. Executives are also projecting that net interest income will start to improve after the metric hits a trough early this year.

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The Great M&A Debate: Regional Bankers Argue the Need to Buy Scale in 2024

The Financial Brand

This article The Great M&A Debate: Regional Bankers Argue the Need to Buy Scale in 2024 appeared first on The Financial Brand. Do regionals have to consolidate to thrive? This article The Great M&A Debate: Regional Bankers Argue the Need to Buy Scale in 2024 appeared first on The Financial Brand.

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Guest Post: Financial Markets and Economic Update - First Quarter 2024

Jeff For Banks

2024 could exceed -$2.0 ISMs and regional Fed surveys have been mostly negative for months on end. High debt levels continue to harm GDP as the US Treasury issues new debt with abandon and the politicians hand out money like candy. It is mismanagement of the worst kind as budget deficits explode; the fiscal year 2023 deficit was -$1.7

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Unrelenting interest income pressure weighs down PNC's earnings

American Banker

The Pittsburgh-based regional bank also emphasized expense control for the first quarter and throughout 2024 as it manages credit quality vulnerabilities and higher charge-offs, particularly among office loans.