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If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans.

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If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

Loan-level hedging has become an important tool that many community banks have started to adopt in 2024. Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans.

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The Recency Trap and Building Deposit Balances

South State Correspondent

Most national and regional banks allocate marketing resources to recently acquired customers to get them to build deposit balances and purchase other products, while most community banks do not. Many banks fall into the “recency trap.” ” This article explores the recency trap and discusses how to prevent it.

Marketing 195
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Bankable Partners With Visa For Global Expansion

PYMNTS

“Our strategic partnership with Visa represents a great opportunity to further accelerate digital payments innovation in the region. as well as leading regional, community and selected global banks organized to support FinTechs,” Mouilleron said. “As The New York team will handle operations in London and Dubai.

New York 132
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Increasing Digital Banking Options Put Pressure On Big Lenders To Adapt

PYMNTS

According to an August study of digital banking by PYMNTS, banks are closing physical branches, reducing hours of operation and encouraging customers to use their websites or mobile apps to conduct transactions and reduce face-to-face interactions between customers and staff. On Monday (Oct. 5) NCR Corp.

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These Are Your Most Profitable Cash Management Clients

South State Correspondent

The value driver in cash management is that it is usually some sort of operating account at the bank. As such, operating accounts have low-interest rate sensitivity. We have also included the IBIS World 2024 risk ratings to provide some context for the credit and operating risk of the counterparty.

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European Court To Rule On Airbnb Classification This Week

PYMNTS

The decision has the potential for large consequences for the company, especially in Paris, where the Olympics will be held in 2024. In April, the CJEU said in a non-binding opinion that Airbnb should be treated as a digital service provider, and that it should be free to operate in the region.

Regional 130