SWBC's LenderHub

JUNE 14, 2021

All through last week, longer-dated Treasury notes and bonds rallied and the yield curve flattened 11 basis points despite large funding operations and the May CPI coming out higher than expected. Last Week: Treasury yields were front and center last week as equities and corporate bonds quietly ground higher and tighter.

Marketing 138

Marketing Operations Capital 138

PYMNTS

JULY 3, 2020

Commercial payments technology firm WEX landed a $400 million investment this week, but when it comes to venture capital, investors set their sights on B2B eCommerce, small business funding, payroll and more. Supporting that initiative is Square Peg Capital, which led a $6.3 With a combined $43.3

Capital 161

Capital Fintech Security Operations 161

PYMNTS

DECEMBER 8, 2020

In today’s top news, economists expect the economy to recover back to pre-pandemic levels by the end of 2021, and China’s banking watchdog warns of further Big Tech regulations. Economists: Stimulus, Vaccine Key To Full Recovery By Year-End 2021. Capital One Halts BNPL Transactions On Its Credit Cards.

San Francisco 130

San Francisco Community Bank Video Capital 130

PYMNTS

SEPTEMBER 28, 2020

As 2020 limps toward its exhausting conclusion, get ready for a massive rebound in 2021 — for consumer spending , for small- to medium-sized businesses’ ( SMBs ’) top lines, and for the U.S. I actually think that 2021 may not be a good year — I’ll be blunt in saying that,” he told Webster. economy in general. FinTechs To The Rescue?

Fintech 291

Fintech Examples Industry Management 291

South State Correspondent

JANUARY 17, 2024

We focused mainly on customer profitability and used risk-adjusted return on capital as a proxy for profitability. Through this understanding of profitability and productivity, bank managers can set better strategies and tactics plus start to optimize the allocation of capital. The answer is – most likely.

Study 195

Study Maine Analytics Capital 195

PYMNTS

FEBRUARY 1, 2021

Special purpose acquisition companies, or SPACs , are now eyeing the Asian market for merger deals as they compete to finalize deals before their initial public offerings (IPOs) expire. market for taking private companies public. Another 93 have listed since the start of 2021. According to Bloomberg , 248 SPACs listed on U.S.

Capital 198

Capital Taxes Operations America 198

PYMNTS

JUNE 4, 2019

ICONIQ Capital led the round, with participation from new investor Sapphire Ventures and all existing investors including Madrona Venture Group, OpenView, Salesforce Ventures and Shasta Ventures. Yet research shows that 65 percent of content produced by marketing for use by sales is never utilized. percent in 2017.

Capital 108

Capital Security Seattle User Experience 108

PYMNTS

JANUARY 19, 2021

In today’s top retail news, Bed Bath & Beyond said it has finished its sale of Cost Plus World Market (CPWM) to a private equity firm, while Starbucks will help Washington state with the distribution of coronavirus vaccines. Bed Bath & Beyond Finishes Sale Of Cost Plus World Market To PE Firm. Bed Bath & Beyond Inc.

Washington 141

Washington Retail Marketing Operations 141

PYMNTS

MAY 6, 2019

Morgan Stanley will send the Russian central bank a notice that it’s going to formally close of all of its banking operations in the country in the first quarter of 2020, according to a report by Reuters. and EU made it too hard for Russian businesses to access international capital markets.

Operations 108

Operations Apple Study Google 108

PYMNTS

JANUARY 25, 2021

Kemper will join N26 in the second half of 2021, replacing co-founder Maximilian Tayenthal, who will become co-CEO with Co-Founder Valentin Stalf, N26 said in a press release. In his eight years at the startup, he helped grow market capitalization to 11 billion euros from 2010 to 2017. Its most recent valuation was $3.5

Fintech 254

Fintech Operations Tools Capital 254

CFPB Monitor

JUNE 10, 2022

The Federal Trade Commission provided its annual report to the Consumer Financial Protection Bureau on its enforcement and related activities in 2021 regarding the Truth in Lending Act (TILA), Consumer Leasing Act (CLA), and Electronic Fund Transfer Act (EFTA) (collectively, the “Financial Acts”). FTC in which the U.S.

Report 78

Report Lending Policies Training 78

Jeff For Banks

FEBRUARY 12, 2024

Raised capital in late 2019. Agreed to sell 2 branches in weak markets - 12/2020 5/25 Look how much $CFBK accomplished in just over 4 years. (2/2) Entered Indianapolis on 5/2021, a top 2 Midwest market with Columbus, another market $CFBK is in. 14/25 Capital priorities for banks: 1. shareholder value.

Columbus 108

Columbus Indianapolis Capital Community Bank 108

PYMNTS

SEPTEMBER 27, 2020

Sezzle , the installments payments platform, will be working on buy now, pay later (BNPL) services with Target , a press release says, which will test how the popular payment trend works with the retail giant's operations. After a recent $55 million capital raise , Sezzle plans to focus more on that area of business.

Leadership 302

Leadership Millennials Retail Study 302

PYMNTS

AUGUST 23, 2018

Forget Apple and its $1 trillion market capitalization. trillion in market cap by 2024. The analyst said in a research note to clients that AWS may be worth $1 trillion in six years, which would be larger than Amazon’s market cap, which currently stands at $929 billion. percent of the retail market in the U.S,

Marketing 100

Marketing Apple Operations Retail 100

FluentBanking

JULY 3, 2021

Lenders were able to make a compelling profit through investments in the capital market during the first half of the current year Despite the disruptions caused by the ongoing Covid-19 pandemic, Bangladeshi banks have seen a rise in operating profits within the first six months of this year.

Operations 52

Operations Lending Capital Taxes 52

Abrigo

MAY 24, 2023

This lack of access to financial services hinders these businesses’ abilities to gain a market foothold and contributes to the flourishing of an unregulated, underground marketplace. Without access to traditional banks, legal cannabis businesses can’t access loans and capital or even use basic bank accounts.

Lending 195

Lending Fraud Operations Ohio 195

PYMNTS

FEBRUARY 19, 2019

The companies are targeting SMBs that focus on tea, sake, digital devices and other products, helping businesses that want to capitalize their “Made in Japan” position, and sell to the U.S. trillion worth of B2C eCommerce with Japan by 2021, a 70 percent increase from 2017 volumes. via Amazon. Reports said the U.S.

Marketing 115

Marketing US Regional Report 115

CB Insights

MAY 31, 2023

Leading into 2022, numerous fintech unicorns operating in areas like payment acceptance and BNPL saw their funding, employee headcount, and valuations skyrocket. and $95B, respectively, in 2021. Among these , BNPL provider Klarna and payments processor Stripe reached valuations of $45.6B

Payments 68

Payments Capital Fintech Operations 68

South State Correspondent

JANUARY 16, 2024

Barings Bank, Orange County (CA), Enron, Long-Term Capital Management, and other entities misused derivatives or didn’t understand the difference between hedging and speculating. introduced a LIBOR alternative in March of 2021 (called BSBY). We provide lenders with education and marketing support to sell the ARC program.

Community Bank 195

Community Bank Community Compliance CA 195

Independent Banker

APRIL 30, 2022

Some banks are stepping up their efforts to take market share from competitors, as well as adding or expanding certain types of loans or specialty lending niches. Number of applications filed to form new businesses in 2021, the most of any year on record. billion in commercial loans outstanding at the end of 2021. Quick Stat.

Lending 158

Lending Community St. Louis Community Bank 158

Independent Banker

JANUARY 31, 2022

One of the harsh realities revealed by the flood of Paycheck Protection Program (PPP) money distributed in 2020 and 2021 is that many businesses and entrepreneurs in need of small-balance loans fell through the cracks. which operates $12 billion-asset OceanFirst Bank N.A. By Beth Mattson-Teig. in Toms River, N.J. saw something similar.

Lending 150

Lending Community Community Bank Compliance 150

CFPB Monitor

APRIL 25, 2022

The CFPB has issued its annual Fair Debt Collection Practices Act report covering the CFPB’s debt collection activities in 2021. As in all prior years since the Bureau began accepting debt collection complaints in 2013, the most common complaint in 2021 was about attempts to collect a debt that the consumer claimed was not owed.

Report 141

Report Pennsylvania Resources Operations 141

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. Improving efficiency is like “losing weight” and “working out more.”

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

FEBRUARY 1, 2021

“Asia is the next big treasure trove for SPAC candidates,” said Joaquin Rodriguez Torres , co-founder of investment fund Princeville Capital, who has launched SPAC Poema Global Holdings LLC. Funds that have expertise in both companies operating in Asia and how U.S. capital markets work hold a significant advantage.”

Groups 248

Groups Florida Retail Capital 248

Bobsguide

APRIL 22, 2022

This has ensured it can continue to provide innovative solutions to solve industry challenges, increase efficiencies, improve automation, decrease operating costs, and provide more engaging client experiences to deliver better outcomes.

Innovation 147

Innovation Company Management User Experience 147

PYMNTS

JANUARY 7, 2021

Columbia School of Business professor Mark Cohen — former CEO of Sears Canada, Bradlees and Lazarus department stores — thinks dollar stores will be the “big market-share gainers” from the woes of modest-priced department stores like JCPenney. We are excited to once again accelerate our real estate growth plans in fiscal year 2021,” he said.

Capital 235

Capital Course Examples Report 235

PYMNTS

JANUARY 25, 2021

A non-bank ATM operator, Cardtronics also offers managed services and payment processing to banks and merchants. Cardtronics will become a privately held company after the deal is finalized, and its common shares won’t be listed on any public market. The deal is expected to close in mid-year 2021.

Software 204

Software ATM America Retail 204

PYMNTS

DECEMBER 17, 2020

And another SPAC comes to market. And so the question looms as to whether the special purpose acquisition company (SPAC) will be the backdoor entry to the public markets. We expect a high level of SPAC activity will continue into 2021,” David Kostin, Goldman’s head of chief U.S. billion deal. But there’s a big “if” involved.

Training 203

Training Comparison Capital Policies 203

PYMNTS

DECEMBER 17, 2020

N26 , a German FinTech, is looking to do at least one more funding round before going public in 2023 at the earliest, and eyeing breaking even on an operating level in 2021, Reuters reported. During the pandemic, N26 didn't see any major setbacks, although it put on hold its efforts to branch into new markets, Reuters reported.

Fintech 183

Fintech Meeting Report Capital 183

South State Correspondent

MAY 23, 2023

This data is critical for pricing, capital allocation, and marketing. In 2021, we published articles warning bankers against higher rates (for example, HERE ) and the resulting impact on credit. The operative question is when commercial PODs will show a spike. Once again, it is time to play more defense.

Trends 195

Trends Minnesota North Dakota Arizona 195

PYMNTS

SEPTEMBER 8, 2020

The alliance will reportedly result in a digital technology that offers wholesaler access to credit and completely digitized marketing campaigns. If demand returns in the worldwide economy, the International Chamber of Commerce (ICC) forecasts a possible $2 trillion to $5 trillion shortfall in trade financing up to 2021.

Capital 199

Capital Groups Innovation Technology 199

PYMNTS

APRIL 3, 2020

The market capitalization of Expedia was down 58 percent, Hilton, 44 percent and Booking.com 37 percent. Internal forecasts anticipate the company will get back up to its 2019 revenue levels by January 2021. The pandemic and other setbacks this year could delay its initial public offering (IPO) until 2021.

Regional 140

Regional Meeting Capital Report 140

Bobsguide

JULY 28, 2022

(TSE), announced today that the number of share-issuing companies on its electronic proxy voting platform (the Platform) has exceeded 1,700 listings, an increase of 499 companies since June 2021. After almost 18 years, the Platform has become a key part of the infrastructure of Japan’s capital markets.

Company 68

Company Meeting Capital Exercises 68

PYMNTS

OCTOBER 5, 2020

The straw that reportedly broke the theater operator’s back was a push-back until 2021 of the release of “ No Time To Die ,” the 25th James Bond film. But now, the movie is the latest in a long line of big blockbuster titles that have been bumped to 2021. This is the film’s second delay from an original April release date. “No

Operations 307

Operations Report Company Capital 307

Abrigo

JULY 20, 2021

B y marketing that your financial institution offers SBA loan origination, you provide additional products that expand opportunities to businesses. In the secondary market, guaranteed loans are liquid and command a premium. Offering SBA lending at the institution is a good way to “get in the door” with good credits.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

B y marketing that your financial institution offers SBA loans, you provide additional products that expand opportunities to businesses. In the secondary market, guaranteed loans are liquid and command a premium. Offering SBA lending at the institution is a good way to “get in the door” with good credits.

Lending 195

Lending FDIC Capital Risk Management 195

Jeff For Banks

MARCH 5, 2022

in real final sales, which is very weak compared to +8% to +9% in the first two quarters of 2021. Stock and bond market volatilities are also seeing winter squalls and are sending messages about shifting investor sentiments about risk. 3% in January, which was the first monthly decline since the beginning of 2021. of the +6.9%

Marketing 78

Marketing Policies Community Bank Community 78