CFPB Monitor

JUNE 25, 2020

The OCC has issued an Advance Notice of Proposed Rulemaking (ANPR) seeking comments in connection with a comprehensive review of its regulations on electronic activities of national banks ( 12 CFR part 7, subpart E ) and federal savings associations ( 12 CFR part 155 ). Comments on the ANPR must be received by August 3, 2020.

National 103

National Regulation Innovation Technology 103

PYMNTS

DECEMBER 30, 2019

Delivery service Postmates and popular coconut water drink Vita Coco are partnering with Manhattan deli Lenwich to offer a whimsical but practical 2020 “hangover remedy kit,” according to Fox Business. In addition, partiers will get a Lenwich egg and cheese sandwich as well as Ibuprofen tablets and Korean skincare brand Banila Co.’s

Cleveland 138

Cleveland Branding National Strategy 138

PYMNTS

AUGUST 25, 2019

The fashionistas posting on Facebook have the attention of Kohl’s , which is looking to create a curated clothing line based on the brands people are wearing most, the Motley Fool reported Sunday (Aug. Kohl’s is teaming up with the social media giant to uncover emerging brands that millennial shoppers consider cool.

Millennials 133

Millennials Data social media Branding 133

South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. Background of ERC ERC exists to assist businesses that were put under severe financial strain due to the government-mandated lockdowns from the 2020 COVID-19 pandemic.

Taxes 195

Taxes Community Bank Community Operations 195

Perficient

NOVEMBER 8, 2021

I eventually got headhunted to work for City National Bank in Los Angeles. MM: So, you started at City National Bank, and was the bank online before you got there? MM: You played a variety of roles at City National Bank. How do you think it will change the way financial services organizations operate? MM: Favorite brands?

Industry 539

Industry cryptocurrency New Mexico Los Angeles 539

PYMNTS

JANUARY 16, 2020

According to Bloomberg , Apple and the National Basketball Association (NBA) have “announced a partnership that includes an Apple Music playlist featuring independent artists from an emerging label. As Bloomberg put it, the label “connects about 190,000 independent artists to audiences through direct partnerships with brands.”.

Apple 130

Apple Branding Los Angeles Analysis 130

PYMNTS

MARCH 17, 2020

The 2020 Credit Union Innovation Index , conducted in partnership with PSCU , found that over 20 percent of members would drop their current CU over lack of innovation. The 2020 Credit Union Innovation Index notes that CU members have become very curious about many new digital options for their banking and payments needs — maybe too curious.

Innovation 159

Innovation Study Operations Examples 159

PYMNTS

MARCH 31, 2020

The hotel firm said in a notice that it “at the end of February 2020, the company identified that an unexpected amount of guest information may have been accessed” with the sign-in credentials of two franchise property staffers. Marriott International experienced a massive data breach in an “incident” that involved a property system.

Data 141

Data Resources Operations National 141

PYMNTS

DECEMBER 21, 2020

The National Restaurant Association estimates that something like 100,000 eateries have closed either for now or forever, as health fears have struck at the heart of dining out. After a revenue freefall of $165 billion between March and July, the sector is expected to lose almost a quarter-trillion dollars in 2020.

Mobile 151

Mobile Fraud Policies Study 151

PYMNTS

NOVEMBER 26, 2019

At this time, we have decided to discontinue the sampling program in 2020.”. A brand that wanted to take part in the program paid about $2 for each sample, in addition to the cost of the product. . They asked whether the technology could be accessed by foreign entities and whether the technology posed a risk to national security.

Delaware 140

Delaware Oregon Maryland Video 140

PYMNTS

JULY 8, 2020

This week found that one of the crisis’ most troubled retailers — Nordstrom — will only pay half of its rent for the balance of 2020. The report suggested that Nordstrom would pay “up to a full reconciliation should 2020 sales reach 90 percent of sales made in that location in 2019.” percent of Q2 2020 rent as of the end of June.

Retail 150

Retail New York City Branding Groups 150

PYMNTS

NOVEMBER 26, 2019

At this time, we have decided to discontinue the sampling program in 2020.”. A brand that wanted to take part in the program paid about $2 for each sample, in addition to the cost of the product. . They asked whether the technology could be accessed by foreign entities and whether the technology posed a risk to national security.

Delaware 130

Delaware Oregon Maryland Video 130

PYMNTS

SEPTEMBER 23, 2019

As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s. But digital arguably provided an even better story for the brand. Sales Trends.

Innovation 155

Innovation Mobile Trends Operations 155

PYMNTS

AUGUST 7, 2020

For retailers, it’s better to be hot in 2020 than top. The National Retail Federation (NRF) said on its blog this week that the Hot 100 Retailers, while vulnerable to mergers and acquisitions, as a group is more stable than the Top 100 Retailers ranking, as stores are impacted by the unpredictability of COVID-19. The Washington, D.C.-based

Retail 144

Retail Groups Washington National 144

PYMNTS

MAY 11, 2020

billion in April and brought in $920 million in additional liquidity via amendments to its co-brand credit card agreements in May. Sorenson, however, noted that national, local and state governments are aiming to manage the “tight rope” between the coronavirus and starting their economies again. percent globally. billion and 91 cents.

Trends 178

Trends South Carolina Regional United States 178

PYMNTS

DECEMBER 3, 2020

The two firms today announced a new partnership as the private equity-owned food brand is looking to expand its customer base and upgrade its delivery services for customers. “As As a brand, we are relentlessly focused on reaching our guests on their terms,” says Darin Dugan, Chief Marketing Officer at Jimmy John’s. “In

Branding 157

Branding Atlanta Survey US 157

PYMNTS

NOVEMBER 8, 2019

Same-store sales increased only 2 percent for quick-service restaurant (QSR) operator Shake Shack in the third quarter of 2019, disappointing investors. The latest QSR earnings report comes amid massive technological changes in that world as restaurant operators seek to improve all facets of their operations via mobile and digital technology.

Mobile 101

Mobile Operations Trends Millennials 101

PYMNTS

OCTOBER 9, 2020

For those who operate restaurants or simply enjoy them, 2020 has been a nightmare. That’s why the always resourceful restaurant sector went all-in on mobile order-ahead (MOA) and kept the nation fed while industry players looked for their next move. Retrofitting for the Future.

Mobile 131

Mobile Boston Chicago Washington 131

PYMNTS

DECEMBER 22, 2020

Just a short time ago, the brand said it would never sign on with the aggregator platforms — because it didn’t have to. Independent restaurants, unlike their national chain counterparts, are paying that 30 percent commission — which, over the long term, isn’t sustainable to turn a profit.

National 256

National Meeting Strategy Branding 256

PYMNTS

APRIL 28, 2020

The year 2020 started strong for Starbucks , CEO Kevin Johnson noted in his call with investors after the firm’s second-quarter earnings hit the wires Tuesday (April 28). And, given the rocky road the brand has traveled in Q2, a turnaround is likely exactly what Starbucks would like to see and as soon as possible. billion in revenue.

Innovation 159

Innovation Operations Customer Experience Community 159

PYMNTS

SEPTEMBER 23, 2019

As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s. But digital arguably provided an even better story for the brand. Sales Trends.

Innovation 100

Innovation Mobile Trends Operations 100

PYMNTS

SEPTEMBER 23, 2019

As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s. But digital arguably provided an even better story for the brand. Sales Trends.

Innovation 100

Innovation Mobile Trends Operations 100

PYMNTS

FEBRUARY 3, 2020

Physical Retail Stumbles Into 2020 . By comparison, 2019 saw 9,200 stores closed as brands like Payless ShoeSource, Fred’s, Gymboree, Charlotte Russe, Family Dollar, Forever 21 , Charming Charlie, Sears, Kmart, A.C. In fact, some experts are looking at the picture in 2020 to get a bit darker before it gets light.

Bitcoin 132

Bitcoin Data Retail Charlotte 132

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. 23-25, 2020. consumers since March. [1]. Take PayPal, for example.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

JULY 16, 2020

According to The Real Deal, “In June, national chain retailers paid 68 percent of their rent, according to a report from Datex Property Solutions. Shoppers have come to expect discounts, and Fitch Ratings estimated discretionary retail spending could decline 40 to 50 percent in the first half of 2020. million in missed rent.

Groups 151

Groups Retail Comparison Survey 151

PYMNTS

JUNE 3, 2020

RH, which operates several online brands such as RH Teen and RH Ski House, and whose retail presence is also known as Restoration Hardware, is one of the most successful curators of luxury furnishings and décor. percent over 2018 to $2.647 billion, adjusted operating margins reached 14.3

Retail 130

Retail Online Marketing Study 130

PYMNTS

OCTOBER 14, 2016

Alibaba is warning China’s retailers that it plans to revolutionize the nation’s retail sector. Cloud computing is the new ‘engine’ powering commercial operations.”. 991 billion | The amount in gross merchandise volume (GMV) that Alibaba would have to sell to achieve its goal by 2020, GMV was $463 in 2015.

Retail 100

Retail Data Big Data Resources 100

PYMNTS

JANUARY 10, 2020

Overall, this week indicated that both Walmart and Amazon are looking to up their game in 2020 — and set their collective sites wider when capturing the consumers whole paycheck. In the home alone, Amazon reported 100,000 smart home products from over 9,500 brands. “It Take Two of the Week: Amazon Moves (Back) in on Luxury.

Las Vegas 131

Las Vegas Branding New Hampshire Online 131

PYMNTS

JANUARY 10, 2020

the restaurant operator with brands such as Morton’s Steakhouse and Joe’s Crab Shack, has warned that customers who used credit cards at more than 60 of its locations may have been exposed. It seems that 2020 might be a long slog of a year, at least as measured on the digital warfare front. for a cyberwar. Points Ubiquity?

United States 141

United States National Data New York 141

PYMNTS

SEPTEMBER 16, 2019

According to the new PYMNTS Order To Eat Tracker , the volume of mobile app orders rocketed 130 percent from 2016 to 2018, and the overall mobile order market value is set to reach $38 billion by 2020. Domino’s , for instance, keeps investing in technology to assist franchisees as well as operators. The projected share of U.S.

Innovation 192

Innovation Mobile Groups Indiana 192

PYMNTS

SEPTEMBER 5, 2016

Ask a brand, retailer or marketer, and they’ll all probably say the same thing: Brick-and-mortar retail stores are dying thanks to the rise of eCommerce and online shopping. DSW , which operates 482 discount shoe stores in 42 states, recently announced plans to open 21 new stores across the nation by October. And DSW’s U.S.

Retail 100

Retail Branding US Course 100

PYMNTS

MARCH 23, 2020

Last week, the nation’s two largest theater chains, AMC and Regal Cinemas, both announced they were shutting their doors as part of efforts to limit the spread of COVID-19 in the U.S. — The situation is severe enough that the National Association of Theatre Owners (NATO) is asking Congress to provide relief measures for its 150,000 employees.

Pennsylvania 148

Pennsylvania Ohio United States Operations 148

Bobsguide

FEBRUARY 22, 2022

Through focused, innovative products, services, and a redefined operating model, BDB has been stimulating and driving entrepreneurial activity in the country. Furthering the government’s vision of moving operations and infrastructure to the cloud, BDB wanted to host the entire core banking platform on a public cloud.

Innovation 78

Innovation Customer Experience Strategy Operations 78

PYMNTS

DECEMBER 4, 2020

FedEx has acquired ShopRunner, an eCommerce platform that provides access to shopping and two-day delivery to over 100 brands. Daniel Gouldman, CEO of crypto banking platform operator Ternio, told Karen Webster that even Grandma can now access a new way to interact with currency. A PYMNTS survey of a national sample of 2,147 U.S.

Cards 151

Cards Data Mobile Survey 151

PYMNTS

JULY 30, 2020

Disintermediating powerful national retail pharmacy chains with a direct-to-consumer (DTC) play on prescriptions is Breese’s obsession, intensified by the extraordinary events of 2020. billion — with its DTC brands Zero (nicotine addiction), Roman (men’s health and erectile dysfunction) and Rory (women’s health), to name a few.

Retail 275

Retail Trends Strategy System 275

PYMNTS

OCTOBER 11, 2019

This week the big headline generator wasn’t anything that either brand was selling, or doing in service or sales, but instead what a spokesperson said — specifically what they said about the current controversy over Amazon’s place in claiming the consumer’s whole paycheck. with more promised by the end of this year and throughout 2020.

Leadership 100

Leadership Apple Branding Retail 100

PYMNTS

SEPTEMBER 7, 2020

Labor Day 2020 has an unfortunate cloud hanging over it: a high U.S. unemployment rate, even as the nation engages in its annual celebration of workers. Something where you can influence a brand or a product, it's cool, and you feel like these people who interview you actually listen to you,” she said. “It

District of Columbia 220

District of Columbia Washington Survey Course 220