PYMNTS

SEPTEMBER 16, 2019

And so a sheepherding innovation – and new vocabulary word – was born. In the payments ecosystem, we need look no further than the bridge millennial for how the connected purchasing experience will evolve over the next decade. Analysts pinpoint certain companies as bellwethers for the performance of a sector.

Millennials 222

Millennials Study Course Trends 222

PYMNTS

JANUARY 26, 2021

Since 2018, Alexa has been able to develop “hunches” based on its observations of its users' habits. And voice assistants are showing up to assist with a growing number of those home purchases — 42 percent more often than they did in 2018 and 10 percent more than they did in 2019. Workers are also shopping during the workday, as 6.5

Millennials 175

Millennials Data Trends Security 175

PYMNTS

JANUARY 22, 2018

More important, perhaps, than the innovations they made on behalf of their more famous lead players, was how their contributions accelerated those innovations’ time to market. Innovation in payments and commerce has an unsung hero, too. And who will influence how innovation happens.

Innovation 135

Innovation Online Branding El Paso 135

PYMNTS

JULY 13, 2020

The greatest health crisis in a generation is poised to accelerate innovation at the intersection of healthcare , technology and payments as never before. And the retailer ponied up a reported $200 million for pieces of Seattle-based startup CareZone ’s technology, which personalizes prescription drug management for individuals.

Retail 219

Retail Innovation Online Seattle 219

PYMNTS

DECEMBER 28, 2018

Charles Dickens’ famous starter to A Tale of Two Cities , as it turns out, is a pretty good way to sum up the year 2018 from the view of the alternative financial services segment. However, as 2018 wore on, headwinds started to blow back on the segment, most especially in the form of rising interest rates.

Millennials 145

Millennials Lending System Data 145

PYMNTS

FEBRUARY 18, 2020

This is a popular strategy — DoorDash handled a full 35 percent of all meal deliveries in the United States in 2018, and Grubhub closely trailed on its heels, claiming 30 percent of orders. based QSRs draw millennials consumers, with half of this age group reporting that they place more deliveries now than they did two years ago.

Millennials 232

Millennials Trends Strategy United States 232

PYMNTS

DECEMBER 27, 2018

Open banking, bank APIs and data sharing flourished in 2018, with small business and corporate financial services squarely in the path of this financial services trend as banks and FinTechs consider new ways to enhance business payments, accounting, treasury and financial management. Yet the trend isn’t without its complications.

Customer Experience 191

Customer Experience Survey Trends Data 191

PYMNTS

NOVEMBER 2, 2020

consumer seems happy to test the waters — and none more so than the coveted bridge millennials. According to PYMNTS survey data, nearly three times as many bridge millennials are Amazon Prime members as Walmart+ members. But three in 10 bridge millennials already report having both, just a month in. Those are the 47 million U.S.

Millennials 246

Millennials Retail Online Report 246

PYMNTS

JULY 25, 2019

In an interview with PYMNTS, Deirdre Ives, CEO and managing director at Wirecard North America, noted that when it comes to innovation, issuers face challenges in meeting the needs and expectations of a diverse populace of users spanning borders and cultures. That’s especially true among younger users such as millennials.

Payments 189

Payments Innovation Examples FDIC 189

PYMNTS

DECEMBER 27, 2019

Early innovators managed cooperatives using the same founding principle that CUs use today: members-first finance in place of indifferent, legacy-style banking. There are encouraging signs, too, such as fee income rising more than 7 percent year over year (2018-19) and robust loan originations. Digital Unison.

Digital Banking 130

Digital Banking Millennials Banking Trends Mobile 130

PYMNTS

NOVEMBER 21, 2017

has its own Open Banking initiatives coming into force in 2018, too. They’re a result of the Competition and Markets Authority (CMA) inquiry, which found a serious lack of innovation in the nation’s banking sector — especially when it comes to small- and medium-sized business (SMB) services. “For As the U.K.

Fintech 115

Fintech Millennials Meeting Innovation 115

PYMNTS

MAY 24, 2019

Google has recently upped its game in the food service area of retail, further proof that innovation is heating up when it comes to restaurants – and another signal of how the connected vehicle ecosystem is developing. Food Retail Innovation. For instance, commuters in 2018 spent some $62.3 Connected Vehicle Ecosystem.

Google 115

Google Mobile Retail Innovation 115

PYMNTS

OCTOBER 20, 2020

We learn that the creative innovation that’s capturing people’s imaginations more than anything now is the mighty spoken word. This means that the share of consumers making purchases who do so via voice assistant is up 42 percent since 2018 and up 10 percent since 2019.”. percent bought new retail product brands.”.

Maine 221

Maine Retail Branding Study 221

PYMNTS

OCTOBER 30, 2018

It was this observation, said Fred Thomas, vice president and general manager of retail for Goodyear, that led the firm to believe it had reached a crossroads where innovation is necessary. In our (traditional tire) stores we skew slightly older and slightly male, and we are missing millennials and women,” Thomas said. “We

Millennials 159

Millennials Maryland Metro Course 159

PYMNTS

OCTOBER 11, 2018

To serve millennials and other consumers, Wells Fargo launched a mobile banking app called Greenhouse by Wells Fargo last year. The app, which was announced in November, includes tools to help consumers manage their money and see where they stand financially.

Payments 150

Payments Mobile Tools Cards 150

PYMNTS

NOVEMBER 28, 2017

While some of these innovations are on the horizon and others are currently in place, it’s clear the automotive industry is camped in the disruptions fast lane and barreling toward a reinvention without taking a pit stop. The millennial factor. Fair’s phone-first approach to vehicle shopping was designed for millennials, he explained.

Mobile 102

Mobile Millennials Los Angeles Trends 102

PYMNTS

MARCH 2, 2020

That appears to concern many businesses as 74 percent of recruiters stated in 2018 that they expected to more intensely vie against other firms to attract new hires in 2020. Workers may find benefits beyond simply receiving their funds, too, as many use payment cards to manage budgeting and spending. Staffing agencies in the U.S.

Cards 130

Cards ATM United States Payments 130

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. Download the free report to find out how fintech is shaping the future of wealth management and investing. get the REPORT on next generation investors.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

OCTOBER 29, 2018

The day after Halloween marks the 60-day sprint to the end of the year – a year in which the pace of innovation has accelerated materially. The shifts associated with that innovation are beginning to take root, and those impacts are beginning to be felt. million such pieces. billion monthly active users – that keeps on growing.

Payments 196

Payments Google Apple Innovation 196

PYMNTS

APRIL 30, 2018

QVC President and CEO Mike George said when the deal was announced,“By creating the leader in discovery-based shopping, we will enhance the customer experience, accelerate innovation, leverage our resources and talents to further strengthen our brands, and redeploy savings for innovation and growth. The Beauty & Wellness Makeover.

Branding 129

Branding Millennials Retail social media 129

CB Insights

MARCH 26, 2019

Every few weeks, another story about the dreaded generation surfaces: millennials are killing casual dining; millennials are killing breakfast cereal; millennials are killing home ownership. Millennials aren’t shunning luxury goods; they’re just renting them instead of buying. Millennials are in debt.

Millennials 78

Millennials Industry Trends Branding 78

PYMNTS

FEBRUARY 28, 2018

As we enter 2018, we are working diligently to improve execution with a focus on conversion, gross margin and inventory management,” CEO Robert Niblock said in a statement. housing market and the increasing transition of the millennial generation into home ownership mode. percent, again ahead of the 3.1

Nashville 100

Nashville Tennessee Taxes Course 100

PYMNTS

MARCH 15, 2018

Or, at least, that’s the pessimist’s view — a more optimistic estimate puts the odds somewhere around 1 in 128 billion, which is a much more manageable statistical impossibility. It even managed to garner a $3.1 Boomers vs. Millennials vs. Scammers . quintillion. billion loan at the time to keep stores open.

Payments 108

Payments Millennials US Fraud 108

William Mills

APRIL 20, 2017

This discussion focused on the intersection of the digital and physical worlds and innovation. Seth Wheeler, Managing Director at JPMorgan Chase, posed the question, “Do we build or do we partner?” Agency client QuestSoft was one of the winning companies for their work in preparing lenders for the 2018 HMDA changes.

blockchain 46

blockchain Detroit Conference Knowledge Base 46

PYMNTS

OCTOBER 25, 2017

When you’re an innovator and building out a vision for a new category like we are, there aren’t existing companies or products to model after. Actually, a new player, one of our Canadian bank partners, may take that title in 2018. There is also a lot of room to innovate. We help our partners ‘win.’

Mobile 100

Mobile User Experience Examples Millennials 100

PYMNTS

FEBRUARY 18, 2019

For those charged with managing the consumer’s trust and safety when transacting online, and in the midst of increasingly clever cybercrooks, being comfortable going against the status quo flow has become much more important than ever before, he said. I joked that I’d be a shoo-in for the job. All while keeping prices low for consumers.

Cards 169

Cards Course Study New York 169

CB Insights

JUNE 20, 2018

FUTURE OF FINTECH 2018. The product is the first major launch of SoFi CEO Anthony Noto who was newly appointed in March 2018. Millennial customers have 5 core money functions, according to Noto: borrow, pay, save, invest, and protect. “We’ll continue to iterate and innovate around fast ,” Noto said.

Company 28

Company Resources Mobile Fintech 28

PYMNTS

OCTOBER 11, 2018

But at this point, he is skeptical that Snap can manage a hat trick. In our excitement to innovate and bring many new products into the world, we have lost the core of what made Snapchat the fastest way to communicate,” Spiegel wrote in the document, calling the update “rushed.”.

Apple 181

Apple social media Millennials Report 181

FICO

DECEMBER 20, 2018

Emerging payment solutions — mobile wallets and P2P payment networks most notably — are slowly but steadily displacing legacy payment options like cash and checks and cementing themselves in the day-to-day lives of consumers (particularly Millennials and Gen Zers). and Europe, will only accelerate this trend. small-dollar lending market.

Trends 73

Trends Lending Fraud Exercises 73

PYMNTS

JULY 23, 2018

May 2018’s household income numbers were up nearly 2 percent from last year, they say, due largely to increases in base compensation resulting from a tightening labor market. They have and use store cards and say they pay student loans (probably at that age for their millennial kids). Are the more than a third of U.S.

Cards 122

Cards Groups Report US 122

CB Insights

FEBRUARY 1, 2019

Consider that: Half of Indonesia’s population is under the age of 30, with the number of millennials (aged 17-35) in Indonesia currently at 79.5M. Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019. in loans in 2018 vs. $182M in 2017. promotion. in 2013 to 15.8%

Policies 61

Policies Lending Operations Examples 61

PYMNTS

DECEMBER 4, 2019

Recent searches, saved places and flights you’re tracking are added automatically to your trips when you’re signed into your Google account,” wrote Richard Holden, VP of product management and travel at Google, in a blog post. Soon, we’ll add viewed things to do and saved and viewed hotels to your trips.

Leadership 131

Leadership Industry Google Groups 131

PYMNTS

DECEMBER 4, 2019

Recent searches, saved places and flights you’re tracking are added automatically to your trips when you’re signed into your Google account,” wrote Richard Holden, VP of product management and travel at Google, in a blog post. Soon, we’ll add viewed things to do and saved and viewed hotels to your trips.

Leadership 130

Leadership Industry Google Groups 130

PYMNTS

AUGUST 6, 2018

Grubhub made news a couple weeks ago when it simultaneously delivered a very strong Q2 2018 earnings report and announced the acquisition of LevelUp. In February of 2018, Yum! And particularly the group of players who all seem aligned around the Grubhub brand to drive innovation in the space – traditional players like Yum!

Online 125

Online Branding Mobile Millennials 125

PYMNTS

JANUARY 11, 2019

The floor of CES was once again flooded with smart devices, created to make everything from personal grooming to household management to the daily commute a smoother and more seamless experience for consumers through the power of connection. Google Goes Big.

Google 145

Google Samsung Apple Technology 145

Tech and Finance

JUNE 14, 2018

In the past I have written about design thinking, how to avoid bank PR-speak and whether banking and innovation belong in the same sentence. Of those who do, nearly 70 percent cite meditation and mindfulness as the most effective activity for managing their stress, ranked above listening to music, sleeping or exercising. – 52.3%

Survey 28

Survey Millennials Fraud Mobile 28

CB Insights

JULY 11, 2019

Technological innovation across the financial services space is growing. A number of specific factors are driving these changes: There are massive demographic shifts occurring in the market for customers, where millennials now make up the majority of the labor market. As a result, consumer adoption is at an all-time high.

Fintech 64

Fintech cryptocurrency Examples Cards 64