CB Insights

OCTOBER 21, 2018

CB Insights unveiled the second annual Fintech 250 — a list of 250 of the most promising private companies applying a mix of software and technology to transform the financial services industry. This year’s cohort has already seen more mega-rounds in 2018 YTD than 2017’s Fintech 250 list in all of 2017, with 23 mega-rounds investments.

Fintech 78

Fintech Lending Capital Analytics 78

Gonzobanker

MAY 31, 2019

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. But how can community banks successfully compete with big banks and fintechs that are spending billions on their digital lending capabilities? Source: DeBanked ) Square Capital lent about $1.6 Technology Utilization.

Lending 136

Lending Community Bank Community Data 136

Gonzobanker

DECEMBER 20, 2018

GonzoBankers, 2018 has been a troublesome year. about the best and worst in banking for 2018 and get fired up to start again in ’19. Ladies and gentlemen, we bring you the 2018 GonzoBanker Awards ! Although all banks faced stock headwinds in 2018, we give the nod to William Demchak at PNC Financial Services.

Fintech 105

Fintech Conference Innovation Community 105

PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. But a standstill in the credit markets created a vacuum for a bit, at least along traditional lending conduits. Necessity is the mother of invention. Behind the Numbers .

Lending 148

Lending Innovation Fintech Cards 148

PYMNTS

OCTOBER 2, 2018

We’re also a pure-play technology company, designed to support banks [that] want to offer lending products, but … either can’t or won’t dedicate hundreds of millions to building the capacity,” he said. The company has added three others since then and noted more partnerships will be announced in the latter part of 2018.

Lending 134

Lending Alabama Online System 134

CB Insights

MARCH 20, 2019

From e-commerce to software to payments, several companies with $1B+ valuations exited in 2018. Using CB Insights data, we identified the startups with a $1B+ valuation that exited in 2018. We’ve also covered 2018’s 14 European unicorns , 37 Chinese unicorns , and 55 US unicorns.). Meituan Dianping.

Company 70

Company San Francisco Capital Software 70

PYMNTS

FEBRUARY 25, 2020

Kraft Heinz, one of the world’s prominent global food and beverage companies, operates Evolv through a team effort, involving food, startup and venture capital professionals. Fabric launched an automatic fulfillment center in October of 2018. Evolv contributed an undisclosed amount to Fabric’s $110 million round.

Lending 130

Lending Retail Capital Operations 130

PYMNTS

FEBRUARY 28, 2020

With more than $1 billion raised — and more to come — this week became the most lucrative for B2B FinTech venture capital funding. million in new funding for its technology targeting small businesses in the U.K. Digital Risks’ first Series A round closed in 2018.) Digital Risks. InsurTech company Digital Risks announced $10.4

Fintech 175

Fintech Capital Lending Report 175

PYMNTS

DECEMBER 8, 2019

B-North wants to disrupt the £154 billion UK business lending market. The majority of SME lending is via the big High Street banks and our experience shows they often use outdated ‘legacy’ systems, rigid lending policies, and faceless, centralized processing centers. percent in equity at a £14,247,942 ($18.7 million ($1.97

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Lending Regional Policies Operations 131

PYMNTS

AUGUST 21, 2020

The move “will enable it to capitalize on the accelerating transition of millions of bank customers from branch-based activity to digital services during the COVID-19 pandemic,” the news outlet said. On its website, 10X Future Technologies describes itself as “leading a revolution with our next-generation cloud-native technology platform.”

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Report Digital Banking Lending Technology 173

PYMNTS

AUGUST 12, 2016

That’s the opinion of the Competition and Markets Authority (CMA), which earlier this week said technology would be one of the underpinnings of getting lending to increase to SMEs, a group that would naturally benefit from improved access to capital. banking system needs a bit of jostling. In the U.K.,

Lending 100

Lending Comparison Industry Innovation 100

William Mills

SEPTEMBER 25, 2018

SME Lending for the Indian marketplace. Efficiency gains in getting and processing paper records that are used in the lending review process. ^DG. With small business, there is a tremendous need for access to capital. And of course, SMB lending has been a huge focus for fintech. Showing reporting/analytics in excel. ^KT

Mobile 78

Mobile Customer Experience Lending Analytics 78

PYMNTS

APRIL 28, 2020

The funding will also go toward technological advancements, more improvements on its product suite and better big-data capabilities. In 2018, Oriente raised $105 million in a funding round, then one of the largest numbers for a startup in Asia. Its sales volume increased 20 percent for merchant partners last year.

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Big Data Lending Maine Groups 182

PYMNTS

NOVEMBER 11, 2020

Big technology firms in China are suffering as regulatory issues continue, triggering falling share prices, according to a CNBC report on Wednesday (Nov. 2), China’s central bank and regulators outlined new rules for digital micro-lending. It is also lower than Ant Group’s valuation in a 2018 funding round of $14 billion.

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Regulation Marketing Groups Lending 207

PYMNTS

JUNE 21, 2019

Chinese P2P lending company Dianrong, which offers lending solutions and investment products, has completed its latest funding round, according to reports. Standard Chartered Private Equity was the main investor, and Affirma Capital also participated in the round. The company is known as the “lending club of China.”

Lending 100

Lending Capital Maine Groups 100

PYMNTS

MARCH 2, 2018

Toward the start of 2018, analysts began to highlight the potential for venture capital (VC) to embrace the B2B business model. Total venture capital across the global FinTech market between 2010 and 2017 hit a combined $97.7 Alternative Lending. A report released this week found startups across the U.S., Blockchain.

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

JANUARY 23, 2020

Venture capital firm Canapi Ventures announced $545 million in funding that will serve as its inaugural venture capital funds, gleaned from a sizable investor base. Ludwig added that he wanted to align the interests of both banks and the companies to which they’ll be lending, in a beneficial partnership for all involved.

Fintech 130

Fintech Capital Software Industry 130

PYMNTS

JULY 31, 2018

BlueVine, the FinTech startup that recently announced a $60 million round of financing, has added $12 million to its Series E round of funding from M12, Microsoft’s venture capital fund. Founded in 2013, BlueVine is one of the leading FinTech players in online small business lending. We look forward to seeing what they do next.”.

Lending 100

Lending Capital Fintech Online 100

PYMNTS

JULY 23, 2019

The new fund, like the previous one, is meant to spark investment in cutting-edge technology companies around the globe. That Saudi Arabia connection was dealt a blow when the crown prince was accused of murdering journalist Jamal Khashoggi in 2018. The fund has invested almost $70 billion in startups like Uber and WeWork.

Lending 134

Lending Capital America Technology 134

PYMNTS

NOVEMBER 17, 2020

Embedded finance, the release noted, refers to the integration of financial service technologies with other provider solutions. The method will grow tenfold in the next five years, the release stated, citing a Lightyear Capital analysis, as businesses look for ways to access simple, transparent business solutions.

Tools 167

Tools Capital Analysis Financial Technology 167

PYMNTS

FEBRUARY 22, 2019

Lending performance data solutions provider Brismo is integrating its technology into the LendingClub platform, enabling lenders to analyze the performance of their portfolios. In a press release issued on Thursday (Feb. In a press release issued on Thursday (Feb. Loan originations were up 18 percent, reaching $2.87

Lending 122

Lending Analytics Data Capital 122

PYMNTS

JUNE 24, 2020

Zopa received those funds from a group linked to IAG Capital Partners, a U.S.-based Since COVID-19, non-bank lenders have been hurting as capital markets became less available and retail investors tried to withdraw their cash from the P2P sector, the Times reported. Capital One was one of the earlier disrupters,” Janardana said.

Security 215

Security Capital Cards Report 215

PYMNTS

SEPTEMBER 20, 2018

Peer-to-peer (P2P) lending in China is not for the faint of heart — and that’s putting it lightly. Swimming against that tide is China-based P2P lending provider X Financial. Technology serves as an advantage for X Financial, even beyond its underwriting engine. However, that’s not the focus, at least for now.

US 166

US Lending New York Cards 166

CB Insights

SEPTEMBER 1, 2020

CB Insights has unveiled the third annual Fintech 250 — a list of 250 of the top private fintech companies using technology to transform financial services. Previous winners and highlights from the Fintech 250 class of 2018. Top VC investor: Ribbit Capital is the most active investor in this year’s Fintech 250 companies.

Fintech 101

Fintech Company Lending Capital 101

PYMNTS

AUGUST 25, 2019

Chinese social eCommerce platform Wanwu Xinxuan has raised $20 million in a Series B round of financing led by Fresh Capital, with participation from Redpoint China Ventures, according to Deal Street Asia. Launched in August 2018, Wanwu Xinxuan is an online retail platform selling children’s apparel, shoes and accessories.

Data 109

Data Fintech Lending Regional 109

PYMNTS

JANUARY 7, 2019

Reuters, citing the official China newspaper, reported financial institutions are being called on to provide increased support for private companies and will have the ability to use financial tools including bonds and bank lending. That, noted the report, will provide around $116 billion in new cash banks can use to lend.

Lending 129

Lending Taxes Study Report 129

PYMNTS

FEBRUARY 4, 2020

Among the most disruptive changes introduced in 2016 by the Jumpstart Our Business Startups (JOBS) Act is the opportunity for small, private businesses to raise capital via crowdfunding, adding yet another avenue to capital to the long list of traditional and alternative finance options available to small to medium-sized businesses (SMBs) today.

Lending 131

Lending Capital Strategy Millennials 131

Gonzobanker

FEBRUARY 7, 2018

Imagine one big party of more than 1,000 larger bank acquirers, smaller bank potential sellers, salivating investment bankers, and pen-in-hand attorneys full of big grins and big plans for 2018. Many banks are at or past the regulatory “suggested” 300% of total capital and can’t pull this revenue lever any more. Source: SNL.

Taxes 76

Taxes Video Analytics Arkansas 76

PYMNTS

JUNE 18, 2018

Biz2Credit’s latest Small Business Lending Index found that loan approval rates at alternative lenders stagnated – and at credit unions, they actually fell. Its latest index for May 2018 found that small business optimism was the highest it’s been since July 1983, and the second-highest in 45 years. percent a month prior.

Lending 112

Lending Community Bank Regional Community 112

PYMNTS

JANUARY 12, 2020

million in a Seed funding round for its neo-bank epiFi, led by Sequoia India and Ribbit Capital, TechCrunch reported on Sunday (Jan. Also participating in the funding rounds were David Velez, Kunal Shah and VC fund Hillhouse Capital. In 2018, international investors invested a record $9.6 billion into startup lenders.

Google 101

Google Capital Millennials Digital Banking 101

Bank Innovation

MARCH 1, 2019

Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor. This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac.

Fintech 170

Fintech Financial Technology Technology Operations 170

PYMNTS

APRIL 13, 2020

percent in 2018, to 59.5 While the technology may remain unfamiliar to many legacy players and regulators in the financial market, blockchain can be a useful solution in streamlining the invoice finance process for small businesses that continue to wait longer for their invoices to be paid. . The Technology Mix.

blockchain 155

blockchain Capital Regulation Fintech 155

PYMNTS

JANUARY 17, 2019

As innovative technologies move down stream, small and medium-sized businesses are poised to benefit significantly from being able to customize a flexible payroll and human capital management (HCM) program. The evolution of payroll is all about pushing back against the notion of one-size-fits-all. ” In the U.S.,

Capital 173

Capital Tools Survey Management 173

PYMNTS

APRIL 30, 2018

Marketplace lending. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. billion in 2018 growing to $1.1 billion in 2018 growing to $1.1 Blockchain.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

SEPTEMBER 9, 2019

Goldman Sachs Group is giving a $100 million loan to Konfio, marking the first time the lender’s structured finance, investment and lending business has provided a credit facility to a Latin American FinTech. Konfio’s technology is also able to keep non-performing loans under control, with the company’s delinquency rate at 4.8

New York 123

New York Lending Conference America 123

PYMNTS

DECEMBER 28, 2018

With FinTechs offering clients a range of easy-to-use, sophisticated products, banks in 2018 were pressured to react to small businesses’ demand for advisory services — not just data, and not just digital platforms. Bank technology provider nCino has kept this challenge in mind throughout 2018. back office, too.

Fintech 177

Fintech Customer Experience Tools Technology 177

PYMNTS

APRIL 16, 2019

It also introduces updated requirements, in line with post ‘07-’09 financial crisis levels, for liquidity and capital. Also, banks will have to hold a minimum amount of funds against lending risks, to increase financial stability. Parliament also passed protection for whistleblowers who bring crimes like tax evasion to light.

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System Taxes Regional Google 116