PYMNTS

FEBRUARY 7, 2019

said ZipBooks Co-Founder and Chief Operating Officer Jaren Nichols in a statement announcing research at the time. 6) said an examination of the largest banks’ tax savings found that most met or exceeded their expectations, saving a combined $21 billion from their tax bills in 2018. Overall, the top banks saw lending grow by 2.3

Taxes 122

Taxes Lending National New York 122

BankUnderground

JULY 20, 2022

In a recent paper we explore the effect on bank lending by combining data on exposure to negative rates with banks’ balance sheets, the Spanish credit register and firms’ balance sheets. This effect was especially strong for undercapitalised banks and lending to risky firms. Why might negative rates work differently?

Policies 87

Policies Lending Capital Study 87

Gonzobanker

MAY 31, 2019

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. But how can community banks successfully compete with big banks and fintechs that are spending billions on their digital lending capabilities? Source: DeBanked ) Square Capital lent about $1.6 Source: DeBanked ).

Lending 136

Lending Community Bank Community Data 136

CB Insights

OCTOBER 21, 2018

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. Outside the US: 44% of the 2018 Fintech 250 are based outside the US. Please click to enlarge.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

FEBRUARY 25, 2020

Kraft Heinz, one of the world’s prominent global food and beverage companies, operates Evolv through a team effort, involving food, startup and venture capital professionals. He said Fabric’s goal was to “change the game” in how businesses operate. Fabric launched an automatic fulfillment center in October of 2018.

Lending 130

Lending Retail Capital Operations 130

PYMNTS

OCTOBER 2, 2018

Avant is really two businesses operating under one roof — connected in crucial ways, but separate in function. We’re also a pure-play technology company, designed to support banks [that] want to offer lending products, but … either can’t or won’t dedicate hundreds of millions to building the capacity,” he said.

Lending 134

Lending Alabama Online System 134

Abrigo

JULY 5, 2020

Credit unions like Telhio Credit Union in Central Ohio had employees working around the clock to help with PPP loans, and they used an SBA lending solution that automated the origination process, as well as the forgiveness and administration phases. The SBA didn’t break out larger credit union PPP lending activity.) get started.

Technology 195

Technology Lending Capital Meeting 195

PYMNTS

JANUARY 9, 2020

China’s peer-to-peer (P2P) lending market is headed for more turbulence in 2020 as more of its popular platforms face potentially being shut down as the government tightens regulatory reins. Gansu, Hebei, Hunan, Chongqing and Sichuan were among Chinese provinces ordering a total shutdown of P2P lending in 2019. billion yuan (US$70.4

Lending 131

Lending Regulation Capital Industry 131

PYMNTS

JANUARY 6, 2020

small businesses (SMBs) — 57 percent — reported revenue growth in 2018, although profits remained the same as in 2017, according to Forbes , citing the Small Business Credit Survey (SBCS). According to the survey, while revenues grew for most, the percentage of firms operating at a profit remained unchanged from the previous year’s report.

Survey 130

Survey US Capital Lending 130

Jeff For Banks

APRIL 30, 2022

The much sought after "operating account." Take a more normal rate scenario at the end of 2018, when FF stood at 2.50%. Two reasons, in my opinion: average balance per account, and operating expense per account. What does a "full relationship" mean? I thought, business loan plus a business checking account. CRE still wins.

Lending 78

Lending Massachusetts Taxes Community Bank 78

PYMNTS

FEBRUARY 28, 2020

With more than $1 billion raised — and more to come — this week became the most lucrative for B2B FinTech venture capital funding. said the company saw BHL Holdings lead the second Series A funding round, while Nire Capital and existing backers Concentric, Seedcamp and Beazley also participated. Reports in Verdict.co.uk

Fintech 175

Fintech Capital Lending Report 175

PYMNTS

DECEMBER 8, 2019

B-North wants to disrupt the £154 billion UK business lending market. The majority of SME lending is via the big High Street banks and our experience shows they often use outdated ‘legacy’ systems, rigid lending policies, and faceless, centralized processing centers. percent in equity at a £14,247,942 ($18.7 million ($1.97

Lending 131

Lending Regional Policies Operations 131

CB Insights

MARCH 20, 2019

From e-commerce to software to payments, several companies with $1B+ valuations exited in 2018. Using CB Insights data, we identified the startups with a $1B+ valuation that exited in 2018. We’ve also covered 2018’s 14 European unicorns , 37 Chinese unicorns , and 55 US unicorns.). Meituan Dianping.

Company 70

Company San Francisco Capital Software 70

PYMNTS

JANUARY 25, 2021

The Reserve Bank of India aims to prevent events such as the collapse of a significant financier in 2018. One idea is a 9 percent core capital mandate on the top tier. 55-Plus Group Lends Optimism To Travel Operators. The central bank of India wants more stringent regulations for large shadow lenders. trillion in 2019.

United States 217

United States Regulation Payments Lending 217

PYMNTS

DECEMBER 29, 2019

business loans and capital investment have essentially plateaued in the second half of 2019, in what experts say is a reflection of the slowing industrial economy. In commercial real estate lending, the number of CRE loans held at larger banks also began to decline. While there was growth in commercial and industrial loans of 1.6

US 132

US Capital Lending Industry 132

PYMNTS

MAY 29, 2019

Small business lending marketplace BitX Funding has struck an alliance with transportation equipment finance company Pelagic Capital, the companies said in a press release Tuesday (May 28). Pelagic operates as a direct lender as well as a collaborator with dealers to help small businesses obtain non-bank equipment financing.

Capital 128

Capital Lending Taxes Analysis 128

PYMNTS

AUGUST 14, 2019

In the world of small business financial services, entrepreneurs’ frustrations with banking have been loudly vocalized : firms are often considered too small to be profitable for banks’ corporate services units and are therefore pushed into an FI’s consumer banking operations.

Lending 122

Lending Cards FDIC Capital 122

PYMNTS

OCTOBER 6, 2017

The small business loan market is oversaturated, she argued, creating a “FinTech credit bubble” that first showed signs of deflating as investors pulled out of some players like CAN Capital and LendingClub in 2016. Indeed, the remainder of 2017 and 2018 will see more partnerships between the banks and FinTechs.”. Alternative Lending.

Lending 152

Lending Capital Marketing Report 152

PYMNTS

FEBRUARY 14, 2019

13) said that alternative lender Fountainhead Commercial Capital can now offer SBA loans through its platform after securing a Small Business Lending Company (SBLC) loan program license from American Business Lending. The recent government shutdown forced the Small Business Administration to stall its lending operations.

Security 100

Security Lending Washington Capital 100

Jeff For Banks

JULY 19, 2020

Excess Capital 3. In 2018, I searched for individual financial institutions that met each of these criteria. I defined excess capital as top quartile tangible equity to assets for the most recent year ended 2019. SBA Lending. However, there is a reason why this type of business lending comes with a guarantee from the SBA.

Lending 109

Lending Capital California Taxes 109

PYMNTS

JUNE 19, 2018

Rent-A-Center ‘s decision to sell itself to Vintage Capital comes amid a continuing expansion of so-called “alt lending” options for consumers, which could make it more difficult for the chain to reinvent itself as it becomes a private company under its new ownership. Including net debt, the total deal is worth a reported $1.37

Lending 103

Lending United States America Industry 103

Jeff For Banks

FEBRUARY 12, 2024

Raised capital in late 2019. Shuttered large parts of its mortgage operations in stages, first in 7/2021 and later in early 2023 6/25 Selling branches is not easy, but it was best for shareholders. In 2018, started its LIHTC lending line. 14/25 Capital priorities for banks: 1. I will highlight $QCRH and $CFBK.

Columbus 108

Columbus Indianapolis Capital Community Bank 108

PYMNTS

MARCH 2, 2018

Toward the start of 2018, analysts began to highlight the potential for venture capital (VC) to embrace the B2B business model. Total venture capital across the global FinTech market between 2010 and 2017 hit a combined $97.7 Alternative Lending. A report released this week found startups across the U.S., Blockchain.

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

FEBRUARY 26, 2020

The company already operates in Pakistan and plans to roll out in India later this year. JUMO currently has operations in Kenya, Ghana, Uganda, Zambia and Tanzania, where it works with telecoms and financial services firms to provide savings, lending and insurance services. The firm claims to have disbursed $1.8

National 132

National Fintech Lending Operations 132

BankUnderground

NOVEMBER 30, 2021

In our paper , we use balance sheet data for 118 UK banks to empirically investigate whether the asset compositions of banks involved in the UK QE operations reacted differently in comparison to banks not involved in the initial rounds of QE between March 2009 and July 2012. QE and bank lending. QE and central bank reserves.

Lending 76

Lending Capital Groups Policies 76

PYMNTS

OCTOBER 1, 2018

What does small business (SMB) lending look like? seems to be kicking off, showing evidence of surpassing traditional bank lending at many times. In Mexico, small business lending is muted across the board. In Mexico, small business lending is muted across the board. For example, alternative finance in the U.K.

Lending 115

Lending Survey Data National 115

PYMNTS

JULY 23, 2019

The initial Vision Fund was created in 2016 after SoftBank made a deal with Saudi Arabia’s Mohammed bin Salman to have the world’s biggest buyout operation. That Saudi Arabia connection was dealt a blow when the crown prince was accused of murdering journalist Jamal Khashoggi in 2018. Creditas is aiming to change that.

Lending 134

Lending Capital America Technology 134

Abrigo

JANUARY 19, 2022

Excess liquidity is persisting into 2022, affecting balance sheets and capital and squeezing net interest margins further as banks and credit unions deploy more assets in the lower-margin investment portfolio or in plain cash. Lenders earn a spread on loans because they have to cover their operating costs. Ag Lending.

Lending 195

Lending Strategy Groups Examples 195

PYMNTS

APRIL 9, 2019

According to a report in the Financial Times , citing data from the European Central Bank, the loan growth the eurozone has seen since the middle of 2015 appears to be over, with zero banks reporting an increase in demand for loans in the first quarter compared to the fourth quarter of 2018.

Lending 100

Lending Policies Survey Report 100

Jeff For Banks

DECEMBER 10, 2023

Total return includes two components: capital appreciation and dividends. I also filtered for anomalies such as recent merger announcements as a seller, turnaround situations (losses suffered from 2018 forward), mutual-to-stock conversions, and penny stocks. Well done and best of luck leveraging the ECIP capital for good! #2.

Fresno 103

Fresno North Carolina Raleigh FDIC 103

PYMNTS

MARCH 13, 2019

As of now, the country’s insurance and banking regulator is beginning to draft new rules aiming to toughen up oversight in the pawn shop lending industry, according to sources cited by Bloomberg. There is also speculation that the new rules will increase capital requirements for pawn shops. Shares in Sunny Loan Top Co.

Lending 108

Lending United States Comparison Regulation 108

PYMNTS

DECEMBER 15, 2017

Today in PYMNTS’ data, small- and medium-sized businesses (SMBs) have won the alternative financial venture capital (VC) funding rounds, millions of SMBs are in operation in the U.S. — 30 million | Higher end estimation of the number of SMBs in operation in the U.S.

Data 109

Data New York City eBook US 109

Abrigo

SEPTEMBER 16, 2019

Bankers’ attitudes reflect conditions in capital markets and conditions in the economy, primarily the local economy served by each bank,” Dunkelberg and Scott wrote. Is the current period a good time to expand your operations? How do you expect the regulatory burden on your bank to change over the next 12 months? Asset/Liability.

Community Bank 150

Community Bank Community Policies Survey 150

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. operations with a soft landing of customers to Varo.

Fintech 109

Fintech FDIC Capital Community Bank 109

Independent Banker

JULY 31, 2022

Featured offerings include commercial banking, commercial real estate lending for both owner-occupied and investment, SBA lending, and deposit and business treasury services. from 2016 until its sale in 2018. He began his career in the securities business and specializes in commercial banking, real estate lending and treasury.

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

JANUARY 16, 2018

In its announcement , Sorodo said it will be expanding its small business lending platform that first launched in 2014 to address the gap in small business funding left in the wake of the global financial crisis. This will determine which lender offers a suitable funding product based on the information provided by the business owner.

Lending 100

Lending Community Regional National 100

PYMNTS

JANUARY 24, 2019

million in funding from RCE Capital Berhad, a Malaysian investment holding company, according to reports. Credit Culture, which was started by former bankers, is going to use the money to grow its operational abilities. Edmund Sim, Credit Culture’s founder and CEO, said this will simplify the lending process.

Fintech 125

Fintech Comparison Security Lending 125