CFPB Monitor

OCTOBER 21, 2021

The CFPB, Federal Reserve Board, FDIC NCUA, OCC, in conjunction with the state bank and state credit union regulators, jointly issued a statement on managing the transition away from LIBOR (Joint Statement). Fallback language.

Regulation 78

Regulation Management FDIC Risk Management 78

PYMNTS

JANUARY 24, 2019

Dun & Bradstreet Global Head of Compliance and Supply Products Brian Alster said that, as the once-separate procurement and compliance efforts within organizations continue to converge, technology is going to play an increasingly critical role for businesses to manage the bombardment of risks, including fraud, non-compliance and cyberattacks.

Compliance 191

Compliance Risk Management Training Analysis 191

Abrigo

JANUARY 18, 2017

As part of larger efforts to expand credit unions’ ability to participate in commercial lending, the NCUA passed a new MBL rule effective January 1, 2017. While this represents significant new growth opportunities for credit unions, it also opens up new areas of potential risk. percent of a credit union’s assets.

Lending 150

Lending Risk Management Management Compliance 150

PYMNTS

JULY 23, 2019

The Hyderabad center, PayPal’s third technology center in India, will focus on data science, risk management and machine learning to help businesses protect themselves from fraud. Launched in India in 2017, PayPal India reported in January it experienced a more than twelvefold increase in revenue.

Data 134

Data Fraud Risk Management Google 134

PYMNTS

SEPTEMBER 6, 2017

The company’s latest 2017 Global Corporate Treasury Survey was recently published, and it’s not surprising that, since its 2015 report, Deloitte found that treasurers continue to face new pressure from their executive committees and boards to become a strategic, value-added role within the enterprise. Technology Tripping Up Treasury.

Risk Management 108

Risk Management Survey Management System 108

FICO

NOVEMBER 21, 2022

Innovation – AI and Decision Management Platform (*New category win for FICO). FICO is honored to be recognized for excellence in risk management and compliance and would like to congratulate all the winners for their best-in-class contributions across the risk management space. Darryl Knopp.

Report 52

Report Risk Management Compliance Analytics 52

PYMNTS

NOVEMBER 26, 2019

SME market.”. First established in 2017 through LGB Corporate Finance , the MTN program offers loans to institutional, wealth management and private investors. This matching policy “is a key element of the group’s risk management and governance.”.

Lending 141

Lending Risk Management Policies Meeting 141

William Mills

FEBRUARY 28, 2017

Major trade shows occur throughout the year, and it can be overwhelming to keep track of them all, which is why William Mills Agency has compiled its 2017 Trade Show Directory, which can be downloaded here. One is the 6th annual Bank Innovation 2017 , March 6-7 in San Jose, Calif.,

Strategy 40

Strategy San Jose Conference Indianapolis 40

PYMNTS

FEBRUARY 6, 2019

.” Trade credit insurance designed for small businesses is a growing market, with companies like Euler Hermes rolling out products aimed at helping small suppliers protect against the risk of non-payment from their customers. ” . ”

Risk Management 134

Risk Management Tools Management Payments 134

PYMNTS

OCTOBER 18, 2017

We’re starting to see momentum in the market as banks recognize the benefits that the cloud has to offer, and how those outweigh the perceived risk that comes with implementing new technology, especially around those of replacing aging payments systems,” explained Darryl Proctor, product director, Payments, at Temenos.

Risk Management 122

Risk Management Meeting Survey Payments 122

PYMNTS

MARCH 12, 2018

Austin Burkett, global head of Quant and Feeds at Thomson Reuters, said, “News and social media are driving the investment and risk management process more than ever with the continuing rise of passive and quant-driven trading.”. As bitcoin slid over the past few months, searches for “bitcoin” on Google declined, Bloomberg reported.

Bitcoin 102

Bitcoin social media cryptocurrency Austin 102

Jeff For Banks

NOVEMBER 1, 2017

Quarterly Financial Markets & Economic Update- October, 2017 I love this time of year. The markets have not given way to anything, with long term bonds still trading in a tight range and short term rates having risen from Fed action. The overall forecast for GDP in 2017 is 2%. in September, 2017.

Marketing 60

Marketing Taxes DC Community Bank 60

PYMNTS

SEPTEMBER 4, 2019

The Hong Kong Monetary Authority has, as finews.asia reported this past week, amended its credit risk management guidelines in a way that seeks to boost the embrace of analytics when lending to smaller firms. billion as of June 30 of this year and as measured since the August 2017 launch.

Lending 134

Lending Fintech Guidelines Meeting 134

Bobsguide

JUNE 14, 2022

Users will benefit from advanced treasury and risk management capabilities. This includes using methods such as Value at Risk (VAR), Potential Future Exposure, Valuation, and Delta to work out potential losses or exposures. Finastra adds Lozenge Analytics complex calculation capabilities to Fusion KTP for treasury customers.

Analytics 60

Analytics Risk Management Compliance Regional 60

PYMNTS

MARCH 16, 2018

Remlinger, Project Manager — Solutions for Business at foreign exchange technology firm OANDA. Because APIs facilitate integration between two services, the technology allows FinTechs to innovate in their niche markets, rather than attempting to be a jack of all trades. “I It’s a sentiment echoed throughout the B2B FinTech market.

Risk Management 134

Risk Management Survey Management Fintech 134

Abrigo

SEPTEMBER 27, 2017

The hundreds of people attending the 2017 Risk Management Summit hosted by Sageworks heard from dozens of thought leaders in the financial services industry. The Sageworks Risk Management Summit is the industry’s leading life-of-loan conference, with topics spanning business development through portfolio risk in a CECL world.

Risk Management 150

Risk Management Management Denver Chicago 150

FICO

NOVEMBER 22, 2018

Many lenders in markets outside the US use FICO® Scores to assess the risk of consumers applying for loan, but don’t continue to monitor those consumers’ risk using the FICO Score. In this post, I will share analysis that shows why using account management scores is equally important. The FICO Score in Russia.

Management 45

Management Analysis Strategy Trends 45

Abrigo

MARCH 6, 2017

3) @JohnRBarlow – John Barlow is president of Barlow Research, which provides market research for commercial banks. His Tweets mix news about middle market, small business and business internet banking with occasional pop culture references. It often Tweets columns tied to breaking news and statistics. Learn more here.

social media 150

social media Lending Community Community Bank 150

PYMNTS

SEPTEMBER 13, 2017

Sabre Corporation has published the results of its “ 2017 Asia Pacific Corporate Traveler Study ,” identifying two major trends driving business travel in the region: an increased emphasis on mobility and a growing concern over non-compliance. According to that report, 78 percent of U.S.

Policies 158

Policies Compliance Mobile Survey 158

PYMNTS

MARCH 7, 2018

LendingPoint Merchant Solutions combines LoanHero’s merchant onboarding, program management and reporting technology with LendingPoint’s credit underwriting, risk management and customer service expertise. The move comes after the company acquired LoanHero in Dec.

Retail 100

Retail San Diego Georgia Risk Management 100

PYMNTS

MAY 30, 2018

Alipay , Ant’s mobile payment and lifestyle platform, was processing 256,000 transactions per second at the height of 2017’s Single’s Day Shopping Festival. Also, Alipay has added two new third-party money market funds to its Yu’e Bao spare cash management platform within the Alipay app.

Risk Management 100

Risk Management Fintech User Experience Management 100

PYMNTS

AUGUST 3, 2018

remains the top trading partner for the market. More than one quarter of SMBs surveyed expect to export to a new market in the coming months, a 3 percent increase from the first quarter. SMBs are engaging in heavy trade with Europe, though the U.S. “Over 1.8 million small and medium-sized businesses are now doing business abroad.

Survey 100

Survey Risk Management Data Strategy 100

PYMNTS

DECEMBER 3, 2019

Lots of innovators come to market claiming they’re ready to explosively disrupt the status quo, but the number of products that actually do manage that kind of up-and-to-the-right adoption pattern are far fewer in number. When we asked in 2017 how many consumers have received an instant payment, the answer was a paltry 11 percent.

Payments 141

Payments Risk Management Industry Regulation 141

CFPB Monitor

AUGUST 6, 2018

For example, it will highlight violations identified through supervision and examiner observations and provide practical steps for managing consumer compliance risks in coordination with similar FRB programs such as the Consumer Compliance Outlook and the Outlook Live webinar series. Mortgage Target Pricing. Disability Discrimination.

Compliance 68

Compliance Risk Management Lending Training 68

Jeff For Banks

JULY 8, 2017

The markets continue to roll and bond markets continue to trade in a 25 basis point range, hitting the higher end when they think the economy is strong (why else would the Fed raise rates?) The Fed has raised rates by 25 basis points twice so far in 2017 and has promised one more increase. million, at the end of May, 2017.

Marketing 60

Marketing Community Bank Security Data 60

Bobsguide

AUGUST 7, 2022

Moving from an on-premises model to a cloud-based managed service is a big part of our operational strategy for treasury activity,” said Gary McDermott, Treasurer at The Co-operative Bank. The Co-operative Bank also uses Fusion Risk for treasury credit risk management and Finastra’s banking technology for payments services. “By

Operations 68

Operations Strategy Innovation Policies 68

PYMNTS

JULY 28, 2017

and get rid of the regional manager positions in the impacted offices. The credit underwriting staffers and salespeople will stay in the local markets with new management. Reuters noted that earlier in 2017, the bank consolidated its auto loan collection staff, which could ultimately result in hundreds of jobs being cut.

Lending 100

Lending Arizona Regional Texas 100

PYMNTS

MARCH 28, 2018

Citing Better Markets, a nonprofit that tries to keep Wall Street honest, TheStreet.com reported the group said promoting Williams to head up the New York Fed would be problematic because he failed to prevent the fake account scandal at San Francisco-based Wells Fargo, which has had far-reaching implications and has hurt countless consumers.

San Francisco 115

San Francisco Los Angeles New York Risk Management 115

PYMNTS

FEBRUARY 14, 2018

2017 was a transformative year for OnDeck,” CEO Noah Breslow noted at the beginning of his remarks. He reminded investors that the firm, which had a very rocky start in 2017, managed to end the year with its effective interest yield up by over 200 basis points and its net charge-off rate down by over 100 basis points.

Taxes 101

Taxes Lending Risk Management Report 101

Jeff For Banks

FEBRUARY 1, 2019

After a lengthy stretch of strong economic growth and stock market gains, the inevitable correction arrived with force in the fourth quarter, culminating with a December that can only be described as “tres terrible!” 52% at the end of 2017. A Long, Cold December I could just scream! 19% at year-end, 2018, down from.52%

Marketing 60

Marketing Community Bank Community Risk Management 60

Insights on Business

FEBRUARY 6, 2018

Regulatory fines imposed in 2017 alone proved this to us in many ways. authorities hit BNP Paribas with fines amounting to approximately USD 600 M for market misconduct and trader collusion that took place over 6 years. The current approach to compliance management is not sustainable. We also saw U.S.

Compliance 87

Compliance Analytics Boston Regulation 87

PYMNTS

MAY 22, 2018

At the top of the list, according to reports, is incoming FinTech disruption, legislation like PSD2, market shifts stemming from Brexit and more. Among the speakers was Graham Taylor, Vodafone’s assistant treasurer, who emphasized the potential for PSD2 regulations to have a profound impact on corporate cash management and payments.

Fintech 122

Fintech Conference Survey Management 122

BankUnderground

JUNE 8, 2023

These recommendations, published in 2017, are organised into four themes, beneath which are 11 more granular recommendations on the information to be disclosed. Equally, many authorities around the world are considering mandatory climate-related reporting. Our approach consists of four consecutive steps summarised in Figure 1.

Policies 95

Policies Groups Regulation US 95

Jeff For Banks

OCTOBER 25, 2018

84% at September 30, 2017. Trade wars and tariffs dominated the market discussion in the third quarter with talk quieting down for now. DJ 10/17/18 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 66

Marketing US Taxes Trends 66

Jeff For Banks

AUGUST 12, 2018

There are some signs of slowing in the housing markets; both existing and new home sales in June fell amidst rising mortgage rates and fewer gains in home prices. for the year ending June, 2017, and +4.2% As well as the economy has been doing from the momentum of tax cuts and reduced regulation, there are always looming issues.

Marketing 60

Marketing Philadelphia Omaha US 60

PYMNTS

MARCH 21, 2019

million — tourists from China visited Europe in 2017 and the demographic “accounts for the largest share of all tourists worldwide” per the report. And the payment gateway from APACPAY gives access to more than 200 alternative payment methods, while its i-RiskCloud risk management service taps into artificial intelligence (AI) and big data.

ATM 108

ATM Mobile Big Data Risk Management 108

Tomorrow's Transactions

DECEMBER 19, 2016

However, in one or two of the projects, the focus did begin to shift to new ways of doing things and we remain of the opinion that more transparent markets will come. A good enough score, I hope, to make our thoughts about 2017 worth at least a glance. Hello 2017. From 2017 predictions | Business Analytics 3.0.

Mobile 30

Mobile Retail Trends Security 30